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Toano › MERRY OAKS › 8655 Merry Oaks Ln✓ Source: REIN MLS #10607191 · record updated Jan 23, 2026 · synced every 2 min · your inquiry is never resold
8655 Merry Oaks LN, TOANO VA 23168 - Main photo
$490,000
$244 / sqft · est. $2,883/mo →
3beds
2.1baths
2,006sqft
77days on market

8655 Merry Oaks Ln, Toano, VA 23168

SoldResidential · built 1988 · MERRY OAKS

About this home

The listing, in the seller's words

Character and charm abound in this unique home nestled on 3 wooded acres. The first-floor primary suite features a walk-in closet and a beautifully appointed French-style bathroom. Enjoy the warmth of pine floors throughout and a living room with vaulted ceilings and skylights that fill the space with natural light. The spacious loft offers flexibility as a third bedroom, office, or creative retreat. An attached workshop with built-in shelving and an oversized garage with room for up to four cars provide ample space for projects and storage, along with a convenient carport for additional covered parking. Also, enjoy the added benefit of the incredible 1 Bedroom / 1 Bathroom apartment above the garage that can be used as an in-law suite or guest quarters! Relax or entertain outdoors on the back deck surrounded by nature. A true one-of-a-kind property offering privacy, space, and timeless character. Third Bedroom is open loft on second floor.

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10607191

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1988

Price / sqft

$244

HOA

None

Taxes

$2,368/yr

County

James City County VA

Waterfront

Yes

MLS #

10607191

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,006
Stories
2
Flooring
Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, Breakfast Area, Loft, PBR with Bath, Workshop
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Other,Partial,Split Rail
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
3.1000
Subdivision
MERRY OAKS
Zoning
A1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar, Carport
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,883/mo

Principal & interest

$2,543

Property tax

$197

Home insurance

$143

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$375,000 – $475,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2944 Snuggles CT · 0.8 mi · 1,785 sqft$375,000 sold 2026-07
3319 Hickory Neck BLVD · 1.5 mi · 1,972 sqft$469,000 sold 2026-05
2915 Snuggles CT · 0.9 mi · 1,672 sqft$380,000 sold 2026-03

Sale & Tax History

List Price

$490,000

Price / Sq Ft

$244

Annual Taxes

$2,368

Monthly Tax

$197

HOA

None

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 21, 2026$490,000—
SoldJan 21, 2026$490,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 8655 Merry Oaks Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 8655 Merry Oaks Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 8655 Merry Oaks Ln?+
Upper County Park is about 0.8 miles away.
Does 8655 Merry Oaks Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 8655 Merry Oaks Ln built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Greg Garrett · Garrett Realty Partners · REIN MLS #10607191

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in ToanoCall or text (757) 777-7577

8655 Merry Oaks Ln, Toano, Virginia 23168 · MLS #10607191 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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