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MathewsALL OTHERS AREA 126633 Fitchetts Wharf Rd✓ Source: REIN MLS #10628670 · record updated Sep 8, 2026 · synced every 2 min · your inquiry is never resold
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Main photo
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 2
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 3
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 4
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 5
2beds
2baths
1,016sqft
154days on market

633 Fitchetts Wharf Rd, Mathews, VA 23109

ActiveResidential · built 1950 · ALL OTHERS AREA 126

Facts & features

Type

Residential

Year built

1950

Price / sqft

$246

HOA

None

Taxes

$1,121/yr

County

Mathews County VA

MLS #

10628670

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,016
Stories
1
Flooring
Carpet, Vinyl
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Heat Pump W/A
Cooling
Heat Pump, Heat Pump W/A
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.9900
Subdivision
ALL OTHERS AREA 126
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Fresh improvements and a new price make this charming Mathews home an opportunity you won't want to miss! Move right in and enjoy peaceful country living on nearly an acre, just minutes from downtown Mathews and nearby marinas. The updated kitchen features granite countertops, soft-close cabinetry, and stainless steel appliances, while major improvements completed just four years ago—including the roof, HVAC, carpet, water heater, and fresh interior paint—provide peace of mind. A spacious utility/mud room adds extra storage and everyday functionality. Relax on the welcoming front porch, enjoy the expansive yard with plenty of room to garden, entertain, or simply unwind, and experience all the charm this move-in-ready home has to offer. Make this your NextHome today!

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10628670

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A compact two-bedroom, two-bath cottage on Fitchetts Wharf Road in Mathews County — 1,016 square feet of character-rich living built in 1950, set in one of the Northern Neck's quietest waterfront corridors and about 41 minutes from Naval Weapons Station Yorktown.

Read the full overview ↓

Why this home stands out

What sets 633 Fitchetts Wharf Road apart is the combination of mid-century bones and genuine Mathews County waterfront atmosphere that simply doesn't exist at scale. The 1950 build gives the home a solidity and proportion you won't find in newer construction, while the Fitchetts Wharf Road address places you at the edge of the Chesapeake Bay watershed — where the pace of life shifts the moment you turn off the main road. Two full baths in a 1,016-square-foot footprint means no compromises on daily comfort.

ALL OTHERS AREA 126 and the Mathews real estate market

Mathews County is one of Virginia's smallest counties by population and one of its most distinctive by character. The county occupies a peninsula formed by the North River and Mobjack Bay, putting water within reach of nearly every road — and Fitchetts Wharf Road is no exception. This stretch of Mathews sits in the southeastern quadrant of the county, where tidal creeks, working waterfronts, and old family properties define the landscape. There are no traffic lights in Mathews County. That's not a quirk — it's a statement about the pace of life here. The county seat of Mathews Court House is a short drive inland, offering a courthouse square, local shops, and the kind of community fabric that larger markets have largely lost. For anyone comparing homes for sale in Mathews County, the Fitchetts Wharf corridor represents the county at its most authentically coastal.

What's nearby

Daily errands center on Mathews Court House, roughly ten minutes away, where you'll find a grocery option, pharmacy, hardware, and local dining. The town of Gloucester is about 25 minutes north on Route 17 and adds a fuller retail lineup including a Walmart Supercenter, medical offices, and chain restaurants. Water access points, boat ramps, and public landings are woven throughout the surrounding roads. Deltaville — a well-known boating destination — is reachable in under 30 minutes. For a broader regional day trip, Williamsburg's Colonial Historic Area and shopping corridor sit roughly 50 minutes northwest, and the Hampton Roads metro is about an hour south.

For different buyers

For military families relocating

At 41 minutes from both Naval Weapons Station Yorktown and Camp Peary, 633 Fitchetts Wharf Road is a realistic daily commute for service members who want to live well outside the base perimeter. A VA loan can make a property like this accessible with no down payment — and Mathews County's lower price points mean your benefit goes further here than in the denser Hampton Roads submarkets. The quiet county setting is a genuine lifestyle upgrade for families ready to trade suburban density for open water and open roads.

For buyers drawn to character

If you're drawn to homes with a story — original mid-century proportions, a location that hasn't been developed into uniformity, and a county where the working waterfront is still real — 633 Fitchetts Wharf Road is worth a serious look. Built in 1950 and sitting on one of Mathews County's most evocative road names, this cottage carries the kind of authenticity that newer construction simply cannot replicate. Two full baths and a tight, manageable footprint make it practical without sacrificing any of the charm.

More buyer questions

How far is 633 Fitchetts Wharf Road from Naval Weapons Station Yorktown?

The drive from 633 Fitchetts Wharf Road to Naval Weapons Station Yorktown is approximately 41 minutes under normal traffic conditions, heading north through Gloucester County via Route 17.

What is the flood zone status for 633 Fitchetts Wharf Road?

Mathews County properties near tidal corridors frequently carry FEMA flood zone designations — the FloodRisk tile on this page shows the current FIRM panel data and zone classification for this specific parcel.

Is there an HOA at 633 Fitchetts Wharf Road?

No HOA is associated with this property, which is common for older Mathews County parcels along rural road corridors like Fitchetts Wharf Road.

What is Mathews County like as a place to live?

Mathews County is a rural, water-oriented peninsula community with no traffic lights, a tight-knit local culture, and consistent access to tidal creeks and bay waters — it draws buyers who prioritize quiet, natural surroundings and a slower pace over suburban convenience.

Can a VA loan be used to purchase 633 Fitchetts Wharf Road?

Yes — eligible service members and veterans can use a VA loan on this property, provided it meets standard VA appraisal and condition guidelines; the VA loan page on this site walks through how the benefit works in Virginia.

Tom and Dariya Milan at LPT Realty know Mathews County and the surrounding waterfront corridors well — reach out to talk through what 633 Fitchetts Wharf Road could look like for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Mathews$210K – $290K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMatthews Elementary
  • MiddleThomas Hunter Middle
  • HighMathews

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,463/mo

Principal & interest

$1,297

Property tax

$93

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Mathews home worth?

Sale & Tax History

List Price

$249,900

Price / Sq Ft

$246

Annual Taxes

$1,121

Monthly Tax

$93

HOA

None

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 7, 2026$249,900
Price reducedSep 8, 2026$249,900−$5,000
Currently listed$249,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

154 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 633 Fitchetts Wharf Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 633 Fitchetts Wharf Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 633 Fitchetts Wharf Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 633 Fitchetts Wharf Rd built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10628670

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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633 Fitchetts Wharf Rd, Mathews — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

633 Fitchetts Wharf Rd, Mathews, Virginia 23109 · MLS #10628670 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.