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MathewsALL OTHERS AREA 126633 Fitchetts Wharf Rd✓ Source: REIN MLS #10628670 · record updated Jul 14, 2026 · synced every 2 min · your inquiry is never resold
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Main photo
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 2
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 3
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 4
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 5
$254,900
$251 / sqft · est. $1,490/mo →
2beds
2baths
1,016sqft
97days on market

633 Fitchetts Wharf Rd, Mathews, VA 23109

Under ContractResidential · built 1950 · ALL OTHERS AREA 126

About this home

The listing, in the seller's words

Fresh improvements and a new price make this charming Mathews home an opportunity you won't want to miss! Move right in and enjoy peaceful country living on nearly an acre, just minutes from downtown Mathews and nearby marinas. The updated kitchen features granite countertops, soft-close cabinetry, and stainless steel appliances, while major improvements completed just four years ago—including the roof, HVAC, carpet, water heater, and fresh interior paint—provide peace of mind. A spacious utility/mud room adds extra storage and everyday functionality. Relax on the welcoming front porch, enjoy the expansive yard with plenty of room to garden, entertain, or simply unwind, and experience all the charm this move-in-ready home has to offer. Make this your NextHome today!

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10628670

VaHome team overview

Our read on this home

At a glance

A compact two-bedroom, two-bath cottage on nearly a full acre in Mathews County, Virginia. Built in 1950 and sitting at just over 1,000 square feet, 633 Fitchetts Wharf Road offers genuine rural quiet, generous outdoor space, and the kind of unhurried Chesapeake-country character that's genuinely hard to find.

Read the full overview ↓

Why this home stands out

What sets 633 Fitchetts Wharf Road apart isn't square footage — it's the setting. Almost a full acre of land in Mathews County means room to breathe, garden, store a boat, or simply enjoy the outdoors without a neighbor on top of you. The 1950 build gives the home a solid, no-frills bones that suits the landscape, and the two full baths make the modest footprint genuinely livable for a couple, a small family, or anyone craving a quieter pace on Virginia's Middle Peninsula.

ALL OTHERS AREA 126 and the Mathews real estate market

Mathews County is one of the last genuinely unhurried corners of coastal Virginia, and Fitchetts Wharf Road sits squarely in that spirit. The area around Route 14 and the county's tidal creeks is characterized by working waterfronts, wide sky, and properties that tend to have acreage rather than postage-stamp lots. Neighbors here are a mix of longtime locals, watermen families, and people who made a deliberate choice to trade suburban convenience for elbow room and a slower rhythm. The county seat of Mathews Court House is a short drive away and carries the quiet charm of a small Virginia town — a hardware store, a diner, a post office, the kind of place where people still say hello. For buyers searching for a Mathews County cottage with land, this address delivers exactly that combination: a manageable home, a real yard, and a community that genuinely values its rural, water-adjacent identity.

What's nearby

Daily errands are straightforward from Fitchetts Wharf Road. The town of Mathews Court House is close by for basics, and the slightly larger hub of Gloucester Court House — roughly 20 minutes north — adds grocery stores, pharmacies, hardware, and more dining options. Gloucester Point, where the York River meets the Chesapeake Bay, is within easy reach and offers waterfront parks and boat ramps. Williamsburg is roughly 45 minutes away for a broader range of shopping, dining, and entertainment. The Middle Peninsula's network of creeks, rivers, and bay access points means outdoor recreation — fishing, kayaking, crabbing — is essentially at your doorstep.

For different buyers

For military families relocating

Naval Weapons Station Yorktown runs about 41 minutes from Fitchetts Wharf Road, and Camp Peary sits at roughly the same drive. If you're eligible for a VA loan, that benefit pairs well with a property like this — land, a full two baths, and a county where your dollar stretches noticeably further than it does closer to base. The commute is real, but for the right family, the tradeoff is worth every minute.

For buyers drawn to character

If what you're looking for is a 1950 cottage with real land, a working-waterfront county vibe, and zero HOA telling you what to do with your acre, 633 Fitchetts Wharf Road is worth a serious look. Mathews County has a distinct identity — part waterman culture, part rural Virginia — and this address puts you right in the middle of it. It's not for everyone, and that's exactly the point.

More buyer questions

How far is 633 Fitchetts Wharf Road from Naval Weapons Station Yorktown?

The drive from 633 Fitchetts Wharf Road to Naval Weapons Station Yorktown is approximately 41 minutes under normal traffic conditions, heading north and west through Gloucester County toward the York River corridor.

How far is 633 Fitchetts Wharf Road from Camp Peary?

Camp Peary is also roughly 41 minutes from this address, following a similar route through Gloucester and into York County near Williamsburg.

Is there an HOA at 633 Fitchetts Wharf Road?

This property is not part of a homeowners association, which means no HOA restrictions on how you use your nearly one-acre lot.

What is the flood zone status for 633 Fitchetts Wharf Road?

Mathews County has significant areas within FEMA-designated flood zones given its tidal and low-lying geography — flood zone determination for this specific parcel should be confirmed through official FEMA flood map resources or during the due-diligence period.

What can you do with the lot at 633 Fitchetts Wharf Road?

At just under a full acre, the lot offers real flexibility — room for a detached garage or workshop, a garden, boat or trailer storage, or simply open green space, subject to Mathews County zoning guidelines.

Want to know more about 633 Fitchetts Wharf Road or explore other properties in Mathews County? Tom and Dariya Milan are happy to walk you through everything — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMatthews Elementary
  • MiddleThomas Hunter Middle
  • HighMathews

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1950

Price / sqft

$251

HOA

None

Taxes

$1,121/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10628670

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,016
Stories
1
Flooring
Carpet, Vinyl
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump, Heat Pump W/A
Cooling
Heat Pump, Heat Pump W/A
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.9900
Subdivision
ALL OTHERS AREA 126
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,490/mo

Principal & interest

$1,323

Property tax

$93

Home insurance

$74

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$254,900

Price / Sq Ft

$251

Annual Taxes

$1,121

Monthly Tax

$93

HOA

None

Tax Rate (effective)

0.44%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 8, 2026$254,900
Price reducedJul 8, 2026$254,900−$5,000
Currently listed$254,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 633 Fitchetts Wharf Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 633 Fitchetts Wharf Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 633 Fitchetts Wharf Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 633 Fitchetts Wharf Rd built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10628670

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

633 Fitchetts Wharf Rd, Mathews — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

633 Fitchetts Wharf Rd, Mathews, Virginia 23109 · MLS #10628670 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.