Skip to main content
VaHome.com
Mathews › ALL OTHERS AREA 126 › 633 Fitchetts Wharf Rd✓ Source: REIN MLS #10628670 · record updated Oct 2, 2026 · synced every 2 min · your inquiry is never resold
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Main photo
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 2
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 3
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 4
633 Fitchetts Wharf RD, MATHEWS VA 23109 - Photo 5
2beds
2baths
1,016sqft
178days on market

633 Fitchetts Wharf Rd, Mathews, VA 23109

ActiveResidential · built 1950 · ALL OTHERS AREA 126

Facts & features

Type

Residential

Year built

1950

Price / sqft

$241

HOA

None

Taxes

$1,121/yr

County

Mathews County VA

MLS #

10628670

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,016
Stories
1
Flooring
Carpet, Vinyl
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Heat Pump W/A
Cooling
Heat Pump, Heat Pump W/A
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.9900
Subdivision
ALL OTHERS AREA 126
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Fresh improvements and a new price make this charming Mathews home an opportunity you won't want to miss! NO FLOOD ZONE! Move right in and enjoy peaceful country living on nearly an acre, just minutes from downtown Mathews and nearby marinas. The updated kitchen features granite countertops, soft-close cabinetry, and stainless steel appliances, while major improvements completed just four years ago—including the roof, HVAC, carpet, water heater, and fresh interior paint—provide peace of mind. A spacious utility/mud room adds extra storage and everyday functionality. Relax on the welcoming front porch, enjoy the expansive yard with plenty of room to garden, entertain, or simply unwind, and experience all the charm this move-in-ready home has to offer. Make this your NextHome today!

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10628670

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 1950s two-bedroom, two-bath home on Fitchetts Wharf Road in Mathews County. Just over 1,000 square feet of classic waterside living with authentic rural character. About 41 minutes to Naval Weapons Station Yorktown and the broader Peninsula.

Read the full overview ↓

Why this home stands out

Built in 1950, this home sits on a quiet rural road in Mathews County with genuine waterfront character. The layout spans 1,016 square feet across two bedrooms and two full baths—efficient and straightforward. You'll find the kind of authentic Virginia coastal setting that draws people seeking a slower pace and genuine community connection away from urban sprawl.

ALL OTHERS AREA 126 and the Mathews real estate market

Mathews County is a quiet, rural corner of the Virginia Peninsula. Fitchetts Wharf Road runs through working waterfront territory—the kind of place where the water shapes daily life. The county seat, Mathews, sits about 15 minutes away and offers local services, a post office, and the kind of small-town rhythm that appeals to anyone comparing homes for sale in rural Virginia. Getting around means driving—there's no public transit here, but that's part of the appeal. Yorktown and Colonial Williamsburg are within 30 minutes. Norfolk and the broader Hampton Roads region sit about an hour south. The setting is genuinely remote by regional standards, which means lower density, open views, and a real sense of separation from the busier parts of the Peninsula.

What's nearby

Mathews Harbor is minutes away, offering boat access and working waterfront views. Local restaurants and shops cluster in downtown Mathews, about 15 minutes by car. Grocery stores and pharmacies are in Mathews proper. Colonial Williamsburg and York River State Park sit within 30 minutes. Naval Weapons Station Yorktown is about 41 minutes south. The Piankatank River and Mobjack Bay provide water recreation for boaters and fishing enthusiasts.

For different buyers

Base commute and VA loan notes

Camp Peary and Naval Weapons Station Yorktown are each about 41 minutes away. VA loan financing works well in rural Mathews County, where home prices reflect the quiet setting. This home's compact footprint and two full baths mean minimal maintenance and quick move-in readiness for anyone relocating to the Peninsula.

For buyers drawn to character

A 1950s waterside home with authentic rural Mathews County roots. Two bedrooms and two baths in just over 1,000 square feet speaks to honest, efficient design. The setting—quiet road, waterfront proximity, genuine small-town character—appeals to buyers seeking escape from suburban sameness and real connection to place.

More buyer questions

How far is 633 Fitchetts Wharf Road from Naval Weapons Station Yorktown?

About 41 minutes by car south through Yorktown.

What county is this home in?

Mathews County, Virginia—a rural, waterfront-oriented county on the Middle Peninsula.

Is there public transportation in Mathews?

No. Mathews County is rural and car-dependent, which is typical for this part of the Peninsula.

How close is this home to water access?

Fitchetts Wharf Road sits in working waterfront territory with proximity to Mathews Harbor and the Piankatank River.

What year was this home built?

1950. The home reflects mid-century residential design and sits on a quiet rural road with authentic county character.

Ready to explore this Mathews County waterside home? Reach out to learn more about 633 Fitchetts Wharf Road and rural Peninsula living.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Mathews$205K – $285K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMatthews Elementary
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51115C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,436/mo

Principal & interest

$1,271

Property tax

$93

Home insurance

$71

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Mathews home worth?

Sale & Tax History

List Price

$245,000

Price / Sq Ft

$241

Annual Taxes

$1,121

Monthly Tax

$93

HOA

None

Tax Rate (effective)

0.46%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 7, 2026$245,000—
Price reducedSep 30, 2026$245,000−$4,900
Currently listed—$245,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

178 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 633 Fitchetts Wharf Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 633 Fitchetts Wharf Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 633 Fitchetts Wharf Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 633 Fitchetts Wharf Rd built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10628670

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

633 Fitchetts Wharf Rd, Mathews — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

633 Fitchetts Wharf Rd, Mathews, Virginia 23109 · MLS #10628670 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆