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✓ Source: REIN MLS #10656651 · record updated Oct 16, 2026 · synced every 2 min · your inquiry is never resold
545 Watercrest CIR, ELIZABETHCITY NC 27909 - Main photo
545 Watercrest CIR, ELIZABETHCITY NC 27909 - Photo 2
545 Watercrest CIR, ELIZABETHCITY NC 27909 - Photo 3
545 Watercrest CIR, ELIZABETHCITY NC 27909 - Photo 4
545 Watercrest CIR, ELIZABETHCITY NC 27909 - Photo 5
3beds
3baths
2,087sqft
10days on market

545 Watercrest Cir, Elizabeth City, NC 27909

ActiveResidential · built 2026 · PELICAN POINTE NC

About this home

Welcome to The Wellington at Pelican Pointe, an exciting opportunity for new townhome living within this established Elizabeth City community! Offering 2,087 square feet, The Wellington combines a spacious, versatile floor plan with modern finishes and the convenience of low-maintenance living. The open-concept main level is ideal for everyday living and entertaining, with a spacious kitchen featuring granite countertops, pantry, and peninsula overlooking the dining area and expansive family room. Make your way outside to the patio or enjoy easy access to the one-car garage. Privately situated on the main level, the owner's suite features its own patio access, two walk-in closets, and an en suite bath with double vanity. A second bedroom suite completes the first floor. Upstairs, a generous loft provides flexible space for a home office, media room, or play area, along with a third bedroom suite and large closet. Additional features include a Hardie plank exterior, tankless water heater, and builder's warranty included, offering added value and peace of mind. Pelican Pointe amenities include a clubhouse, pool, playground, basketball court, tennis courts, and community dock with storage, creating plenty of opportunities to relax, stay active, and enjoy the waterfront lifestyle. Incentives available with the use of the preferred lender! Ready for a quick move-in.

Listing courtesy of Jessica Locke · D R Horton Realty of Virginia · REIN MLS #10656651

Facts & features

Type

Residential

Year built

2026

Price / sqft

$192

HOA fee

$154/mo

County

Elizabeth City NC

MLS #

10656651

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,087
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Foyer, Loft, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Security Sys

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Other

Utilities & systems

Heating
Nat Gas
Cooling
Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PELICAN POINTE NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
AT SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

545 Watercrest Circle is a brand-new 2026-built home in Elizabeth City, North Carolina. It offers three bedrooms, three full baths, and 2,087 square feet of thoughtfully designed space. The address sits close to daily conveniences and the Coast Guard campus. There is a lot to like right from the start.

Read the full overview ↓

Why this home stands out

New construction means everything is yours first. No worn finishes, no deferred maintenance, no guessing about the age of the roof or the HVAC. At 2,087 square feet with three full baths, the layout gives every bedroom real privacy. Elizabeth City is a smaller market, so a home at this size and condition stands out quickly among comparable options.

PELICAN POINTE NC and the Elizabeth City real estate market

545 Watercrest Circle sits in a newer residential pocket of Elizabeth City, North Carolina. The streets here are quiet and the builds are recent, giving the area a clean, unhurried feel. Homes along Watercrest Circle tend to be well-kept and similarly scaled, which keeps the block cohesive. Elizabeth City itself is a small city with a genuine downtown along the Pasquotank River. You will find locally owned restaurants, a farmers market, and a historic waterfront district within a short drive. The city is the county seat of Pasquotank County and serves as the commercial hub for the northeastern corner of North Carolina. Getting around is straightforward — US-17 connects you north toward Virginia Beach and south toward the Outer Banks corridor. Daily errands and weekend outings are both easy to manage from this address.

What's nearby

Day-to-day life is convenient from Watercrest Circle. Hangar 7, a local restaurant, is just 0.4 miles away — close enough to walk on a nice evening. The USCG MWR Gym is also 0.4 miles out, making it easy to keep a consistent workout routine. Dollar General is 0.6 miles away for quick household pickups. The proximity to the Coast Guard Support Center campus means the surrounding area is well-maintained and active. Anyone comparing homes for sale in Elizabeth City will notice that this address puts you close to the things you actually use every day.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 43 minutes from 545 Watercrest Circle, and the Coast Guard Support Center campus is even closer. VA loan financing is a natural fit for a new-construction purchase at this address — no seller-side age concerns to negotiate around. The USCG MWR Gym just 0.4 miles away adds real everyday value for anyone connected to the campus.

For first-time buyers

A brand-new 2026 build removes one of the biggest worries for a first purchase — unknown repair costs. Three full baths across 2,087 square feet gives you more space than most first homes offer. The location in a quiet, newer section of Elizabeth City keeps the commute simple and the surroundings low-stress. VA loan financing is widely used in this market and worth exploring.

More buyer questions

How far is 545 Watercrest Circle from NSA Northwest Annex?

The drive is about 43 minutes under normal conditions. The Coast Guard Support Center campus is considerably closer to the address.

What year was 545 Watercrest Circle built?

The home was built in 2026, making it brand-new construction. Everything from the systems to the finishes is at its starting point.

Is 545 Watercrest Circle in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page. Review that section for the current FEMA designation.

How many bathrooms does 545 Watercrest Circle have?

The home has three full bathrooms across its 2,087 square feet. That ratio gives each bedroom real separation and privacy.

Where is 545 Watercrest Circle in relation to downtown Elizabeth City?

The address is on the outer residential edge of Elizabeth City, with downtown along the Pasquotank River reachable in a short drive. US-17 makes the connection quick and direct.

Ready to take a closer look at 545 Watercrest Circle? Reach out to Tom and Dariya Milan at LPT Realty to schedule your visit and get your questions answered.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$335K – $460K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

38min·30.4mi

USCG Finance Ctr

Coast Guard

51min·47.5mi

Dam Neck

Navy

76min·56.3mi

J7 Suffolk

Joint

56min·49.7mi

NNSY

Navy

56min·51.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,192/mo

Principal & interest

$2,075

Property tax

$0

Home insurance

$117

PMI

None

HOA/Condo (paid separately)

$154

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$340,000 – $467,946

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

202 Winborne LOOP · 0.2 mi · 2,070 sqft$340,000 sold 2026-05
118 Spoonbill LOOP · 0.2 mi · 2,019 sqft$343,795 sold 2026-09
234 Spoonbill LOOP · 0.2 mi · 1,987 sqft$345,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$399,890

Price / Sq Ft

$192

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$154 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 6, 2026$399,890—
Price reducedOct 16, 2026$399,890−$100
Currently listed—$399,890—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

10 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 545 Watercrest Cir in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 545 Watercrest Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 545 Watercrest Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was 545 Watercrest Cir built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jessica Locke · D R Horton Realty of Virginia · REIN MLS #10656651

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

545 Watercrest Cir, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

545 Watercrest Cir, Elizabeth City, North Carolina 27909 · MLS #10656651 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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