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GloucesterALL OTHERS AREA 1215323 Clay Bank Rd✓ Source: REIN MLS #10598428 · record updated Jul 2, 2026 · synced every 2 min · your inquiry is never resold
5323 Clay Bank RD, GLOUCESTER VA 23061 - Main photo
5323 Clay Bank RD, GLOUCESTER VA 23061 - Photo 2
5323 Clay Bank RD, GLOUCESTER VA 23061 - Photo 3
5323 Clay Bank RD, GLOUCESTER VA 23061 - Photo 4
5323 Clay Bank RD, GLOUCESTER VA 23061 - Photo 5
$165,000
$101 / sqft · est. $1,006/mo →
2beds
2baths
1,632sqft
317days on market

5323 Clay Bank Rd, Gloucester, VA 23061

ActiveResidential · built 1974 · ALL OTHERS AREA 121

About this home

The listing, in the seller's words

Diamond in the Rough. Bring your hammers and your saws to finish this 1632 sqft. Ranch. Many of the items needed to finish the project are onsite including water heater, some windows, insulation- approximately 80%, vanities, lights and ceiling fans. Many new windows have been installed. New electric panel box and electric roughed in. Sub flooring has been replaced. New French Door and deck/steps. Tubs in place. New Well Pump in Home waiting to be installed. This is an AS IS Cash Sale only. When finished you will have a great location in Mid Country Gloucester. Come and Finish this Project and make this your NextHome today!

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10598428

Schools

  • ElementaryBethel Elementary
  • MiddlePeasley Middle
  • HighGloucester

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1974

Price / sqft

$101

HOA

None

Taxes

$1,218/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10598428

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,632
Stories
1
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Pantry, Utility Room

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Exterior features
Deck, Well
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.5060
Approx. acres
0.51
Subdivision
ALL OTHERS AREA 121
Zoning
SC-1
Ownership
Fee Simple
Garage
No
Parking
Off Street
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51073C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,006/mo

Principal & interest

$856

Property tax

$102

Home insurance

$48

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

91% of $181,760

City assessment record · taxes $1,218/yr

Land share of assessed value

28% — $51,790

Improvements $129,970 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$260,000$419,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

5641 Clay Bank RD · 0.6 mi · 1,392 sqft$260,000 sold 2026-02
4404 Hickory Fork RD · 1.4 mi · 1,488 sqft$405,000 sold 2026-04
5212 Hickory Fork RD · 1.4 mi · 1,460 sqft$325,000 sold 2026-03

Sale & Tax History

List Price

$165,000

Price / Sq Ft

$101

Annual Taxes

$1,218

Monthly Tax

$102

HOA

None

Tax Rate (effective)

0.74%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 19, 2025$165,000
Price reducedJun 5, 2026$165,000−$10,000
Currently listed$165,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% below assessment

Total Assessed

$181,760

Land

$51,790

Improvement

$129,970

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Gloucester Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

317 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 5323 Clay Bank Rd in a good school zone?+
The assigned zones on the listing record are Bethel Elementary (GreatSchools 6/10), Peasley Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 5323 Clay Bank Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5323 Clay Bank Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 5323 Clay Bank Rd built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Martin · NextHome Coast to Country RE · REIN MLS #10598428

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5323 Clay Bank Rd, Gloucester — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5323 Clay Bank Rd, Gloucester, Virginia 23061 · MLS #10598428 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.