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✓ Source: REIN MLS #10659333 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold
529 Keel WAY, ELIZABETHCITY NC 27909 - Main photo
529 Keel WAY, ELIZABETHCITY NC 27909 - Photo 2
529 Keel WAY, ELIZABETHCITY NC 27909 - Photo 3
529 Keel WAY, ELIZABETHCITY NC 27909 - Photo 4
529 Keel WAY, ELIZABETHCITY NC 27909 - Photo 5
4beds
2.1baths
2,015sqft
1days on market

529 Keel Way, Elizabeth City, NC 27909

New ListingResidential · built 2022 · TOOLEY HARBOR

About this home

Welcome to this beautifully crafted custom home in Tooley's Harbor! Situated on a desirable corner lot with scenic water views, this 4-bedroom, 2.5-bath home combines thoughtful design, modern finishes, and everyday functionality. The inviting open floor plan features a first-floor primary suite, while matching granite countertops throughout, elegant crown molding, detailed window casings, matte black finishes, and modern door hardware create a cohesive, stylish look. Additional interior highlights include skylights, a walk-in shower, walk-in closets, and a walk-in, floored attic offering valuable storage space. Outside, enjoy a fenced backyard, patio, and welcoming front porch. Under-eave lighting and exterior security lighting add to the home's curb appeal. The oversized attached two-car garage features a 240-volt outlet for heavy machinery or specialized equipment, while the extended driveway provides parking for up to six vehicles. Located in a water-access community with a neighborhood boat ramp and dock, this home offers the opportunity to enjoy coastal living with beautiful water views. From its custom finishes and spacious layout to its practical upgrades and desirable location, this home has so much to offer!

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10659333

Facts & features

Type

Residential

Year built

2022

Price / sqft

$206

HOA fee

$35/mo

Taxes

$3,992/yr

County

Elizabeth City NC

MLS #

10659333

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,015
Stories
1
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Wood Fence

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
TOOLEY HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

529 Keel Way is a 2022-built, four-bedroom home in Elizabeth City, North Carolina. It sits in a newer community with quick access to dining and daily errands. The layout spans 2,015 square feet across two full floors. There's a lot to like about this address.

Read the full overview ↓

Why this home stands out

Most homes in this price range in Elizabeth City carry decades of wear. This one was built in 2022, so the mechanicals, roof, and finishes are all young. You get four bedrooms, two and a half baths, and 2,015 square feet without the renovation math. That combination — new construction quality, established city amenities nearby — is harder to find here than it looks.

TOOLEY HARBOR and the Elizabeth City real estate market

Keel Way sits in a newer residential pocket of Elizabeth City. The streets here are clean and quiet, with homes built in the last few years sharing a consistent, well-kept character. Lots are modest in size, which keeps maintenance manageable without feeling cramped. The neighborhood has a settled feel despite its youth — sidewalks, street lighting, and a straightforward grid make it easy to get around on foot or by car. Elizabeth City itself is a small, historic waterfront city on the Pasquotank River. Downtown is compact and genuine, with local restaurants, coffee shops, and a working waterfront that draws boaters from up and down the Intracoastal Waterway. The city sits right on the Virginia–North Carolina border, which puts both states' amenities within reach. US-17 is the main artery, connecting you north toward Chesapeake and south toward the Outer Banks.

What's nearby

Day-to-day life at 529 Keel Way is straightforward. Hangar 7, a local restaurant, is just 0.4 miles away — close enough to walk on a good evening. Dollar General covers quick grocery and household runs at 0.6 miles. Big Daddy's Pizza is under a mile out for a casual dinner. The USCG MWR Gym is 0.5 miles away, making it easy to keep a consistent workout routine. NSA Northwest Annex is about 41 minutes by car — a manageable commute for anyone tied to that installation.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is roughly 41 minutes from 529 Keel Way — a straightforward drive with minimal traffic for most of the route. VA loan financing is widely used in this part of North Carolina, and a 2022 build means no deferred maintenance surprises at inspection. The USCG MWR Gym is half a mile away, which makes keeping a routine simple between deployments or duty rotations.

For first-time buyers

A 2022 build takes most of the early-ownership anxiety off the table. The roof, HVAC, plumbing, and appliances are all young, which means fewer unexpected repair bills in the first few years. Four bedrooms gives you room to grow into the space over time. At 2,015 square feet, this is a genuinely functional home — not a starter box — at an address that keeps daily life simple.

More buyer questions

How far is 529 Keel Way from NSA Northwest Annex?

The drive is about 41 minutes under normal conditions. The route follows US-17 for most of the way, which is a straightforward corridor with few bottlenecks.

What year was 529 Keel Way built?

The home was built in 2022. That makes it one of the newer single-family properties in this part of Elizabeth City.

Is 529 Keel Way in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Check that section for the current FEMA designation.

How many bedrooms and bathrooms does 529 Keel Way have?

The home has four bedrooms and two and a half bathrooms across 2,015 square feet.

Where is 529 Keel Way located in Elizabeth City?

It sits on Keel Way in a newer residential section of Elizabeth City, North Carolina 27909. The location puts you close to US-17 and within a mile of several restaurants and daily-errand stops.

Want to see 529 Keel Way in person? Tom and Dariya Milan with LPT Realty can schedule a showing and answer your questions about this address.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$350K – $480K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Military Commute

Drive times to nearest bases

NW Annex

Navy

41min·30.6mi

USCG Finance Ctr

Coast Guard

55min·43.8mi

Dam Neck

Navy

82min·56.5mi

J7 Suffolk

Joint

60min·49.9mi

NNSY

Navy

61min·51.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,613/mo

Principal & interest

$2,159

Property tax

$333

Home insurance

$121

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$340,000 – $467,946

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

118 Spoonbill LOOP · 0.4 mi · 2,019 sqft$343,795 sold 2026-09
234 Spoonbill LOOP · 0.4 mi · 1,987 sqft$345,000 sold 2026-09
202 Winborne LOOP · 0.4 mi · 2,070 sqft$340,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$416,000

Price / Sq Ft

$206

Annual Taxes

$3,992

Monthly Tax

$333

HOA fee

$35 / mo

Tax Rate (effective)

0.96%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 26, 2026$416,000—
Currently listed—$416,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 529 Keel Way in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 529 Keel Way in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 529 Keel Way have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is na.
When was 529 Keel Way built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10659333

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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529 Keel Way, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

529 Keel Way, Elizabeth City, North Carolina 27909 · MLS #10659333 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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