13 days on market
$439,000
5204 Lake Cir
Portsmouth, Virginia 23703
MLS# 10632591 · STERLING POINT · Portsmouth VA
Updated 6 days ago · Source: REIN MLS
Est. payment
$2,762/mo
Edit below
Price / sq ft
$199
2,210 sq ft
Days on market
13
New listing
HOA
None
Year built
1958
68 yrs old
Beds
3
Full Baths
2
Half Baths
1
Sq Ft
2,210
Garage
Yes
Schools
- ElementaryChurchland Primary & Intermediate School7/10
- MiddleChurchland Middle School5/10
- 5/10
Info provided by GreatSchools
About this home
Enjoy waterfront living in this split-level home on Horseshoe Lake in Sterling Point. The main level features a spacious living room with a fireplace, flowing seamlessly into the dining area and eat-in kitchen overlooking the lake. The lower level offers a large recreation space perfect for entertaining, opening to a screened porch and a backyard with peaceful water views. This level also includes a half bath, utili…
Listed by Catherine Davis · BHHS RW Towne Realty
VaHome Team property overview
Meet 5204 Lake Circle — a 3-bedroom, 2.1-bath mid-century home on a generous 0.41-acre lot in Portsmouth's established Sterling Point neighborhood. At 2,210 square feet, there's real room to spread out, and two military installations are each just nine minutes away.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 5204 Lake Circle apart is the combination of scale and setting that's genuinely hard to find: nearly half an acre in a mature, tree-lined neighborhood, paired with a 1958 footprint that's been living large at 2,210 square feet since Eisenhower was in office. The cul-de-sac street name isn't just atmospheric — Lake Circle delivers a quieter pace while keeping you close to everything Portsmouth has going for it.
STERLING POINT and the Portsmouth real estate market
Sterling Point is one of Portsmouth's most quietly appealing mid-century neighborhoods — the kind of place where the streets curve gently, the lots run deep, and the neighbors have been around long enough to wave hello. Established in the late 1950s and early 1960s, the area carries an architectural consistency that newer subdivisions rarely achieve, with brick ranches and split-levels sitting on mature, landscaped lots. If you've been browsing homes for sale in Portsmouth VA and wondering where the real character lives, Sterling Point tends to stop the scroll. Portsmouth itself sits at the heart of Hampton Roads, bordered by the Elizabeth River and connected to Norfolk, Chesapeake, and Suffolk by a network of bridges and tunnels. The city has a working waterfront identity, a revitalized Olde Towne district, and a military presence that gives the local economy a steady backbone. Sterling Point sits in the northern corridor of Portsmouth, which puts you well-positioned for both the waterfront and the interstate.
What's nearby
Daily life is genuinely easy from 5204 Lake Circle. The Portsmouth YMCA is just half a mile away — an easy walk or a two-minute drive when you want to get a workout in without committing to a long commute. Beyond that anchor, the broader northern Portsmouth corridor puts grocery runs, pharmacies, and casual dining within a short drive along Portsmouth Boulevard and the surrounding commercial strips. Waterfront parks and the historic Olde Towne district add weekend texture, while quick access to I-664 means the rest of Hampton Roads — Norfolk, Suffolk, Chesapeake — is rarely more than 20 minutes out.
For different buyers
For military families relocating
Naval Medical Center Portsmouth and NSA Northwest Annex are each about nine minutes from the front door — a commute that makes morning formation feel manageable and leaves real time in the day for everything else. VA loan eligibility can stretch further on a lot this size, and BAH rates in the Portsmouth area tend to align well with what this neighborhood offers. Sterling Point has housed military families for decades, and it shows.
For families upgrading
If your current place is starting to feel tight, 2,210 square feet on 0.41 acres is the kind of upgrade that actually changes how you live. There's room for a proper home office, a backyard that earns its keep, and a neighborhood quiet enough that kids can be outside without constant supervision. Sterling Point's established character means you're buying into a street that already feels like a community — not one that's still figuring itself out.
Frequently asked questions
How far is 5204 Lake Circle from Naval Medical Center Portsmouth?
Naval Medical Center Portsmouth is approximately 9 minutes away by car under normal traffic conditions. The route stays largely on surface streets through northern Portsmouth, avoiding most major chokepoints.
How far is 5204 Lake Circle from NSA Northwest Annex?
NSA Northwest Annex is also about 9 minutes from 5204 Lake Circle, making this address a practical choice for personnel assigned to either installation.
What is the lot size at 5204 Lake Circle?
The lot measures 0.41 acres — a notably generous footprint for an in-city address in Sterling Point, offering meaningful outdoor space front and back.
Is 5204 Lake Circle in a flood zone?
Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as flood zone status can affect insurance requirements.
What is the Sterling Point neighborhood like in Portsmouth?
Sterling Point is a mid-century residential neighborhood in northern Portsmouth characterized by mature trees, curved streets, and brick homes on larger-than-average lots. It has a settled, established feel that appeals to buyers looking for neighborhood cohesion rather than new-construction uniformity.
Tom and Dariya Milan at LPT Realty know Portsmouth's neighborhoods block by block. Reach out to get a straight answer on 5204 Lake Circle and what it could mean for your next move.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
5204 Lake CIR, Portsmouth
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
1
Approx Sq Ft
2,210
Stories
2
Fireplaces
0
Flooring
Ceramic, Concrete, Vinyl, Wood
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Dryer Hookup, Gas Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$439,000
Price / Sq Ft
$199
Annual Taxes
$4,274
Monthly Tax
$356
HOA
None
Tax Rate (effective)
0.97%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 6, 2026 | $439,000 | — |
| Currently listed | — | $439,000 | — |
Public-Records Assessment
Source: Portsmouth via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$344,710
Land
$127,030
Improvement
$217,680
Parcel ID: 07820240 · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
About buying in Portsmouth
Portsmouth combines historic naval heritage with affordable, character-rich neighborhoods. Olde Towne Portsmouth offers tree-lined streets of restored 18th- and 19th-century homes with sweeping Elizabeth River views — one of the largest collections of pre-Revolutionary architecture in the country. Churchland, Cradock, and West Park View provide established family neighborhoods at price points well below comparable Norfolk or Virginia Beach properties. The city is home to Norfolk Naval Shipyard, one of the Navy's oldest and largest, ensuring consistent demand from civilian shipyard workers and active-duty Navy personnel.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,762/moPrincipal & interest
$2,278
Property tax
$356
Home insurance
$128
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by BHHS RW Towne Realty · MLS# 10632591
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$439,000
5204 Lake CIR, PORTSMOUTH VA 23703
Portsmouth, Virginia 23703
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