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Elizabeth CityALL OTHERS AREA 215465 Mill St✓ Source: REIN MLS #10646793 · record updated Jul 30, 2026 · synced every 2 min · your inquiry is never resold
465 Mill ST, ELIZABETHCITY NC 27909 - Main photo
465 Mill ST, ELIZABETHCITY NC 27909 - Photo 2
465 Mill ST, ELIZABETHCITY NC 27909 - Photo 3
465 Mill ST, ELIZABETHCITY NC 27909 - Photo 4
465 Mill ST, ELIZABETHCITY NC 27909 - Photo 5
$354,900
$210 / sqft · est. $2,128/mo →
3beds
2baths
1,688sqft
0days on market

465 Mill St, Elizabeth City, NC 27909

New ListingResidential · built 2026 · ALL OTHERS AREA 215

About this home

The listing, in the seller's words

465 Mill St Belmont A Model in Mill Park by builder, Wetherington Homes. Welcome to this beautifully crafted new construction 3-bedroom, 2-bath residence offering a spacious layout and stylish finishes throughout. The bright, open floor plan effortlessly connects the living room, dining area, and kitchen, making it ideal for both relaxing and entertaining. The kitchen is designed to impress with granite countertops, stainless steel appliances, generous cabinet space, and plenty of room for meal preparation. The private owner's suite provides a peaceful retreat with a large walk-in closet and an ensuite bath featuring dual sinks and a walk-in shower with built-in bench seating. Two additional bedrooms offer versatility for guests, family members, or a dedicated home office. Enjoy outdoor living on the 9' x 9' patio, perfect for grilling, unwinding, or sipping your favorite morning beverage. Built with quality finishes and a functional design, this home offers the perfect combination of style, comfort, and everyday convenience.

Listing courtesy of Erin Nixon · Hall & Nixon Real Estate Inc · REIN MLS #10646793

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

465 Mill Street is a brand-new 2026-built, three-bedroom, two-bath home in Elizabeth City, North Carolina, offering 1,688 square feet of modern construction in a walkable downtown-adjacent setting with restaurants, parks, and everyday essentials just steps away.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're the first person to call this place home — fresh systems, modern finishes, and none of the deferred maintenance that comes with older houses. At 1,688 square feet across three bedrooms and two full baths, the layout gives you room to breathe without more space than you need. And with a grocery store, three restaurants, and a park all within a tenth of a mile, daily life here runs on foot as often as it does on four wheels.

ALL OTHERS AREA 215 and the Elizabeth City real estate market

Elizabeth City sits along the Pasquotank River in northeastern North Carolina, earning its nickname as the 'Harbor of Hospitality' through a genuinely tight-knit downtown culture and a slower, friendlier pace than you'll find in larger coastal cities. Mill Street places you right in the thick of it — close enough to downtown's independent restaurants and local coffee shops to walk, yet on a residential street that feels settled and calm. The city is the commercial and cultural hub of Pasquotank County, with a historic waterfront, a regional arts scene, and a community that tends to know its neighbors. For buyers coming from a bigger metro, Elizabeth City often surprises — it has real character, real roots, and a cost of living that makes the lifestyle genuinely accessible. The surrounding region connects easily to the Outer Banks to the south and the Hampton Roads metro to the north, so weekend options are wide open.

What's nearby

Step outside and you're already close to everything routine. Food Lion Pharmacy is 0.3 miles away for groceries and prescriptions. Three restaurants — Insta Grill, The Q Take Out Café, and Jerk Awf Jamaican Grille — are all within a tenth of a mile, which means dinner options are practically out the front door. Lions Club Park is equally close at 0.1 miles, and Elizabeth Street Triangle Park is just 0.3 miles out. When you want coffee, Muddy Waters Coffeehouse (0.7 mi), The SweetEasy (0.9 mi), and The Kraken Coffeehouse (1.0 mi) give you three solid options. Galaxy Extreme Athletics, Madhouse Dance Fit, and Haven Mental Wellness are all clustered around 0.8 miles away for fitness and wellness needs.

For different buyers

For first-time buyers

Buying your first home in a brand-new build removes a lot of the uncertainty that comes with older properties — no wondering about the age of the roof, the HVAC, or the water heater. At 465 Mill Street, everything starts at zero in 2026. Three bedrooms and two baths give you room to grow, and the walkable location means you're not dependent on a car for every errand. Elizabeth City's cost of living makes this an approachable entry point into homeownership.

For buyers drawn to character

If you're drawn to places with genuine personality rather than cookie-cutter subdivisions, Elizabeth City delivers. Mill Street puts you within walking distance of locally owned restaurants, independent coffee shops, and neighborhood parks — the kind of infrastructure that signals a community people actually invest in. The 2026 construction means you get all that character-rich context with the reliability of a brand-new home underneath you. It's a rare combination worth paying attention to.

More buyer questions

How far is 465 Mill Street from USCG Finance Center Chesapeake?

The USCG Finance Center in Chesapeake is approximately 62 minutes from 465 Mill Street by car. Coast Guard personnel assigned there often weigh Elizabeth City's lower cost of living against the commute when evaluating where to put down roots.

What year was 465 Mill Street built?

465 Mill Street was built in 2026, making it new construction — the first occupant gets brand-new systems, finishes, and appliances with no prior wear.

Is 465 Mill Street in a flood zone?

Flood zone status for 465 Mill Street is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

How walkable is the Mill Street area of Elizabeth City?

Very walkable for daily errands — three restaurants, a park, and a grocery store with pharmacy are all within 0.3 miles of the front door, and multiple coffee shops and fitness studios are under a mile away.

What is the square footage of 465 Mill Street?

The home offers 1,688 square feet of finished living space across three bedrooms and two full bathrooms.

Want to see 465 Mill Street in person or get your questions answered? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through whether this home fits your plans.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryP W Moore Elementary
  • MiddleElizabeth City Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$210

HOA

None

Taxes

$2,200/yr

County

Pasquotank County NC

MLS #

10646793

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,688
Stories
1
Flooring
Carpet, Laminate/LVP, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 215
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,128/mo

Principal & interest

$1,841

Property tax

$183

Home insurance

$104

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$210,000$370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

423A Elcinoco DR · 1.2 mi · 1,635 sqft$259,000 sold 2026-03
405 Speed ST · 1 mi · 1,884 sqft$250,000 sold 2026-03
1106 Raven WAY · 1.9 mi · 1,688 sqft$240,500 sold 2026-06

Sale & Tax History

List Price

$354,900

Price / Sq Ft

$210

Annual Taxes

$2,200

Monthly Tax

$183

HOA

None

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 30, 2026$354,900
Currently listed$354,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 465 Mill St in a good school zone?+
The assigned zones on the listing record are P W Moore Elementary, Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 465 Mill St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 465 Mill St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 465 Mill St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Erin Nixon · Hall & Nixon Real Estate Inc · REIN MLS #10646793

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

465 Mill St, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

465 Mill St, Elizabeth City, North Carolina 27909 · MLS #10646793 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.