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✓ Source: REIN MLS #10653900 · record updated Sep 26, 2026 · synced every 2 min · your inquiry is never resold
4435 Jone Cove DR, CAPE CHARLES VA 23310 - Main photo
4435 Jone Cove DR, CAPE CHARLES VA 23310 - Photo 2
4435 Jone Cove DR, CAPE CHARLES VA 23310 - Photo 3
4435 Jone Cove DR, CAPE CHARLES VA 23310 - Photo 4
4435 Jone Cove DR, CAPE CHARLES VA 23310 - Photo 5
4beds
3.1baths
3,400sqft
94days on market

4435 Jone Cove Dr, Cape Charles, VA 23310

ActiveResidential · built 2001 · CAPE CHARLES

About this home

Eastern Shore, Seaside Estate! Ideally located on the Shores's Southern-Tip just outside of Cape Charles. Situated on 9.80 acres in a natural and private setting just minutes to Cape Charles's amenities, two public beaches, nature trails, bike paths, four public boat ramps and State Park. Designed with comfortable living in mind, whether relaxing with family or entertaining friends and guests, this home delivers! A spacious open floorplan provides a perfect flow with natural lighting throughout the living spaces. The brick column entrance and tree lined drive create a welcoming approach, opening to landscaped grounds and a circular drive to the main front entry area of the residence. Extraordinary workmanship that brings out the details of the brick exterior combined with the high soffit height and depth, large casement and bay windows and impressive roof lines, all complementing the other, make this home one of a kind. From the stately front portico entrance, step inside to a lovely living space with a wraparound foyer, high ceilings, columned tray ceilings, detailed crown molding, tiled and hardwood floors and great views all overlooking the pool area. 1st floor features a large great room, wet bar, formal dining room, library, custom kitchen with island, walk-in pantry and large eat-in area flanked by full casement windows creating an open feel to the outdoors. Spacious 1st floor owner's suite w/ walk-in closets, gas fireplace and a 1st floor guest bedroom area w/ full bath on the opposite side, providing nice space and privacy for you and your guests. Upstairs provides 2 additional bedrooms, full bath and bonus room. Large attached two car garage, for toys and storage w/ new EV charger and easy access to the kitchen. Outside enjoyment includes large screened in porch and amazing landscaped pool area, sure to provide summertime memories! All surrounded by irrigated landscaped grounds. Many recent upgrades including new pool, roof, HVAC, screened porch and more! Contact Listing Agent to view this home or for additional information.

Listing courtesy of Barrett Cree · Blue Heron Realty Co. · REIN MLS #10653900

Facts & features

Type

Residential

Year built

2001

Price / sqft

$293

HOA

None

Taxes

$4,791/yr

County

Northampton County VA

MLS #

10653900

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,400
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR
Appliances
220 V Elec, Dishwasher, Dryer, Gas Range, Refrigerator, Washer
Equipment
Ceiling Fan, Electric Vehicle Charging Station, Gar Door Opener, Water Softener

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Brick
Pool
In Ground Pool
Fencing
Partial

Utilities & systems

Heating
Heat Pump, Propane Gas
Cooling
Heat Pump
Water heater
Gas
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
9.8000
Subdivision
CAPE CHARLES
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered
Possession
AT SETTLEMENT
Disclosures
Pet on Premises

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This four-bedroom, three-bath home sits on the Eastern Shore in Cape Charles, a waterfront town with small-town charm and easy access to the water. Built in 2001 with 3,400 square feet, it offers room to spread out. You're about 41 minutes from JEB Little Creek-Fort Story.

Read the full overview ↓

Why this home stands out

The home's 3.1 baths and four-bedroom layout give you flexibility for a home office, guest room, or hobby space. A 2001 build means solid construction without the surprises of an older property. Cape Charles itself is a quieter alternative to busier Tidewater communities — you get genuine small-town living with waterfront access, yet you're still within reach of major employers and bases across the water.

About the Cape Charles real estate market

Cape Charles is a historic waterfront town on Virginia's Eastern Shore, known for its tree-lined streets, local restaurants, and direct access to the Chesapeake Bay. The town has a relaxed pace and a real sense of community. You'll find a mix of older Victorian homes and newer construction like this one, all within walking distance of the downtown waterfront. The Eastern Shore itself is quieter than the mainland — fewer chain stores, more local character. Getting around is straightforward: US Route 13 runs the length of the Shore and connects you to the mainland via the Chesapeake Bay Bridge-Tunnel. Mainland destinations like Norfolk and Virginia Beach are about an hour away by car. If you're comparing homes for sale in Cape Charles, you'll notice this address offers the space and privacy of a residential neighborhood while staying close to the water and town amenities.

What's nearby

Downtown Cape Charles is a short drive away, with local shops, restaurants, and the waterfront park. The Chesapeake Bay Beach is accessible for fishing, boating, and water recreation. Grocery and pharmacy options are nearby on the Shore. The Cape Charles Museum and local events give the town a cultural anchor. JEB Little Creek-Fort Story is about 41 minutes west across the bridge, making this location workable for a commute if needed. The slower pace here appeals to anyone who values quiet over constant activity.

For different buyers

Base commute and VA loan notes

About 41 minutes to JEB Little Creek-Fort Story, this address works for a regular commute across the bridge. VA loan financing is available and commonly used in the area. The four-bedroom layout and 2001 build give you solid bones without major renovation work. Cape Charles itself is a stable, established community with low turnover.

Room to grow

Four bedrooms and three full baths give you dedicated space for each person. The 3,400-square-foot layout lets you add a home office, craft room, or guest suite without cramping daily life. A residential lot in a quieter town means room to think and breathe — no dense subdivision feel. The 2001 build is sound and requires no major work before you settle in.

More buyer questions

How far is 4435 Jone Cove Drive from JEB Little Creek-Fort Story?

About 41 minutes by car west across the Chesapeake Bay Bridge-Tunnel. It's a workable commute for regular business travel to the base.

What is Cape Charles known for?

Cape Charles is a historic waterfront town with a relaxed, small-town feel. You get bay access, local restaurants, and a genuine sense of community without the bustle of larger cities.

How far is this home from downtown Cape Charles?

A short drive away — close enough for regular trips to shops, restaurants, and the waterfront park, but far enough to enjoy quiet residential surroundings.

Can you use a VA loan to buy a home in Cape Charles?

Yes. VA loan financing is available and commonly used in the Cape Charles area, making it accessible for eligible veterans.

What is the Chesapeake Bay Bridge-Tunnel?

A major crossing that connects Virginia's Eastern Shore to the mainland. It's the main route west to Norfolk, Virginia Beach, and military installations like JEB Little Creek-Fort Story.

Ready to explore this Cape Charles home? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$845K – $1.1M4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

25.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

Little Creek

Navy

37min·25.5mi

JBLE Langley

Air Force

84min·49.9mi

NAS Oceana

Navy

63min·37.1mi

NS Norfolk

Navy

49min·35.7mi

MARFORCOM

Marines

51min·36.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,852/mo

Principal & interest

$5,163

Property tax

$399

Home insurance

$290

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$995,000

Price / Sq Ft

$293

Annual Taxes

$4,791

Monthly Tax

$399

HOA

None

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 24, 2026$995,000—
Currently listed—$995,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

94 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 4435 Jone Cove Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 4435 Jone Cove Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4435 Jone Cove Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4435 Jone Cove Dr built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Barrett Cree · Blue Heron Realty Co. · REIN MLS #10653900

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4435 Jone Cove Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4435 Jone Cove Dr, Cape Charles, Virginia 23310 · MLS #10653900 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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