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✓ Source: REIN MLS #10657299 · record updated Oct 21, 2026 · synced every 2 min · your inquiry is never resold
432 W Main ST, WAVERLY VA 23890 - Main photo
432 W Main ST, WAVERLY VA 23890 - Photo 2
432 W Main ST, WAVERLY VA 23890 - Photo 3
432 W Main ST, WAVERLY VA 23890 - Photo 4
432 W Main ST, WAVERLY VA 23890 - Photo 5
3beds
1baths
2,213sqft
8days on market

432 W Main St, Waverly, VA 23890

ActiveResidential · built 1900 · WAVERLY

About this home

This adorable cape cod style home in the heart Waverly! A screened porch to relax. Spacious family rm w/ a fireplace awaits. Off the family rm is a possible 4th bedroom or a large office, hobby or playroom. Dining rm w/wide doorways. There is an eat-in kitchen nook that can be for more casual dining. Lots of space in the kicthen, A spacious laundry rm & pantry is nearby. An upgraded full bath on the main level & the primary bedroom is perfect for anyone. On the 2nd level there are 2 large rms & one of them has a hobby rm that is finished! A fenced in back yard w/storage sheds that have electricity. This backyard oasis is one you will love with many banana trees, a fire pit with lighting & an above ground pool. Over a half acre of land leaved plenty of rm to enjoy & a well-designed playpen for animals that has separate sections with electricity. New Windows 2021, New Hot Water Tanks & New heat & air system upstairs 2020, new roof 2014 (front) & 2016 (back), wiring updated in 93.

Listing courtesy of Heather Grimsley · Liz Moore & Associates LLC · REIN MLS #10657299

Facts & features

Type

Residential

Year built

1900

Price / sqft

$113

HOA

None

Taxes

$756/yr

County

Sussex County VA

MLS #

10657299

Interior

Bedrooms
3
Full baths
1
Approx. sqft
2,213
Stories
2
Flooring
Carpet, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Office/Study, Pantry, Screened Porch, Spare Room, Utility Room, Workshop
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Grab bars

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Fencing
Back Fenced,Chain Link,Dog Run

Utilities & systems

Heating
Electric, Heat Pump, Other, Programmable Thermostat
Cooling
Central Air, Heat Pump, Window/Wall
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.6100
Subdivision
WAVERLY
Ownership
Fee Simple
Garage
No
Parking
Lot, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

432 W Main Street is a three-bedroom, one-bath home in Waverly, Virginia, built around 1900 and offering over 2,200 square feet of living space. The lot sits close to parks, dining, and everyday errands. It's a rare find in a quiet Sussex County town.

Read the full overview ↓

Why this home stands out

Over 2,200 square feet in a home built at the turn of the last century is genuinely uncommon. That square footage means generous room sizes and a floor plan that breathes. The 1900 construction date puts this home in a category all its own in Waverly. Buyers who want space and history in one package will find very few options like this in Sussex County.

About the Waverly real estate market

Waverly is a small, close-knit town in Sussex County, Virginia. The streets near W Main Street are lined with older homes, many of them dating back generations. The pace here is unhurried, and neighbors tend to know each other. Main Street carries the town's commercial activity, so daily errands are never far from your front door. Waverly sits at the crossroads of US-460 and US-40, making it easy to reach larger cities without living in one. Richmond is roughly an hour northwest. Norfolk and the Hampton Roads metro are about an hour to the southeast. The town has its own character — not a suburb, not a rural outpost, but a genuine small-town community. Sussex County government services, local businesses, and community gathering spots are all within a short drive.

What's nearby

SCYMAC Park is just 0.3 miles away — a quick walk for an afternoon outside. Allen W. Gibson Jr. Community Park and a soccer field are both about half a mile out. Waverly Fitness is 0.5 miles away if you prefer an indoor workout. Los Primos Mexican Restaurant #2 is a half-mile down the road for a casual dinner. China Kitchen and McDonald's are both about 0.6 miles away. Dollar General and Dollar Tree handle quick grocery runs at under a mile. Hope & Harmony Farms, a local grocery option, is just 0.8 miles from the front door.

For different buyers

For first-time buyers

Over 2,200 square feet for a first purchase is a strong start. Homes built in 1900 often carry solid construction and room sizes that newer builds rarely match at this scale. Waverly's low-traffic streets and walkable parks add everyday quality of life. Anyone comparing homes for sale in 23890 will find that this address delivers more space per square foot than most options in the zip code.

For buyers drawn to character

A home built in 1900 tells a story that newer construction simply cannot. The bones here — the scale, the proportions, the age — are the kind of thing character buyers search for. Over 2,200 square feet means there's room to restore, reimagine, and make it your own. Waverly's Main Street setting adds a layer of historic small-town context that makes this address genuinely one of a kind.

More buyer questions

How far is 432 W Main Street from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 59 minutes from this address. US-460 east is the most direct route toward the Hampton Roads area.

What is the square footage of 432 W Main Street?

The home measures 2,213 square feet of living space. That's a generous footprint for a three-bedroom, one-bath property in Waverly.

How old is the house at 432 W Main Street?

The home was built around 1900, making it well over a century old. Properties of this age in Sussex County are increasingly uncommon.

Is 432 W Main Street in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Review that section for the most current FEMA designation.

What parks are near 432 W Main Street?

SCYMAC Park is just 0.3 miles away. Allen W. Gibson Jr. Community Park and a soccer field are both within half a mile.

Want to walk through 432 W Main Street? Tom and Dariya Milan can arrange a showing and answer your questions about the home and the Waverly market.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Waverly$210K – $290K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementarySussex Central Elementary
    —
  • MiddleSussex Central Middle
    —
  • HighSussex Central
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51183C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51183C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

110 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

73min·48.8mi

Camp Peary

DoD

66min·42mi

NWS Yorktown

Navy

68min·45mi

J7 Suffolk

Joint

48min·37.7mi

JBLE Langley

Air Force

82min·56.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,433/mo

Principal & interest

$1,297

Property tax

$63

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$200,000 – $439,900

The 4 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

324 Bank ST · 0.5 mi · 2,380 sqft$439,900 active
446 Carpenter DR · 1.1 mi · 2,526 sqft$387,900 sold 2026-04
410 BRIAN CT · 1.2 mi · 1,851 sqft$200,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Waverly home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$113

Annual Taxes

$756

Monthly Tax

$63

HOA

None

Tax Rate (effective)

0.30%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 13, 2026$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Waverly Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 432 W Main St in a good school zone?+
The assigned zones on the listing record are Sussex Central Elementary, Sussex Central Middle, Sussex Central. School attendance zones can change — always confirm enrollment with the local school division.
Is 432 W Main St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 432 W Main St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 432 W Main St built?+
It was built in 1900, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Heather Grimsley · Liz Moore & Associates LLC · REIN MLS #10657299

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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432 W Main St, Waverly — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

432 W Main St, Waverly, Virginia 23890 · MLS #10657299 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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