




8 days on market
$449,900
324 Bank St
Waverly, Virginia 23890
MLS# 10632897 · ALL OTHERS AREA 71 · Sussex County VA
Updated May 11, 2026 · Source: REIN MLS
Est. payment
$2,616/mo
Edit below
Price / sq ft
$196
2,300 sq ft
Days on market
8
New listing
HOA
None
Year built
2026
0 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
2,300
Garage
Yes
Schools
- ElementaryEllen W. Chambliss Elementary—
- MiddleSussex Central Middle—
- HighSussex Central—
Info provided by GreatSchools
About this home
Welcome to the peaceful charm of Waverly, where modern comfort meets small-town serenity. This new construction beautifully staged home is finished and boasts 3 bedrooms, 2.5 baths with a bonus room totaling 2,300 sq ft. Thoughtfully designed throughout with soaring ceilings creating an open feel, complemented by durable luxury vinyl plank flooring throughout main living areas. Plush carpeting brings warmth to the be…
Listed by Helen Merjos · Own Real Estate LLC
VaHome Team property overview
324 Bank Street is a brand-new 3-bedroom, 2-bath home on 3.45 acres in Waverly, Virginia — offering generous square footage, fresh construction, and room to breathe in a quiet Sussex County setting just off the town's main corridor.
Read full property overview ↓Show less ↑
Why this home stands out
New construction in 2026 means every system, surface, and fixture is yours from day one — no deferred maintenance, no inherited quirks. At 2,300 square feet on 3.45 private acres, this home delivers a footprint that's genuinely hard to find at this size in the region. You get the breathing room of rural Virginia without sacrificing quick access to Waverly's everyday conveniences.
ALL OTHERS AREA 71 and the Waverly real estate market
Waverly sits in Sussex County in Virginia's Coastal Plain, roughly halfway between Richmond and the Hampton Roads metro. It's a small town in the truest sense — unhurried, unpretentious, and rooted in the agricultural heritage of the surrounding region. The area around Bank Street sits within the broader community known locally as the All Others Area, a designation that simply reflects Waverly's character as a town where neighborhoods blend naturally rather than conforming to rigid subdivision lines. Life here moves at its own pace, and that's very much the point. Residents tend to know their neighbors, outdoor space is plentiful, and the wide-open lots along this corridor give the street a genuinely open feel. Waverly, Virginia is a place where 3.45 acres isn't a rarity — it's a reasonable expectation — and where a newly built home stands out precisely because new construction here is still relatively uncommon.
What's nearby
Day-to-day errands are closer than you'd expect. Allen W. Gibson Jr. Community Park is just 0.2 miles away — a quick walk for an afternoon outside. Dollar General and Dollar Tree are both within 0.4 miles for household staples, and Waverly Mini Mart is under a mile for a fast stop. Hardee's and a 7-Eleven sit at 0.4 miles for a quick bite or morning coffee, and China Kitchen is 0.5 miles out when you want a sit-down meal. Waverly Fitness is right at 0.4 miles if you keep a regular gym routine. Sussex County Young Men's Athletic Club (SCYMAC) Park and a dedicated soccer field round out the recreational options nearby.
For different buyers
For military families relocating
Joint Base Langley-Eustis (Fort Eustis) is roughly 58 minutes from 324 Bank Street — a commute that puts you well outside the congestion of the Hampton Roads core. For families who want acreage, privacy, and a lower cost of living while staying within reach of the base, Waverly offers a compelling alternative to the crowded submarkets closer to the gate.
For families upgrading
Three bedrooms, two baths, and 2,300 square feet of brand-new construction on 3.45 acres gives a growing family room to actually grow — indoors and out. There's space for a garden, a playset, a fire pit, or simply a long backyard that doesn't end at a neighbor's fence. Everything is new, so you're not inheriting someone else's renovation list.
Frequently asked questions
How far is 324 Bank Street from Joint Base Langley-Eustis?
The drive from 324 Bank Street to Joint Base Langley-Eustis (Fort Eustis) is approximately 58 minutes under normal conditions, heading southeast via US-460 toward the Hampton Roads area.
What is the lot size at 324 Bank Street in Waverly?
The lot is 3.45 acres, which is notably generous for a residential property in this part of Sussex County and provides substantial outdoor space around the home.
Is 324 Bank Street new construction?
Yes — the home was built in 2026, meaning all systems, finishes, and structural components are brand new with no prior occupancy.
What parks are near 324 Bank Street in Waverly?
Allen W. Gibson Jr. Community Park is just 0.2 miles away, Sussex County Young Men's Athletic Club (SCYMAC) Park is 0.4 miles out, and a soccer field is within 0.7 miles — all easily accessible from the property.
Is 324 Bank Street in a flood zone?
Flood zone information for this address is displayed in the FloodRisk tile on this page, which reflects the most current FEMA mapping data for Sussex County.
Want to walk the property and get a feel for those 3.45 acres? Tom and Dariya Milan at LPT Realty are happy to set that up — reach out anytime.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
2,300
Stories
1
Fireplaces
0
Flooring
Carpet, Ceramic, Laminate/LVP
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$449,900
Price / Sq Ft
$196
Annual Taxes
$1,800
Monthly Tax
$150
HOA
None
Tax Rate (effective)
0.40%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | May 3, 2026 | $449,900 | — |
| Currently listed | — | $449,900 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,616/moPrincipal & interest
$2,334
Property tax
$150
Home insurance
$131
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Own Real Estate LLC · MLS# 10632897
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$449,900
324 Bank ST, WAVERLY VA 23890
Waverly, Virginia 23890
Request InfoQuick Facts
Schedule a tour
In-person or videoClick a day to pick a time