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✓ Source: REIN MLS #10657544 · record updated Oct 24, 2026 · synced every 2 min · your inquiry is never resold
324 Bank ST, WAVERLY VA 23890 - Main photo
324 Bank ST, WAVERLY VA 23890 - Photo 2
324 Bank ST, WAVERLY VA 23890 - Photo 3
324 Bank ST, WAVERLY VA 23890 - Photo 4
324 Bank ST, WAVERLY VA 23890 - Photo 5
3beds
2baths
2,380sqft
8days on market

324 Bank St, Waverly, VA 23890

ActiveResidential · built 2026 · WAVERLY

About this home

Experience the perfect blend of style, space, and convenience in this brand-new home in Waverly, VA. Offering 2,380 square feet, this home features 3 bedrooms, 2 baths, plus a large bonus room that can easily be used as a fourth bedroom, home office, or playroom. The open floor plan is enhanced by soaring ceilings, luxury vinyl plank flooring, granite countertops, custom cabinetry, stainless steel appliances, and quality finishes throughout. The spacious primary suite offers a cathedral ceiling, dual vanities, a soaking tub, and a separate shower for a private retreat. Conveniently located within 30 miles of Fort Lee, with easy access to major interstates, and ideally positioned between Richmond and Hampton Roads, this home offers the best of peaceful small-town living while keeping work, shopping, and entertainment within easy reach. Move-in ready and waiting for its first owners—schedule your private tour today!

Listing courtesy of Kyera VanDyke · Opulent Realty LLC · REIN MLS #10657544

Facts & features

Type

Residential

Year built

2026

Price / sqft

$185

HOA

None

Taxes

$1,800/yr

County

Sussex County VA

MLS #

10657544

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,380
Stories
2
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Ranch, Traditional, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WAVERLY
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home on Bank Street in Waverly, built in 2026 with 2,380 square feet of modern living space. Walking distance to shops, dining, and parks. A solid foundation for your next chapter.

Read the full overview ↓

Why this home stands out

Brand-new construction means no surprises—everything is current, efficient, and under warranty. The open floor plan flows naturally from living to kitchen to dining. Three bedrooms give you flexibility for a home office, guest room, or hobby space. Two full baths serve the household without the morning rush. You're in a quiet corner of Sussex County where neighbors know each other and life moves at an easy pace.

About the Waverly real estate market

Waverly sits in the heart of Sussex County, a rural-leaning community where tree-lined streets and modest homes define the character. Bank Street itself is a low-traffic residential block—the kind of quiet address where kids can play outside and you hear birds more than cars. The neighborhood feels small-town: neighbors wave, local businesses thrive, and there's genuine community spirit. Waverly is about 50 miles south of Richmond and roughly 90 minutes to Virginia Beach. US Route 460 runs nearby and connects you to larger towns and regional services. Sussex County offers that slower pace without total isolation—you're close enough to reach bigger-city amenities when you need them, but far enough away to enjoy genuine peace. Daily life here centers on local shops, family parks, and the kind of stability that comes from roots. Homes for sale in Waverly tend to offer more land and space than you'd find in denser areas.

What's nearby

Bank Street puts you steps from Allen W. Gibson Jr. Community Park, perfect for a quick walk or afternoon outing. Dollar Tree and Dollar General are both under a third of a mile away for everyday errands. Hardee's sits just two blocks down for a fast meal. Waverly Mini Mart, Pino's Pizza, and 7-Eleven round out your quick-stop options. Waverly Fitness is half a mile away if you want a gym membership. SCYMAC Park and a soccer field offer more recreation space nearby.

For different buyers

Base commute and VA loan notes

About 58 minutes to Joint Base Langley-Eustis. VA loan financing is standard in this market, and new construction often qualifies for favorable terms. The home carries modern systems with no deferred maintenance. Waverly's cost of living is lower than most Hampton Roads areas, stretching your housing budget further.

Room to grow

Three bedrooms mean room to spread out—master suite, guest bedroom, and a third for office or hobby use. Two full baths eliminate the morning bottleneck. The 2,380 square feet flows openly, so you can supervise kids in the living room while cooking. New construction means modern insulation, efficient HVAC, and straightforward upkeep for years to come.

More buyer questions

How far is 324 Bank Street from Joint Base Langley-Eustis?

About 58 minutes by car. The drive is straightforward via US Route 460 north.

What's the nearest grocery store?

Dollar Tree and Dollar General are both within a third of a mile. Waverly Mini Mart is about half a mile away.

Are there parks nearby?

Yes. Allen W. Gibson Jr. Community Park is just two blocks away, and SCYMAC Park is half a mile down the road.

What year was this home built?

2026. It's brand-new construction with modern systems and a full builder's warranty.

Does Waverly have restaurants and coffee shops?

Yes. Hardee's, Pino's Pizza, 7-Eleven, and McDonald's are all within walking distance or a short drive.

Ready to explore 324 Bank Street? Contact Tom & Dariya Milan to schedule a tour and learn more about this new home in Waverly.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Waverly$370K – $510K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryEllen W. Chambliss Elementary
    —
  • MiddleSussex Central Middle
    —
  • HighSussex Central
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51183C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51183C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

108 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

72min·47.4mi

Camp Peary

DoD

66min·40.6mi

NWS Yorktown

Navy

68min·43.6mi

J7 Suffolk

Joint

50min·36.8mi

JBLE Langley

Air Force

75min·55.5mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,561/mo

Principal & interest

$2,283

Property tax

$150

Home insurance

$128

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Waverly home worth?

Sale & Tax History

List Price

$439,900

Price / Sq Ft

$185

Annual Taxes

$1,800

Monthly Tax

$150

HOA

None

Tax Rate (effective)

0.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 16, 2026$439,900—
Currently listed—$439,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Waverly Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 324 Bank St in a good school zone?+
The assigned zones on the listing record are Ellen W. Chambliss Elementary, Sussex Central Middle, Sussex Central. School attendance zones can change — always confirm enrollment with the local school division.
Is 324 Bank St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 324 Bank St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 324 Bank St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Kyera VanDyke · Opulent Realty LLC · REIN MLS #10657544

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

324 Bank St, Waverly — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

324 Bank St, Waverly, Virginia 23890 · MLS #10657544 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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