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PortsmouthEDGEFIELD4221 Morgate Ln✓ Source: REIN MLS #10646634 · record updated Aug 12, 2026 · synced every 2 min · your inquiry is never resold
4221 Morgate LN, PORTSMOUTH VA 23703 - Main photo
4221 Morgate LN, PORTSMOUTH VA 23703 - Photo 2
4221 Morgate LN, PORTSMOUTH VA 23703 - Photo 3
4221 Morgate LN, PORTSMOUTH VA 23703 - Photo 4
4221 Morgate LN, PORTSMOUTH VA 23703 - Photo 5
$230,000
$170 / sqft · est. $1,415/mo →
3beds
1.1baths
1,355sqft
14days on market

4221 Morgate Ln, Portsmouth, VA 23703

Under ContractResidential · built 1983 · EDGEFIELD

Facts & features

Type

Residential

Year built

1983

Price / sqft

$170

HOA

None

Taxes

$1,853/yr

County

Portsmouth VA

MLS #

10646634

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,355
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
5
Appliances
Dishwasher, Dryer, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0600
Subdivision
EDGEFIELD
Zoning
URH
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Related to Seller

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Come see this beautifully updated townhouse! Located in the Churchland section of Portsmouth, this townhome will not disappoint with the quality of updates completed. From the kitchen cabinets to the quartz counter tops, the roof, the windows, the light fixtures, bathroom vanities and fresh paint (which were all done in 2026), this place will feel like home once you step inside! Conveniently located just minutes away from 664, bases, schools, shopping, dining and more! Come check it out while it's still available!

Listing courtesy of Richard Febus · Next Chapter VA Realty Inc · REIN MLS #10646634

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

4221 Morgate Lane is a 3-bedroom, 1.1-bath home in Portsmouth, Virginia, offering 1,355 square feet of living space built in 1983. With NSA Northwest Annex just four minutes away, this address puts military families in an exceptionally convenient spot.

Read the full overview ↓

Why this home stands out

What sets 4221 Morgate Lane apart is raw proximity to not one but two major installations — NSA Northwest Annex is a four-minute drive and NSA Hampton Roads is about ten. That kind of commute-friendly positioning is genuinely rare. Add in a manageable footprint that's easy to maintain, and you have an address that works hard for whoever calls it home.

EDGEFIELD and the Portsmouth real estate market

Morgate Lane sits in a quiet residential pocket of Portsmouth, Virginia — a city that often surprises people with how much it quietly delivers. Portsmouth carries real character: a working waterfront, a revitalized Olde Towne district, and a mix of established neighborhoods that feel lived-in rather than manufactured. The area around this address leans residential and low-key, with tree-lined streets and a pace that doesn't rush you. Portsmouth sits across the Elizabeth River from Norfolk, and the broader Hampton Roads region wraps around you with water, history, and a military presence that shapes the community in mostly positive ways — strong infrastructure, steady economic activity, and neighbors who tend to understand the rhythms of service life. It's a city worth knowing better.

What's nearby

Daily life is easy to manage from Morgate Lane. Grocery runs, quick errands, and grab-and-go coffee are all within a short drive. The Western Branch area of Chesapeake is close enough to pull in additional retail and dining options. Portsmouth's Churchland corridor — just minutes away — brings pharmacies, fast-casual restaurants, and everyday conveniences into reach without a long haul. Outdoor options exist nearby as well, with local parks providing green space for walks, weekend hangs, or letting kids burn off energy. Getting around the broader Hampton Roads region is straightforward thanks to easy highway access.

For different buyers

For military families relocating

Four minutes to NSA Northwest Annex and ten to NSA Hampton Roads — that's the kind of commute that makes a real difference across a three-year tour. A VA loan can make the financing side straightforward, and Portsmouth's cost of living tends to stretch BAH further than many Hampton Roads zip codes. Three bedrooms, a manageable footprint, and two bases within easy reach: this address was practically designed for service life.

For first-time buyers

If you're stepping into homeownership for the first time, 4221 Morgate Lane offers a realistic entry point. The 1,355-square-foot layout is approachable — enough room to live comfortably without overwhelming upkeep. Portsmouth has a lower barrier to entry than many Hampton Roads cities, and a home like this one lets you build equity in a stable, established neighborhood. It's a solid first chapter.

More buyer questions

How far is 4221 Morgate Lane from NSA Northwest Annex?

NSA Northwest Annex is approximately four minutes from 4221 Morgate Lane by car, making it one of the closest residential options to that installation in the area.

How far is 4221 Morgate Lane from NSA Hampton Roads?

NSA Hampton Roads is about a ten-minute drive from Morgate Lane, giving households connected to that installation a very manageable daily commute.

Is 4221 Morgate Lane in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA designation.

What is the square footage of 4221 Morgate Lane?

The home offers 1,355 square feet of living space across a 3-bedroom, 1.1-bath layout built in 1983.

Can a VA loan be used to purchase a home at 4221 Morgate Lane?

Yes — eligible service members and veterans can use a VA loan to purchase this property, which often allows for favorable financing terms with no down payment requirement.

Want to know more about 4221 Morgate Lane or explore other Portsmouth addresses? Tom and Dariya Milan at LPT Realty are ready to walk you through it — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

21d

Days on market

6

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland
Map of Churchland with neighborhood boundaryNeighborhood

Portsmouth houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,415/mo

Principal & interest

$1,193

Property tax

$154

Home insurance

$67

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$199,000$352,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

5513 S Greenefield DR · 1.9 mi · 1,372 sqft$349,900 sold 2026-02
3183 Reese DR · 2.3 mi · 1,344 sqft$199,000 sold 2026-04
3187 Reese DR · 2.3 mi · 1,344 sqft$206,000 sold 2026-07

Sale & Tax History

List Price

$230,000

Price / Sq Ft

$170

Annual Taxes

$1,853

Monthly Tax

$154

HOA

None

Tax Rate (effective)

0.81%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 29, 2026$230,000
Currently listed$230,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4221 Morgate Ln in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4221 Morgate Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4221 Morgate Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4221 Morgate Ln built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Richard Febus · Next Chapter VA Realty Inc · REIN MLS #10646634

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4221 Morgate Ln, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4221 Morgate Ln, Portsmouth, Virginia 23703 · MLS #10646634 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.