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Portsmouth › EDGEFIELD › 4215 Morgate Ln✓ Source: REIN MLS #10648105 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
4215 Morgate LN, PORTSMOUTH VA 23703 - Main photo
4215 Morgate LN, PORTSMOUTH VA 23703 - Photo 2
2beds
1.1baths
1,355sqft
35days on market

4215 Morgate Ln, Portsmouth, VA 23703

ActiveResidential · built 1983 · EDGEFIELD

Facts & features

Type

Residential

Year built

1983

Price / sqft

$155

HOA

None

Taxes

$1,853/yr

County

Portsmouth VA

MLS #

10648105

Interior

Bedrooms
2
Full baths
1
Half baths
1
Approx. sqft
1,355
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
6
Other rooms
1st Floor BR, Breakfast Area, PBR with Bath, Utility Closet
Appliances
Dishwasher, Dryer Hookup, Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Full,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0000
Subdivision
EDGEFIELD
Zoning
UR
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Owner Agent

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome home to this well-maintained, tenant-occupied townhome offering comfort, convenience, and great value. This charming home features 2 spacious bedrooms, 1.5 bathrooms, and a functional layout designed for everyday living. Step outside to a fully fenced backyard with endless possibilities for entertaining, gardening, or creating your own outdoor retreat. A storage shed sold as-is, where-is provides additional space for your tools and equipment. Conveniently located just minutes from the interstate, shopping, dining, and schools, this property offers easy access to everything you need. Whether you're looking for your next home or a great investment opportunity, this townhome is one you won't want to miss!

Listing courtesy of Jonelle Leary · CENTURY 21 Nachman Realty · REIN MLS #10648105

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 4215 Morgate Lane in Portsmouth—a two-bedroom, one-bath home built in 1983 with 1,355 square feet of living space. You're about ten minutes from NSA Hampton Roads and Naval Medical Center Portsmouth. This is a solid foothold in a convenient location.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23703, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

The 1983 construction and modest footprint make this a straightforward property for buyers ready to personalize. You'll find a practical floor plan that doesn't demand major systems overhauls. Location is the real win here: quick commutes to both NSA Hampton Roads and Naval Medical Center Portsmouth, plus easy access to dining and outdoor recreation. Portsmouth homes for sale in this price band often trade convenience for size—this one leans into convenience.

EDGEFIELD and the Portsmouth real estate market

Morgate Lane sits in a residential pocket of Portsmouth with a quiet, established feel. Tree-lined streets and modest single-family homes define the block. You're close to Churchland Park for outdoor time and the natural beauty of Hoffler Creek Wildlife Preserve just a short drive away. Portsmouth itself is a working waterfront city with deep military and maritime roots. Daily life centers on the Elizabeth River downtown, where you'll find restaurants, shops, and public access. The city's grid makes navigation straightforward—most errands are five to ten minutes away. If you're comparing homes for sale in Portsmouth, note that this zip code, 23703, puts you near both major medical and naval operations. Anyone considering homes for sale in 23703 will appreciate the direct routes to bases and the established neighborhood character. The zoning here includes homes for sale zoned for Churchland High School and homes for sale zoned for Churchland Elementary School.

What's nearby

Churchland Park is just over half a mile away, offering green space and a community gathering spot. Hoffler Creek Wildlife Preserve sits nearby for nature walks and bird watching. When hunger strikes, Game Face and China Li Chinese Cuisine are both under a mile away. Quick coffee and convenience stops at 7-Eleven are equally close. You're never far from a meal or a moment outdoors in this part of Portsmouth.

For different buyers

Base commute and VA loan notes

About ten minutes to NSA Hampton Roads and Naval Medical Center Portsmouth means a short commute for active duty and civilian personnel. VA loan financing is widely available in this zip code and price range. The two-bedroom layout and established neighborhood allow for quick move-in without major renovation demands.

Room to grow

Two bedrooms and one full bath plus a half bath provide solid sleeping and bathroom space. The 1,355-square-foot layout offers room to work with without overwhelming upkeep demands. A modest lot keeps exterior maintenance manageable while the established neighborhood provides mature trees and quiet streets. The practical floor plan adapts well to different uses—home office, guest room, hobby space.

More buyer questions

How far is 4215 Morgate Lane from NSA Hampton Roads?

About ten minutes by car, depending on traffic and your exact building on base. It's one of the shortest commutes in the Portsmouth area.

What's the nearest park to this address?

Churchland Park is just over half a mile away, perfect for quick outdoor time. Hoffler Creek Wildlife Preserve is also nearby for nature walks.

Are there restaurants within walking distance?

Game Face and China Li Chinese Cuisine are both under a mile away. Several 7-Eleven locations are equally close for quick stops.

Does this home qualify for VA loan financing?

Yes. VA loans are common in this Portsmouth zip code and price range, and the property's age and condition support standard financing options.

What's the commute to Naval Medical Center Portsmouth?

About ten minutes by car, making it convenient for medical staff and family members working at the facility.

Ready to explore 4215 Morgate Lane? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Portsmouth home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$175K – $245K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

16.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is a settled home neighborhood in Portsmouth, Virginia. It is known for tree-lined streets and well-kept homes built across many decades.

$315K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

2

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

houses for sale in Portsmouth →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,305/mo

Principal & interest

$1,090

Property tax

$154

Home insurance

$61

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

141% of $149,430

City assessment record · taxes $1,853/yr

Land share of assessed value

23% — $35,000

Improvements $114,430 · assessor record ✓

Price context — similar nearby homes

$199,000 – $415,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3183 Reese DR · 2.3 mi · 1,344 sqft$199,000 sold 2026-04
3187 Reese DR · 2.3 mi · 1,344 sqft$206,000 sold 2026-07
4901 Hatton Point RD · 2.2 mi · 1,284 sqft$299,900 sold 2026-07

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$210,000

Price / Sq Ft

$155

Annual Taxes

$1,853

Monthly Tax

$154

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 10, 2026$210,000—
Price reducedSep 14, 2026$210,000−$10,000
Currently listed—$210,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

41% above assessment

Total Assessed

$149,430

Land

$35,000

Improvement

$114,430

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

35 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 4215 Morgate Ln in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4215 Morgate Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4215 Morgate Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4215 Morgate Ln built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jonelle Leary · CENTURY 21 Nachman Realty · REIN MLS #10648105

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4215 Morgate Ln, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4215 Morgate Ln, Portsmouth, Virginia 23703 · MLS #10648105 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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