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✓ Source: REIN MLS #10622951 · record updated Mar 4, 2026 · synced every 2 min · your inquiry is never resold
4103 ADAMS CREEK RD, ELIZABETHCITY NC 27909 - Main photo
4103 ADAMS CREEK RD, ELIZABETHCITY NC 27909 - Photo 2
4103 ADAMS CREEK RD, ELIZABETHCITY NC 27909 - Photo 3
4103 ADAMS CREEK RD, ELIZABETHCITY NC 27909 - Photo 4
4103 ADAMS CREEK RD, ELIZABETHCITY NC 27909 - Photo 5
3beds
2baths
1,442sqft
4days on market

4103 Adams Creek Rd, Elizabeth City, NC 27909

Under ContractResidential · built 2026 · ADAMS LANDING

About this home

Welcome to Adam's Landing—where homeownership is within reach! Discover brand-new 2-story townhomes starting from the low $200s, with all closing costs covered when you use our preferred lender for a limited time. Enjoy spacious living with 3 bedrooms, 2+ bathrooms, 1-car garages, and modern open-concept designs—plus all kitchen and laundry appliances included. And the best part? You'll have instant access to community amenities like a pool, clubhouse, pickleball courts, trails, and a playground and more from day one!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10622951

Facts & features

Type

Residential

Year built

2026

Price / sqft

$144

Condo fee

$335/mo

Taxes

$2,500/yr

County

Elizabeth City NC

MLS #

10622951

Condo association includes

ClubhouseExercise RmGround MaintOtherPlaygroundsPoolTennis Cts

$335/mo condo fee · Adams Landing Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,442
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
6
Other rooms
Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ADAMS LANDING
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 4103 Adams Creek Road in Elizabeth City. This three-bedroom, two-bath home sits on a spacious lot in Adams Landing. Built in 2026, it offers modern construction and thoughtful layout. You're about 38 minutes from NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

New construction means no surprises—everything is built to current code and standards. The open floor plan connects living spaces efficiently across 1,442 square feet. Three bedrooms and two full baths give you flexibility for a home office, guest room, or growing space. A generous lot provides room to breathe and room to expand your outdoor life. Adams Landing's newer homes attract buyers who want fresh starts without the fixer-upper factor.

ADAMS LANDING and the Elizabeth City real estate market

Adams Landing is a residential neighborhood in Elizabeth City where newer construction meets a small-town pace. Tree-lined streets and single-family homes define the character here. Elizabeth City itself sits in northeastern North Carolina, about 30 minutes south of the Virginia border. The Pasquotank River runs through town, and downtown Elizabeth City offers shops, dining, and local services within a short drive. Highway 17 connects you north toward Norfolk and south toward the Outer Banks. Daily life here balances small-town quietness with easy access to regional amenities. You're close enough to Naval Station Norfolk for a reasonable commute, yet far enough to enjoy a more relaxed pace.

What's nearby

Elizabeth City's downtown is roughly 10 minutes away by car, with local restaurants, a grocery store, and a pharmacy within easy reach. The waterfront along the Pasquotank River offers parks and walking paths. Albemarle Regional Airport is about 15 minutes north. If you're drawn to the Outer Banks, they're roughly 90 minutes east. Shopping and services cluster along Highway 17, which runs right through town.

For different buyers

Base commute and VA loan notes

About 38 minutes to NSA Northwest Annex. VA loan financing is widely available in this market, making the purchase process straightforward. New construction means you can move in without delays or unexpected repairs. The lot size and three-bedroom layout give you room to settle in and stay.

Room to grow

Three bedrooms and two bathrooms offer space to grow without feeling cramped. The open floor plan keeps sightlines clear and makes the home feel larger than its square footage. A generous lot means a real yard—room for kids to play, a garden, or future additions. Built in 2026, the home is efficient to heat and cool, lowering utility costs.

More buyer questions

How far is 4103 Adams Creek Road from NSA Northwest Annex?

About 38 minutes by car. It's a reasonable commute if you work at the base or in the Norfolk area.

What year was this home built?

2026. It's new construction, so everything meets current building codes and carries builder warranties.

Is there a yard at this address?

Yes. The lot is spacious, giving you room for outdoor activities, landscaping, or future projects.

How close is Elizabeth City downtown?

About 10 minutes by car. You'll find shops, restaurants, and services nearby without feeling crowded.

Can I use a VA loan to buy here?

Yes. VA loan financing is common and available in Elizabeth City, making it accessible for eligible buyers.

Ready to explore 4103 Adams Creek Road? Contact Tom & Dariya Milan at LPT Realty to schedule your tour today.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$175K – $240K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryCentral Elementary
    —
  • MiddleElizabeth City Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · Special Flood Hazard Area (flood insurance typically required) · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

Not on FEMA panel — see assessor

Property elevation

6.8 ft above sea level

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

35min·29.3mi

USCG Finance Ctr

Coast Guard

45min·43mi

J7 Suffolk

Joint

49min·45.3mi

NNSY

Navy

50min·47.3mi

USCG Portsmouth

Coast Guard

48min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,348/mo

Principal & interest

$1,079

Property tax

$208

Home insurance

$61

PMI

None

HOA/Condo (paid separately)

$335

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$213,490 – $239,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3203 PENGUIN CIR · 0 mi · 1,442 sqft$223,990 sold 2026-04
3204 Penguin CIR · 0 mi · 1,442 sqft$222,490 sold 2026-03
3104 PENGUIN CIR · 0.1 mi · 1,442 sqft$213,490 sold 2026-03

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$207,990

Price / Sq Ft

$144

Annual Taxes

$2,500

Monthly Tax

$208

Condo fee

$335 / mo

Tax Rate (effective)

1.20%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 31, 2026$207,990—
Currently listed—$207,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4103 Adams Creek Rd in a good school zone?+
The assigned zones on the listing record are Central Elementary (VaHome School Score 6.9/10), Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 4103 Adams Creek Rd in a flood zone?+
FEMA maps this parcel in Zone AE — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 4103 Adams Creek Rd?+
Yes — Planet Fitness is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 4103 Adams Creek Rd?+
Northeastern Park is about 0.7 miles away.
Where is the nearest grocery store to 4103 Adams Creek Rd?+
bp is about 0.4 miles away. The closest dining on record is Wendy's (0.4 mi).
Does 4103 Adams Creek Rd have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Adams Landing Condominium Association. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Playgrounds, Pool, Tennis Cts.
When was 4103 Adams Creek Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10622951

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4103 Adams Creek Rd, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4103 Adams Creek Rd, Elizabeth City, North Carolina 27909 · MLS #10622951 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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