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✓ Source: REIN MLS #10617315 · record updated Mar 10, 2026 · synced every 2 min · your inquiry is never resold
4 Montgomery ST, PORTSMOUTH VA 23707 - Main photo
4beds
1baths
1,696sqft
34days on market

4 Montgomery St, Portsmouth, VA 23707

SoldResidential · built 1940 · RIVER PARK

About this home

Charming 4 BR Cape Cod tucked away on quiet dead-end street in sought-after Lynn Shores. Adorable curb appeal & spacious, fenced backyard, this home invites you to imagine blooming front gardens & backyard gatherings all year long. Inside, you'll find gleaming hardwood floors throughout main level, well-maintained carpet upstairs, and updated flooring in bath and kitchen with a new dishwasher! The home offers an easy, natural flow with a generously sized kitchen for entertaining and everyday living. Separate dining for formal dinners! Flexible downstairs space serves perfectly as home office or playroom. Bathroom blends modern updates with charming vintage flair. Step outside to a backyard designed for outdoor living, featuring a large covered deck, handmade chicken coop, raised beds and an oversized garage w/ power for hobbies, storage, or workshop space. Suburban living right in the city, conveniently located near interstates, tunnel & Elizabeth River! 3 photos digitally staged.

Listing courtesy of Gina Reed · Fit Realty · REIN MLS #10617315

Facts & features

Type

Residential

Year built

1940

Price / sqft

$155

HOA

None

Taxes

$3,150/yr

County

Portsmouth VA

MLS #

10617315

Interior

Bedrooms
4
Full baths
1
Approx. sqft
1,696
Stories
2
Flooring
Carpet, Laminate/LVP, Wood
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Office/Study, Pantry, Porch, Workshop
Appliances
220 V Elec, Dishwasher, Dryer, Dryer Hookup, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Aluminum,Vinyl
Pool
No Pool
Fencing
Back Fenced,Chain Link,Full

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat
Cooling
Central Air, Window/Wall
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2100
Subdivision
RIVER PARK
Zoning
UR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, 2 Space, Multi Car, Street
Possession
SETTLE
Disclosures
Disclosure Statement, Related to Seller

Sources: REIN MLS record

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23707, homes for sale zoned for Churchland High School, and homes for sale zoned for Waterview Elementary School. Nearby, look at Olde Towne Portsmouth homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Portsmouth$220K – $305K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer

Low / Moderate Risk

FEMA flood zone

Unmapped (likely Zone X)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9 ft above sea level

USGS 3DEP digital elevation model

No FEMA flood-hazard mapping at this exact point — typically means outside any Special Flood Hazard Area.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Olde Towne Portsmouth neighborhood of Portsmouth. Portsmouth real estate →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NMCP

Navy

13min·3.9mi

USCG Portsmouth

Coast Guard

15min·6.4mi

NNSY

Navy

13min·5.2mi

NSA HR

Navy

29min·10.1mi

MARFORCOM

Marines

28min·9.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,704/mo

Principal & interest

$1,365

Property tax

$263

Home insurance

$77

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$218,000 – $365,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

106 Lynn DR · 0.1 mi · 1,712 sqft$330,000 sold 2026-05
646 Douglas AVE · 0.6 mi · 1,960 sqft$266,500 sold 2026-08
4608 Duke DR · 1.4 mi · 1,701 sqft$365,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$263,000

Price / Sq Ft

$155

Annual Taxes

$3,150

Monthly Tax

$263

HOA

None

Tax Rate (effective)

1.20%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 5, 2026$263,000—
SoldMar 9, 2026$263,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4 Montgomery St in a good school zone?+
The assigned zones on the listing record are Waterview Elementary (VaHome School Score 1.6/10), Churchland Middle (VaHome School Score 3.5/10), Churchland (VaHome School Score 6.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Does 4 Montgomery St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4 Montgomery St built?+
It was built in 1940, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Gina Reed · Fit Realty · REIN MLS #10617315

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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4 Montgomery St, Portsmouth — photo

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4 Montgomery St, Portsmouth, Virginia 23707 · MLS #10617315 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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