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Elizabeth CitySTOCKBRIDGE3903 Duncan St✓ Source: REIN MLS #10612231 · record updated Dec 3, 2025 · synced every 2 min · your inquiry is never resold
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Main photo
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 2
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 3
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 4
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 5
$342,865
$180 / sqft · est. $2,131/mo →
4beds
2.1baths
1,903sqft
0days on market

3903 Duncan St, Elizabeth City, NC 27909

Under ContractResidential · built 2025 · STOCKBRIDGE

About this home

The listing, in the seller's words

Discover this stunning new construction single-family home located in the heart of Elizabeth City. This 4 bedroom, 2 ½ bathroom home offers 1,903 Sqft of beautifully designed living space. Step inside to find a perfect blend of function and elegance. Enter the foyer and head to the great room, which flows effortlessly into the gourmet kitchen with a large island and dining area. Beyond that, a hall leads to a powder room and flex space that can be utilized as a home office, hobby room or extra play space. Upstairs the 4 bedrooms boast walk-in closets. Your luxurious owner's suite features lots of living space, a huge walk-in closet and a double vanity bath. Enjoy outdoor living with a spacious and private back yard, ideal for relaxing, hosting gatherings or for your pets oasis. This vibrant new community offers a resort-style lifestyle with ready to use amenities including a pool, clubhouse, fitness center, playground and more for a low HOA.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10612231

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2025, 3903 Duncan St is a four-bedroom, 2.1-bath home in Elizabeth City's Stockbridge neighborhood. At 1,903 square feet, it delivers brand-new construction with everyday conveniences — groceries, dining, and a gym — all within a short walk.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything here is fresh: systems, finishes, fixtures, and warranties. You're not inheriting someone else's deferred maintenance — you're starting clean. The 1,903-square-foot layout spreads across four bedrooms and two and a half baths, giving you real flexibility for a home office, guest room, or growing household, all in a quiet Stockbridge setting in Elizabeth City.

STOCKBRIDGE and the Elizabeth City real estate market

Stockbridge sits on the western edge of Elizabeth City, a small waterfront city in Pasquotank County, North Carolina, perched along the Pasquotank River near the Albemarle Sound. The neighborhood has a relaxed residential feel — newer streets, modest traffic, and neighbors who tend to stick around. Elizabeth City itself punches above its size: a revitalized downtown waterfront, a strong arts community, and a genuine small-city rhythm that doesn't require a commute to enjoy. The broader region connects easily to the Outer Banks to the south and the Hampton Roads metro to the north via the Virginia border. Stockbridge specifically benefits from its proximity to the Highway 17 corridor, which keeps daily errands fast and regional trips straightforward. Whether you're drawn by the water culture, the affordability relative to coastal Virginia, or simply the pace of life, Elizabeth City offers a grounded alternative to bigger metro living.

What's nearby

Daily errands from 3903 Duncan St are genuinely effortless. Food Lion is just 0.2 miles away for grocery runs, and Dollar General is at the same distance for quick fill-ins. When you'd rather skip the kitchen, Applebee's Grill + Bar and Panera Bread are both 0.1 miles out — practically a short walk. New Star Chinese & Hibachi Restaurant adds variety at 0.2 miles. Morning coffee is covered at Panera Bread or City Grille, with Wawa only 0.4 miles away. Planet Fitness is 0.2 miles for workouts, and Northeastern Park is half a mile for open-air time.

For different buyers

For families upgrading

Four bedrooms and 2.1 baths give a growing family real room to breathe — separate spaces for kids, guests, or a dedicated home office. Being brand-new construction in 2025 means no renovation surprises, and the walkable cluster of grocery stores and restaurants around Duncan St makes the daily juggle of family life noticeably easier.

For first-time buyers

If you're buying your first home, starting with new 2025 construction is a genuine advantage — modern building standards, fresh systems, and no immediate repair list waiting for you. Stockbridge in Elizabeth City offers an accessible entry point into homeownership without sacrificing space: four bedrooms and over 1,900 square feet give you room to grow into the home rather than out of it quickly.

More buyer questions

How far is 3903 Duncan St from USCG Finance Center Chesapeake?

The drive from 3903 Duncan St in Elizabeth City to USCG Finance Center Chesapeake is approximately 64 minutes, heading north through the Virginia border via Highway 17. Coasties assigned there often look at Elizabeth City for its relative affordability compared to the Chesapeake and Suffolk housing markets.

What year was 3903 Duncan St built?

3903 Duncan St was built in 2025, making it brand-new construction. All major systems — HVAC, plumbing, electrical, and roofing — are new, and the home typically carries manufacturer and builder warranties.

Is 3903 Duncan St in a flood zone?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as flood zone status affects insurance requirements.

What is the Stockbridge neighborhood like in Elizabeth City?

Stockbridge is a quiet, residential neighborhood on the western side of Elizabeth City with newer streets and a low-key suburban feel. It's well-positioned near the Highway 17 commercial corridor, putting groceries, restaurants, and services within a short drive or walk.

How walkable is 3903 Duncan St?

Walkability is genuinely strong for a North Carolina suburban address — Food Lion, Applebee's, Panera Bread, and Planet Fitness are all within 0.2 miles, and Northeastern Park is just half a mile away. Most daily errands can be handled on foot or with a very short drive.

Tom and Dariya Milan at LPT Realty know this corner of North Carolina well. Reach out to get your questions answered and schedule a walkthrough of 3903 Duncan St.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCentral Elementary
  • MiddleElizabeth City Middle
  • HighPasquotank County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$180

HOA fee

$85/mo

Taxes

$2,000/yr

County

Pasquotank County NC

MLS #

10612231

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,903
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
6
Other rooms
Attic, Foyer, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STOCKBRIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · Special Flood Hazard Area (flood insurance typically required) · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,046/mo

Principal & interest

$1,779

Property tax

$167

Home insurance

$100

PMI

None

HOA/Condo (paid separately)

$85

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$240,500$375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3905 Duncan ST · 0 mi · 1,903 sqft$353,990 sold 2026-04
109 Ranch DR · 0.5 mi · 1,926 sqft$320,000 sold 2026-05
308 Charles ST · 0.5 mi · 1,758 sqft$246,400 sold 2026-03

Sale & Tax History

List Price

$342,865

Price / Sq Ft

$180

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$85 / mo

Tax Rate (effective)

0.58%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$342,865
Currently listed$342,865

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3903 Duncan St in a good school zone?+
The assigned zones on the listing record are Central Elementary (GreatSchools 7/10), Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 3903 Duncan St in a flood zone?+
FEMA maps this parcel in Zone AE — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 3903 Duncan St?+
Yes — Showtime Elite NC East is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3903 Duncan St?+
Northeastern Park is about 0.8 miles away.
Where is the nearest grocery store to 3903 Duncan St?+
Providence Preserves LLC is about 0.1 miles away. The closest dining on record is Ruby Tuesday (0.2 mi).
Does 3903 Duncan St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE.
When was 3903 Duncan St built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10612231

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3903 Duncan St, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3903 Duncan St, Elizabeth City, North Carolina 27909 · MLS #10612231 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.