Skip to main content
VaHome.com
✓ Source: REIN MLS #10612231 · record updated Dec 3, 2025 · synced every 2 min · your inquiry is never resold
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Main photo
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 2
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 3
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 4
3903 DUNCAN ST, ELIZABETHCITY NC 27909 - Photo 5
4beds
2.1baths
1,903sqft
0days on market

3903 Duncan St, Elizabeth City, NC 27909

Under ContractResidential · built 2025 · STOCKBRIDGE

About this home

Discover this stunning new construction single-family home located in the heart of Elizabeth City. This 4 bedroom, 2 ½ bathroom home offers 1,903 Sqft of beautifully designed living space. Step inside to find a perfect blend of function and elegance. Enter the foyer and head to the great room, which flows effortlessly into the gourmet kitchen with a large island and dining area. Beyond that, a hall leads to a powder room and flex space that can be utilized as a home office, hobby room or extra play space. Upstairs the 4 bedrooms boast walk-in closets. Your luxurious owner's suite features lots of living space, a huge walk-in closet and a double vanity bath. Enjoy outdoor living with a spacious and private back yard, ideal for relaxing, hosting gatherings or for your pets oasis. This vibrant new community offers a resort-style lifestyle with ready to use amenities including a pool, clubhouse, fitness center, playground and more for a low HOA.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10612231

Facts & features

Type

Residential

Year built

2025

Price / sqft

$180

HOA fee

$85/mo

Taxes

$2,000/yr

County

Pasquotank County NC

MLS #

10612231

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,903
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
6
Other rooms
Attic, Foyer, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STOCKBRIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom home in Stockbridge, Elizabeth City. You'll find 1,903 square feet of thoughtfully laid-out living space with modern systems throughout. The location puts you near shopping, dining, and fitness options within walking distance.

Read the full overview ↓

Why this home stands out

Built in 2025, this home comes with modern systems and finishes throughout. The 2.1-bath layout gives everyone their own space. Four bedrooms mean room to grow—a home office, guest suite, or hobby room. You're buying new construction with no surprises waiting in the walls. Everything is fresh and under warranty.

STOCKBRIDGE and the Elizabeth City real estate market

Stockbridge is a residential neighborhood where tree-lined streets and newer homes create a welcoming feel. The community sits within Elizabeth City, a city with deep roots and steady growth. Daily life is easy here: you're steps from grocery stores, restaurants, and fitness centers. Elizabeth City sits in the northeastern corner of North Carolina, anchoring the Outer Banks region. Getting around is straightforward—most errands are quick drives or short walks. The city offers a quieter pace than larger metros, with local character and genuine community. If you're comparing homes for sale in Elizabeth City, note that newer construction like this gives you predictability and modern efficiency.

What's nearby

You're surrounded by convenience. Food Lion, Big Lots, and Dollar General sit within a few blocks for groceries and essentials. Panera Bread and City Grille are close for coffee and a quick meal. Applebee's Grill + Bar and New Star Chinese & Hibachi Restaurant offer dining options nearby. Planet Fitness and Showtime Elite NC East are within a short drive for workouts. Northeastern Park is half a mile away for outdoor time.

For different buyers

Base commute and VA loan notes

About 38 minutes to NSA Northwest Annex. VA loan financing is available and common in this market. New construction means no repairs needed, no surprises, and systems ready to go from day one.

Room to grow

Four bedrooms give you the space to spread out. Two full baths plus a half bath mean mornings run smoothly. The 1,903-square-foot layout flows well for daily life. New construction means everything works as intended from day one.

More buyer questions

How far is 3903 Duncan St from NSA Northwest Annex?

About 38 minutes by car. It's a reasonable commute for anyone working at the base.

What's nearby for groceries and shopping?

Food Lion, Big Lots, and Dollar General are all within a couple of blocks. You can walk to most errands or drive in minutes.

Are there restaurants close by?

Yes. Applebee's Grill + Bar and Panera Bread are just a tenth of a mile away. New Star Chinese & Hibachi Restaurant is two blocks down.

Is there a gym nearby?

Planet Fitness and Showtime Elite NC East are both within a short drive. That Life Fitness is also available if you prefer another option.

When was this home built?

2025. It's brand new, so all systems and finishes are modern and under warranty.

Ready to see 3903 Duncan St? Reach out to Tom & Dariya Milan to schedule a tour today.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$290K – $395K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryCentral Elementary
    —
  • MiddleElizabeth City Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · Special Flood Hazard Area (flood insurance typically required) · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

Not on FEMA panel — see assessor

Property elevation

3.2 ft above sea level

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

37min·30.2mi

USCG Finance Ctr

Coast Guard

52min·43.9mi

J7 Suffolk

Joint

59min·46.1mi

NNSY

Navy

56min·48.1mi

USCG Portsmouth

Coast Guard

52min·46.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,046/mo

Principal & interest

$1,779

Property tax

$167

Home insurance

$100

PMI

None

HOA/Condo (paid separately)

$85

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$240,500 – $375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3905 Duncan ST · 0 mi · 1,903 sqft$353,990 sold 2026-04
109 Ranch DR · 0.5 mi · 1,926 sqft$320,000 sold 2026-05
308 Charles ST · 0.5 mi · 1,758 sqft$246,400 sold 2026-03

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$342,865

Price / Sq Ft

$180

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$85 / mo

Tax Rate (effective)

0.58%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$342,865—
Currently listed—$342,865—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3903 Duncan St in a good school zone?+
The assigned zones on the listing record are Central Elementary (VaHome School Score 6.9/10), Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 3903 Duncan St in a flood zone?+
FEMA maps this parcel in Zone AE — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 3903 Duncan St?+
Yes — Showtime Elite NC East is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3903 Duncan St?+
Northeastern Park is about 0.8 miles away.
Where is the nearest grocery store to 3903 Duncan St?+
Providence Preserves LLC is about 0.1 miles away. The closest dining on record is Ruby Tuesday (0.2 mi).
Does 3903 Duncan St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE.
When was 3903 Duncan St built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10612231

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3903 Duncan St, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3903 Duncan St, Elizabeth City, North Carolina 27909 · MLS #10612231 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆