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PortsmouthPEACHTREE3860 Sugar Creek Ln✓ Source: REIN MLS #10633298 · record updated Jul 17, 2026 · synced every 2 min · your inquiry is never resold
3860 Sugar Creek LN, PORTSMOUTH VA 23703 - Main photo
3860 Sugar Creek LN, PORTSMOUTH VA 23703 - Photo 2
3860 Sugar Creek LN, PORTSMOUTH VA 23703 - Photo 3
3860 Sugar Creek LN, PORTSMOUTH VA 23703 - Photo 4
3860 Sugar Creek LN, PORTSMOUTH VA 23703 - Photo 5
$2,300
$2 / sqft · est. $13/mo →
4beds
2baths
1,508sqft
73days on market

3860 Sugar Creek Ln, Portsmouth, VA 23703

ActiveRental · built 1980 · PEACHTREE

About this home

The listing, in the seller's words

New flooring and new lighting. Huge primary suite large enough for a sitting area and more. Move in ready. Nice size yard. convenient to shopping, restaurants and interstates. Buy or rent whichever comes 1st.

Listing courtesy of Phyllis Willoughby · EXIT Realty Central · REIN MLS #10633298

VaHome team overview

Our read on this home

At a glance

3860 Sugar Creek Lane is a four-bedroom, two-bath home in Portsmouth's Peachtree neighborhood, offering 1,508 square feet of living space on a compact lot built in 1980 — just six minutes from NSA Northwest Annex and twelve from Naval Medical Center Portsmouth.

Read the full overview ↓

Why this home stands out

What sets 3860 Sugar Creek Lane apart is its rare combination of military-base proximity and neighborhood calm. Six minutes to NSA Northwest Annex and twelve to Naval Medical Center Portsmouth means commute stress stays low. The four-bedroom layout gives you genuine flexibility — a home office, a guest room, or room to grow — all within a compact, manageable footprint that keeps upkeep realistic.

PEACHTREE and the Portsmouth real estate market

Peachtree is a quiet, established residential pocket in northern Portsmouth where the streets feel genuinely lived-in and neighbors tend to stick around. Homes here date mostly from the late 1970s and early 1980s, giving the area a consistent, mature character without the cookie-cutter feel of newer developments. Tree-lined streets and modest lot sizes create a close-knit atmosphere that's hard to manufacture in newer builds. Portsmouth itself is one of Hampton Roads' most underrated cities — sitting at the geographic heart of the region, it gives you easy access to Norfolk, Chesapeake, and Suffolk without the traffic headaches of crossing multiple bridges. The city has a genuine waterfront identity, a growing arts scene downtown, and a deep military heritage that shapes the community in positive ways. For buyers who want to be close to the action of Hampton Roads without paying Norfolk or Virginia Beach prices, Portsmouth — and Peachtree specifically — consistently delivers solid value and a real sense of place.

What's nearby

Daily errands are genuinely walkable from Sugar Creek Lane. Dollar General, a BP, and Happy Shopper are all within a third of a mile for quick grocery runs. Shek's Chinese Express and Krispy Krunchy Chicken are both under a quarter mile when you want a fast, no-fuss meal. Lili Delites Corner Mart is less than a mile away for a morning stop, and McDonald's is just under a mile if you prefer a drive-through routine. Planet Fitness is a flat one-mile trip when you're ready to work out, and Ebony Heights Park is half a mile away for outdoor time without getting in a car.

For different buyers

For military families relocating

Six minutes to NSA Northwest Annex and twelve to Naval Medical Center Portsmouth makes 3860 Sugar Creek Lane one of the more strategically located addresses in this price tier. A VA loan can make ownership here straightforward, and the four-bedroom count means there's room for the whole family — plus a dedicated space to decompress after long duty days.

For first-time buyers

If you're stepping into homeownership for the first time, a four-bedroom, two-bath home at 1,508 square feet in Peachtree gives you more room than most first purchases — without the sprawling lot that turns weekends into yard work marathons. The neighborhood is established and calm, the commute to multiple bases is short, and the surrounding conveniences mean you won't feel isolated.

More buyer questions

How far is 3860 Sugar Creek Lane from NSA Northwest Annex?

The drive is approximately six minutes under normal traffic conditions, making it one of the closest residential options to the annex in this part of Portsmouth.

How far is 3860 Sugar Creek Lane from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is roughly a twelve-minute drive, a manageable daily commute for medical command personnel and support staff.

What is the Peachtree neighborhood like in Portsmouth?

Peachtree is a mature, tree-lined residential neighborhood in northern Portsmouth with homes primarily from the late 1970s and early 1980s — quiet streets, established neighbors, and easy access to major Hampton Roads corridors.

Is 3860 Sugar Creek Lane in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Does the Peachtree neighborhood in Portsmouth have an HOA?

Peachtree does not carry a mandatory HOA for this property, meaning there are no association dues or governing board restrictions attached to 3860 Sugar Creek Lane.

Tom and Dariya Milan at LPT Realty know Portsmouth inside and out — reach out to get the full picture on 3860 Sugar Creek Lane and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Rental

Year built

1980

Price / sqft

$2

HOA

None

County

Portsmouth VA

Waterfront

Yes

MLS #

10633298

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,508
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Other rooms
1st Floor BR, PBR with Bath, Utility Room, 1st Floor Primary BR
Appliances
Dryer Hookup, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Ranch
Foundation
Slab
Roof
Asphalt Shingle
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0800
Subdivision
PEACHTREE
Unit / floor
1
Garage
No
Parking
2 Space
Possession
9/1
Disclosures
Noise < 65 dB, Pre 1978

See more Portsmouth homes under $200K.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$312K

Median sale · 12 mo

$205

Sold $/sq ft

17d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland
Map of Churchland with neighborhood boundaryNeighborhood

Portsmouth real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$13/mo

Principal & interest

$12

Property tax

$0

Home insurance

$1

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

1% of $223,730

City assessment record

Land share of assessed value

20% — $44,530

Improvements $179,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$226,000$380,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3229 Dogwood DR · 1.4 mi · 1,610 sqft$375,000 sold 2026-06
3229 Dogwood DR · 1.4 mi · 1,610 sqft$226,000 sold 2026-04
5605 Greenefield DR S · 1.6 mi · 1,550 sqft$360,000 sold 2026-05

Sale & Tax History

List Price

$2,300

Price / Sq Ft

$2

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 5, 2026$2,300
Price increasedJun 29, 2026$2,300+$100
Currently listed$2,300

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

99% below assessment

Total Assessed

$223,730

Land

$44,530

Improvement

$179,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

73 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3860 Sugar Creek Ln in a good school zone?+
The assigned zones on the listing record are Churchland Academy Elementary (GreatSchools 4/10), Churchland Middle (GreatSchools 5/10), Churchland (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3860 Sugar Creek Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3860 Sugar Creek Ln?+
Yes — Planet Fitness is about 1 miles away, per the cached nearby-places record for this address.
Are there parks near 3860 Sugar Creek Ln?+
Ebony Heights Park is about 0.5 miles away.
Where is the nearest grocery store to 3860 Sugar Creek Ln?+
Dollar General is about 0.2 miles away. The closest dining on record is Shek's Chinese Express (0.2 mi).
Does 3860 Sugar Creek Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3860 Sugar Creek Ln built?+
It was built in 1980, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Phyllis Willoughby · EXIT Realty Central · REIN MLS #10633298

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3860 Sugar Creek Ln, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3860 Sugar Creek Ln, Portsmouth, Virginia 23703 · MLS #10633298 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.