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PortsmouthPEACHTREE3806 Sugar Creek Cir✓ Source: REIN MLS #10641500 · record updated Jul 11, 2026 · synced every 2 min · your inquiry is never resold
3806 Sugar Creek CIR, PORTSMOUTH VA 23703 - Main photo
3806 Sugar Creek CIR, PORTSMOUTH VA 23703 - Photo 2
3806 Sugar Creek CIR, PORTSMOUTH VA 23703 - Photo 3
3806 Sugar Creek CIR, PORTSMOUTH VA 23703 - Photo 4
3806 Sugar Creek CIR, PORTSMOUTH VA 23703 - Photo 5
$219,900
$211 / sqft · est. $1,407/mo →
2beds
1baths
1,044sqft
9days on market

3806 Sugar Creek Cir, Portsmouth, VA 23703

Under ContractResidential · built 1979 · PEACHTREE

About this home

The listing, in the seller's words

WOW! Get started with home ownership and nothing but peace of mind. Totally rehabbed cottage near growing NE Suffolk! Updates are gorgeous and this home was meticulously maintained! Dreaming of a lush flower garden? No worries- everything is already planted and ready for you to enjoy. ROOF, HVAC and windows just a few years old- Solar panels are installed and providing as low as $10.00 per month electric bills!! Loan for the panels will be paid off by seller at closing! Call today for the chance to make this CUTIE your new home!

Listing courtesy of Gina Reed · Fit Realty · REIN MLS #10641500

VaHome team overview

Our read on this home

At a glance

3806 Sugar Creek Circle is a two-bedroom, one-bath home in Portsmouth, Virginia, offering 1,044 square feet of living space built in 1979. With NSA Northwest Annex just six minutes away and Naval Medical Center Portsmouth twelve minutes out, this address fits naturally into a military-connected lifestyle.

Read the full overview ↓

Why this home stands out

What sets 3806 Sugar Creek Circle apart is its unbeatable position between two major installations — NSA Northwest Annex is a quick six-minute drive, and Naval Medical Center Portsmouth is reachable in twelve. The compact, manageable footprint of 1,044 square feet means lower utility costs and easier upkeep, while the 1979 construction era brings solid bones and a mature neighborhood feel that newer subdivisions simply can't replicate.

PEACHTREE and the Portsmouth real estate market

Sugar Creek Circle sits in a quiet residential pocket of Portsmouth — a city with deep naval roots, a revitalized waterfront downtown, and some of the most accessible geography in all of Hampton Roads. Portsmouth is connected to Norfolk by the Midtown and Downtown tunnels, making the broader metro easy to navigate without living in the middle of it. The streets around Sugar Creek Circle are lined with established trees and homes from the late 1970s and early 1980s, giving the area a settled, lived-in character. Neighbors here tend to put down roots. The city itself offers a walkable Olde Towne historic district, a growing arts scene, and waterfront dining along the Elizabeth River. For anyone weighing where in Hampton Roads to plant a flag, Portsmouth delivers genuine community feel alongside serious commute convenience — especially for those tied to the naval installations that define this region.

What's nearby

Day-to-day errands are straightforward from Sugar Creek Circle. Grocery options, pharmacies, and gas stations are all within a short drive along the main corridors feeding into this part of Portsmouth. Churchland — one of Portsmouth's most established commercial hubs — is just a few minutes away and brings a full range of retail, dining, and services. For outdoor time, the area has neighborhood parks and green space within easy reach. And when you want to venture further, the interstate network puts Virginia Beach, Norfolk, and Chesapeake all within a reasonable drive from this central Portsmouth address.

For different buyers

For military families relocating

If your orders have you headed to NSA Northwest Annex or Naval Medical Center Portsmouth, 3806 Sugar Creek Circle deserves a serious look. Six minutes to the Annex, twelve to NMCP — those are real numbers that make a difference on early-morning workdays. A VA loan can make this two-bedroom home even more accessible, and the manageable square footage keeps daily life simple during a busy tour.

For first-time buyers

For a first purchase, 3806 Sugar Creek Circle checks the right boxes: a defined, manageable 1,044 square feet, a mature neighborhood where the infrastructure is already in place, and a Portsmouth location that keeps you close to work, shopping, and the broader Hampton Roads metro. The 1979 build means the home has history and character — and a footprint that won't overwhelm a first-time owner figuring out maintenance.

More buyer questions

How far is 3806 Sugar Creek Circle from NSA Northwest Annex?

NSA Northwest Annex is approximately six minutes from 3806 Sugar Creek Circle by car, making it one of the closest residential options to that installation in the Portsmouth area.

How far is 3806 Sugar Creek Circle from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about a twelve-minute drive from Sugar Creek Circle, a commute that holds up well even during typical morning traffic in this part of the city.

What is the square footage and layout of 3806 Sugar Creek Circle?

The home offers 1,044 square feet of living space with two bedrooms and one full bath — a compact, efficient layout built in 1979.

Is 3806 Sugar Creek Circle in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

Can a VA loan be used to purchase 3806 Sugar Creek Circle?

Yes — as a standard single-family residential property in Virginia, this home is generally eligible for VA loan financing, subject to the lender's appraisal and the buyer's entitlement status.

Curious whether 3806 Sugar Creek Circle fits your situation? Tom and Dariya Milan at LPT Realty know this Portsmouth market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1979

Price / sqft

$211

HOA fee

$30/mo

Taxes

$2,060/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10641500

HOA association includes

PlaygroundsPool

$30/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
1
Approx. sqft
1,044
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
4
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Utility Room
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Cottage, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0800
Subdivision
PEACHTREE
Zoning
UR
Ownership
Fee Simple
Garage
No
Parking
2 Space, Close to Mass Transit, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Rehabilitated
Disclosures
Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$312K

Median sale · 12 mo

$205

Sold $/sq ft

17d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland
Map of Churchland with neighborhood boundaryNeighborhood

homes for sale in Portsmouth

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,407/mo

Principal & interest

$1,141

Property tax

$172

Home insurance

$64

PMI

None

HOA

$30

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

132% of $166,130

City assessment record · taxes $2,060/yr

Land share of assessed value

27% — $44,530

Improvements $121,600 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$95,000$240,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3853 Sugar Creek CIR · 0.1 mi · 1,022 sqft$240,000 sold 2026-05
3866 Augustine CIR · 0.2 mi · 1,082 sqft$186,550 sold 2026-07
3851 Sugar Creek CIR · 0.1 mi · 1,100 sqft$192,500 sold 2026-05

Sale & Tax History

List Price

$219,900

Price / Sq Ft

$211

Annual Taxes

$2,060

Monthly Tax

$172

HOA fee

$30 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 2, 2026$219,900
Currently listed$219,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

32% above assessment

Total Assessed

$166,130

Land

$44,530

Improvement

$121,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3806 Sugar Creek Cir in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (GreatSchools 5/10), Churchland Middle (GreatSchools 5/10), Churchland (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3806 Sugar Creek Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3806 Sugar Creek Cir?+
Yes — Planet Fitness is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 3806 Sugar Creek Cir?+
Ebony Heights Park is about 0.5 miles away.
Where is the nearest grocery store to 3806 Sugar Creek Cir?+
bp is about 0.1 miles away. The closest dining on record is Krispy Krunchy Chicken (0.2 mi).
Does 3806 Sugar Creek Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Playgrounds, Pool.
When was 3806 Sugar Creek Cir built?+
It was built in 1979, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Gina Reed · Fit Realty · REIN MLS #10641500

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3806 Sugar Creek Cir, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3806 Sugar Creek Cir, Portsmouth, Virginia 23703 · MLS #10641500 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.