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Portsmouth › CAVALIER FOREST › 3728 Cardinal Ln✓ Source: REIN MLS #10637923 · record updated Jul 14, 2026 · synced every 2 min · your inquiry is never resold
3728 Cardinal LN, PORTSMOUTH VA 23703 - Main photo
$357,000
$222 / sqft · est. $2,217/mo →
4beds
2baths
1,608sqft
8days on market

3728 Cardinal Ln, Portsmouth, VA 23703

SoldResidential · built 1979 · CAVALIER FOREST

About this home

The listing, in the seller's words

Updated ranch home with 4 bedrooms and 2 bathrooms. New kitchen with granite countertop, soft close cabinets and New stainless steel appliances. New floorings throughout . Fresh neutral paint and new fixtures throughout. Updated bathrooms! Large primary bedroom with vaulted ceiling or turn it into a game! Deck overlooking the backyard. Large detached shed on property that could be used for a lot of different ideas! Make it your home before someone else does!

Listing courtesy of Kenneth Foster · COVA Home Realty · REIN MLS #10637923

VaHome team overview

Our read on this home

At a glance

3728 Cardinal Lane is a four-bedroom, two-bath single-family home in Portsmouth, Virginia, built in 1979 and offering 1,608 square feet of living space. It sits minutes from NSA Northwest Annex and Naval Medical Center Portsmouth, making it a practical fit for Hampton Roads military households.

Read the full overview ↓

Why this home stands out

What sets 3728 Cardinal Lane apart is its rare combination of four bedrooms under 1,700 square feet — a layout that punches above its size by keeping common areas open while giving every household member their own space. Add in sub-ten-minute drives to two major military installations and you have a home that genuinely works for the way Hampton Roads families actually live.

CAVALIER FOREST and the Portsmouth real estate market

Cardinal Lane sits in a quiet residential pocket of Portsmouth, Virginia — one of the seven cities that make up the Hampton Roads metro. Portsmouth has a personality all its own: a working waterfront, a historic Olde Towne district, and neighborhoods that feel genuinely lived-in rather than mass-produced. The area around Cardinal Lane leans suburban and low-key, with tree-lined streets and a mix of established ranch and split-level homes from the late 1970s and early 1980s. Churchland, the broader community surrounding this corridor, is one of Portsmouth's most consistently popular areas for families and military households alike — close enough to the action, calm enough to come home to. Portsmouth itself borders Chesapeake and Suffolk, which means you get easy access to multiple highway corridors without the congestion of living right on a major arterial road.

What's nearby

Day-to-day errands are easy from Cardinal Lane. A 7-Eleven sits less than a mile away for quick coffee runs or grab-and-go stops, and China Li Chinese Cuisine is right at the 0.9-mile mark when you want a no-fuss dinner. Game Face, a local spot, rounds out your close-range dining options at just one mile out. Families with kids will appreciate that Churchland Little League Baseball Fields is also within a mile — a genuine community hub during spring and summer seasons. The combination keeps most daily needs close without requiring a highway trip.

For different buyers

For military families relocating

NSA Northwest Annex is a seven-minute drive from the front door, and Naval Medical Center Portsmouth is just eight minutes away — two of Hampton Roads' key installations within a single short commute. For active-duty households, that kind of dual-base proximity is genuinely hard to find. A VA loan can make this four-bedroom layout even more accessible, and the Churchland corridor has a long track record of welcoming military families.

For families upgrading

Four bedrooms give you the flexibility to grow — whether that means a dedicated home office, a guest room that actually functions, or space for kids at different life stages. At 1,608 square feet the home stays manageable to maintain, but the bedroom count means you're not constantly negotiating who gets what room. Churchland Little League Baseball Fields is a mile away, which tells you something about the kind of neighborhood this is.

More buyer questions

How far is 3728 Cardinal Lane from NSA Northwest Annex?

The drive is approximately seven minutes under normal traffic conditions, making it one of the closer residential options to that installation in the Portsmouth area.

How far is 3728 Cardinal Lane from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about eight minutes away by car, a meaningful convenience for medical staff and active-duty personnel assigned there.

What is the flood zone status for 3728 Cardinal Lane?

Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page — check there for the current FEMA designation and any insurance implications.

Is there an HOA at 3728 Cardinal Lane?

Based on available information, this property does not appear to be governed by a homeowners association, though buyers should confirm during due diligence.

What are the lot and structural basics for 3728 Cardinal Lane?

The home is a single-family residential property built in 1979, offering four bedrooms, two bathrooms, and 1,608 square feet of living space in Portsmouth, Virginia 23703.

Tom and Dariya Milan at LPT Realty know Portsmouth's Churchland corridor well — reach out to get your questions answered and schedule a walkthrough of 3728 Cardinal Lane.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1979

Price / sqft

$222

HOA

None

Taxes

$3,123/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10637923

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,608
Stories
1
Flooring
Carpet, Vinyl
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR
Appliances
Dishwasher, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAVALIER FOREST
Zoning
GR
Ownership
Fee Simple
Garage
No
Parking
Off Street, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$312K

Median sale · 12 mo

$205

Sold $/sq ft

17d

Days on market

4

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

Portsmouth homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,217/mo

Principal & interest

$1,852

Property tax

$260

Home insurance

$104

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$244,900 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

612 Broomhill AVE · 2.6 mi · 1,650 sqft$370,000 sold 2026-05
3602 Columbia ST · 2.6 mi · 1,677 sqft$320,000 sold 2026-02
4021 Dartmouth ST · 2.8 mi · 1,600 sqft$320,000 sold 2026-04

Sale & Tax History

List Price

$357,000

Price / Sq Ft

$222

Annual Taxes

$3,123

Monthly Tax

$260

HOA

None

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 6, 2026$357,000—
Price increasedJul 14, 2026$357,000+$12,000
SoldJul 10, 2026$357,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3728 Cardinal Ln in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (GreatSchools 5/10), Churchland Middle (GreatSchools 5/10), Churchland (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3728 Cardinal Ln in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 3728 Cardinal Ln?+
Churchland Little League Baseball Fields is about 1 miles away.
Does 3728 Cardinal Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3728 Cardinal Ln built?+
It was built in 1979, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kenneth Foster · COVA Home Realty · REIN MLS #10637923

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in PortsmouthCall or text (757) 777-7577

3728 Cardinal Ln, Portsmouth, Virginia 23703 · MLS #10637923 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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