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Susan › ALL OTHERS AREA 126 › 364 Millers Ln✓ Source: REIN MLS #10612696 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
364 Millers LN, SUSAN VA 23163 - Main photo
364 Millers LN, SUSAN VA 23163 - Photo 2
364 Millers LN, SUSAN VA 23163 - Photo 3
364 Millers LN, SUSAN VA 23163 - Photo 4
364 Millers LN, SUSAN VA 23163 - Photo 5
3beds
1.2baths
2,176sqft
272days on market

364 Millers Ln, Susan, VA 23163

ActiveResidential · built 1963 · ALL OTHERS AREA 126

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1963

Price / sqft

$298

HOA

None

Taxes

$3,090/yr

County

Mathews County VA

Waterfront

Yes

MLS #

10612696

Interior

Bedrooms
3
Full baths
1
Half baths
2
Approx. sqft
2,176
Stories
2
Flooring
Ceramic, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
Sun Room, Unfin.Rm Over Gar, Utility Room, Workshop
Appliances
Dishwasher, Dryer, Elec Range, Gas Range, Refrigerator, Washer
Equipment
Backup Generator, Ceiling Fan, Water Softener

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Creek

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Central Air
Water heater
Gas
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
2.0000
Subdivision
ALL OTHERS AREA 126
Zoning
RESI
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Garage Det 3+ Car, Oversized Gar, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement, Estate

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Old Meeting House Creek/Horn Harbor waterfront Brick Cape Cod on 2 Acres. Large living/dining room with fireplace, kitchen, family room (could be a 1st floor bedroom), 1/2 bath, utility room, & Florida room on first floor. Second floor offers 3 bedrooms and 1.5 bathrooms. This home features: hardwood floors, Roof (2017) HVAC (2012/2013) 2 zoned, whole house generator, ceramic tile, woodburning fireplace, Kinetico Water treatment system, cedar lined closet, Gas Hot water heater, replacement windows, laundry room with refrigerator, propane stove, and plenty of cabinet & a handicapped ramp. You will love the attached 2 car garage + workshop area (1,0421 sq ft) with unfinished room above. Also a 5,289 sq' det. garage/workshop with partial HVAC! Concrete patio, driveway, and all around the garage area. Beautiful landscaping and nice views on protected creek which is quick to Horn Harbor (Horn Harbor Marina around the corner) and quick to Chesapeake Bay!! A must see! No Flood Zone!

Listing courtesy of Renee Edwards · Morgan and Edwards Real Estate · REIN MLS #10612696

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, one-and-a-half-bath home on two acres in Susan, Virginia. Built in 1963 with over 2,100 square feet of living space. Rural setting with genuine privacy and room to stretch out. Peace and land define daily life here.

Read the full overview ↓

Why this home stands out

Two acres give you space that's hard to find in most neighborhoods. The 1963 construction means solid bones and character throughout. You'll have genuine privacy here—no crowded lots, no close neighbors. The layout spreads across 2,176 square feet with three bedrooms and flexible living areas. This is the kind of property where you can actually breathe.

ALL OTHERS AREA 126 and the Susan real estate market

Susan sits in rural Charles City County, where properties still have real land and quiet prevails. The roads wind through countryside dotted with established homes on generous acreage. You're in a low-density area where neighbors respect distance and privacy. Charles City County itself carries deep Virginia history—Colonial Williamsburg and the James River are nearby. Getting around means driving, as this is countryside living, not suburban convenience. Yorktown is about 20 minutes away, and Colonial Heights sits roughly 30 minutes south. If you work near Naval Weapons Station Yorktown, the commute runs about 34 minutes. Daily life here centers on peace and land rather than walkable amenities.

What's nearby

Yorktown shops and services are a short drive. Colonial Williamsburg lies about 20 minutes south for history and tourism. The James River is within reasonable reach for water access and recreation. Groceries and basic services cluster in nearby Williamsburg and West Point. This area works best if you value seclusion over convenience—you'll drive for most errands. The trade-off is genuine quiet and plenty of elbow room.

For different buyers

Base commute and VA loan notes

About 34 minutes to Naval Weapons Station Yorktown. VA loan financing works well in rural Charles City County properties like this one. Two acres and three bedrooms give you room to settle in for a full tour of duty. The land and space mean your family can truly spread out.

Room to grow

Three bedrooms and two acres let you grow without moving again soon. The lot size opens possibilities for gardens, play areas, or future expansion. One-and-a-half baths and 2,176 square feet give you the breathing room that smaller homes can't match. Rural setting means your children have genuine outdoor space to explore safely.

More buyer questions

How far is 364 Millers Lane from Naval Weapons Station Yorktown?

About 34 minutes by car. The commute is straightforward on rural roads.

What is the lot size at this address?

Two acres. That's genuine privacy and room for outdoor projects or future expansion.

When was this home built?

1963. The structure has solid bones and carries character typical of mid-century rural Virginia homes.

Are there schools nearby?

Charles City County schools serve the area. You'll want to check the county's school assignment map for your specific zone.

Does this property work for VA loan financing?

Yes. VA loan financing is available for eligible buyers purchasing rural properties in Charles City County.

Contact Tom & Dariya Milan to schedule a tour of this two-acre property in Susan. Let's talk about what rural living means for your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Susan$550K – $750K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMathews
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51115C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,814/mo

Principal & interest

$3,368

Property tax

$258

Home insurance

$189

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Susan home worth?

Sale & Tax History

List Price

$649,000

Price / Sq Ft

$298

Annual Taxes

$3,090

Monthly Tax

$258

HOA

None

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedDec 5, 2025$649,000—
Price reducedSep 2, 2026$649,000−$40,000
Currently listed—$649,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Susan Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

272 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 364 Millers Ln in a good school zone?+
The assigned zones on the listing record are Mathews, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 364 Millers Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 364 Millers Ln a waterfront property?+
Yes. The listing record shows: Creek.
Does 364 Millers Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 364 Millers Ln built?+
It was built in 1963, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Renee Edwards · Morgan and Edwards Real Estate · REIN MLS #10612696

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

364 Millers Ln, Susan — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

364 Millers Ln, Susan, Virginia 23163 · MLS #10612696 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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