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✓ Source: REIN MLS #10654838 · record updated Oct 13, 2026 · synced every 2 min · your inquiry is never resold
3217 W Gibbs RD, KNOTTSISLAND NC 27950 - Main photo
3217 W Gibbs RD, KNOTTSISLAND NC 27950 - Photo 2
3217 W Gibbs RD, KNOTTSISLAND NC 27950 - Photo 3
3217 W Gibbs RD, KNOTTSISLAND NC 27950 - Photo 4
3217 W Gibbs RD, KNOTTSISLAND NC 27950 - Photo 5
3beds
2baths
1,984sqft
2days on market

3217 W Gibbs Rd, Knotts Island, NC 27950

Under ContractResidential · built 2001 · ALL OTHERS AREA 200

About this home

Country living with views that are hard to find! Enjoy sweeping farmland views from the front and a peaceful wooded setting out back. Inside, the open floor plan offers great gathering space with a fireplace and brand-new appliances, while the primary suite features vaulted ceilings, walk-in closet & private bath. Barn & shed provide generous storage, plus a freshwater rain-catch system & deer-processing cooler. Located directly along the VA/NC state line, with approx. 0.14 acre of the parcel extending into the City of Virginia Beach. Enjoy low NC property taxes while remaining convenient to the VA line. Privacy, open views & country living in a truly unique location! Assumable VA loan at 2.25%, subject to lender approval, buyer qualification & loan terms. Solar keeping utilities LOW year round!

Listing courtesy of Julie Fish · BHHS RW Towne Realty · REIN MLS #10654838

Facts & features

Type

Residential

Year built

2001

Price / sqft

$252

HOA

None

Taxes

$2,246/yr

County

Currituck County NC

MLS #

10654838

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,984
Stories
1
Flooring
Carpet, Ceramic, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Pantry, Screened Porch
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Wood Fence

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
City/County

Lot, parking & ownership

Lot size
2.0280
Subdivision
ALL OTHERS AREA 200
Ownership
Fee Simple
Garage
No
Parking
Multi Car
Possession
CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3217 W Gibbs Road sits on Knotts Island, a quiet peninsula in Currituck County, North Carolina. This 2001-built home offers three bedrooms, two baths, and 1,984 square feet of living space. Life here moves at a slower pace, with open land, water views, and genuine distance from the city rush.

Read the full overview ↓

Why this home stands out

Knotts Island is one of the most genuinely rural addresses in the Hampton Roads region. You reach it by a free state ferry from Currituck or by a scenic drive through Virginia Beach. That geography keeps the neighborhood quiet and the land generous. A 2001 build means the bones are solid without the quirks of a much older home. Three bedrooms and two full baths fit a wide range of needs without wasted square footage.

ALL OTHERS AREA 200 and the Knotts Island real estate market

Knotts Island is a peninsula community tucked into Currituck Sound, bordered by water on three sides. The landscape is flat, open, and green. Farms, wetlands, and wide sky define the view from most streets. W Gibbs Road runs through the heart of the island, lined with single-family homes on generous lots. Neighbors here tend to know each other. The pace is unhurried, and that is the point. Currituck County governs the island, which keeps taxes modest and development limited. Getting on and off the island is part of daily life. The free Currituck ferry connects to Currituck mainland in about 45 minutes. The Virginia Beach route through Pungo takes about 40 minutes to reach the city's southern edge. Chesapeake and Virginia Beach are both within reach for shopping, dining, and services. Knotts Island rewards buyers who want space, water proximity, and genuine quiet.

What's nearby

Daily errands require a short drive off the island, but the ride is scenic. The Knotts Island Community Center anchors local life and hosts regular events. Mackay Island National Wildlife Refuge borders the island to the north and offers hiking and wildlife watching year-round. Currituck Heritage Park and the Outer Banks are reachable within an hour. Moyock, North Carolina, sits about 25 minutes away and has grocery stores, hardware shops, and fuel. Virginia Beach's Pungo area, with its farm stands and local restaurants, is about 35 minutes north.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 18 minutes away by car. USCG Finance Center Chesapeake is roughly 32 minutes out. VA loan financing is a common and practical path for buyers at this address. The 2001 construction date typically satisfies VA appraisal standards without major hurdles. Knotts Island's rural character and low property tax base make the numbers work in ways that busier zip codes often don't.

For first-time buyers

A 2001 build means the major systems are relatively modern. Three bedrooms and two full baths give you room to settle in without feeling cramped. Currituck County's lower tax base keeps carrying costs down compared to Virginia Beach or Chesapeake. The island's quiet streets and tight-knit feel are a genuine draw. Anyone comparing homes for sale in Knotts Island will notice that W Gibbs Road offers solid square footage at a scale that is hard to find closer to the city.

More buyer questions

How far is 3217 W Gibbs Road from NSA Northwest Annex?

The drive takes about 18 minutes under normal conditions. The route runs north through Virginia Beach via the Pungo corridor.

How do you get to Knotts Island?

There are two routes: a free state-operated ferry from Currituck, NC, or a drive north through Virginia Beach's Pungo area. Both take roughly 40–45 minutes from the island to the mainland.

Is 3217 W Gibbs Road in a flood zone?

Knotts Island has areas of varying flood risk given its coastal and sound-side geography. Check the FloodRisk tile on this page for the specific designation tied to this address.

What county is Knotts Island in?

Knotts Island is part of Currituck County, North Carolina. That means North Carolina property taxes and Currituck County services apply.

Does Knotts Island have an HOA?

Many properties on Knotts Island, including those on W Gibbs Road, are not governed by a mandatory HOA. Confirm the specific status for this address during due diligence.

Want to see 3217 W Gibbs Road in person? Tom and Dariya Milan know this corner of Currituck County well. Reach out to set up a visit.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Knotts Island$420K – $575K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

20min·12.7mi

USCG Finance Ctr

Coast Guard

29min·22.3mi

Dam Neck

Navy

37min·23.3mi

NAS Oceana

Navy

42min·25.4mi

NNSY

Navy

41min·30.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,927/mo

Principal & interest

$2,594

Property tax

$187

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Knotts Island home worth?

Sale & Tax History

List Price

$499,900

Price / Sq Ft

$252

Annual Taxes

$2,246

Monthly Tax

$187

HOA

None

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 11, 2026$499,900—
Currently listed—$499,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Knotts Island Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3217 W Gibbs Rd in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 3217 W Gibbs Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3217 W Gibbs Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3217 W Gibbs Rd built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Julie Fish · BHHS RW Towne Realty · REIN MLS #10654838

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3217 W Gibbs Rd, Knotts Island — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3217 W Gibbs Rd, Knotts Island, North Carolina 27950 · MLS #10654838 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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