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✓ Source: REIN MLS #10658776 · record updated Oct 30, 2026 · synced every 2 min · your inquiry is never resold
3206 Penguin CIR, ELIZABETHCITY NC 27909 - Main photo
3206 Penguin CIR, ELIZABETHCITY NC 27909 - Photo 2
3206 Penguin CIR, ELIZABETHCITY NC 27909 - Photo 3
3206 Penguin CIR, ELIZABETHCITY NC 27909 - Photo 4
3206 Penguin CIR, ELIZABETHCITY NC 27909 - Photo 5
3beds
2.1baths
1,283sqft
9days on market

3206 Penguin Cir, Elizabeth City, NC 27909

ActiveResidential · built 2025 · ADAMS LANDING

About this home

COMPLETELY TURN-KEY--EVERYTHING INCLUDED! This beautifully maintained and almost NEW end-unit condo offers the rare opportunity to simply bring your suitcase and settle in. Showing like a model home, the property is being offered fully furnished, with furnishings, fixtures and décor conveying, creating an exceptionally easy transition for its next owner. Thoughtfully designed for comfortable everyday living, a second home, or an investment, this home offers the flexibility to suit whatever comes next. The end-unit location provides added privacy, while the inviting layout offers both functionality and style. The main level features a convenient half bath, an attractive kitchen with solid-surface countertops and a generous island, and a welcoming living area that flows naturally to the private patio--an ideal spot for morning coffee, an evening glass of wine, or simply enjoying a little outdoor space. Upstairs, the spacious bedrooms and baths provide comfortable private living, with the washer and dryer conveniently located on the same level. Every detail has already been thoughtfully selected and coordinated, from the furnishings to the décor, so there is little left to do except enjoy it. Whether you are looking for a home of your own, a ready-to-enjoy second home, or an investment property with rental potential, this is the total package--beautifully appointed, exceptionally convenient, and ready for its next chapter. A rare opportunity for someone who appreciates having the details already taken care of.

Listing courtesy of Lisa Brown · Inner Banks Real Estate Group · REIN MLS #10658776

Facts & features

Type

Residential

Year built

2025

Price / sqft

$203

HOA fee

$335/mo

Taxes

$2,592/yr

County

Elizabeth City NC

MLS #

10658776

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,283
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
5
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Other,Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ADAMS LANDING
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
SETTLEMENT
Disclosures
Deed Restrictions/Covenants

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3206 Penguin Circle is a brand-new 2025 build in Elizabeth City, North Carolina. It offers three bedrooms, two and a half baths, and 1,283 square feet of fresh, never-lived-in space. Daily essentials are within half a mile. NSA Northwest Annex is about 38 minutes away.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — the roof, the systems, the finishes — is factory fresh. You get modern layouts and current building codes without the renovation guesswork of an older home. At 1,283 square feet with three bedrooms and 2.5 baths, the floor plan punches above its size. That half-bath on the main level is a small detail that makes a real difference day to day.

ADAMS LANDING and the Elizabeth City real estate market

Penguin Circle sits in a quiet residential pocket of Elizabeth City, a small city in Pasquotank County in northeastern North Carolina. The streets here are lined with single-family homes on modest lots, giving the area a settled, low-traffic feel. New construction on the circle stands out cleanly against the established surroundings. Elizabeth City itself is compact and easy to navigate. The downtown waterfront along the Pasquotank River anchors the city's identity, with local shops, restaurants, and a marina within a short drive. The city serves as the commercial hub for the surrounding region, so most errands stay local. US-17 connects Elizabeth City north toward Virginia and south toward the Outer Banks. Anyone comparing Elizabeth City homes for sale will notice how much value the area offers relative to the coastal markets just an hour away. The city has a genuine small-town pace without feeling isolated.

What's nearby

Day-to-day errands are remarkably easy from Penguin Circle. A BP station is just 0.3 miles out, and both Dollar General and Food Lion are within 0.4 miles for quick grocery runs. El Parian Restaurante Mexicano is a short walk away at 0.3 miles. City Grille, Hardee's, and Panera Bread cover everything from a fast lunch to a leisurely coffee stop. Wawa is under a mile for fuel and snacks. Planet Fitness and Showtime Elite NC East are both within 0.8 miles for staying active. Northeastern Park is just 0.5 miles away for open-air time.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 38 minutes from Penguin Circle — a straightforward commute on US-17. VA loan financing is a natural fit for a new-construction purchase like this one, and 2025 builds often satisfy lender condition requirements with no additional work. The home's fresh systems and warranties add another layer of confidence to the financing process.

For first-time buyers

A brand-new home removes one of the biggest first-time concerns: what breaks first. Everything at 3206 Penguin Circle is under manufacturer and builder warranty in 2025. Three bedrooms and 2.5 baths give you room to grow without overpaying for square footage. Low-maintenance living from day one is a strong starting point for anyone buying their first home.

More buyer questions

How far is 3206 Penguin Circle from NSA Northwest Annex?

The drive is about 38 minutes, primarily along US-17 north. It's a consistent highway commute with minimal traffic in most conditions.

What year was 3206 Penguin Circle built?

The home was built in 2025, making it brand-new construction. All systems, appliances, and finishes are current-generation.

Is 3206 Penguin Circle in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Review that section for the most current FEMA designation.

Does 3206 Penguin Circle have a garage?

Garage details are best confirmed through the current property listing or by contacting Tom & Dariya Milan directly for the latest specs.

Where is the nearest grocery store to 3206 Penguin Circle?

Food Lion is about 0.4 miles away, and Dollar General is the same distance. A BP with convenience items is even closer at 0.3 miles.

Want to see 3206 Penguin Circle in person? Reach out to Tom & Dariya Milan at LPT Realty to schedule a walkthrough and get your questions answered.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$220K – $300K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryCentral Elementary
    —
  • MiddleElizabeth City Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

35min·29.3mi

USCG Finance Ctr

Coast Guard

45min·43mi

J7 Suffolk

Joint

49min·45.3mi

NNSY

Navy

50min·47.3mi

USCG Portsmouth

Coast Guard

48min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,640/mo

Principal & interest

$1,349

Property tax

$216

Home insurance

$76

PMI

None

HOA/Condo (paid separately)

$335

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$213,490 – $242,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3204 Penguin CIR · 0 mi · 1,442 sqft$222,490 sold 2026-03
3203 PENGUIN CIR · 0 mi · 1,442 sqft$223,990 sold 2026-04
3104 PENGUIN CIR · 0 mi · 1,442 sqft$213,490 sold 2026-03

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$259,900

Price / Sq Ft

$203

Annual Taxes

$2,592

Monthly Tax

$216

HOA fee

$335 / mo

Tax Rate (effective)

1.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 21, 2026$259,900—
Currently listed—$259,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3206 Penguin Cir in a good school zone?+
The assigned zones on the listing record are Central Elementary (VaHome School Score 6.9/10), Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 3206 Penguin Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3206 Penguin Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Property Management Association.
When was 3206 Penguin Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Lisa Brown · Inner Banks Real Estate Group · REIN MLS #10658776

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3206 Penguin Cir, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3206 Penguin Cir, Elizabeth City, North Carolina 27909 · MLS #10658776 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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