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✓ Source: REIN MLS #10654396 · record updated Oct 19, 2026 · synced every 2 min · your inquiry is never resold
317 Clay ST #C, FRANKLIN VA 23851 - Main photo
317 Clay ST #C, FRANKLIN VA 23851 - Photo 2
317 Clay ST #C, FRANKLIN VA 23851 - Photo 3
317 Clay ST #C, FRANKLIN VA 23851 - Photo 4
317 Clay ST #C, FRANKLIN VA 23851 - Photo 5
3beds
2baths
1,315sqft
31days on market

317 Clay St #C, Franklin, VA 23851

ActiveResidential · built 1987 · ALL OTHERS AREA 67

About this home

Welcome home to this inviting 3-bedroom, 2-bath residence located in the established Clay Court community of Franklin! This home offers a comfortable, functional layout with plenty of space for everyday living and entertaining. The living area flows naturally into the kitchen and dining space, creating an open and welcoming atmosphere. Three bedrooms provide flexibility for guests, a home office, or additional living space. Enjoy the convenience of two assigned parking spaces and a location that puts you within easy reach of Franklin's shopping, dining, schools, medical services, and everyday conveniences. Whether you're purchasing your first home, downsizing, or simply looking for a low-maintenance place to call your own, this Clay Court property is ready for its next owner. Present all offers. Schedule your showing today!

Listing courtesy of Shante Cross · Summit Realty Group LLC · REIN MLS #10654396

Facts & features

Type

Residential

Year built

1987

Price / sqft

$179

HOA fee

$150/mo

County

Franklin VA

MLS #

10654396

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,315
Stories
2
Flooring
Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR
Appliances
Dryer Hookup, Range, Elec Range, Washer Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Electric
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0300
Subdivision
ALL OTHERS AREA 67
Zoning
R2
Ownership
Fee Simple
Garage
No
Parking
2 Space, Assigned/Reserved, Off Street
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

317 Clay Street, Unit C is a three-bedroom, two-bath home in Franklin, Virginia. Built in 1987, it offers 1,315 square feet of comfortable living space. The Blackwater River and downtown Franklin are both within easy reach. It's a solid, well-located address in a small city with genuine community character.

Keep searching in Franklin

See all Franklin homes for sale.

Read the full overview ↓

Why this home stands out

Unit C at 317 Clay Street sits in a walkable pocket of Franklin where daily errands and evening plans come together easily. TaylorMade Fitness is just two-tenths of a mile away. Wydia's Seafood and Steakhouse is a short three-minute walk. The Blackwater River, Barrett's Landing Park, and the city's kayak launch are all under a mile. That combination of convenience and outdoor access is hard to find at this scale.

ALL OTHERS AREA 67 and the Franklin real estate market

Clay Street sits close to the heart of Franklin, a small independent city in Southampton County in southeastern Virginia. The streets here are quiet and compact, with a mix of residential properties that give the area an established, lived-in feel. You're within easy walking distance of local dining, a coffee shop, and the river. Franklin itself is a tight-knit city with a proud downtown and a genuine small-town rhythm. The Blackwater River runs through the community and anchors much of its outdoor life. Getting around is simple — Franklin is compact enough that most errands take only a few minutes by car. US Route 58 connects the city westward toward Suffolk and eastward toward the Outer Banks corridor. Anyone browsing Franklin homes for sale will notice how much daily life here happens close to home. The city hosts local events, a farmers market season, and a riverfront that draws residents out year-round.

What's nearby

Wydia's Seafood and Steakhouse is just 0.3 miles away — an easy walk for dinner. Fred's Restaurant and Serve are both about half a mile out and cover a range of everyday dining. StoreHouse Coffee and The Lighthouse Project are within six-tenths of a mile for your morning routine. Los Cerezos Latino Store and Dollar General handle quick grocery runs at under a mile. Barrett's Landing Park and the City of Franklin Riverwalk Park Kayak Launch put the Blackwater River right at your doorstep, both under 0.7 miles away.

For different buyers

Room to grow

Three bedrooms give you real flexibility — a primary suite, a dedicated guest room, and space for a home office or hobby room. Two full baths mean no morning bottlenecks. At 1,315 square feet, the layout is efficient without feeling tight. Barrett's Landing Park and the kayak launch are under a mile away, putting outdoor space within easy reach on weekends.

For first-time buyers

At 1,315 square feet with three bedrooms and two baths, this home checks the boxes without overcomplicating the decision. Franklin is an affordable, approachable city where your dollar goes further than in larger Hampton Roads markets. The walkable location means you spend less time in the car. VA loan financing is common in this region and worth exploring if you qualify.

More buyer questions

How far is 317 Clay Street from Joint Staff J7 Suffolk?

The drive to Joint Staff J7 in Suffolk is about 39 minutes via US Route 58. That makes it a manageable commute for a workweek.

What is the square footage and layout of Unit C?

Unit C offers 1,315 square feet with three bedrooms and two full baths. The home was built in 1987.

Is 317 Clay Street in a flood zone?

Franklin has areas near the Blackwater River that carry flood risk. Check the FloodRisk tile on this page for the specific designation tied to this address.

Where can you grab coffee near 317 Clay Street?

StoreHouse Coffee is about half a mile away, and The Lighthouse Project is just over half a mile. Both are easy drives or a short bike ride.

Are there parks or outdoor spaces close to 317 Clay Street?

Barrett's Landing Park is 0.6 miles away, and the City of Franklin Riverwalk Park Kayak Launch is 0.7 miles out. Both sit along the Blackwater River.

Want to see 317 Clay Street in person? Tom and Dariya Milan are ready to set up a tour and answer your questions about Franklin.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Franklin$195K – $275K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleOther Middle School
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510060

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

30.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Franklin real estate →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

J7 Suffolk

Joint

31min·22.7mi

NMCP

Navy

54min·42.9mi

NNSY

Navy

51min·42.6mi

USCG Portsmouth

Coast Guard

53min·43.8mi

JBLE Ft Eustis

Army

78min·71.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,288/mo

Principal & interest

$1,219

Property tax

$0

Home insurance

$69

PMI

None

HOA/Condo (paid separately)

$150

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

144% of $163,400

City assessment record

Land share of assessed value

15% — $25,300

Improvements $138,100 · assessor record ✓

Price context — similar nearby homes

$65,000 – $229,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

601 Pace ST · 0.2 mi · 1,287 sqft$229,000 sold 2026-08
1005 Railroad AVE · 0.4 mi · 1,286 sqft$73,500 sold 2026-08
403 W 4th AVE · 0.1 mi · 1,200 sqft$65,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$235,000

Price / Sq Ft

$179

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$150 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 18, 2026$235,000—
Price reducedOct 19, 2026$235,000−$10,000
Currently listed—$235,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

44% above assessment

Total Assessed

$163,400

Land

$25,300

Improvement

$138,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

31 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 317 Clay St #C in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Other Middle School, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 317 Clay St #C in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 317 Clay St #C have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 317 Clay St #C built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Shante Cross · Summit Realty Group LLC · REIN MLS #10654396

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

317 Clay St #C, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

317 Clay St #C, Franklin, Virginia 23851 · MLS #10654396 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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