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PortsmouthSTERLING COVE3123 Sterling Way #12✓ Source: REIN MLS #10651589 · record updated Sep 15, 2026 · synced every 2 min · your inquiry is never resold
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Main photo
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 2
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 3
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 4
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 5
3beds
2.1baths
2,307sqft
15days on market

3123 Sterling Way #12, Portsmouth, VA 23703

Under ContractResidential · built 1999 · STERLING COVE

Facts & features

Type

Residential

Year built

1999

Price / sqft

$145

Condo fee

$325/mo

Taxes

$3,569/yr

County

Portsmouth VA

MLS #

10651589

Condo association includes

ClubhouseGround MaintPool

$325/mo condo fee · STERLING COVE CONDOMINIUM ASSOCIATION CIC/Condo Assoc · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,307
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Grab bars, Main Floor Laundry

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STERLING COVE
Unit / floor
1
Zoning
URH
Ownership
Condo
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Off Street
Possession
SETTLEMENT
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement, Resale Certif Req

See more Portsmouth condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome Home! Come in and enjoy maintenance free living. This is one of the largest homes in Sterling Cove so you have tons of living space. The eat-in-kitchen has all newer SS appliances, granite countertops, a bar that opens to the large yet cozy family room. Enjoy your ample sized primary suite being on the 1st floor, boasting duel sinks, separate shower and tub and a nice sized walk-in-closet. The second floor houses a huge loft that can be used as a 2nd family room, along with 2 additional large bedrooms with their own walk-in-closets. Call today for your personal tour. Property is in a 55+neighborhood however can be bought by someone under 55 if certain criteria is met.

Listing courtesy of Pamela Laurens · The Real Estate Group · REIN MLS #10651589

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 3123 Sterling Way #12 — a 3-bedroom, 2.1-bath townhome-style residence in Portsmouth, Virginia with 2,307 square feet of living space built in 1999, sitting minutes from two major military installations and a walkable cluster of everyday conveniences.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of generous square footage and a location that genuinely earns the word convenient. At over 2,300 square feet, you get room to spread out in a way that many comparable Portsmouth properties simply don't offer. Add an 8-minute drive to NSA Northwest Annex, a 10-minute run to Naval Medical Center Portsmouth, and grocery stores literally a quarter-mile away, and daily logistics become almost effortless.

STERLING COVE and the Portsmouth real estate market

Sterling Way sits in the Churchland corridor of Portsmouth — one of the city's most established and accessible pockets, where mature tree lines meet a practical grid of shops, parks, and commuter routes. Portsmouth itself is a city with real character: a working waterfront, a walkable Olde Towne historic district, and a tight-knit community feel that larger Hampton Roads cities can't quite replicate. The Churchland area in particular draws people who want suburban breathing room without sacrificing proximity to everything. You're close to Interstate 664, which opens up the broader Hampton Roads region in short order. Families comparing homes for sale in Portsmouth often land in Churchland precisely because it threads the needle between quiet residential streets and genuine urban access. The 23703 zip code covers a swath of western Portsmouth that feels settled and lived-in — the kind of neighborhood where neighbors know each other and front yards are kept.

What's nearby

Groceries are handled before you've barely left the driveway — Food Lion and ALDI are both 0.2 miles away, and a BP is just 0.3 miles out. For coffee, JoJack's Espresso Bar & Cafe is a 0.1-mile walk, with Starbucks and Dunkin' rounding out your options at 0.3 and 0.6 miles respectively. Billy D's Seafood & Chicken and Harvey's Hot Dogs are both within a block for quick meals. Fitness is equally close: Planet Fitness at 0.3 miles, Full Potential Fitness and Wellness at 0.4 miles, and the Portsmouth YMCA under a mile away. Churchland Little League Baseball Fields are 0.3 miles out, and Ebony Heights Park offers green space at 0.8 miles.

For different buyers

For military families relocating

NSA Northwest Annex is an 8-minute drive from Sterling Way, and Naval Medical Center Portsmouth is about 10 minutes in the other direction — which means both installations are realistically in play depending on your assignment. A VA loan pairs naturally with a property at this price point and square footage, and the Churchland location keeps BAH working efficiently. Short commutes leave more time for the things that actually matter.

For families upgrading

At 2,307 square feet with three bedrooms and 2.1 baths, this address gives a growing household genuine room to breathe. Families comparing homes for sale zoned for Churchland High School and homes for sale zoned for Churchland Elementary School will find this location puts both schools within the district. The nearby Little League fields, YMCA, and multiple fitness options mean after-school and weekend activities are already built into the neighborhood.

More buyer questions

How far is 3123 Sterling Way from NSA Northwest Annex?

NSA Northwest Annex is approximately 8 minutes from this address by car, making it one of the closer residential options to that installation in the Portsmouth area.

How far is 3123 Sterling Way from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about a 10-minute drive, a practical commute whether you're active duty, a civilian employee, or a contractor working on the campus.

What grocery stores are near 3123 Sterling Way?

Food Lion and ALDI are both within 0.2 miles of this address — close enough to walk on a good day — with a BP convenience option at 0.3 miles rounding out your quick-stop needs.

Is 3123 Sterling Way in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls the current FEMA designation for the specific parcel.

Are there homes for sale in 23703 with this much square footage?

Properties offering over 2,300 square feet among homes for sale in 23703 are less common than you might expect, which is part of what makes this address worth a closer look in the Churchland market.

Tom and Dariya Milan at LPT Realty know Portsmouth's Churchland corridor well — reach out to get the full picture on this address and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$280K – $385K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

21d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland
Map of Churchland with neighborhood boundaryNeighborhood

houses for sale in Portsmouth

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,132/mo

Principal & interest

$1,737

Property tax

$297

Home insurance

$98

PMI

None

HOA/Condo (paid separately)

$325

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $287,790

City assessment record · taxes $3,569/yr

Land share of assessed value

27% — $77,620

Improvements $210,170 · assessor record ✓

Price context — similar nearby homes

$190,000$384,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

49 Cypress RD · 2.1 mi · 2,350 sqft$190,000 sold 2026-07
201 Pine BLF · 1.7 mi · 2,055 sqft$375,000 sold 2026-08
53 Sandie Point LN · 1.7 mi · 2,063 sqft$330,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$334,777

Price / Sq Ft

$145

Annual Taxes

$3,569

Monthly Tax

$297

Condo fee

$325 / mo

Tax Rate (effective)

1.07%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 31, 2026$334,777
Currently listed$334,777

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$287,790

Land

$77,620

Improvement

$210,170

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3123 Sterling Way #12 in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3123 Sterling Way #12 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3123 Sterling Way #12?+
Yes — Full Potential Fitness and Wellness is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3123 Sterling Way #12?+
Churchland Little League Baseball Fields is about 0.4 miles away.
Where is the nearest grocery store to 3123 Sterling Way #12?+
ALDI is about 0.3 miles away. The closest dining on record is Billy D's Seafood & Chicken (0.2 mi).
Does 3123 Sterling Way #12 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is STERLING COVE CONDOMINIUM ASSOCIATION CIC/Condo Assoc. Association amenities on record include: Clubhouse, Ground Maint, Pool.
When was 3123 Sterling Way #12 built?+
It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Pamela Laurens · The Real Estate Group · REIN MLS #10651589

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3123 Sterling Way #12, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3123 Sterling Way #12, Portsmouth, Virginia 23703 · MLS #10651589 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.