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Portsmouth › STERLING COVE › 3123 Sterling Way #12✓ Source: REIN MLS #10651589 · record updated Sep 23, 2026 · synced every 2 min · your inquiry is never resold
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Main photo
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 2
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 3
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 4
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 5
3beds
2.1baths
2,307sqft
13days on market

3123 Sterling Way #12, Portsmouth, VA 23703

Under ContractResidential · built 1999 · STERLING COVE

Facts & features

Type

Residential

Year built

1999

Price / sqft

$145

Condo fee

$325/mo

Taxes

$3,569/yr

County

Portsmouth VA

MLS #

10651589

Condo association includes

ClubhouseGround MaintPool

$325/mo condo fee · STERLING COVE CONDOMINIUM ASSOCIATION CIC/Condo Assoc · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,307
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, Foyer, Loft, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Grab bars, Main Floor Laundry

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STERLING COVE
Unit / floor
1
Zoning
URH
Ownership
Condo
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Off Street
Possession
SETTLEMENT
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement, Resale Certif Req

See more Portsmouth condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome Home! Come in and enjoy maintenance free living. This is one of the largest homes in Sterling Cove so you have tons of living space. The eat-in-kitchen has all newer SS appliances, granite countertops, a bar that opens to the large yet cozy family room. Enjoy your ample sized primary suite being on the 1st floor, boasting duel sinks, separate shower and tub and a nice sized walk-in-closet. The second floor houses a huge loft that can be used as a 2nd family room, along with 2 additional large bedrooms with their own walk-in-closets. Call today for your personal tour. Property is in a 55+neighborhood however can be bought by someone under 55 if certain criteria is met.

Listing courtesy of Pamela Laurens · The Real Estate Group · REIN MLS #10651589

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three bedrooms, two full baths plus a half bath in a 2,307-square-foot home built in 1999. Located in Portsmouth with quick access to Naval Medical Center Portsmouth and everyday conveniences. A solid choice among homes for sale in 23703.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23703, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

This 1999-built residence offers 2,307 square feet across three bedrooms and 2.1 baths. The floor plan gives you real living space without the sprawl. You're minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth, making commutes straightforward. Grocery stores, coffee shops, and restaurants dot the neighborhood. The location balances accessibility with a residential feel.

STERLING COVE and the Portsmouth real estate market

Sterling Way sits in a working Portsmouth neighborhood with a mix of residential properties and local businesses within walking distance. The street has the feel of an established community where neighbors know the area well. Portsmouth itself is a historic city with roots in shipbuilding and military service. The waterfront and downtown core are accessible by car, and major routes connect you to Virginia Beach and the broader Hampton Roads region. If you're comparing Portsmouth homes for sale, note that this zip code puts you close to multiple employment hubs. Daily life here centers on convenience—grocery stores are steps away, and restaurants line nearby blocks. The neighborhood has a practical, no-fuss character that appeals to anyone seeking straightforward access to work and services.

What's nearby

Food Lion and ALDI sit just a few blocks away for quick grocery runs. Billy D's Seafood & Chicken and Harvey's Hot Dogs offer casual dining nearby. JoJack's Espresso Bar & Cafe and Starbucks Coffee Company are close by for your morning routine. Planet Fitness and Full Potential Fitness and Wellness provide gym options within a short drive. Churchland Little League Baseball Fields and Ebony Heights Park offer outdoor space for recreation and play.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is about 10 minutes away, and USCG Base Portsmouth sits roughly 11 minutes out. VA loan financing is common in this area, and the home's age and condition support straightforward lending. You can move in without major repairs, which simplifies the transition for anyone relocating to the region.

Room to grow

Three bedrooms give you space for a home office, guest room, or dedicated hobby area. The 2.1-bath layout means less morning conflict over the sink. Over 2,300 square feet lets you spread out without feeling cramped. Storage and a practical floor plan make daily life easier as your needs evolve.

More buyer questions

How far is 3123 Sterling Way from Naval Medical Center Portsmouth?

About 10 minutes by car, making commutes quick and predictable.

What grocery stores are near this address?

Food Lion and ALDI are both within a few blocks, plus a bp station nearby for convenience items.

Are there restaurants within walking distance?

Yes—Billy D's Seafood & Chicken and Harvey's Hot Dogs are just a short walk away, along with JoJack's Espresso Bar & Cafe.

Does this address qualify for homes for sale zoned for Churchland High School and homes for sale zoned for Churchland Elementary School?

Yes, this address falls within those school zones.

What fitness options are nearby?

Planet Fitness and Full Potential Fitness and Wellness are both within a short drive, with the Portsmouth YMCA also accessible.

Ready to explore this Portsmouth home? Reach out to Tom and Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$280K – $385K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is a settled home neighborhood in Portsmouth, Virginia. It is known for tree-lined streets and well-kept homes built across many decades.

$315K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

2

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

houses for sale in Portsmouth →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,132/mo

Principal & interest

$1,737

Property tax

$297

Home insurance

$98

PMI

None

HOA/Condo (paid separately)

$325

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $287,790

City assessment record · taxes $3,569/yr

Land share of assessed value

27% — $77,620

Improvements $210,170 · assessor record ✓

Price context — similar nearby homes

$190,000 – $595,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

18 Cypress RD · 2 mi · 2,340 sqft$595,000 sold 2026-09
49 Cypress RD · 2.1 mi · 2,350 sqft$190,000 sold 2026-07
330 Thelmar LN · 1.8 mi · 2,098 sqft$369,460 sold 2026-05

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$334,777

Price / Sq Ft

$145

Annual Taxes

$3,569

Monthly Tax

$297

Condo fee

$325 / mo

Tax Rate (effective)

1.07%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 10, 2026$334,777—
Currently listed—$334,777—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$287,790

Land

$77,620

Improvement

$210,170

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3123 Sterling Way #12 in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3123 Sterling Way #12 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3123 Sterling Way #12?+
Yes — Full Potential Fitness and Wellness is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3123 Sterling Way #12?+
Churchland Little League Baseball Fields is about 0.4 miles away.
Where is the nearest grocery store to 3123 Sterling Way #12?+
ALDI is about 0.3 miles away. The closest dining on record is Billy D's Seafood & Chicken (0.2 mi).
Does 3123 Sterling Way #12 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is STERLING COVE CONDOMINIUM ASSOCIATION CIC/Condo Assoc. Association amenities on record include: Clubhouse, Ground Maint, Pool.
When was 3123 Sterling Way #12 built?+
It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Pamela Laurens · The Real Estate Group · REIN MLS #10651589

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3123 Sterling Way #12, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3123 Sterling Way #12, Portsmouth, Virginia 23703 · MLS #10651589 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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