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PortsmouthSTERLING COVE3123 Sterling Way #12✓ Source: REIN MLS #10632948 · record updated Jul 8, 2026 · synced every 2 min · your inquiry is never resold
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Main photo
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 2
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 3
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 4
3123 Sterling WAY #12, PORTSMOUTH VA 23703 - Photo 5
$344,777
$149 / sqft · est. $2,507/mo →
3beds
2.1baths
2,307sqft
65days on market

3123 Sterling Way #12, Portsmouth, VA 23703

ActiveResidential · built 1999 · STERLING COVE

About this home

The listing, in the seller's words

This gorgeous home is in the heart of Churchland and is ready for a new owner. The seller's have done all the work, all you have to do is bring your furniture and call it home. The eat-in kitchen has been updated with gorgeous granite counter tops, backsplash, all newer appliances, along with newer upgraded LVP floors throughout. The floor plan flows with ample room for entertaining or just relaxing. There's easy access to the large deck just outside of the living room. The first floor primary suite is complemented with a walk-in-closet, full bath, duel sinks and shower. Upstairs features a large loft area and two additional bedrooms and full bath. The condo fees include your exterior, roof (this unit's roof was replaced recently), ground maintenance, the community pool, clubhouse, gazebo, and pier to enjoy views of the Marsh of Sterne's Creek. Call today for your personal tour.

Listing courtesy of Pamela Laurens · The Real Estate Group · REIN MLS #10632948

VaHome team overview

Our read on this home

At a glance

3123 Sterling Way #12 is a 3-bedroom, 2.5-bath townhome-style condo in Sterling Cove, Portsmouth, Virginia — 2,307 square feet built in 1999, with two military installations less than ten minutes away and everyday errands practically at the front door.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of generous square footage and a location that quietly overdelivers. At 2,307 square feet, this 1999-built home gives you real room to spread out — something that's genuinely hard to find in a low-maintenance condo community. Sterling Cove sits in a pocket of Portsmouth where groceries, coffee, fitness, and dining are all within a half-mile, yet the community itself stays calm and residential.

STERLING COVE and the Portsmouth real estate market

Sterling Cove is a tucked-away condo community in the Churchland corridor of Portsmouth, Virginia — one of the city's most practical and underrated pockets. Churchland has a quiet, established feel: tree-lined streets, longtime neighbors, and a surprising density of everyday conveniences packed into a small radius. Portsmouth itself is one of Hampton Roads' original cities, sitting across the Elizabeth River from Norfolk and connected to the broader metro by bridge-tunnel and ferry. The city carries real character — historic districts, a working waterfront, and a tight-knit community identity that newer suburbs simply can't replicate. For anyone weighing where to plant roots in Hampton Roads, Portsmouth consistently offers more home per dollar than its neighbors, with access to the same major employers, military installations, and regional amenities. Sterling Cove fits that story well: a calm address inside a city that punches above its weight.

What's nearby

Daily errands are genuinely effortless here. ALDI and Food Lion are both 0.3 miles away, so grocery runs take minutes. When you want coffee before work, JoJack's Espresso Bar & Cafe is 0.2 miles out, with a Starbucks Coffee Company another few blocks beyond that. For a quick meal, Billy D's Seafood & Chicken and Harvey's Hot Dogs are right around the corner. Staying active is easy too — Full Potential Fitness and Wellness is 0.3 miles away, Planet Fitness is 0.5 miles, and the Portsmouth YMCA is under a mile. Families with kids will appreciate the Churchland Little League Baseball Fields just 0.4 miles away, and Ebony Heights Park is a mile down the road.

For different buyers

For military families relocating

NSA Northwest Annex is an 8-minute drive, and Naval Medical Center Portsmouth is about 10 minutes out — making 3123 Sterling Way a genuinely convenient home base for military households. The VA loan is a natural fit here, and the location keeps commute stress low whether you're on day shift, rotating schedules, or managing a PCS move on a tight timeline.

For first-time buyers

If you're buying your first home, 2,307 square feet in a condo community is a strong starting point — you get real living space without exterior maintenance eating your weekends. Sterling Cove's location means you're close to everything practical from day one: groceries, coffee, the gym, and parks all within half a mile. It's a low-friction way to step into homeownership.

More buyer questions

How far is 3123 Sterling Way from NSA Northwest Annex?

NSA Northwest Annex is approximately 8 minutes by car from 3123 Sterling Way #12, making it one of the closer off-base residential options for personnel stationed there.

How far is 3123 Sterling Way from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is about 10 minutes away by car — a straightforward commute whether you're clinical staff, active duty, or a dependent accessing care.

What is the Sterling Cove community like in Portsmouth?

Sterling Cove is a quiet, established condo community in the Churchland area of Portsmouth, offering a low-maintenance lifestyle with easy access to groceries, dining, and fitness options all within half a mile.

Is there an HOA at 3123 Sterling Way?

Yes, Sterling Cove has a homeowners association — typical for a condo community of this type, covering shared exterior and common-area upkeep.

Is 3123 Sterling Way in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant details.

Want to know more about 3123 Sterling Way or Sterling Cove? Tom and Dariya Milan at LPT Realty are happy to walk you through the details — reach out anytime.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1999

Price / sqft

$149

Condo fee

$320/mo

Taxes

$3,569/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10632948

Condo association includes

ClubhouseGround MaintPool

$320/mo condo fee · STERLING COVE CONDOMINIUM ASSOCIATION · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,307
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Attic, Foyer, Loft, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Grab bars, Main Floor Laundry

Construction & exterior

Style
2 Unit Condo, Contemp
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STERLING COVE
Unit / floor
1
Zoning
URH
Ownership
Condo
Garage
Yes
Parking
Garage Att 1 Car, Multi Car, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement

See more Portsmouth condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$312K

Median sale · 12 mo

$205

Sold $/sq ft

17d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland
Map of Churchland with neighborhood boundaryNeighborhood

Portsmouth homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,507/mo

Principal & interest

$1,789

Property tax

$297

Home insurance

$101

PMI

None

HOA

$320

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

120% of $287,790

City assessment record · taxes $3,569/yr

Land share of assessed value

27% — $77,620

Improvements $210,170 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$190,000$439,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2725 Sterling Point Dr · 1.2 mi · 1,900 sqft$439,900 sold 2026-03
49 Cypress RD · 2.1 mi · 2,350 sqft$190,000 sold 2026-07
53 Sandie Point LN · 1.7 mi · 2,063 sqft$330,000 sold 2026-07

Sale & Tax History

List Price

$344,777

Price / Sq Ft

$149

Annual Taxes

$3,569

Monthly Tax

$297

Condo fee

$320 / mo

Tax Rate (effective)

1.04%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 4, 2026$344,777
Price reducedJun 9, 2026$344,777−$5,000
Currently listed$344,777

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

20% above assessment

Total Assessed

$287,790

Land

$77,620

Improvement

$210,170

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

65 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3123 Sterling Way #12 in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (GreatSchools 5/10), Churchland Middle (GreatSchools 5/10), Churchland (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3123 Sterling Way #12 in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3123 Sterling Way #12?+
Yes — Full Potential Fitness and Wellness is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 3123 Sterling Way #12?+
Churchland Little League Baseball Fields is about 0.4 miles away.
Where is the nearest grocery store to 3123 Sterling Way #12?+
ALDI is about 0.3 miles away. The closest dining on record is Billy D's Seafood & Chicken (0.2 mi).
Does 3123 Sterling Way #12 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is STERLING COVE CONDOMINIUM ASSOCIATION. Association amenities on record include: Clubhouse, Ground Maint, Pool.
When was 3123 Sterling Way #12 built?+
It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Pamela Laurens · The Real Estate Group · REIN MLS #10632948

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3123 Sterling Way #12, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3123 Sterling Way #12, Portsmouth, Virginia 23703 · MLS #10632948 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.