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Toano › STONEHOUSE › 3104 Ridge Dr✓ Source: REIN MLS #10633440 · record updated Jun 19, 2026 · synced every 2 min · your inquiry is never resold
3104 Ridge DR, TOANO VA 23168 - Main photo
$547,000
$271 / sqft · est. $3,429/mo →
3beds
2baths
2,015sqft
42days on market

3104 Ridge Dr, Toano, VA 23168

SoldResidential · built 2003 · STONEHOUSE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Pond.

Frontage

Pond ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Beautifully maintained and custom built P.F Summer's Ranch w Bonus located in sought after Stonehouse at Mill Pond. Thoughtfully designed and upgraded Primary Bath w tiled shower, Quartz Countertops and custom walk in primary closet. Kitchen with GE Cafe Appliances, Farm-sink, and Quartz Countertops. Newly refinished hardwoods, newer carpets, fresh paint, and exquisite custom millwork shows attention to detail and pride of construction and ownership. The recent addition of a covered patio is the perfect place to relax and enjoy the professionally designed and landscaped fenced in back yard dreamland and watch the golfers tee off on the 12th tee box of The Stonehouse Golf Course. Many amenities to include a 30+ acre pond, swim team, community center, and tennis, etc. Near I64, Toano Farmer's Market and much more! Owner agent.

Listing courtesy of Angela Lyttle · Keller Williams Town Center · REIN MLS #10633440

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2003

Price / sqft

$271

HOA fee

$150/mo

Taxes

$3,370/yr

County

James City County VA

Waterfront

Yes

MLS #

10633440

HOA association includes

Boat SlipClubhouseDockExercise RmGolfGround MaintPlaygroundsPoolRV StorageSecurityTennis Cts

$150/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,015
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Level Flooring

Construction & exterior

Style
Colonial
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Decorative
Waterfront
Pond

Utilities & systems

Heating
Heat Pump, Nat Gas
Cooling
Central Air, Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2870
Subdivision
STONEHOUSE
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Street
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$580K

Median sale · 12 mo

$197

Sold $/sq ft

17d

Days on market

33

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,429/mo

Principal & interest

$2,838

Property tax

$281

Home insurance

$160

PMI

None

HOA

$150

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$369,000 – $460,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9120 Three Bushel DR · 0.3 mi · 2,110 sqft$460,000 sold 2026-06
5244 Twilight CT · 1.1 mi · 2,296 sqft$415,900 sold 2026-06
9476 Astilbe LN · 1.6 mi · 1,856 sqft$383,900 sold 2026-05

Sale & Tax History

List Price

$547,000

Price / Sq Ft

$271

Annual Taxes

$3,370

Monthly Tax

$281

HOA fee

$150 / mo

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 8, 2026$547,000—
SoldJun 17, 2026$547,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3104 Ridge Dr in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3104 Ridge Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 3104 Ridge Dr a waterfront property?+
Yes. The listing record shows: Pond.
Does 3104 Ridge Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Boat Slip, Clubhouse, Dock, Exercise Rm, Golf, Ground Maint, Playgrounds, Pool, RV Storage, Security.
When was 3104 Ridge Dr built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angela Lyttle · Keller Williams Town Center · REIN MLS #10633440

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in ToanoCall or text (757) 777-7577

3104 Ridge Dr, Toano, Virginia 23168 · MLS #10633440 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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