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✓ Source: REIN MLS #10658885 · record updated Oct 31, 2026 · synced every 2 min · your inquiry is never resold
298 Waterlily RD, COINJOCK NC 27923 - Main photo
298 Waterlily RD, COINJOCK NC 27923 - Photo 2
298 Waterlily RD, COINJOCK NC 27923 - Photo 3
298 Waterlily RD, COINJOCK NC 27923 - Photo 4
298 Waterlily RD, COINJOCK NC 27923 - Photo 5
3beds
2baths
2,081sqft
10days on market

298 Waterlily Rd, Coinjock, NC 27923

ActiveResidential · built 1974 · COINJOCK

About this home

This recently renovated Currituck Beach-styled home has exceptional potential as a primary home, secondary home, long-term rental or short-term rental. Located in Coinjock directly across from the Intra-Coastal Waterway, you'll enjoy the amenities of semi-waterfront living just minutes to nearby boat launch, marina and local favorite dining. The beautiful Outer Banks Beaches are only about 30 minutes away and Virginia is only about 45 minutes away. The 1st floor offers a studio styled kitchen, large bedroom, closet, laundry room, and bathroom. The 2nd floor has an open living room/kitchen, two bedrooms, and full bath. There is also an outdoor shower, large storage building, and completely fenced-in backyard. The roof was replaced in 2024. Appliances, HVAC, water heater, gutters, fence, and PTAC were installed within the last two years.

Listing courtesy of Kim DeSocio · Howard Hanna Real Estate Svcs. · REIN MLS #10658885

Facts & features

Type

Residential

Year built

1974

Price / sqft

$201

HOA

None

Taxes

$1,496/yr

County

Currituck County NC

MLS #

10658885

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,081
Stories
2
Flooring
Ceramic, Laminate/LVP, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Attic, In-Law Suite, PBR with Bath, Utility Room
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Accessibility
Grab bars

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Pile, Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced,Wood Fence

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Heat Pump, Window/Wall
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.4800
Subdivision
COINJOCK
Zoning
GB
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMT

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

298 Waterlily Road sits on a quiet stretch of Currituck County, North Carolina, just steps from the water and a short walk to one of the area's most beloved marina restaurants. This 2,081-square-foot, three-bedroom home was built in 1974 and carries the kind of settled, unhurried character that defines life along this corridor.

Read the full overview ↓

Why this home stands out

What sets 298 Waterlily Road apart is its location at the edge of the Currituck Sound corridor, where the pace slows and the scenery takes over. The home offers 2,081 square feet of living space across three bedrooms and two baths. A 1974 build means solid bones and room-sized proportions you don't always find in newer construction. And the Coinjock Marina Restaurant is literally 0.1 miles away.

About the Coinjock real estate market

Coinjock sits along US-158 in Currituck County, about midway between the Virginia border and the Outer Banks. The Waterlily Road area is a quieter spur off that main corridor, running toward the Currituck Sound. Homes here tend to be spread out on generous lots, with a mix of long-established residences and updated waterfront properties. The feel is rural and unhurried — wide sky, open land, and water never far from view. Currituck County has grown steadily as buyers discover how much space and scenery it offers compared to the more developed coastline to the south. The county seat of Currituck is a short drive north, and Elizabeth City is about 30 minutes west for a broader range of services. Anyone comparing homes for sale in Coinjock will notice that Waterlily Road delivers a rare combination: genuine waterside character without the density of resort communities. Getting around is easy by car, and the lack of traffic congestion is one of the corridor's quiet advantages.

What's nearby

Daily life here is low-key and local. The Coinjock Marina Restaurant is 0.1 miles away — a regional landmark known for its prime rib and waterfront setting. Veterans' Memorial Park is 0.2 miles from the front door, a peaceful spot for a morning walk. For everyday needs, Dollar General is 0.8 miles away. Currituck Meat Market is also within a mile, offering locally sourced cuts that are hard to find at a chain store. Currituck BBQ Company rounds out the local dining scene at 0.8 miles. You won't find a big-box strip mall on Waterlily Road, and that's exactly the point.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 45 minutes north, making this stretch of Currituck County a viable option for those weighing commute against cost and space. VA loan financing is widely used in this part of North Carolina, and a VA loan can make a property like this accessible with no down payment required. The three-bedroom layout and two full baths check the boxes for a straightforward, functional floor plan.

For first-time buyers

At 2,081 square feet, 298 Waterlily Road offers more room than most first-time buyers expect to find in this price range. Three bedrooms and two full baths give you space to grow into rather than out of quickly. Currituck County's lower density means larger lots and less competition than you'd face closer to the coast. VA loan options may also apply depending on your eligibility.

More buyer questions

How far is 298 Waterlily Road from NSA Northwest Annex?

The drive is about 45 minutes north via US-158. Traffic along this corridor is generally light, making the commute predictable.

What is the flood zone status for 298 Waterlily Road?

Currituck County properties near the sound corridor are subject to FEMA flood zone designations, which vary by parcel. A flood zone determination is part of the standard due-diligence process for any purchase here.

Is there an HOA at 298 Waterlily Road?

This property is not part of a mandatory HOA, which is typical for rural Currituck County parcels along Waterlily Road.

How close is the nearest grocery store to 298 Waterlily Road?

Dollar General is 0.8 miles away and handles everyday essentials. Currituck Meat Market is also within a mile for fresh and local cuts.

What restaurants are within walking distance of 298 Waterlily Road?

Coinjock Marina Restaurant is just 0.1 miles away and is a well-known destination in the region. Currituck Meat Market and Currituck BBQ Company are both under a mile.

Want to see 298 Waterlily Road in person? Tom and Dariya Milan are ready to walk you through every room and answer your questions about Currituck County.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Coinjock$355K – $485K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryW T Griggs Elementary
    —
  • MiddleCurrituck County Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 4 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

4 ft above sea level

Property elevation

3.2 ft above sea level

0.8 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

33min·26.1mi

Dam Neck

Navy

74min·50.1mi

USCG Finance Ctr

Coast Guard

46min·37.4mi

NAS Oceana

Navy

75min·49.1mi

NNSY

Navy

56min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,421/mo

Principal & interest

$2,174

Property tax

$125

Home insurance

$122

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Coinjock home worth?

Sale & Tax History

List Price

$419,000

Price / Sq Ft

$201

Annual Taxes

$1,496

Monthly Tax

$125

HOA

None

Tax Rate (effective)

0.36%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 21, 2026$419,000—
Currently listed—$419,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Coinjock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

10 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 298 Waterlily Rd in a good school zone?+
The assigned zones on the listing record are W T Griggs Elementary, Currituck County Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 298 Waterlily Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 4 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 298 Waterlily Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 298 Waterlily Rd built?+
It was built in 1974, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Kim DeSocio · Howard Hanna Real Estate Svcs. · REIN MLS #10658885

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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298 Waterlily Rd, Coinjock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

298 Waterlily Rd, Coinjock, North Carolina 27923 · MLS #10658885 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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