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Hayes › ALL OTHERS AREA 120 › 2689 Severn Wharf Rd✓ Source: REIN MLS #10629016 · record updated May 15, 2026 · synced every 2 min · your inquiry is never resold
2689 Severn Wharf RD, HAYES VA 23072 - Main photo
$410,000
$237 / sqft · est. $2,439/mo →
3beds
2.1baths
1,733sqft
17days on market

2689 Severn Wharf Rd, Hayes, VA 23072

SoldResidential · built 2019 · ALL OTHERS AREA 120

About this home

The listing, in the seller's words

Living near the coast here in Gloucester, VA is a dream! Marinas, public boat ramps & waterside restaurants nearby. This elevated beauty is tucked away on 2 acres for privacy boasting a bright, open floor plan with upscale finishes. The main floor offers a Great Room with gas log fireplace for winter nights, Dining Area & spacious Kitchen featuring granite countertops, tile backsplash & stainless-steel appliances. Also, on this level there's a First floor Primary Owner's Suite with ensuite Bathroom & walk-in closet along with a Guest Bathroom for company. The 2nd level offers 2 additional Bedrooms & a full Bathroom. For outside dining & tranquility, enjoy the rear covered Porch. Two car Garage with adjoining unfinished room ideal for home/gym or awesome overflow storage. Dog run for the pup with direct access to small, fenced relief area. Coastal Charm is yours here near the Severn River!

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10629016

Schools

  • ElementaryAchilles Elementary
    —
  • MiddlePage Middle
    —
  • HighGloucester
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2019

Price / sqft

$237

HOA

None

Taxes

$2,301/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10629016

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,733
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Attic, Breakfast Area, PBR with Bath, Porch, Utility Room
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Water Softener

Construction & exterior

Style
Cape Cod, Contemp
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Dog Run,Partial
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump, Propane Gas
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
2.0700
Subdivision
ALL OTHERS AREA 120
Zoning
C-2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,439/mo

Principal & interest

$2,127

Property tax

$192

Home insurance

$120

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$313,000 – $670,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2791 Kings Creek RD · 0.4 mi · 1,560 sqft$320,000 sold 2026-07
9975 LINE FENCE RD · 1.3 mi · 1,700 sqft$369,750 sold
8798 Guinea RD · 1.2 mi · 1,538 sqft$313,000 sold 2026-06

Sale & Tax History

List Price

$410,000

Price / Sq Ft

$237

Annual Taxes

$2,301

Monthly Tax

$192

HOA

None

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 2, 2026$410,000—
SoldMay 14, 2026$410,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Hayes Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2689 Severn Wharf Rd in a good school zone?+
The assigned zones on the listing record are Achilles Elementary, Page Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 2689 Severn Wharf Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 2689 Severn Wharf Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2689 Severn Wharf Rd built?+
It was built in 2019, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of R ReNaye Dame · Gloucester Realty Corporation · REIN MLS #10629016

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in HayesCall or text (757) 777-7577

2689 Severn Wharf Rd, Hayes, Virginia 23072 · MLS #10629016 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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