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MathewsMATHEWS228 Church St✓ Source: REIN MLS #10649404 · record updated Sep 1, 2026 · synced every 2 min · your inquiry is never resold
228 Church ST, MATHEWS VA 23109 - Main photo
228 Church ST, MATHEWS VA 23109 - Photo 2
228 Church ST, MATHEWS VA 23109 - Photo 3
228 Church ST, MATHEWS VA 23109 - Photo 4
228 Church ST, MATHEWS VA 23109 - Photo 5
$499,900
$113 / sqft · est. $2,946/mo →
4beds
3baths
4,434sqft
18days on market

228 Church St, Mathews, VA 23109

ActiveResidential · built 1880 · MATHEWS

Facts & features

Type

Residential

Year built

1880

Price / sqft

$113

HOA

None

Taxes

$2,473/yr

County

Mathews County VA

MLS #

10649404

Interior

Bedrooms
4
Full baths
3
Approx. sqft
4,434
Stories
2
Flooring
Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
2
Total rooms
9
Appliances
220 V Elec, Dishwasher, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Metal,Wood
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Partial,Privacy

Utilities & systems

Heating
Electric, Heat Pump, Other, Programmable Thermostat
Cooling
Heat Pump
Water heater
Electric
Water
Well
Sewer
City/County

Lot, parking & ownership

Lot size
1.9900
Subdivision
MATHEWS
Zoning
RES-2
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Additional Attachments, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

An 1800s farmhouse on two tree-surrounded acres, tucked away in privacy—yet right in the heart of historic Mathews. This remarkable 1800s farmhouse feels worlds away, yet restaurants, shops & everyday conveniences are just beyond the trees. Set on 1.99 beautifully landscaped, park-like acres, a long crape-myrtle-lined drive welcomes you home. Inside, 3680sf offers 4 bds & 3 full baths, thoughtfully updated while preserving the character that makes this home so special; original windows, stairwell & wood beams, solid maple & pine floors, custom kitchen cabinetry, updated kitchen & baths. A second rear staircase leads to 2 spacious bds, full bath & walk-thru closet, creating a versatile private wing. Enjoy the large, screened porch, aggregate patio, expansive fenced area, 4-bay pole barn, 2-car garage, storage bldg & finished cottage/studio. White Dog Bistro, Southwind Pizza & historic courthouse square are about a block away, with an East River public boat landing just 2 miles away. Ask about the hidden laundry chute!

Listing courtesy of Cheryl Adams · Shaheen Ruth Martin & Fonville · REIN MLS #10649404

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A four-bedroom, three-bath Victorian in the heart of Mathews, Virginia — 4,434 square feet of history built in 1880, sitting steps from local shops, cafés, and the quiet rhythms of Chesapeake Bay country. Big character, genuine small-town roots, and room for everyone.

Read the full overview ↓

Why this home stands out

Properties of this scale and age rarely surface in Mathews County. At 4,434 square feet, 228 Church Street is one of the larger historic homes in the county seat, offering the kind of craftsmanship and spatial generosity that simply isn't replicated in new construction. Four bedrooms, three full baths, and a footprint rooted in 1880 — this is a property you measure in decades, not listing cycles.

About the Mathews real estate market

Mathews, Virginia is the kind of place people discover by accident and return to on purpose. The county seat sits at the heart of Mathews County, a quiet peninsula bounded by the Chesapeake Bay and its tidal rivers — a landscape of working waterfronts, farmland, and unhurried roads. Church Street places you right in the civic core: the courthouse, local shops, and community gathering spots are all within easy walking distance. Life here runs at a pace that feels increasingly rare. Neighbors know each other, the water is never far, and the surrounding countryside rewards anyone who enjoys kayaking, fishing, or simply watching the light change over the marshes. For families comparing Mathews County homes for sale, the town center location means errands, dining, and community events are all genuinely walkable — a meaningful advantage in a rural county where most addresses require a drive for everything.

What's nearby

Daily errands are remarkably easy for a small-town address. Westville Market is 0.2 miles away, Food Lion is just 0.4 miles, and Dollar General fills in the gaps at 0.3 miles. When it's time to eat, The Seafood Shack — a local favorite — is a two-minute walk, and Hardee's and Subway are equally close. Coffee is covered by Richardson's Cafe at 0.4 miles and The Bean Spot at 0.5 miles, both worth the short stroll. Mathews County Parks and Recreation is about a mile out, giving you a straightforward connection to outdoor recreation without leaving the county.

For different buyers

For military families relocating

Camp Peary is roughly 38 minutes away and Naval Weapons Station Yorktown sits about 39 minutes out — both manageable commutes from Mathews. A VA loan can make a home of this size and history more accessible than you might expect, and the county's low-density character means far less competition for standout properties like this one on Church Street.

For buyers drawn to character

If you've been searching for a Victorian-era home with genuine bones — not a renovation that gestures at history but a structure that actually lived through it — 228 Church Street is worth a serious look. Built in 1880, it carries 140-plus years of architectural integrity across 4,434 square feet. This is the kind of address that rewards buyers who understand what old-growth materials, high ceilings, and real craftsmanship actually mean.

More buyer questions

How far is 228 Church Street from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 39 minutes from 228 Church Street by car. The route takes you northwest out of Mathews County toward the York River corridor.

What is the flood zone status for 228 Church Street in Mathews, VA?

Mathews County includes areas with varying flood zone designations given its coastal and tidal geography. The FloodRisk tile on this page reflects the current FEMA designation for this specific parcel.

How old is the home at 228 Church Street, and what style is it?

The home was built in 1880, making it well over 140 years old. It's a Victorian-era residential property — a style defined by its detailed craftsmanship, generous room proportions, and architectural character that reflects the late 19th century.

Is there an HOA for 228 Church Street in Mathews, Virginia?

This property is located in the Mathews County seat on Church Street, a historic town-center address not typically associated with a homeowners association — but confirming the current HOA status is always a smart step during due diligence.

What walkable amenities are near 228 Church Street?

The location is genuinely walkable by small-town standards — grocery options, casual dining, and coffee shops are all within half a mile, and the Mathews courthouse and community core are right in the neighborhood.

Tom and Dariya Milan at LPT Realty know Mathews County well. Reach out to talk through 228 Church Street, schedule a walkthrough, or get honest answers about what ownership here really looks like.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Mathews$420K – $575K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMathews
  • MiddleThomas Hunter Middle
  • HighMathews

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51115C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,946/mo

Principal & interest

$2,594

Property tax

$206

Home insurance

$146

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Sale & Tax History

List Price

$499,900

Price / Sq Ft

$113

Annual Taxes

$2,473

Monthly Tax

$206

HOA

None

Tax Rate (effective)

0.49%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$499,900
Currently listed$499,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Mathews Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

18 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 228 Church St in a good school zone?+
The assigned zones on the listing record are Mathews, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 228 Church St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 228 Church St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 228 Church St built?+
It was built in 1880, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cheryl Adams · Shaheen Ruth Martin & Fonville · REIN MLS #10649404

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

228 Church St, Mathews — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

228 Church St, Mathews, Virginia 23109 · MLS #10649404 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.