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✓ Source: REIN MLS #10645559 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
21 River Reach CLS, PORTSMOUTH VA 23703 - Main photo
3beds
2.1baths
2,080sqft
70days on market

21 River Reach Cls, Portsmouth, VA 23703

Off MarketResidential · built 1996 · RIVER POINTE

About this home

Move-in ready 3-bedroom, 2.5-bath, two-story home offering over 2,000 square feet of comfortable living space! The spacious great room features a cozy fireplace and flows into the breakfast area and well-appointed kitchen with pantry. Upstairs, you'll find generous bedrooms plus attic storage. A standout feature is the screened-inporch—rare for this neighborhood—overlooking a fenced backyard with peaceful wooded marsh views, creating the perfect setting for relaxing or entertaining. Additional highlights include a large garage, driveway parking, whole-house water filtration and water softener system, and a cul-de-sac location. Enjoy low HOA fees with outstanding community amenities, including a clubhouse, pool, playground, and scenic walking trails. Don't miss this exceptional home that combines comfort, privacy, and convenience! Photos are virtually staged.

Listing courtesy of Kristina Price · EXP Realty LLC · REIN MLS #10645559

Facts & features

Type

Residential

Year built

1996

Price / sqft

$197

HOA fee

$45/mo

Taxes

$4,311/yr

County

Portsmouth VA

MLS #

10645559

HOA association includes

ClubhousePlaygroundsPool

$45/mo HOA fee · River Pointe Property Owners Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,080
Stories
2
Flooring
Carpet, Laminate/LVP, Other
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Loft, Pantry, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5400
Subdivision
RIVER POINTE
Zoning
UR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home built in 1996 with 2,080 square feet. Located in Portsmouth near Naval Medical Center Portsmouth. This property offers convenient access to both military installations and local amenities. Explore homes for sale in Portsmouth with this well-positioned address.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23703, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Elementary School. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

River Reach offers a residential setting with thoughtful layout across three bedrooms and two full baths plus a half bath. The 2,080-square-foot floor plan provides comfortable living space built to 1996 standards. You're positioned just seven minutes from Naval Medical Center Portsmouth, making this an accessible choice for those with base connections. The neighborhood combines residential character with practical proximity to essential services and employment hubs.

RIVER POINTE and the Portsmouth real estate market

Portsmouth's waterfront heritage and working-class roots shape a community that values practicality and connection. Tree-lined streets and established residential blocks create a stable neighborhood feel. River Reach sits within this broader fabric—a place where neighbors know the area's rhythms and long-term residents anchor the blocks. Portsmouth itself is a historic city with deep maritime roots, home to Naval Station Norfolk's support operations and Naval Medical Center Portsmouth. Getting around is straightforward: major routes like I-264 and local thoroughfares connect you to employment centers, shopping, and dining across the Hampton Roads region. Anyone comparing homes for sale in Portsmouth will find a city that balances affordability with proximity to the region's largest employers. The waterfront districts and downtown areas offer cultural amenities, while residential neighborhoods like this one provide everyday convenience.

What's nearby

Naval Medical Center Portsmouth sits just seven minutes away by car. USCG Base Portsmouth is eight minutes from your door. Local shopping, dining, and services cluster within a short drive. Parks and recreational facilities serve the neighborhood. The Portsmouth waterfront and downtown areas are accessible for weekend outings. Major regional employers and medical facilities are within reasonable commute times. Route 264 and local roads provide straightforward connections to the broader Hampton Roads region.

For different buyers

Base commute and VA loan notes

Seven minutes to Naval Medical Center Portsmouth and eight minutes to USCG Base Portsmouth make this address practical for base-connected households. VA loan financing is common in this market and well-suited to the area's affordability. The three-bedroom layout and established neighborhood offer stability for those managing frequent transitions or seeking a foothold in the region.

Room to grow

Three bedrooms provide room for children, a home office, or a guest space as your needs evolve. Two full baths plus a half bath reduce morning conflicts. The 2,080-square-foot layout spreads living areas across a thoughtful floor plan. A residential neighborhood setting offers the stability and space that matter when you're ready to invest in a longer-term home.

More buyer questions

How far is 21 River Reach from Naval Medical Center Portsmouth?

The address is approximately seven minutes by car from Naval Medical Center Portsmouth, making it convenient for anyone with work or family connections to the base.

What schools are nearby homes for sale in 23703 zoned for?

This address falls within the attendance zones for homes for sale zoned for Churchland Elementary School and homes for sale zoned for Churchland High School. Contact the Portsmouth City Schools office for current enrollment details.

Is there a USCG presence near this Portsmouth home?

Yes. USCG Base Portsmouth is about eight minutes away by car, making this location accessible for Coast Guard-connected households.

What is the lot size at 21 River Reach?

Specific lot dimensions are available through property records. The 2,080-square-foot home was built in 1996 and sits on a residential lot typical of the neighborhood.

How do I get to downtown Portsmouth or the waterfront from here?

Downtown Portsmouth and the waterfront districts are a short drive away via local roads. Route 264 and neighborhood streets provide straightforward access to the city's cultural and recreational areas.

Ready to explore this Portsmouth home? Contact Tom & Dariya Milan at LPT Realty to schedule a showing and learn more about the neighborhood.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Portsmouth$345K – $475K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is a settled home neighborhood in Portsmouth, Virginia. It is known for tree-lined streets and well-kept homes built across many decades.

$315K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

2

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

homes for sale in Portsmouth →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NMCP

Navy

13min·5.7mi

USCG Portsmouth

Coast Guard

21min·8mi

NNSY

Navy

17min·6.8mi

NSA HR

Navy

32min·11.3mi

MARFORCOM

Marines

26min·10.8mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,606/mo

Principal & interest

$2,127

Property tax

$359

Home insurance

$120

PMI

None

HOA/Condo (paid separately)

$45

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

118% of $347,650

City assessment record · taxes $4,311/yr

Land share of assessed value

30% — $105,120

Improvements $242,530 · assessor record ✓

Price context — similar nearby homes

$247,500 – $390,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4397 Point West DR · 0.6 mi · 2,194 sqft$247,500 sold 2026-03
4808 Thornwood ST · 0.6 mi · 1,822 sqft$339,900 sold 2026-01
5020 Leslie DR · 1.3 mi · 2,012 sqft$390,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$410,000

Price / Sq Ft

$197

Annual Taxes

$4,311

Monthly Tax

$359

HOA fee

$45 / mo

Tax Rate (effective)

1.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 31, 2026$410,000—
Price reducedOct 2, 2026$410,000−$5,000
Currently listed—$410,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

18% above assessment

Total Assessed

$347,650

Land

$105,120

Improvement

$242,530

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 21 River Reach Cls in a good school zone?+
The assigned zones on the listing record are Churchland Elementary (VaHome School Score 5.3/10), Other Middle School, Churchland (VaHome School Score 6.6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 21 River Reach Cls in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 21 River Reach Cls have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is River Pointe Property Owners Association. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 21 River Reach Cls built?+
It was built in 1996, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Kristina Price · EXP Realty LLC · REIN MLS #10645559

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

21 River Reach Cls, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

21 River Reach Cls, Portsmouth, Virginia 23703 · MLS #10645559 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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