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Cape CharlesCAPE CHARLES209 Palmer Dr✓ Source: REIN MLS #10598516 · record updated Aug 20, 2026 · synced every 2 min · your inquiry is never resold
209 Palmer DR, CAPE CHARLES VA 23310 - Main photo
209 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
209 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
209 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
209 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,820sqft
423days on market

209 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2025 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2025

Price / sqft

$392

HOA fee

$571/mo

Taxes

$5,828/yr

County

Northampton County VA

MLS #

10598516

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,820
Stories
2
Flooring
Other
First-floor bed & full bath
Yes
Total rooms
6
Appliances
Dishwasher, Disposal, Dryer Hookup, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

We're excited to announce the inaugural release of the Villas at Magnolia Park. This highly anticipated new enclave is located along the edge of a beautiful pond, near the community pool and the Bay Creek Club's racquet sports center. The first release of Villas consists of six individual buildings with two residences per building. Each Villa features a comprehensive lifestyle plan which covers, among other things, all exterior maintenance to ensure a carefree and relaxed lifestyle. Choose the standard floor plan which includes three bedrooms, two baths spacious living area, exceptional kitchen and screen porch or upgrade your home with second floor bedroom and bath options.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10598516

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 2025, this 3-bedroom, 2-bath home at 209 Palmer Drive puts you squarely inside one of Virginia's most charming small towns — walkable to restaurants, coffee, and the waterfront — with 1,820 square feet of brand-new construction to make your own.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is genuinely rare. Most homes here date back decades, which means 209 Palmer Drive stands out immediately: a 2025-built, 1,820-square-foot single-family home with modern systems, fresh finishes, and zero deferred maintenance — all inside a walkable historic town that most buyers discover and never want to leave. You get the character of an old Eastern Shore village without the upkeep surprises that usually come with it.

About the Cape Charles real estate market

Cape Charles sits on the southern tip of Virginia's Eastern Shore — a narrow peninsula flanked by the Chesapeake Bay to the west and barrier islands to the east. The town itself is small by design: a tight grid of tree-lined streets, Victorian and Craftsman homes, and a genuine Main Street that draws visitors from across the Mid-Atlantic. The Cape Charles neighborhood around Palmer Drive is part of that historic core, where neighbors wave from front porches and the pace of life slows down in the best possible way. Northampton County governs the area, and the town has invested steadily in its infrastructure, harbor, and public spaces. Whether you're drawn by the sunsets over the Bay, the boutique food scene, or simply the idea of living somewhere that still feels like a real community, Cape Charles delivers something increasingly hard to find along the Virginia coast.

What's nearby

Daily life at 209 Palmer Drive is remarkably walkable for a town this size. Hook @ Harvey, a Cape Charles Bistro, is just 0.4 miles away for a proper dinner out, and Coastal Baking Co. and Rayfield Fountain are both within half a mile. Coffee options are plentiful — Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all under 0.7 miles. For provisions, Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are nearby. Cape Charles Natural Area Preserve is a 0.4-mile walk, Cape Charles Coastal Habitat Natural Area Preserve is 0.7 miles out, and Central Park rounds out the green space within 0.8 miles. Sky's The Limit Yoga Co is 0.6 miles away for your morning practice.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs roughly 45 minutes from Cape Charles — manageable for the right assignment, and VA loan eligibility makes new construction like this especially accessible. You're trading the congestion of Hampton Roads for a quieter Eastern Shore lifestyle, and 209 Palmer Drive's 2025 build means you move in without the renovation projects that older homes in this market often carry.

For buyers drawn to character

If you've been searching for something that doesn't look or feel like every other new build, Cape Charles is worth a serious look. The town has genuine architectural soul — and 209 Palmer Drive lets you live inside that character with the reliability of brand-new construction underneath. It's the kind of address that anchors a lifestyle, not just a housing decision.

More buyer questions

How far is 209 Palmer Drive from Joint Base Langley-Eustis?

The drive from 209 Palmer Drive to Joint Base Langley-Eustis runs approximately 45 minutes under normal conditions, crossing the Chesapeake Bay Bridge-Tunnel. Service members eligible for a VA loan often find the commute worthwhile given the lifestyle and cost differences on the Eastern Shore.

What is the flood zone status for 209 Palmer Drive?

Flood zone information for 209 Palmer Drive is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel. Given Cape Charles's proximity to the Chesapeake Bay, reviewing that information carefully before purchasing is always a smart step.

Is there an HOA at 209 Palmer Drive in Cape Charles?

The Cape Charles neighborhood does not carry a mandatory HOA for this address, meaning no required dues or association restrictions govern the property beyond standard Northampton County zoning.

What makes Cape Charles different from other coastal Virginia towns?

Cape Charles is one of the few remaining small towns on the Eastern Shore with a walkable downtown, a working harbor, and a largely intact historic streetscape — all without the density or traffic of Virginia Beach or Norfolk. It attracts buyers who want coastal access and genuine community character in the same package.

How walkable is 209 Palmer Drive to restaurants and shops?

Very walkable by small-town standards — Hook @ Harvey and Cape Charles Natural Area Preserve are both under half a mile, and the full run of coffee shops, specialty grocers, and dining spots along the main commercial corridor is reachable in under 15 minutes on foot.

Tom and Dariya Milan at LPT Realty know Cape Charles inside and out. Reach out to talk through what makes 209 Palmer Drive the right fit — or to schedule a visit before someone else does.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$605K – $825K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,398/mo

Principal & interest

$3,704

Property tax

$486

Home insurance

$208

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.4 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.4 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$713,900

Price / Sq Ft

$392

Annual Taxes

$5,828

Monthly Tax

$486

HOA fee

$571 / mo

Tax Rate (effective)

0.82%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 23, 2025$713,900
Price increasedJul 22, 2026$713,900+$34,000
Currently listed$713,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 209 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 209 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 209 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 209 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.3 miles away.
Where is the nearest grocery store to 209 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.8 miles away. The closest dining on record is Coach House Tavern (0.5 mi).
Does 209 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 209 Palmer Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10598516

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

209 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

209 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10598516 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.