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Cape CharlesCAPE CHARLES205 Palmer Dr✓ Source: REIN MLS #10618458 · record updated May 18, 2026 · synced every 2 min · your inquiry is never resold
205 Palmer DR, CAPE CHARLES VA 23310 - Main photo
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,822sqft
184days on market

205 Palmer Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$376

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618458

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

We are thrilled to present the FINAL RELEASE of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618458

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

205 Palmer Drive is a brand-new 2026-built, three-bedroom, two-bath home in Cape Charles, Virginia — a small-town gem on the Chesapeake Bay. At 1,822 square feet, it delivers fresh construction in one of the Eastern Shore's most walkable and character-rich communities.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is rare, and 205 Palmer Drive is the real thing — a 2026-built home in a town where most of the housing stock dates back a century or more. You get the warmth of a historic coastal community without the maintenance surprises of an older house. The combination of modern systems, generous square footage, and a location within walking distance of the bay, the bistros, and the bookshop is genuinely hard to find on the Eastern Shore.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, where the Chesapeake Bay meets small-town life in the most unhurried way imaginable. The town's Victorian and Colonial Revival streetscapes are listed on the National Register of Historic Places, and Palmer Drive sits comfortably within that fabric. Neighbors walk to the beach, bike to dinner, and wave to each other by name. The pace is deliberate — in the best possible sense. Cape Charles is part of Northampton County, and the town itself is compact enough that nearly everything worth doing is within a mile. The harbor, the boutiques along Mason Avenue, the natural area preserves, and the restaurants are all on foot or a short ride away. It's the kind of place where people come for a weekend and start calculating how to stay permanently.

What's nearby

Daily life at 205 Palmer Drive unfolds at a very pleasant radius. Hook @ Harvey, a Cape Charles Bistro, is just 0.4 miles away for a proper sit-down meal, and Coastal Baking Co. and Rayfield Fountain are both within half a mile when you want something lighter. Coffee is covered three ways — Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all under 0.7 miles. For provisions, Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are within a short walk. Cape Charles Natural Area Preserve is 0.4 miles out, Cape Charles Coastal Habitat Natural Area Preserve is 0.7 miles, and Central Park rounds out the green space options at 0.8 miles. Sky's The Limit Yoga Co is 0.6 miles for your morning practice.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes from 205 Palmer Drive — a manageable commute that puts you in one of the most distinctive communities in the Hampton Roads region. A VA loan is a natural fit here, and the new construction means no deferred maintenance surprises during a PCS move. The Eastern Shore lifestyle — quiet streets, bay access, walkable town center — is a genuine quality-of-life upgrade.

For buyers drawn to character

If you've been searching for a home that lives inside a real place — not a subdivision, not a master-planned community — Cape Charles delivers in full. Palmer Drive puts you inside a National Register historic town with Victorian streetscapes, an active arts scene, and a harbor a short walk away. The 2026 build means you get all of that character without inheriting someone else's century-old plumbing.

More buyer questions

How far is 205 Palmer Drive from Joint Base Langley-Eustis?

The drive from 205 Palmer Drive to Joint Base Langley-Eustis (Langley AFB) is approximately 45 minutes under normal traffic conditions, crossing the Chesapeake Bay Bridge-Tunnel. Many service members find the commute worthwhile given the quality of life Cape Charles offers.

Is 205 Palmer Drive in a flood zone?

Flood zone information for 205 Palmer Drive is covered in the dedicated FloodRisk tile on this page, which reflects the most current FEMA map data for this address.

What is the year built for 205 Palmer Drive?

205 Palmer Drive was built in 2026, making it new construction — a rarity in a historic town like Cape Charles where most homes date back many decades.

How walkable is the Cape Charles neighborhood around Palmer Drive?

Very walkable by small-town standards — restaurants, coffee shops, specialty grocers, yoga, and natural area preserves are all within 0.4 to 0.8 miles of the front door, and the town's compact grid makes most errands a pleasant walk or bike ride.

Can a VA loan be used to purchase 205 Palmer Drive?

Yes — eligible veterans and active-duty service members can use a VA loan to purchase 205 Palmer Drive, and new construction properties typically meet VA appraisal guidelines with straightforward documentation.

Ready to see 205 Palmer Drive in person? Tom and Dariya Milan know Cape Charles well — reach out and they'll arrange a tour around your schedule.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$580K – $790K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,754/mo

Principal & interest

$3,554

Property tax

$0

Home insurance

$200

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.4 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$684,900

Price / Sq Ft

$376

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$684,900
Currently listed$684,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

184 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 205 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 205 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 205 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 205 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 205 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 205 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 205 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618458

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

205 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

205 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618458 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.