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Cape Charles › CAPE CHARLES › 205 Palmer Dr✓ Source: REIN MLS #10618458 · record updated May 18, 2026 · synced every 2 min · your inquiry is never resold
205 Palmer DR, CAPECHARLES VA 23310 - Main photo
205 Palmer DR, CAPECHARLES VA 23310 - Photo 2
205 Palmer DR, CAPECHARLES VA 23310 - Photo 3
205 Palmer DR, CAPECHARLES VA 23310 - Photo 4
205 Palmer DR, CAPECHARLES VA 23310 - Photo 5
$684,900
$376 / sqft · est. $4,325/mo →
3beds
2baths
1,822sqft
107days on market

205 Palmer Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

We are thrilled to present the FINAL RELEASE of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618458

VaHome team overview

Our read on this home

At a glance

205 Palmer Drive is a brand-new 3-bedroom, 2-bath home in Cape Charles, Virginia — a small-town gem on the Chesapeake Bay's Eastern Shore. At 1,822 square feet and built in 2026, it puts walkable dining, nature preserves, and small-town charm right at your door.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is rare, and 205 Palmer Drive delivers it in one of Virginia's most distinctive small towns. Built in 2026, this 1,822-square-foot home offers modern systems and finishes in a historic, walkable community that most buyers don't even know exists. You get the feel of a well-established neighborhood with none of the maintenance surprises that come with older homes.

About the Cape Charles real estate market

Cape Charles is one of those places that stops people mid-sentence when they first describe it. Tucked on Virginia's Eastern Shore along the Chesapeake Bay, this small town of Victorian and Colonial Revival architecture has a genuine, unhurried character that's increasingly hard to find. The historic district — a grid of tree-lined streets running toward the bay — sits just blocks from Palmer Drive, giving you easy access to the waterfront, local restaurants, and the kind of downtown where people actually know each other. Cape Charles real estate draws buyers who want something different from the typical Hampton Roads suburb: a walkable town center, a slower pace, and a strong sense of place. Northampton County governs the area, and the town itself has invested steadily in its infrastructure and public spaces. Whether you're drawn by the bay views, the arts scene, or simply the idea of living somewhere with real personality, Cape Charles tends to leave a lasting impression.

What's nearby

Daily life at 205 Palmer Drive is genuinely walkable. Coach House Tavern is just 0.4 miles away, and Hook @ Harvey a Cape Charles Bistro is half a mile down the road — both solid options for a weeknight dinner without moving the car. The Shanty is 0.7 miles out for waterfront dining. For your morning routine, Cape Charles Coffee House, Peach Street Books, and Edible Picasso are all within 0.8 miles. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery runs at under a mile. Cape Charles Natural Area Preserve sits 0.4 miles away for morning walks, with Cape Charles Coastal Habitat Natural Area Preserve close behind at 0.6 miles. Sky's The Limit Yoga Co and Central Park round out the active-lifestyle options nearby.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes from 205 Palmer Drive — a manageable commute that puts you in one of Virginia's most unique small towns rather than a standard base-adjacent neighborhood. A VA loan is a natural fit here, and the combination of new construction and Eastern Shore lifestyle is a compelling trade-off for the drive time.

For buyers drawn to character

If your priority is a home with a real sense of place, Cape Charles is hard to match anywhere in Virginia. Palmer Drive puts you inside a walkable, bay-side town with Victorian streetscapes, local restaurants, and nature preserves steps from your door — and 205 Palmer Drive gives you all of that with the reliability of brand-new 2026 construction underneath it.

More buyer questions

How far is 205 Palmer Drive from Joint Base Langley-Eustis?

The drive from 205 Palmer Drive to Joint Base Langley-Eustis (Langley AFB) is approximately 45 minutes under normal traffic conditions, heading south via the Hampton Roads Bridge-Tunnel or the Monitor-Merrimac Memorial Bridge-Tunnel.

What year was 205 Palmer Drive built?

205 Palmer Drive was built in 2026, making it a brand-new construction home with modern systems, materials, and energy standards.

Is 205 Palmer Drive in a walkable area?

Yes — the home sits within easy walking distance of Cape Charles's downtown core, with restaurants, coffee shops, specialty markets, and nature preserves all within a mile.

What is the flood risk situation for homes in Cape Charles?

Cape Charles is a coastal community on the Chesapeake Bay, and flood zone designations vary by parcel — check the dedicated Flood Risk tile on this page for the specific designation assigned to 205 Palmer Drive.

Does 205 Palmer Drive have an HOA?

HOA status for this property is noted in the listing details — confirm the current HOA standing directly with your agent before making any decisions based on community rules or fees.

Curious whether 205 Palmer Drive fits your timeline and goals? Tom and Dariya Milan at LPT Realty know Cape Charles well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$376

HOA fee

$571/mo

County

Northampton County VA

Waterfront

Yes

MLS #

10618458

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,325/mo

Principal & interest

$3,554

Property tax

$0

Home insurance

$200

PMI

None

HOA

$571

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$540,000 – $759,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
207 Palmer DR · 0 mi · 1,822 sqft$699,900 active
201 Palmer DR · 0 mi · 1,822 sqft$664,900 active

Sale & Tax History

List Price

$684,900

Price / Sq Ft

$376

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$684,900—
Currently listed—$684,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

107 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 205 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 205 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 205 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 205 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 205 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 205 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 205 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618458

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

205 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

205 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618458 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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