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✓ Source: REIN MLS #10618458 · record updated Sep 28, 2026 · synced every 2 min · your inquiry is never resold
205 Palmer DR, CAPE CHARLES VA 23310 - Main photo
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
205 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,822sqft
236days on market

205 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2026 · CAPE CHARLES

About this home

We are thrilled to present the FINAL RELEASE of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618458

Facts & features

Type

Residential

Year built

2026

Price / sqft

$376

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618458

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 205 Palmer Drive in Cape Charles—a brand-new three-bedroom, two-bath home with 1,822 square feet of modern living space. You're steps from downtown shops, restaurants, and the waterfront. This is small-town charm with all the conveniences you need.

Read the full overview ↓

Why this home stands out

Built in 2026, this residence brings fresh construction quality to a neighborhood known for its walkable, historic character. The open layout and contemporary finishes blend seamlessly with Cape Charles's relaxed Eastern Shore vibe. You'll find yourself equally comfortable hosting friends or slipping out for an evening stroll to nearby parks and local eateries. The location puts you on the quieter side of town while keeping downtown's energy within easy reach.

About the Cape Charles real estate market

Cape Charles is a gem on Virginia's Eastern Shore—a waterfront village where tree-lined streets and restored Victorian homes set the tone. Palmer Drive sits in a residential pocket that balances tranquility with walkability. You're close enough to downtown's galleries, antique shops, and waterfront parks to make them part of your daily rhythm, yet far enough to enjoy genuine peace. The town itself is small and tight-knit, with a strong sense of community and a slower pace that appeals to anyone seeking a break from suburban sprawl. Getting around is straightforward: most errands are within a short walk or drive. The broader Eastern Shore offers beaches, wildlife refuges, and quiet country roads. If you need to venture off the peninsula, the bridge to the mainland connects you to larger shopping and services in about 30 minutes.

What's nearby

Daily life here is wonderfully walkable. Coffee and conversation await at Peach Street Books, Edible Picasso, or Cape Charles Coffee House—all within a short stroll. For a meal out, Hook @ Harvey a Cape Charles Bistro and Rayfield Fountain are steps away, while Coastal Baking Co. rounds out the dining scene. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle groceries and specialty items. Recreation is equally close: Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve offer peaceful trails and wildlife viewing. Sky's The Limit Yoga Co. is nearby for fitness.

For different buyers

Base commute and VA loan notes

About 45 minutes to Joint Base Langley-Eustis. VA loan financing is widely available in this market, and new construction often qualifies for favorable terms. The home's 2026 build date means modern systems and full warranties in place.

For first-time buyers

New construction removes the guesswork of inspections and hidden repairs. Three bedrooms give you room to grow, and the open floor plan adapts to how you actually live. At 1,822 square feet, there's enough space without overwhelming upkeep or utility costs.

More buyer questions

How far is 205 Palmer Drive from Joint Base Langley-Eustis?

About 45 minutes by car. It's a reasonable commute for anyone stationed there.

What makes Cape Charles different from other Eastern Shore towns?

Cape Charles has a restored, walkable downtown with galleries, shops, and restaurants clustered near the waterfront. The vibe is small-town and community-focused, not sprawling or commercial.

Are there parks and outdoor spaces nearby?

Yes. Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve are both within a mile, offering trails and wildlife viewing. Central Park is also close by.

What's the dining and coffee scene like in Cape Charles?

Excellent for a small town. You have bistros, bakeries, and coffee shops all within walking distance—Hook @ Harvey, Rayfield Fountain, Coastal Baking Co., and several coffee spots are nearby.

Is 205 Palmer Drive in a walkable neighborhood?

Absolutely. Most shops, restaurants, parks, and services are within a short walk or a few minutes' drive. You won't need to drive for every errand.

Ready to explore 205 Palmer Drive? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and discover why Cape Charles is calling.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$580K – $790K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

76min·58.4mi

Little Creek

Navy

44min·34mi

NS Norfolk

Navy

55min·44.2mi

MARFORCOM

Marines

57min·45.1mi

NSA HR

Navy

60min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,754/mo

Principal & interest

$3,554

Property tax

$0

Home insurance

$200

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$460,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.4 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$684,900

Price / Sq Ft

$376

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 4, 2026$684,900—
Currently listed—$684,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 205 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 205 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 205 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 205 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 205 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 205 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 205 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618458

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

205 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

205 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618458 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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