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South MillsSOUTH MILLS LANDING204 Peach St✓ Source: REIN MLS #10609140 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
204 PEACH ST, SOUTHMILLS NC 27976 - Main photo
204 PEACH ST, SOUTHMILLS NC 27976 - Photo 2
204 PEACH ST, SOUTHMILLS NC 27976 - Photo 3
204 PEACH ST, SOUTHMILLS NC 27976 - Photo 4
204 PEACH ST, SOUTHMILLS NC 27976 - Photo 5
$289,680
$222 / sqft · est. $1,938/mo →
3beds
2.1baths
1,307sqft
0days on market

204 Peach St, South Mills, NC 27976

Under ContractResidential · built 2025 · SOUTH MILLS LANDING

About this home

The listing, in the seller's words

JUNIPER

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10609140

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

204 Peach St is a brand-new 2025-built home in South Mills Landing, offering three bedrooms, two and a half baths, and 1,307 square feet of thoughtfully designed living space in the quiet, small-town setting of South Mills, North Carolina.

Read the full overview ↓

Why this home stands out

New construction in 2025 means you're getting modern building standards, fresh finishes, and systems that haven't seen a day of wear. South Mills Landing is a compact, newer community in Camden County — far enough from the city buzz to feel genuinely peaceful, yet close enough to Hampton Roads that commuting to work or catching up on errands stays realistic. For buyers who want something truly move-in fresh without the urban price tag, this address delivers.

SOUTH MILLS LANDING and the South Mills real estate market

South Mills is a small unincorporated community in Camden County, North Carolina, sitting just south of the Virginia–North Carolina state line. It has the kind of unhurried character that's increasingly hard to find — open land, low traffic, and neighbors who actually wave. South Mills Landing is a newer residential development that brings modern home construction into that rural fabric without disrupting it. The surrounding area is defined by farmland, wooded lots, and the Dismal Swamp Canal corridor, which gives the whole region a distinctive, outdoorsy personality. Camden County keeps property taxes comparatively low, and the absence of a state income tax in North Carolina adds up over time. Daily life here is quiet by design — this is a place people choose when they're ready to trade congestion for calm.

What's nearby

Everyday convenience is straightforward from 204 Peach St. Hunt Brothers Pizza is just 0.3 miles away — a genuinely short walk or a one-minute drive when dinner plans come together at the last minute. For broader shopping, grocery runs, and dining variety, Elizabeth City is the closest full-service hub, roughly 20 minutes south. To the north, the Hampton Roads metro opens up a full range of retail, medical, and entertainment options within 30 to 45 minutes. The Dismal Swamp Canal Trail is also nearby, offering a scenic route for cyclists and walkers along a historic waterway.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is about 44 minutes north — a manageable commute for Coast Guard personnel stationed there. Because 204 Peach St is in North Carolina, a VA loan can still be used to purchase here, and Camden County's lower cost of living can stretch a housing allowance meaningfully further than many Virginia zip codes.

For first-time buyers

A 2025-built home means you're starting with everything new — no deferred maintenance, no aging systems, no surprises hiding behind the walls. At 1,307 square feet with three bedrooms and two and a half baths, 204 Peach St is a practical, right-sized first home in a low-key community where your dollar goes further than it would closer to the Virginia Beach or Norfolk markets.

More buyer questions

How far is 204 Peach St from the USCG Finance Center in Chesapeake?

The drive is approximately 44 minutes north via US-17, making it a workable daily commute for Coast Guard personnel. Carpooling options and flexible schedules can make that distance even more manageable.

Is 204 Peach St in a flood zone?

Camden County includes areas with varying flood risk given its proximity to the Dismal Swamp and coastal waterways — check the FloodRisk tile on this page for the specific designation assigned to this parcel.

What county is South Mills, NC in?

South Mills is located in Camden County, North Carolina, which is known for its rural character, relatively low property tax rates, and position just across the state line from Hampton Roads, Virginia.

Can a VA loan be used to purchase a home in South Mills, NC?

Yes — a VA loan can be used to purchase eligible properties anywhere in the United States, including North Carolina, as long as the home meets VA appraisal and condition requirements.

What is the South Mills Landing neighborhood like?

South Mills Landing is a newer residential community built within the quiet, rural setting of South Mills — newer homes, low traffic, and a relaxed pace that appeals to buyers looking for space and calm without being far from the Hampton Roads metro.

Tom and Dariya Milan at LPT Realty know this corridor well — reach out to get your questions answered and find out what 204 Peach St could mean for your next chapter.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryGrandy Primary
  • MiddleCamden Middle
  • HighCamden County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$222

HOA fee

$100/mo

Taxes

$3,000/yr

County

Camden County NC

MLS #

10609140

HOA association includes

Ground MaintOther

$100/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,307
Stories
3
Flooring
Carpet, Laminate/LVP
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH MILLS LANDING
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 6 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37029C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,838/mo

Principal & interest

$1,503

Property tax

$250

Home insurance

$84

PMI

None

HOA/Condo (paid separately)

$100

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$278,590$330,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

102 TEE OLIVE ST · 0 mi · 1,307 sqft$294,990 sold 2026-05
112 TEE OLIVE ST · 0.5 mi · 1,311 sqft$330,990 sold 2026-03
230 PEACH ST · 0 mi · 1,520 sqft$296,990 sold 2026-02

Sale & Tax History

List Price

$289,680

Price / Sq Ft

$222

Annual Taxes

$3,000

Monthly Tax

$250

HOA fee

$100 / mo

Tax Rate (effective)

1.04%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$289,680
Currently listed$289,680

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

South Mills Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 204 Peach St in a good school zone?+
The assigned zones on the listing record are Grandy Primary, Camden Middle, Camden County. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Peach St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 6 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Where is the nearest grocery store to 204 Peach St?+
Paradise Family Grocery is about 0.8 miles away. The closest dining on record is Hunt Brothers Pizza (0.1 mi).
Does 204 Peach St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint, Other.
When was 204 Peach St built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10609140

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

204 Peach St, South Mills — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Peach St, South Mills, North Carolina 27976 · MLS #10609140 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.