Skip to main content
Cape CharlesCAPE CHARLES204 Palmer Dr✓ Source: REIN MLS #10618455 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
204 Palmer DR, CAPE CHARLES VA 23310 - Main photo
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
4beds
3baths
2,252sqft
212days on market

204 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2026 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$353

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618455

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,252
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

We are thrilled to present the final release of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618455

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

204 Palmer Drive is a brand-new 2026-built, four-bedroom, three-bath home spanning 2,252 square feet in the heart of Cape Charles, Virginia — a small-town gem on the Chesapeake Bay where walkable streets, artisan shops, and natural preserves are all within half a mile.

Read the full overview ↓

Why this home stands out

New construction in an established, walkable small town is genuinely rare, and 204 Palmer Drive delivers exactly that. You get the clean slate of a 2026 build — fresh systems, modern finishes, full warranty coverage — inside a neighborhood where century-old architecture sets the streetscape tone. Four bedrooms and three full baths across 2,252 square feet give every household member room to breathe, while the Cape Charles grid puts coffee, bistros, and bay-side parks within an easy stroll.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a barrier-island peninsula where Chesapeake Bay sunsets are a nightly event and the pace of life is deliberately unhurried. The town's historic district — a National Register grid of Victorian and Colonial Revival homes — surrounds 204 Palmer Drive with genuine character rather than manufactured charm. Tree-lined streets connect you to a compact downtown that punches well above its size: independent bookshops, yoga studios, gourmet markets, and a growing restaurant scene all within walking distance. Northampton County governs the jurisdiction, keeping the community small by design. The bay beach, the harbor, and the Cape Charles Natural Area Preserve are all accessible without a car. For buyers comparing Cape Charles homes for sale, the combination of new construction quality inside a walkable historic town is a combination that simply doesn't come up often on the Eastern Shore.

What's nearby

Daily life at 204 Palmer Drive is remarkably self-contained. Hook @ Harvey, a Cape Charles Bistro, is four-tenths of a mile away for a weeknight dinner, and Rayfield Fountain and Coastal Baking Co. are both within half a mile. Coffee is covered three ways — Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all under a mile. For specialty groceries, Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are each under a mile. Sky's The Limit Yoga Co. handles fitness at 0.6 miles, and green space is immediate: Cape Charles Natural Area Preserve is 0.4 miles out, Cape Charles Coastal Habitat Natural Area Preserve is 0.7 miles, and Central Park is 0.8 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 45 minutes west via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway sprawl for one of the most scenic drives on the East Coast. A VA loan pairs naturally with a new-construction purchase like this one, and four bedrooms give you the flexibility that military households genuinely need. Cape Charles offers a quieter, tighter-knit landing spot than the busy Hampton Roads corridor.

For buyers drawn to character

If you've been searching for a home that lives modern but sits inside a town with real soul, 204 Palmer Drive is worth a close look. A 2026 build means zero deferred maintenance and current energy standards, yet you step outside into a National Register historic district with Victorian streetscapes, bay breezes, and a downtown that feels nothing like a suburb. This is the kind of address that makes the Eastern Shore's slower, richer rhythm feel completely attainable.

More buyer questions

How far is 204 Palmer Drive from Joint Base Langley-Eustis?

The drive runs approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel into Hampton. Many service members find the commute worthwhile given Cape Charles's cost profile and quality of life compared to the more congested Hampton Roads side.

Is 204 Palmer Drive in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Given Cape Charles's coastal location, reviewing that information before purchase is always a smart step.

What is the HOA situation at 204 Palmer Drive?

HOA status for this property is confirmed in the listing details — check the data panel on this page for the current yes/no and any applicable community rules.

How walkable is the Cape Charles neighborhood around Palmer Drive?

Very walkable by small-town standards. Restaurants, coffee shops, specialty grocers, a yoga studio, and two natural area preserves are all within 0.8 miles, and the historic downtown grid is designed for pedestrian movement rather than car traffic.

Can a VA loan be used to purchase a new-construction home like 204 Palmer Drive?

Yes — a VA loan can absolutely be used for new construction, though the process involves a few extra steps around builder approval and appraisal timing. The VA loan resource on this site walks through what to expect.

Tom and Dariya Milan at LPT Realty know Cape Charles inside and out — reach out to get your questions answered and schedule a walkthrough of 204 Palmer Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$675K – $920K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,362/mo

Principal & interest

$4,130

Property tax

$0

Home insurance

$232

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$600,000$1,000,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

812 Turnberry Arch · 0.4 mi · 2,260 sqft$600,000 sold 2026-09
166 Muirfield Drive · 0.5 mi · 2,121 sqft$975,000 sold 2026-04
306 Bayside Avenue · 0.5 mi · 2,387 sqft$885,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$795,900

Price / Sq Ft

$353

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 2, 2026$795,900
Price increasedJun 12, 2026$795,900+$46,000
Currently listed$795,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 204 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 204 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 204 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 204 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 204 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 204 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618455

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

204 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618455 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.