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Cape Charles › CAPE CHARLES › 204 Palmer Dr✓ Source: REIN MLS #10618455 · record updated Jun 12, 2026 · synced every 2 min · your inquiry is never resold
204 Palmer DR, CAPECHARLES VA 23310 - Main photo
204 Palmer DR, CAPECHARLES VA 23310 - Photo 2
204 Palmer DR, CAPECHARLES VA 23310 - Photo 3
204 Palmer DR, CAPECHARLES VA 23310 - Photo 4
204 Palmer DR, CAPECHARLES VA 23310 - Photo 5
$795,900
$353 / sqft · est. $4,933/mo →
4beds
3baths
2,252sqft
131days on market

204 Palmer Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

We are thrilled to present the final release of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618455

VaHome team overview

Our read on this home

At a glance

204 Palmer Drive is a brand-new 3-bedroom, 2-bath home in Cape Charles, Virginia — a walkable, small-town gem on the Chesapeake Bay. At 1,822 square feet, this 2026-built residence puts you steps from local restaurants, nature preserves, and the town's beloved waterfront.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is genuinely rare. Most homes here date back decades, so a freshly built 1,822-square-foot residence with modern systems, finishes, and warranties stands out immediately. You get the charm of a historic Bay town without the maintenance surprises that come with older stock — a combination that's hard to find anywhere on Virginia's Eastern Shore.

About the Cape Charles real estate market

Cape Charles is one of Hampton Roads' best-kept secrets — a late-19th-century railroad town turned artsy, walkable Bay community on Virginia's Eastern Shore. The historic district is lined with Victorian and Colonial Revival architecture, and the vibe is equal parts laid-back beach town and creative enclave. Palmer Drive sits within the Cape Charles neighborhood, just a short walk from the town's tree-lined streets, boutique shops, and the broad sandy beach on the Chesapeake Bay. The town itself is compact by design: most errands, meals, and leisure happen within a mile or two. Cape Charles is part of Northampton County, and it draws a mix of full-time residents, remote workers, and people looking to trade suburban sprawl for something with more soul. The Eastern Shore of Virginia real estate market has seen steady interest from buyers who want coastal living without the density of Virginia Beach — and Cape Charles sits at the center of that appeal.

What's nearby

Daily life at 204 Palmer Drive is genuinely walkable. Coach House Tavern is just 0.4 miles away, and Hook @ Harvey a Cape Charles Bistro is half a mile down the road — both solid spots for a weeknight dinner without getting in the car. The Shanty is another local favorite within 0.7 miles. For your morning routine, Peach Street Books, Cape Charles Coffee House, and Edible Picasso are all under a mile. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery needs at 0.9 miles. Cape Charles Natural Area Preserve is a 0.4-mile walk for birding and trails, with Cape Charles Coastal Habitat Natural Area Preserve close behind. Central Park rounds out the green space at 1.0 mile.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes west via the Chesapeake Bay Bridge-Tunnel — a commute many service members gladly trade for Eastern Shore living. A VA loan can make this new construction home more accessible than you might expect, and Cape Charles' tight-knit community tends to be welcoming to military families looking for a quieter pace off base.

For first-time buyers

Buying a newly built home means you're starting with zero deferred maintenance — no aging roof, no mystery HVAC, no surprises. At 1,822 square feet across three bedrooms, 204 Palmer Drive gives first-time buyers real room to grow. Pair that with Cape Charles' walkable lifestyle and the potential to use a VA loan if you qualify, and this is a genuinely strong entry point into homeownership.

More buyer questions

How far is 204 Palmer Drive from Joint Base Langley-Eustis?

The drive is approximately 45 minutes, heading west via the Chesapeake Bay Bridge-Tunnel into Hampton. Traffic on the bridge can vary, especially on weekends, so many commuters time their trips accordingly.

What is the flood zone status for 204 Palmer Drive?

Cape Charles has areas in various FEMA flood zones given its Chesapeake Bay location. You'll want to confirm the specific flood zone designation for this parcel through Northampton County records or a flood determination report during due diligence.

Is 204 Palmer Drive part of an HOA?

Based on available data, this property does not carry an HOA — though you should verify current status with your agent before closing, as community governance can change.

What year was 204 Palmer Drive built?

This home was built in 2026, making it new construction — one of the few newly built residences in Cape Charles' largely historic housing stock.

Where is Cape Charles relative to Virginia Beach and Norfolk?

Cape Charles sits on the southern tip of Virginia's Eastern Shore, connected to Virginia Beach and Norfolk via the Chesapeake Bay Bridge-Tunnel — roughly 60 to 75 minutes depending on your destination and tunnel traffic.

Want to walk through 204 Palmer Drive or ask about financing options like a VA loan? Tom and Dariya Milan at LPT Realty know Cape Charles well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$353

HOA fee

$571/mo

County

Northampton County VA

Waterfront

Yes

MLS #

10618455

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,252
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,933/mo

Principal & interest

$4,130

Property tax

$0

Home insurance

$232

PMI

None

HOA

$571

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$659,900 – $1,000,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

166 Muirfield Drive · 0.5 mi · 2,121 sqft$975,000 sold 2026-04
306 Bayside Avenue · 0.5 mi · 2,387 sqft$885,000 sold 2026-04
214 Muirfield Drive · 0.4 mi · 2,460 sqft$1,000,000 sold 2026-05

Sale & Tax History

List Price

$795,900

Price / Sq Ft

$353

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$795,900—
Price increasedJun 12, 2026$795,900+$46,000
Currently listed—$795,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

131 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 204 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 204 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 204 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 204 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 204 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 204 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618455

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

204 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618455 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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