Skip to main content
VaHome.com
✓ Source: REIN MLS #10618455 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
204 Palmer DR, CAPE CHARLES VA 23310 - Main photo
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
204 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
4beds
3baths
2,252sqft
212days on market

204 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2026 · CAPE CHARLES

About this home

We are thrilled to present the final release of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618455

Facts & features

Type

Residential

Year built

2026

Price / sqft

$353

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618455

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,252
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 204 Palmer Drive in Cape Charles—a four-bedroom, three-bath home built in 2026 with 2,252 square feet of modern living space. You're walking distance to downtown shops, restaurants, and parks. This is the kind of home that anchors the Cape Charles lifestyle: new construction, thoughtfully laid out, and close to everything that makes this waterfront town special.

Read the full overview ↓

Why this home stands out

Built in 2026, this home brings contemporary design and efficient systems to a neighborhood known for charm and walkability. Four bedrooms and three bathrooms give you flexibility—a home office, guest room, or space to expand your life. The layout flows naturally from living areas to outdoor space. You'll find the bones of this house are solid and built to last. Cape Charles itself is a rare find: a small waterfront community where new homes sit alongside historic architecture, where you can walk to dinner, and where the pace feels intentional.

About the Cape Charles real estate market

Cape Charles is a waterfront town on Virginia's Eastern Shore, about 90 minutes south of the Hampton Roads area. The neighborhood around Palmer Drive sits in the heart of town—walkable, tree-lined blocks with a mix of new construction and restored older homes. You're steps from downtown's shops, galleries, and restaurants. The streets feel safe and lived-in, not generic. Cape Charles itself has a strong sense of place: a working waterfront, a farmers market, local events, and a community that values preservation alongside thoughtful growth. Getting around is easy on foot or by car. The Eastern Shore has its own rhythm—quieter than the mainland, but connected. If you commute to Joint Base Langley-Eustis, plan for about 45 minutes.

What's nearby

Daily life is easy here. Hook @ Harvey, a Cape Charles Bistro, is just a quarter-mile away for dinner. Rayfield Fountain and Coastal Baking Co. are each about a five-minute walk. Coffee lovers have choices: Peach Street Books, Edible Picasso, and Cape Charles Coffee House all sit within a half-mile. Groceries are close—Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are under a mile. For outdoor time, Cape Charles Natural Area Preserve is a four-minute walk, and Central Park is just over half a mile. Sky's The Limit Yoga Co. rounds out the wellness options nearby.

For different buyers

Base commute and VA loan notes

About 45 minutes to Joint Base Langley-Eustis. VA loan financing is common in Cape Charles, and new construction homes often close quickly. This 2026-built home has modern systems under warranty and a layout that adapts to different household needs. The Eastern Shore offers a quieter home base while keeping the base commute manageable.

Room to grow

Four bedrooms and three bathrooms give you real flexibility. The 2,252 square feet is laid out for living—a home office, a guest suite, or a playroom. New construction means efficient systems and straightforward maintenance. You've got walkable access to parks and downtown without the chaos of a sprawling suburb.

More buyer questions

How far is 204 Palmer Drive from Joint Base Langley-Eustis?

About 45 minutes by car. The Eastern Shore location offers a quieter setting while keeping the base commute reasonable.

What's the neighborhood like for walking?

Very walkable. You're in downtown Cape Charles, where restaurants, shops, and parks are all within a few blocks. Most daily errands are a short walk away.

When was this home built?

2026. It's new construction with modern systems, efficient layouts, and no deferred maintenance.

Are there parks nearby?

Yes. Cape Charles Natural Area Preserve is a quarter-mile away, and Central Park is just over half a mile. Both offer trails, water access, and green space.

What dining and coffee options are close by?

Many. Hook @ Harvey Bistro is four blocks away. Rayfield Fountain, Coastal Baking Co., and three coffee shops are all within a half-mile. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar are nearby for groceries.

Ready to explore 204 Palmer Drive? Reach out to learn more about this new home in the heart of Cape Charles. Tom & Dariya Milan are here to help.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$675K – $920K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

76min·58.4mi

Little Creek

Navy

44min·34mi

NS Norfolk

Navy

55min·44.2mi

MARFORCOM

Marines

57min·45.1mi

NSA HR

Navy

60min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,362/mo

Principal & interest

$4,130

Property tax

$0

Home insurance

$232

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$454,000 – $1,000,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

812 Turnberry Arch · 0.4 mi · 2,260 sqft$600,000 sold 2026-09
166 Muirfield Drive · 0.5 mi · 2,121 sqft$975,000 sold 2026-04
306 Bayside Avenue · 0.5 mi · 2,387 sqft$885,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$795,900

Price / Sq Ft

$353

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 2, 2026$795,900—
Price increasedJun 12, 2026$795,900+$46,000
Currently listed—$795,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 204 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 204 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 204 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 204 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 204 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 204 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618455

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

204 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618455 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆