Skip to main content
VaHome.com
Franklin › HUNTERDALE › 204 Holly Cove St✓ Source: REIN MLS #10646035 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
204 Holly Cove ST, FRANKLIN VA 23851 - Main photo
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 2
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 3
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 4
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 5
3beds
2baths
1,768sqft
52days on market

204 Holly Cove St, Franklin, VA 23851

ActiveResidential · built 1970 · HUNTERDALE

Facts & features

Type

Residential

Year built

1970

Price / sqft

$174

HOA

None

Taxes

$2,420/yr

County

Franklin VA

MLS #

10646035

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,768
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
Attic, Converted Gar, Porch
Appliances
Dishwasher, Elec Range

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Basebd, Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HUNTERDALE
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

This well-maintained, all-brick ranch home offers the convenience of one-level living with over 1,700 square feet of thoughtfully designed living space. Inside, you'll find a large living room, eat in kitchen, three spacious bedrooms and two full bathrooms. The generously sized owner's suite features a private en-suite bath. Originally a garage, the converted Den provides a warm and inviting retreat complete with a cozy fireplace. Step outside and enjoy the best of indoor-outdoor living. The expansive rear deck overlooks a massive backyard, providing the perfect setting for summer cookouts and family gatherings. Ideally situated in a serene country setting, this home offers the tranquility of rural living while remaining just 1 to 3 miles from shopping, dining, the local hospital, and the community recreation center. If you're looking for the perfect combination of privacy, convenience, and move-in-ready comfort, 204 Holly Cove is ready to welcome you home.

Listing courtesy of Deneen Swann · EXP Realty LLC · REIN MLS #10646035

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 1,768-square-foot, three-bedroom home sits on a quiet street in Franklin. Built in 1970, it offers two full baths and a solid foundation for your next chapter. You'll find Franklin homes for sale across a range of styles—this one delivers straightforward, no-fuss living.

Keep searching in Franklin

See all Franklin homes for sale. Browse every listing among homes for sale in Franklin — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Holly Cove Street is a peaceful residential block where you can actually know your neighbors. The 1970s construction means solid bones and a floor plan built for real living, not cramped layouts. Three bedrooms give you flexibility: a master suite, guest room, and space for a home office or hobby area. Two full baths mean mornings run smoother. The lot is sized right—not overwhelming, easy to maintain.

HUNTERDALE and the Franklin real estate market

Franklin is a small city with deep roots and a genuine small-town feel. Tree-lined streets, local businesses, and a real sense of community define daily life here. Holly Cove sits in a quiet residential pocket where neighbors wave and kids play outside. The city itself is compact and walkable in its downtown core, with a farmers market, local restaurants, and shops within a short drive. You're about 20 minutes to Suffolk and roughly 45 minutes to the Hampton Roads region if you need bigger-city amenities. Franklin's slower pace and lower cost of living appeal to anyone comparing homes for sale in Franklin who values peace and affordability. Schools, parks, and local services cluster nearby.

What's nearby

Downtown Franklin's shops and restaurants are about a mile away. The Franklin Farmers Market operates seasonally on Main Street. Pretlow Park offers green space, walking trails, and a playground just a few minutes' drive. Grocery stores and pharmacies line the main commercial corridors. The Blackwater River is a short drive for kayaking and outdoor recreation. Suffolk's larger retail and dining scene sits about 20 minutes north.

For different buyers

Base commute and VA loan notes

Joint Staff J7 Suffolk is roughly 43 minutes away by car. VA loan financing is common and well-understood in this market. Homes in Franklin tend to close quickly and with less competition than larger Hampton Roads markets, which can mean smoother transactions and fewer bidding wars.

Room to grow

Three bedrooms and two full baths give you room to spread out without a sprawling footprint. A separate dining area and living room let you carve out different zones for work, play, and relaxation. The lot is manageable in size—big enough for a garden or small project, small enough to maintain easily. A one-car garage and driveway provide secure parking.

More buyer questions

How far is 204 Holly Cove from Joint Staff J7 Suffolk?

About 43 minutes by car, depending on traffic and your exact route through Franklin and into Suffolk.

What is the square footage and layout?

The home is 1,768 square feet with three bedrooms, two full baths, and a traditional single-level floor plan built in 1970.

Are there parking and storage options?

Yes—a one-car garage and driveway provide secure parking, plus typical closet storage throughout the home.

What is Franklin like as a place to live?

Franklin is a small city with a genuine small-town feel, local shops, farmers markets, and a real sense of community. It's about 20 minutes to Suffolk and offers a slower pace with lower cost of living than larger Hampton Roads markets.

Does the property have an HOA?

No HOA—you own the property free of homeowners association fees or restrictions.

Ready to explore this Franklin home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$260K – $355K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Franklin →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,887/mo

Principal & interest

$1,596

Property tax

$202

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

131% of $235,000

City assessment record · taxes $2,420/yr

Land share of assessed value

21% — $50,000

Improvements $185,000 · assessor record ✓

Price context — similar nearby homes

$241,000 – $385,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

128 Verna ST · 0.1 mi · 1,920 sqft$285,000 sold 2026-07
101 Parks PL · 0.3 mi · 1,862 sqft$360,000 sold 2026-06
208 Country Club RD · 0.2 mi · 1,624 sqft$241,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$307,500

Price / Sq Ft

$174

Annual Taxes

$2,420

Monthly Tax

$202

HOA

None

Tax Rate (effective)

0.79%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$307,500—
Price reducedSep 14, 2026$307,500−$7,500
Currently listed—$307,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

31% above assessment

Total Assessed

$235,000

Land

$50,000

Improvement

$185,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

52 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 204 Holly Cove St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Holly Cove St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 204 Holly Cove St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 204 Holly Cove St built?+
It was built in 1970, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Deneen Swann · EXP Realty LLC · REIN MLS #10646035

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

204 Holly Cove St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Holly Cove St, Franklin, Virginia 23851 · MLS #10646035 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆