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Franklin › HUNTERDALE › 204 Holly Cove St✓ Source: REIN MLS #10646035 · record updated Aug 3, 2026 · synced every 2 min · your inquiry is never resold
204 Holly Cove ST, FRANKLIN VA 23851 - Main photo
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 2
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 3
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 4
204 Holly Cove ST, FRANKLIN VA 23851 - Photo 5
$315,000
$178 / sqft · est. $1,928/mo →
3beds
2baths
1,768sqft
11days on market

204 Holly Cove St, Franklin, VA 23851

ActiveResidential · built 1970 · HUNTERDALE

Facts & features

Type

Residential

Year built

1970

Price / sqft

$178

HOA

None

Taxes

$2,420/yr

County

Franklin VA

MLS #

10646035

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,768
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
Attic, Converted Gar, Porch
Appliances
Dishwasher, Elec Range

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Basebd, Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HUNTERDALE
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

This well-maintained, all-brick ranch home offers the convenience of one-level living with over 1,700 square feet of thoughtfully designed living space. Inside, you'll find a large living room, eat in kitchen, three spacious bedrooms and two full bathrooms. The generously sized owner's suite features a private en-suite bath. Originally a garage, the converted Den provides a warm and inviting retreat complete with a cozy fireplace. Step outside and enjoy the best of indoor-outdoor living. The expansive rear deck overlooks a massive backyard, providing the perfect setting for summer cookouts and family gatherings. Ideally situated in a serene country setting, this home offers the tranquility of rural living while remaining just 1 to 3 miles from shopping, dining, the local hospital, and the community recreation center. If you're looking for the perfect combination of privacy, convenience, and move-in-ready comfort, 204 Holly Cove is ready to welcome you home.

Listing courtesy of Deneen Swann · EXP Realty LLC · REIN MLS #10646035

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

204 Holly Cove Street is a 1,768-square-foot, three-bedroom, two-bath single-family home in Franklin, Virginia, built in 1970. It sits on a quiet street with easy access to downtown Franklin's shops and dining, making everyday life genuinely comfortable.

Read the full overview ↓

Why this home stands out

What sets 204 Holly Cove Street apart is the combination of a generous floor plan for its era and a location that keeps daily errands short. At 1,768 square feet across three bedrooms and two full baths, there's real room to spread out. The 1970 build gives the home solid bones and a classic residential character that newer construction often trades away for density.

HUNTERDALE and the Franklin real estate market

Franklin, Virginia is a small city with a close-knit feel that's increasingly hard to find. Tucked into Southampton County in the western corner of Hampton Roads, Franklin moves at a pace that suits families and individuals who want a genuine neighborhood rather than a subdivision that could be anywhere. Holly Cove Street itself has the kind of settled, tree-lined character that comes from decades of people actually living there — not just passing through. Downtown Franklin is just minutes away, where local businesses, the Farmer's Market, and the Blackwater River greenway give the city a distinct identity. For those who want the full Hampton Roads metro within reach, Interstate 58 and US-58 connect Franklin westward and eastward without drama. It's the kind of address that anchors a life rather than just a mortgage.

What's nearby

Day-to-day convenience is genuinely close. Hangar 54 Pizza is just half a mile away — a solid local spot when you want dinner without a drive. Champs Chicken is also within half a mile for a quick, casual meal. Franklin's compact downtown means that grocery runs, pharmacy stops, and weekend errands rarely require more than a few minutes in the car. The Blackwater River offers outdoor recreation close to home, and the broader Southampton County area brings parks and open space within easy reach for anyone who values time outside.

For different buyers

For military families relocating

Joint Staff J7 in Suffolk is roughly 43 minutes from 204 Holly Cove Street — a manageable commute that puts you in a quieter, more affordable city while staying connected to the base. A VA loan can make ownership here straightforward, and Franklin's lower cost of living stretches a housing allowance further than most Hampton Roads zip codes.

For first-time buyers

If you're weighing your first purchase, 204 Holly Cove Street offers three bedrooms, two baths, and 1,768 square feet in a city where your dollar goes further than in the larger Hampton Roads markets. Franklin's steady, community-oriented character means you're buying into a neighborhood with real roots — a strong foundation for a first home.

More buyer questions

How far is 204 Holly Cove Street from Joint Staff J7 Suffolk?

The drive from 204 Holly Cove Street to Joint Staff J7 in Suffolk runs approximately 43 minutes under normal conditions via US-58 East. Service members using a VA loan often find Franklin's price point works well with their housing allowance given that commute.

What is the square footage and layout of 204 Holly Cove Street?

The home offers 1,768 square feet of living space across three bedrooms and two full baths. Built in 1970, it's a single-family residential property with a floor plan that reflects the era's emphasis on functional, connected living areas.

Is 204 Holly Cove Street in a flood zone?

Flood zone information for 204 Holly Cove Street is covered in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the property's exact parcel.

What restaurants and shops are close to 204 Holly Cove Street?

Hangar 54 Pizza and Champs Chicken are both within half a mile, making casual dining easy. Franklin's downtown commercial district, just a short drive away, adds grocery, pharmacy, and retail options to the mix.

Does 204 Holly Cove Street have an HOA?

Based on available property data, 204 Holly Cove Street does not appear to be governed by a homeowners association, though buyers should confirm this during the due-diligence period of any transaction.

Ready to get a closer look at 204 Holly Cove Street? Tom and Dariya Milan know Franklin's market well — reach out and they'll walk you through everything.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$265K – $365K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,928/mo

Principal & interest

$1,634

Property tax

$202

Home insurance

$92

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

134% of $235,000

City assessment record · taxes $2,420/yr

Land share of assessed value

21% — $50,000

Improvements $185,000 · assessor record ✓

Price context — similar nearby homes

$250,000 – $309,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

320 Robinhood RD · 1.2 mi · 1,774 sqft$265,000 sold 2026-03
104 Pine Ave AVE · 1.1 mi · 1,881 sqft$295,000 sold 2026-08
113 Rawlsdale RD · 1.3 mi · 1,716 sqft$309,900 sold 2026-06

Sale & Tax History

List Price

$315,000

Price / Sq Ft

$178

Annual Taxes

$2,420

Monthly Tax

$202

HOA

None

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$315,000—
Currently listed—$315,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

34% above assessment

Total Assessed

$235,000

Land

$50,000

Improvement

$185,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 204 Holly Cove St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 204 Holly Cove St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 204 Holly Cove St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 204 Holly Cove St built?+
It was built in 1970, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Deneen Swann · EXP Realty LLC · REIN MLS #10646035

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

204 Holly Cove St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

204 Holly Cove St, Franklin, Virginia 23851 · MLS #10646035 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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