Skip to main content
VaHome.com
✓ Source: REIN MLS #10618459 · record updated May 18, 2026 · synced every 2 min · your inquiry is never resold
203 Palmer DR, CAPE CHARLES VA 23310 - Main photo
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,822sqft
184days on market

203 Palmer Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

We are thrilled to present the FINAL RELEASE of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618459

Facts & features

Type

Residential

Year built

2026

Price / sqft

$373

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618459

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 203 Palmer Drive in Cape Charles—a three-bedroom, two-bath home built in 2026 with 1,822 square feet. You'll find modern construction, solid layout, and a walkable neighborhood setting. This is a chance to own in a charming coastal town.

Read the full overview ↓

Why this home stands out

Built in 2026, this home brings new-construction quality to Cape Charles's established residential fabric. The three-bedroom, two-bath floor plan spans 1,822 square feet with contemporary finishes and efficient systems. You get the appeal of a small-town neighborhood without sacrificing modern comfort and reliability. Cape Charles homes for sale often blend historic character with newer builds—this one lands squarely in the contemporary camp.

About the Cape Charles real estate market

Cape Charles sits on Virginia's Eastern Shore, a quieter corner of the state known for its walkable downtown, waterfront access, and tight-knit community feel. Palmer Drive is a residential street in a neighborhood where you can walk to local shops, restaurants, and the town's waterfront parks. The town itself has a slower pace than the mainland—no sprawl, no heavy traffic. You're about 45 minutes from Joint Base Langley-Eustis if that commute matters to you. Getting around Cape Charles is straightforward: most errands are within a few minutes by car, and the downtown core is genuinely walkable. The Eastern Shore is a draw for people who want small-town living without isolation.

What's nearby

Cape Charles's downtown is a short drive away, with local restaurants, a farmers market, and independent shops. The waterfront offers parks and beach access for weekend recreation. Grocery and pharmacy options are convenient within town. The slower pace here means you won't find big-box chains on every corner, but that's part of the appeal. Schools and other services are accessible. You're close enough to everything that matters locally.

For different buyers

Base commute and VA loan notes

Joint Base Langley-Eustis is about 45 minutes away by car. VA loan financing is common in Virginia, and this 2026-built home qualifies for standard financing options. The move-in-ready condition means no renovation delays—you can settle in quickly.

Room to grow

Three bedrooms give you space to grow, and the 2026 construction means modern systems and efficient layouts. The 1,822 square feet offers room without overwhelming you. A residential neighborhood setting provides the calm backdrop families often seek when upgrading.

More buyer questions

How far is 203 Palmer Drive from Joint Base Langley-Eustis?

The drive is about 45 minutes from Langley AFB. Cape Charles offers a quieter living environment while keeping the base within reasonable commuting distance.

What year was this home built?

203 Palmer Drive was built in 2026, so you're getting new-construction quality and modern systems throughout.

Is Cape Charles walkable?

Yes. The downtown and waterfront are genuinely walkable, and Palmer Drive sits in a residential area where local errands are close by. It's the kind of small town where you can leave the car at home for many trips.

What's nearby in Cape Charles?

Downtown shops, restaurants, a farmers market, and waterfront parks are all within a short drive. Grocery stores and pharmacies are conveniently located in town.

Can I use a VA loan to buy here?

Yes. VA loan financing is available and common throughout Virginia, including Cape Charles. This home qualifies for standard financing options.

Ready to explore 203 Palmer Drive? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about Cape Charles living.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$575K – $785K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

76min·58.4mi

Little Creek

Navy

44min·34mi

NS Norfolk

Navy

55min·44.2mi

MARFORCOM

Marines

57min·45.1mi

NSA HR

Navy

60min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,726/mo

Principal & interest

$3,528

Property tax

$0

Home insurance

$198

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$460,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.3 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$679,900

Price / Sq Ft

$373

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$679,900—
Currently listed—$679,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

184 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 203 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 203 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 203 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 203 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.8 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 203 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 203 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618459

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

203 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618459 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆