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Cape CharlesCAPE CHARLES203 Palmer Dr✓ Source: REIN MLS #10618459 · record updated May 18, 2026 · synced every 2 min · your inquiry is never resold
203 Palmer DR, CAPECHARLES VA 23310 - Main photo
203 Palmer DR, CAPECHARLES VA 23310 - Photo 2
203 Palmer DR, CAPECHARLES VA 23310 - Photo 3
203 Palmer DR, CAPECHARLES VA 23310 - Photo 4
203 Palmer DR, CAPECHARLES VA 23310 - Photo 5
$679,900
$373 / sqft · est. $4,297/mo →
3beds
2baths
1,822sqft
107days on market

203 Palmer Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

We are thrilled to present the FINAL RELEASE of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618459

VaHome team overview

Our read on this home

At a glance

203 Palmer Drive is a brand-new 3-bedroom, 2-bath home in the heart of Cape Charles, Virginia — a small-town gem on the Chesapeake Bay. At 1,822 square feet, it delivers fresh construction, walkable charm, and a coastal lifestyle that's genuinely hard to find.

Read the full overview ↓

Why this home stands out

Built in 2026, 203 Palmer Drive offers something rare on Virginia's Eastern Shore: new construction inside a historic, walkable downtown. Most buyers have to choose between a freshly built home and a neighborhood with real character and a genuine town center. Here, you get both — a move-in fresh build sitting just blocks from Cape Charles's waterfront, boutique shops, and beloved local restaurants.

About the Cape Charles real estate market

Cape Charles is one of those places that stops people mid-sentence when they describe it. A Victorian-era railroad town on the southern tip of Virginia's Eastern Shore, it sits right along the Chesapeake Bay and has spent the last decade quietly becoming one of the most talked-about small towns on the East Coast. The historic district is compact and walkable, lined with late-19th-century architecture, independent businesses, and a genuine sense of community that bigger cities spend millions trying to manufacture. Palmer Drive sits within the Cape Charles neighborhood, putting you inside that story rather than on its edges. The town's Bay Avenue beach, the harbor, and the central business district are all within easy reach on foot or by bike. Northampton County surrounds the town, and the broader Eastern Shore corridor offers a pace of life that feels like a world apart — even though you're less than an hour from the Hampton Roads metro via the Chesapeake Bay Bridge-Tunnel.

What's nearby

Daily life here is genuinely walkable. Coach House Tavern and Hook @ Harvey a Cape Charles Bistro are both under half a mile away for dinner out, and The Shanty is a short stroll at 0.7 miles. For specialty groceries, Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are both under a mile. Coffee is well-covered too — Cape Charles Coffee House, Peach Street Books, and Edible Picasso all sit within 0.8 miles. Sky's The Limit Yoga Co is right there for workouts. Nature is equally close: Cape Charles Natural Area Preserve is just 0.4 miles away, Cape Charles Coastal Habitat Natural Area Preserve is 0.6 miles, and Central Park rounds things out at 1.0 mile.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 45 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway sprawl for a genuinely beautiful drive. Military buyers using a VA loan will find that new construction at this price point on the Eastern Shore offers strong value compared to the congested Hampton Roads side of the water. It's a tradeoff many Langley families find very much worth making.

For buyers drawn to character

If you've been searching for a home with a real sense of place — not a subdivision that could be anywhere — Cape Charles delivers in a way few Virginia towns can match. Victorian streetscapes, a working harbor, independent restaurants and bookshops, and a beach on the Chesapeake Bay are all part of the everyday backdrop here. The fact that 203 Palmer Drive is new construction means you get all that character without inheriting someone else's deferred maintenance.

More buyer questions

How far is 203 Palmer Drive from Joint Base Langley-Eustis?

The drive runs approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton Roads. Traffic on the bridge can vary, so many commuters time their trips to avoid peak toll hours.

What year was 203 Palmer Drive built?

The home was built in 2026, making it brand-new construction with modern systems, finishes, and energy standards throughout.

Is 203 Palmer Drive in a flood zone?

Cape Charles and the surrounding Eastern Shore area include properties in various FEMA flood zones — check the FloodRisk tile on this page for the specific designation and flood insurance guidance for this address.

What is the walkability like around 203 Palmer Drive?

Walkability is one of this address's genuine strengths — multiple restaurants, coffee shops, specialty grocers, a yoga studio, and two natural area preserves are all within a mile, and Cape Charles's compact downtown grid makes most errands doable on foot or by bike.

Does 203 Palmer Drive have an HOA?

HOA status for this property should be confirmed with current listing documentation, as Cape Charles neighborhood requirements can vary by subdivision phase and recorded plat.

Want to see 203 Palmer Drive in person or talk through the Cape Charles market? Tom and Dariya Milan at LPT Realty are ready to help — reach out anytime to schedule a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$373

HOA fee

$571/mo

County

Northampton County VA

Waterfront

Yes

MLS #

10618459

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,297/mo

Principal & interest

$3,528

Property tax

$0

Home insurance

$198

PMI

None

HOA

$571

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$540,000$759,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
201 Palmer DR · 0 mi · 1,822 sqft$664,900 active
207 Palmer DR · 0 mi · 1,822 sqft$699,900 active

Sale & Tax History

List Price

$679,900

Price / Sq Ft

$373

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$679,900
Currently listed$679,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

107 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 203 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 203 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 203 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 203 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.8 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 203 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 203 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618459

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

203 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618459 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.