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Cape CharlesCAPE CHARLES203 Palmer Dr✓ Source: REIN MLS #10618459 · record updated May 18, 2026 · synced every 2 min · your inquiry is never resold
203 Palmer DR, CAPE CHARLES VA 23310 - Main photo
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
203 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,822sqft
184days on market

203 Palmer Dr, Cape Charles, VA 23310

ActiveResidential · built 2026 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$373

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618459

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

We are thrilled to present the FINAL RELEASE of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618459

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

203 Palmer Drive is a brand-new 2026-built, three-bedroom, two-bath home in Cape Charles, Virginia — a small coastal town on the Eastern Shore with a walkable downtown, preserved natural areas, and a genuinely unhurried pace of life.

Read the full overview ↓

Why this home stands out

New construction in Cape Charles is rare, and 203 Palmer Drive lands you in one of Virginia's most distinctive small towns without the compromise of an older home. At 1,822 square feet, the layout gives three bedrooms and two full baths room to breathe. You're a short walk from the beach, the nature preserves, and a downtown strip that punches well above its size — all in a community that's been quietly drawing people in for years.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a peninsula separated from the rest of Hampton Roads by the Chesapeake Bay. The town itself is compact and walkable — a grid of tree-lined streets, Victorian and craftsman cottages, and a downtown that feels more like a curated small city than a resort strip. Palmer Drive sits inside the Cape Charles neighborhood, close enough to the bay beach and the nature preserves to make outdoor time genuinely effortless. Northampton County governs the area, and the town operates with its own character: locally owned restaurants, independent bookshops, and a farmers-market sensibility that shapes daily life here. For families comparing Cape Charles homes for sale, the scale of the town is often the deciding factor — everything useful is within a half-mile, and the Chesapeake Bay is never far from view.

What's nearby

Daily life from 203 Palmer Drive is refreshingly walkable. Hook @ Harvey, a Cape Charles bistro, is just 0.4 miles away, and Rayfield Fountain and Coastal Baking Co. are both within half a mile. Coffee is covered by Peach Street Books, Edible Picasso, and Cape Charles Coffee House — all under 0.7 miles. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery runs nearby. Sky's The Limit Yoga Co is 0.6 miles out for fitness. Cape Charles Natural Area Preserve is a 0.4-mile walk, Cape Charles Coastal Habitat Natural Area Preserve is 0.7 miles, and Central Park rounds out the green space at 0.8 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 45 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway sprawl for a genuinely different quality of life on the Eastern Shore. A VA loan is a natural fit for this purchase, and the new construction means no deferred maintenance surprises in year one or two of a PCS assignment.

For buyers drawn to character

If what you're looking for is a home that feels rooted in a real place — not a subdivision that could be anywhere — Cape Charles delivers. The 2026 build date means modern systems and finishes inside a town with genuine Victorian-era bones. Neighbors walk to dinner. The bay is close. It's the kind of address that becomes part of how you describe where you live.

More buyer questions

How far is 203 Palmer Drive from Joint Base Langley-Eustis?

The drive runs approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton. Service members using a VA loan often find the commute worthwhile given the lower cost of living and quality of life on the Cape Charles side.

What year was 203 Palmer Drive built?

The home was built in 2026, making it new construction — one of the few opportunities to own a brand-new home in Cape Charles's established neighborhood grid.

Is 203 Palmer Drive in a flood zone?

Cape Charles and the surrounding Eastern Shore carry flood zone considerations worth reviewing carefully. The FloodRisk tile on this page provides the current FEMA designation for this specific address.

How walkable is the Cape Charles neighborhood around Palmer Drive?

Very walkable by small-town standards — restaurants, coffee shops, specialty grocers, yoga, and two natural area preserves are all within 0.8 miles, and the bay beach is accessible on foot.

Does 203 Palmer Drive have an HOA?

HOA status for this address should be confirmed through current listing documentation, as community governance structures in Cape Charles can vary by subdivision and plat.

Tom and Dariya Milan at LPT Realty know Cape Charles and the Eastern Shore well — reach out to get your questions answered and schedule a walkthrough of 203 Palmer Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$575K – $785K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,726/mo

Principal & interest

$3,528

Property tax

$0

Home insurance

$198

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000$975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.3 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$679,900

Price / Sq Ft

$373

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$679,900
Currently listed$679,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

184 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 203 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 203 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 203 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 203 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.8 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 203 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 203 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618459

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

203 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618459 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.