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Cape CharlesCAPE CHARLES202 Palmer Dr✓ Source: REIN MLS #10618448 · record updated Jun 11, 2026 · synced every 2 min · your inquiry is never resold
202 Palmer DR, CAPECHARLES VA 23310 - Main photo
202 Palmer DR, CAPECHARLES VA 23310 - Photo 2
202 Palmer DR, CAPECHARLES VA 23310 - Photo 3
202 Palmer DR, CAPECHARLES VA 23310 - Photo 4
202 Palmer DR, CAPECHARLES VA 23310 - Photo 5
$759,900
$417 / sqft · est. $4,736/mo →
3beds
2baths
1,822sqft
130days on market

202 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2026 · CAPE CHARLES

About this home

The listing, in the seller's words

We are thrilled to present the final release of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618448

VaHome team overview

Our read on this home

At a glance

202 Palmer Drive is a brand-new 3-bedroom, 2-bath home in Cape Charles, Virginia — a walkable, small-town coastal community on the Chesapeake Bay. At 1,822 square feet, it delivers modern construction in one of the Eastern Shore's most beloved historic towns.

Read the full overview ↓

Why this home stands out

Built in 2026, 202 Palmer Drive offers something genuinely rare on the Eastern Shore: new construction inside the charming grid of Cape Charles. You get the character and walkability of a century-old seaside town without the maintenance surprises that come with older homes. Three bedrooms, two full baths, and 1,822 square feet of thoughtfully laid-out living space — all just steps from the bay, the beach, and the boutiques that make Cape Charles so distinctive.

About the Cape Charles real estate market

Cape Charles is a small, historic town tucked into the southern tip of Virginia's Eastern Shore, right where the Chesapeake Bay meets the sky. The neighborhood around Palmer Drive sits within the original town grid — a walkable, tree-lined layout of Victorian and craftsman homes that dates to the 1880s railroad era. Today, that same grid hums with independent restaurants, galleries, and coffee shops that draw visitors from across the Mid-Atlantic. Living here means you're part of a tight-knit community that genuinely values its architecture, its waterfront, and its pace of life. The town beach is a short walk away, and the famous Cape Charles harbor is just as close. As a primary keyword, Cape Charles real estate has surged in recognition over the past decade, yet the town itself has stayed refreshingly small — fewer than 1,500 residents, a historic district, and a Main Street that still feels like Main Street. Northampton County governs the jurisdiction, and the Eastern Shore of Virginia offers a lifestyle that's hard to replicate anywhere closer to the metro.

What's nearby

Daily life at 202 Palmer Drive is genuinely walkable. Coach House Tavern is just 0.4 miles away, and Hook @ Harvey a Cape Charles Bistro is a half-mile stroll for a waterfront meal. The Shanty is 0.7 miles out when you want something casual by the water. For your morning routine, Peach Street Books, Cape Charles Coffee House, and Edible Picasso are all under a mile. Gull Hummock Gourmet Market and Drizzles Oil & Vinegar Tasting Store handle specialty grocery needs at 0.9 miles. Cape Charles Natural Area Preserve is just 0.4 miles away for a quick nature walk, with Cape Charles Coastal Habitat Natural Area Preserve and Central Park rounding out your outdoor options nearby. Sky's The Limit Yoga Co is 0.8 miles for your fitness routine.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 45 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades congestion for scenery. A VA loan can make new construction like this more accessible than many buyers expect, and the Eastern Shore lifestyle is a real quality-of-life upgrade for families who want space, quiet, and a genuine community feel.

For buyers drawn to character

If you've been searching for new construction that doesn't feel like every other subdivision, Palmer Drive delivers. You're buying into a Victorian-era town grid with a working harbor, a historic district, and a Main Street full of independent businesses — but your home itself is brand new, with modern systems, modern finishes, and zero deferred maintenance. That combination is genuinely hard to find.

More buyer questions

How far is 202 Palmer Drive from Joint Base Langley-Eustis?

The drive is approximately 45 minutes, crossing the Chesapeake Bay Bridge-Tunnel from Cape Charles toward Hampton. Travel time can vary slightly depending on traffic at the toll plaza.

Is 202 Palmer Drive in a historic district?

The home is located within the Cape Charles town limits, which includes a designated historic district. Buyers interested in historic district boundaries and any associated design guidelines should verify the specific parcel's status with the Town of Cape Charles.

What is the flood zone status for 202 Palmer Drive?

Cape Charles sits on the Chesapeake Bay shoreline, and flood zone designations vary by parcel. Check the FloodRisk tile on this page for the most current FEMA flood map data for this specific address.

Does 202 Palmer Drive have an HOA?

Based on available information, this property does not carry a mandatory HOA, though buyers should confirm with the seller's disclosure documents prior to closing.

How walkable is the area around 202 Palmer Drive?

Very walkable by small-town standards — restaurants, coffee shops, specialty grocers, yoga, and two natural area preserves are all within a mile, and the town beach and harbor are reachable on foot as well.

Want to see 202 Palmer Drive in person? Tom and Dariya Milan at LPT Realty know Cape Charles well — reach out and they'll set up a tour on your schedule.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$417

HOA fee

$571/mo

County

Northampton County VA

Waterfront

Yes

MLS #

10618448

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,736/mo

Principal & interest

$3,943

Property tax

$0

Home insurance

$222

PMI

None

HOA

$571

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$540,000$699,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 1 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
201 Palmer DR · 0 mi · 1,822 sqft$664,900 active
205 Palmer DR · 0 mi · 1,822 sqft$684,900 active

Sale & Tax History

List Price

$759,900

Price / Sq Ft

$417

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 1, 2026$759,900
Currently listed$759,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 202 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 202 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 202 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 202 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 202 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 202 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Tennis Cts.
When was 202 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618448

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

202 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

202 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618448 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.