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✓ Source: REIN MLS #10618448 · record updated Jun 11, 2026 · synced every 2 min · your inquiry is never resold
202 Palmer DR, CAPE CHARLES VA 23310 - Main photo
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,822sqft
130days on market

202 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2026 · CAPE CHARLES

About this home

We are thrilled to present the final release of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618448

Facts & features

Type

Residential

Year built

2026

Price / sqft

$417

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618448

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 202 Palmer Drive in Cape Charles—a three-bedroom, two-bath home built in 2026 with 1,822 square feet of modern living space. You're steps from downtown shops, restaurants, and parks in a walkable waterfront community. This is the kind of home that anchors the character and convenience Cape Charles is known for.

Read the full overview ↓

Why this home stands out

Brand new construction means everything is current and efficient. The open layout flows naturally from living spaces to the outdoors. Three bedrooms give you flexibility for a home office, guest room, or hobby space. Two full baths serve the household without morning conflicts. The 2026 build date means no surprises—no hidden repairs, no deferred maintenance. You're buying peace of mind alongside a home.

About the Cape Charles real estate market

Cape Charles is a small waterfront town on Virginia's Eastern Shore where walkability isn't a buzzword—it's the way of life. Tree-lined streets connect residential blocks to a vibrant downtown filled with local restaurants, coffee shops, and galleries. The town sits on the Chesapeake Bay, and that water presence shapes everything—from the air you breathe to the events that anchor the calendar. Getting around is easy on foot or by car. If you're commuting to Joint Base Langley-Eustis, the drive is about 45 minutes. The Eastern Shore has its own rhythm, quieter than the mainland but connected to everything that matters. You'll find newcomers choosing to live here because the pace is slower and the community is tight.

What's nearby

Daily life is genuinely walkable here. Hook @ Harvey, a Cape Charles bistro, is less than half a mile away—close enough for a dinner date without the drive. Coastal Baking Co. and Rayfield Fountain sit nearby too, giving you options for breakfast or lunch. Coffee lovers have Peach Street Books, Edible Picasso, and Cape Charles Coffee House all within a short stroll. For groceries, Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market are under a mile away. Parks and nature are woven into the neighborhood: Cape Charles Natural Area Preserve is just 0.4 miles away, perfect for morning walks or weekend exploration.

For different buyers

Base commute and VA loan notes

About 45 minutes to Joint Base Langley-Eustis. New construction qualifies for VA loan financing, and the 2026 build date means no inspection surprises—you close and move in. The Eastern Shore offers a quieter alternative to mainland base communities while keeping the commute reasonable.

Room to grow

Three bedrooms let you claim a dedicated office, guest room, or creative space. Two full baths eliminate the morning scramble. The open floor plan grows with how you live. A new home means systems and appliances are under warranty, freeing up mental energy for actually enjoying the space.

More buyer questions

How far is 202 Palmer Drive from Joint Base Langley-Eustis?

The drive is approximately 45 minutes from the base to this address in Cape Charles.

What restaurants are walking distance from this home?

Hook @ Harvey (0.4 mi), Rayfield Fountain (0.5 mi), and Coastal Baking Co. (0.5 mi) are all within easy reach on foot.

Is there a park nearby?

Yes—Cape Charles Natural Area Preserve is just 0.4 miles away, and Cape Charles Coastal Habitat Natural Area Preserve is 0.7 miles from the home.

What year was this home built?

202 Palmer Drive was built in 2026, so everything is new construction with current systems and finishes.

Can you use a VA loan to buy this home?

Yes, VA loan financing is available for this property. New construction and the 2026 build date mean a straightforward closing with no surprise repairs.

Ready to explore this Cape Charles home? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$645K – $875K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

76min·58.4mi

Little Creek

Navy

44min·34mi

NS Norfolk

Navy

55min·44.2mi

MARFORCOM

Marines

57min·45.1mi

NSA HR

Navy

60min·45.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,165/mo

Principal & interest

$3,943

Property tax

$0

Home insurance

$222

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$460,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.3 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$759,900

Price / Sq Ft

$417

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 27, 2026$759,900—
Currently listed—$759,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 202 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 202 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 202 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 202 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 202 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 202 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Tennis Cts.
When was 202 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618448

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

202 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

202 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618448 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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