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Cape Charles › CAPE CHARLES › 202 Palmer Dr✓ Source: REIN MLS #10618448 · record updated Jun 11, 2026 · synced every 2 min · your inquiry is never resold
202 Palmer DR, CAPE CHARLES VA 23310 - Main photo
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 2
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 3
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 4
202 Palmer DR, CAPE CHARLES VA 23310 - Photo 5
3beds
2baths
1,822sqft
130days on market

202 Palmer Dr, Cape Charles, VA 23310

Under ContractResidential · built 2026 · CAPE CHARLES

Facts & features

Type

Residential

Year built

2026

Price / sqft

$417

HOA fee

$571/mo

County

Northampton County VA

MLS #

10618448

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachTennis Cts

$571/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,822
Stories
2
Flooring
Other
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

We are thrilled to present the final release of Phase 1 at the Villas at Magnolia Park. This is your opportunity to own in this highly anticipated enclave located along the edge of a beautiful pond, steps from the community pool and the Bay Creek Club's racquet sports center. This release features six individual buildings with two residences per building. Each Villa includes a comprehensive lifestyle plan covering all exterior maintenance to ensure a carefree and relaxed experience. Choose our standard floor plan featuring three bedrooms, two baths, a spacious living area, an exceptional kitchen, and a screen porch, or customize your home with optional second-floor bedroom and bath upgrades.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618448

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

202 Palmer Drive is a brand-new 2026-built, three-bedroom, two-bath home in Cape Charles, Virginia — 1,822 square feet of thoughtfully designed living space set inside one of the Eastern Shore's most walkable and charming small towns.

Read the full overview ↓

Why this home stands out

What sets 202 Palmer Drive apart is the combination of new construction quality and immediate access to a genuinely walkable downtown. Cape Charles is a rare find on the Eastern Shore — a compact, historically rooted beach town where restaurants, coffee, parks, and the bay are all within a short stroll. This home delivers modern finishes and a 2026 build date without sacrificing the character of the neighborhood around it.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a slender peninsula where the Chesapeake Bay meets the Atlantic. The town itself is small by design — a tight grid of tree-lined streets, Victorian and Colonial Revival architecture, and a genuine Main Street that has been quietly drawing visitors and new residents for years. The Cape Charles neighborhood surrounding Palmer Drive carries that same unhurried energy. Neighbors walk to dinner, bike to the beach, and gather at Central Park without getting in a car. Northampton County governs the area, keeping the pace distinctly different from the busier Hampton Roads cities across the bay. If you are comparing Cape Charles homes for sale, the town's scale is the thing that surprises people most — it feels like a small New England coastal village that somehow ended up in Virginia.

What's nearby

Daily life at 202 Palmer Drive is genuinely walkable. Hook @ Harvey a Cape Charles Bistro is four-tenths of a mile away for a sit-down dinner, while Rayfield Fountain and Coastal Baking Co. are both a half-mile out. Coffee options are plentiful — Peach Street Books, Edible Picasso, and Cape Charles Coffee House are all within seven-tenths of a mile. Drizzles Oil & Vinegar Tasting Store and Gull Hummock Gourmet Market handle specialty grocery runs, both under a mile. Cape Charles Natural Area Preserve is just 0.4 miles away, and Cape Charles Coastal Habitat Natural Area Preserve and Central Park round out the green space options nearby. Sky's The Limit Yoga Co is 0.6 miles for a morning class.

For different buyers

For military families relocating

Joint Base Langley-Eustis runs about 45 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades urban traffic for open highway and bay views. Military families using a VA loan will find that new construction at this price point on the Eastern Shore offers space and quality that is harder to match closer to base. The slower pace of Cape Charles is a genuine quality-of-life upgrade for many.

For families upgrading

Upgrading to a brand-new home in a town this walkable is a combination that rarely comes together. At 1,822 square feet across three bedrooms and two baths, 202 Palmer Drive gives a growing household room to breathe while keeping the whole family within easy reach of parks, restaurants, and the bay. New construction means no deferred maintenance surprises — just move in and start enjoying Cape Charles.

More buyer questions

How far is 202 Palmer Drive from Joint Base Langley-Eustis?

The drive runs approximately 45 minutes under normal conditions, heading south through the Chesapeake Bay Bridge-Tunnel. It is a straightforward commute with minimal traffic compared to routes closer to the base.

What year was 202 Palmer Drive built?

The home was built in 2026, making it new construction with modern systems, materials, and finishes throughout.

Is 202 Palmer Drive in a flood zone?

Cape Charles is a coastal community, and flood zone status for any specific parcel is addressed in the dedicated FloodRisk tile on this page — check there for the most current FEMA designation for this address.

How walkable is the Cape Charles neighborhood around Palmer Drive?

Very walkable for a small town. Restaurants, coffee shops, specialty grocers, yoga, and multiple parks are all within a mile, and the bay beach is reachable on foot or by bike.

Can a VA loan be used to purchase a new construction home like 202 Palmer Drive?

Yes — a VA loan can be used for new construction purchases, though the process involves a few additional steps such as VA appraisal requirements during the build phase. A lender familiar with VA loans and new construction can walk you through the specifics.

Tom and Dariya Milan at LPT Realty know Cape Charles inside and out — reach out to get your questions answered and schedule a walkthrough of 202 Palmer Drive.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$645K – $875K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,165/mo

Principal & interest

$3,943

Property tax

$0

Home insurance

$222

PMI

None

HOA/Condo (paid separately)

$571

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$454,000 – $975,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

315 Troon CT · 0.3 mi · 1,800 sqft$540,000 sold 2026-06
702 Prestwick TURN · 0.4 mi · 1,794 sqft$460,000 sold 2026-09
305 Troon CT · 0.3 mi · 1,550 sqft$495,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$759,900

Price / Sq Ft

$417

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$571 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 27, 2026$759,900—
Currently listed—$759,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 202 Palmer Dr in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 202 Palmer Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 202 Palmer Dr?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 202 Palmer Dr?+
Cape Charles Natural Area Preserve is about 0.4 miles away.
Where is the nearest grocery store to 202 Palmer Dr?+
Drizzles Oil & Vinegar Tasting Store is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.4 mi).
Does 202 Palmer Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Tennis Cts.
When was 202 Palmer Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10618448

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

202 Palmer Dr, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

202 Palmer Dr, Cape Charles, Virginia 23310 · MLS #10618448 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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