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PortsmouthRIVER POINTE20 Centre Port Cir✓ Source: REIN MLS #10648197 · record updated Aug 16, 2026 · synced every 2 min · your inquiry is never resold
20 Centre Port CIR, PORTSMOUTH VA 23703 - Main photo
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 2
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 3
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 4
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 5
$350,000
$210 / sqft · est. $2,445/mo →
3beds
2.1baths
1,664sqft
8days on market

20 Centre Port Cir, Portsmouth, VA 23703

ActiveResidential · built 1997 · RIVER POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1997

Price / sqft

$210

Condo fee

$172/mo

HOA fee

$45/mo

Taxes

$3,718/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10648197

Association amenities

ClubhouseGround MaintPlaygroundsPoolTrash Pickup

$172/mo condo fee + $45/mo HOA fee · Centre Port Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,664
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Jetted Tub

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Lake

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0000
Subdivision
RIVER POINTE
Zoning
URH
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Portsmouth waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to 20 Centre Port Circle! Completely renovated in 2016, this beautifully maintained detached single-family condo in the desirable River Pointe community offers 3 bedrooms, 2.5 baths, approximately 1,664 square feet, and a 2-car garage. The 2016 renovation included the roof, windows, HVAC, water heater, and other major systems. Inside, enjoy hardwood flooring, granite countertops, stainless steel appliances, a fireplace, and a spacious primary suite. Step outside to a patio overlooking the community lake, creating a peaceful backdrop for relaxing or entertaining. River Pointe amenities include a clubhouse, pool, playgrounds, grounds maintenance, and trash pickup. Enjoy the privacy and feel of a detached home with the convenience of condo living.

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

20 Centre Port Circle is a 3-bedroom, 2.5-bath townhome-style residence in Portsmouth, Virginia, built in 1997 and offering 1,664 square feet of comfortable living space just minutes from Naval Medical Center Portsmouth and NSA Northwest Annex.

Read the full overview ↓

Why this home stands out

What sets 20 Centre Port Circle apart is its rare combination of suburban calm and military-installation proximity — six minutes to Naval Medical Center Portsmouth and seven to NSA Northwest Annex. At 1,664 square feet across three bedrooms and two and a half baths, the layout gives everyone room to spread out without the upkeep burden of a much larger home. The 1997 build era means solid construction with a floor plan that actually makes sense for daily life.

RIVER POINTE and the Portsmouth real estate market

Centre Port Circle sits in a quiet pocket of Portsmouth, Virginia — a city with genuine character, deep naval roots, and a surprising amount of variety packed into a compact footprint. Portsmouth is one of the seven cities of Hampton Roads, and it punches well above its weight when it comes to waterfront access, historic architecture, and community feel. The neighbourhood around Centre Port Circle has the low-traffic, residential energy you want when you come home at the end of the day — no cut-through congestion, just a calm loop of homes. Portsmouth's location puts you within easy reach of the broader Hampton Roads metro, with bridges and tunnels connecting you to Norfolk, Chesapeake, and Suffolk without much drama. Whether you're drawn here for the base access, the value, or simply the sense that Portsmouth still has a real neighbourhood feel that some of its neighbours have traded away, this address delivers a solid foothold in a city worth knowing.

What's nearby

Daily errands and fitness are both handled close to home. Grind Time Performance & Fitness Training, LLC is just half a mile away — a solid option if you prefer a performance-focused training environment. Completion Fitness LLC is also within half a mile, giving you a second gym choice without adding any real commute to your workout. Beyond fitness, Portsmouth's broader network of grocery stores, pharmacies, and waterfront dining along the Elizabeth River is accessible within a short drive, keeping routine life low-friction and the occasional night out easy to pull off.

For different buyers

For military families relocating

Six minutes to Naval Medical Center Portsmouth and seven to NSA Northwest Annex — the commute math works out well here. Three bedrooms and 2.5 baths give a family real breathing room, and Portsmouth's position in Hampton Roads means you're never far from the rest of the region's installations either. A VA loan can make this kind of location even more accessible for eligible buyers.

For first-time buyers

At 1,664 square feet with three bedrooms and 2.5 baths, 20 Centre Port Circle offers a manageable size that doesn't feel cramped. Portsmouth is one of Hampton Roads' more approachable entry points, with genuine neighbourhood character and strong base proximity. For a first purchase, this kind of layout in this kind of location is a practical, confident starting point.

More buyer questions

How far is 20 Centre Port Circle from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately six minutes away by car, making this one of the more convenient addresses in the city for personnel and staff assigned there.

How far is 20 Centre Port Circle from NSA Northwest Annex?

NSA Northwest Annex is roughly seven minutes away, putting two major installations within a very short drive of the front door.

What is the flood zone status for 20 Centre Port Circle?

Flood zone information for this address is displayed in the FloodRisk tile on this page — we recommend reviewing it and discussing it with your agent before making any decisions.

Is there an HOA at 20 Centre Port Circle?

This property is part of a community — HOA status and any associated rules should be confirmed with the listing agent or through the community's governing documents.

Can a VA loan be used to purchase 20 Centre Port Circle?

Eligible buyers can typically use a VA loan on a residential property like this one in Portsmouth — speaking with a VA-approved lender is the best way to confirm eligibility and next steps.

Curious whether 20 Centre Port Circle fits your situation? Tom and Dariya Milan at LPT Realty know Portsmouth well — reach out and get a straight answer.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$295K – $405K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland
Map of Churchland with neighborhood boundaryNeighborhood

browse Portsmouth listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,228/mo

Principal & interest

$1,816

Property tax

$310

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$217

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $299,830

City assessment record · taxes $3,718/yr

Land share of assessed value

24% — $72,000

Improvements $227,830 · assessor record ✓

Price context — similar nearby homes

$244,900$370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3602 Columbia ST · 2.3 mi · 1,677 sqft$320,000 sold 2026-02
1440 Mt Vernon AVE · 2.5 mi · 1,700 sqft$299,900 sold 2026-02
4425 Winchester DR · 2.7 mi · 1,656 sqft$244,900 sold 2026-06

Sale & Tax History

List Price

$350,000

Price / Sq Ft

$210

Annual Taxes

$3,718

Monthly Tax

$310

HOA + condo fees

$217 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 8, 2026$350,000
Currently listed$350,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$299,830

Land

$72,000

Improvement

$227,830

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 20 Centre Port Cir in a good school zone?+
The assigned zones on the listing record are Churchland Academy Elementary (VaHome School Score 4.3/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 20 Centre Port Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 20 Centre Port Cir a waterfront property?+
Yes. The listing record shows: Lake.
Does 20 Centre Port Cir have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Centre Port Condominium Association. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Trash Pickup.
When was 20 Centre Port Cir built?+
It was built in 1997, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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20 Centre Port Cir, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20 Centre Port Cir, Portsmouth, Virginia 23703 · MLS #10648197 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.