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Portsmouth › RIVER POINTE › 20 Centre Port Cir✓ Source: REIN MLS #10648197 · record updated Sep 13, 2026 · synced every 2 min · your inquiry is never resold
20 Centre Port CIR, PORTSMOUTH VA 23703 - Main photo
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 2
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 3
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 4
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 5
3beds
2.1baths
1,664sqft
37days on market

20 Centre Port Cir, Portsmouth, VA 23703

ActiveResidential · built 1997 · RIVER POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1997

Price / sqft

$210

Condo fee

$172/mo

HOA fee

$45/mo

Taxes

$3,718/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10648197

Association amenities

ClubhouseGround MaintPlaygroundsPoolTrash Pickup

$172/mo condo fee + $45/mo HOA fee · Centre Port Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,664
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Jetted Tub

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Lake

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0000
Subdivision
RIVER POINTE
Zoning
URH
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Portsmouth waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to 20 Centre Port Circle! Completely renovated in 2016, this beautifully maintained detached single-family condo in the desirable River Pointe community offers 3 bedrooms, 2.5 baths, approximately 1,664 square feet, and a 2-car garage. The 2016 renovation included the roof, windows, HVAC, water heater, and other major systems. Inside, enjoy hardwood flooring, granite countertops, stainless steel appliances, a fireplace, and a spacious primary suite. Step outside to a patio overlooking the community lake, creating a peaceful backdrop for relaxing or entertaining. River Pointe amenities include a clubhouse, pool, playgrounds, grounds maintenance, and trash pickup. Enjoy the privacy and feel of a detached home with the convenience of condo living.

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

20 Centre Port Circle is a 3-bedroom, 2.5-bath townhome-style residence built in 1997, offering 1,664 square feet in Portsmouth, Virginia — just six minutes from Naval Medical Center Portsmouth and steps from two fitness centers.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23703, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Academy Elementary. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

What sets 20 Centre Port Circle apart is its rare combination of military-base proximity and everyday convenience. Naval Medical Center Portsmouth is a six-minute drive, and NSA Northwest Annex is only seven minutes away — making this address one of the more strategically located homes in the 23703 zip code. Add two gyms within half a mile and you have a daily routine that practically runs itself.

RIVER POINTE and the Portsmouth real estate market

Centre Port Circle sits inside Portsmouth, a city with deep maritime roots and a genuinely diverse residential character. The Churchland corridor — the broader area surrounding this address — feels suburban and settled, with tree-lined streets, established neighbors, and a pace that rewards people who want space without sprawl. Portsmouth sits across the Elizabeth River from Norfolk and connects easily to Chesapeake and Suffolk, giving residents access to the full Hampton Roads metro without the congestion of living at its center. Among Portsmouth homes for sale, addresses in this pocket of the 23703 zip code tend to attract buyers who prioritize commute efficiency alongside neighborhood stability. The city's waterfront, its historic Olde Towne district, and its network of parks are all within a reasonable drive, rounding out a lifestyle that balances quiet residential living with genuine urban access.

What's nearby

Daily errands and fitness goals both get a boost from this location. Grind Time Performance & Fitness Training, LLC and Completion Fitness LLC are each within half a mile — two solid options depending on whether you prefer a performance-focused program or a more traditional gym setting. Beyond fitness, the broader Churchland area along Route 17 puts grocery stores, pharmacies, and casual dining within a short drive. The Western Branch of the Portsmouth Public Library is also nearby, and Chesapeake's city line is close enough that you can cross over for additional retail and dining without feeling like you've made a trip.

For different buyers

For military families relocating

Six minutes to Naval Medical Center Portsmouth and seven to NSA Northwest Annex — this address is built for military households that need flexibility without sacrificing commute time. VA loan eligibility makes the financing side straightforward, and the established neighborhood means you're moving into a community that has welcomed service families for decades. Families comparing homes for sale zoned for Churchland High School and homes for sale zoned for Churchland Academy Elementary will find this location checks both boxes.

For first-time buyers

At 1,664 square feet with three bedrooms and 2.5 baths, 20 Centre Port Circle offers a practical footprint that grows with you — enough room to spread out, not so much that maintenance becomes a second job. The 1997 build year means the bones are solid without the surprises that older homes sometimes carry. If you're exploring homes for sale in Portsmouth for the first time, this kind of established neighborhood with strong base-access and nearby amenities is a strong place to start.

More buyer questions

How far is 20 Centre Port Circle from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately six minutes away by car, making this one of the closer residential options to the base in the 23703 area.

How far is 20 Centre Port Circle from NSA Northwest Annex?

NSA Northwest Annex is about seven minutes away, giving households with assignments at either installation an easy daily commute from this address.

Is 20 Centre Port Circle in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page — review that section for the current FEMA designation before making any decisions.

What gyms are near 20 Centre Port Circle?

Grind Time Performance & Fitness Training, LLC and Completion Fitness LLC are both within half a mile, giving you two distinct training options right in the neighborhood.

Does 20 Centre Port Circle have an HOA?

Centre Port Circle is part of a community with an HOA — confirm current association details and any community rules with your agent during the due-diligence period.

Curious whether 20 Centre Port Circle fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this Portsmouth corridor well — reach out and let's talk through it.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$295K – $405K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

21d

Days on market

4

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

browse Portsmouth listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,228/mo

Principal & interest

$1,816

Property tax

$310

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$217

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $299,830

City assessment record · taxes $3,718/yr

Land share of assessed value

24% — $72,000

Improvements $227,830 · assessor record ✓

Price context — similar nearby homes

$244,900 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4425 Winchester DR · 2.7 mi · 1,656 sqft$244,900 sold 2026-06
3501 South ST · 2.4 mi · 1,800 sqft$287,400 sold 2026-04
4308 Winchester DR · 2.7 mi · 1,700 sqft$335,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$350,000

Price / Sq Ft

$210

Annual Taxes

$3,718

Monthly Tax

$310

HOA + condo fees

$217 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 8, 2026$350,000—
Currently listed—$350,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$299,830

Land

$72,000

Improvement

$227,830

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

37 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 20 Centre Port Cir in a good school zone?+
The assigned zones on the listing record are Churchland Academy Elementary (VaHome School Score 4.3/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 20 Centre Port Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 20 Centre Port Cir a waterfront property?+
Yes. The listing record shows: Lake.
Does 20 Centre Port Cir have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Centre Port Condominium Association. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Trash Pickup.
When was 20 Centre Port Cir built?+
It was built in 1997, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

20 Centre Port Cir, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20 Centre Port Cir, Portsmouth, Virginia 23703 · MLS #10648197 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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