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Portsmouth › RIVER POINTE › 20 Centre Port Cir✓ Source: REIN MLS #10648197 · record updated Sep 13, 2026 · synced every 2 min · your inquiry is never resold
20 Centre Port CIR, PORTSMOUTH VA 23703 - Main photo
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 2
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 3
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 4
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 5
3beds
2.1baths
1,664sqft
37days on market

20 Centre Port Cir, Portsmouth, VA 23703

ActiveResidential · built 1997 · RIVER POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1997

Price / sqft

$210

Condo fee

$172/mo

HOA fee

$45/mo

Taxes

$3,718/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10648197

Association amenities

ClubhouseGround MaintPlaygroundsPoolTrash Pickup

$172/mo condo fee + $45/mo HOA fee · Centre Port Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,664
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Jetted Tub

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Lake

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0000
Subdivision
RIVER POINTE
Zoning
URH
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Portsmouth waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome to 20 Centre Port Circle! Completely renovated in 2016, this beautifully maintained detached single-family condo in the desirable River Pointe community offers 3 bedrooms, 2.5 baths, approximately 1,664 square feet, and a 2-car garage. The 2016 renovation included the roof, windows, HVAC, water heater, and other major systems. Inside, enjoy hardwood flooring, granite countertops, stainless steel appliances, a fireplace, and a spacious primary suite. Step outside to a patio overlooking the community lake, creating a peaceful backdrop for relaxing or entertaining. River Pointe amenities include a clubhouse, pool, playgrounds, grounds maintenance, and trash pickup. Enjoy the privacy and feel of a detached home with the convenience of condo living.

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home built in 1997 on Centre Port Circle in Portsmouth. About 1,664 square feet with convenient access to Naval Medical Center Portsmouth and the waterfront. A solid option among Portsmouth homes for sale in this central location.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23703, homes for sale zoned for Churchland High School, and homes for sale zoned for Churchland Academy Elementary. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

Centre Port Circle sits in a well-established neighborhood with tree-lined streets and a mix of single-family homes. The 1997 construction means updated systems and thoughtful layouts from that era. You're minutes from the Elizabeth River waterfront and major employers. The location balances quiet residential living with easy access to Portsmouth's downtown and military installations. Homes for sale in 23703 often highlight proximity to bases and employment centers—this one delivers both.

RIVER POINTE and the Portsmouth real estate market

Centre Port is a residential pocket in central Portsmouth, characterized by mature trees, established homes, and a genuine sense of community. The streets are walkable and quiet, with neighbors who've put down roots. Portsmouth itself is Virginia's second-largest city, sitting at the confluence of the Elizabeth River and the harbor. Downtown Portsmouth offers dining, shopping, and cultural venues within a short drive. You'll find easy access to I-264 and the Hampton Roads Bridge-Tunnel, connecting you across the region. Naval Medical Center Portsmouth anchors the area as a major employer and institution. The city blends maritime heritage with modern amenities. Anyone comparing homes for sale zoned for Churchland High School and homes for sale zoned for Churchland Academy Elementary will find this neighborhood serves the area well. Daily life here means walkable errands, short commutes to bases and jobs, and a real sense of place.

What's nearby

Grind Time Performance & Fitness Training, LLC and Completion Fitness LLC are both within half a mile, offering convenient workout options without leaving the neighborhood. The Elizabeth River waterfront is a short drive away, perfect for kayaking, fishing, or just enjoying the water. Local coffee shops, grocery stores, and restaurants dot the surrounding blocks. Naval Medical Center Portsmouth is just six minutes away by car, and USCG Base Portsmouth is eight minutes. You're also close to downtown Portsmouth's shops and dining scene.

For different buyers

Base commute and VA loan notes

Six minutes to Naval Medical Center Portsmouth and eight to USCG Base Portsmouth make this a practical choice for active-duty and civilian employees at either base. VA loan financing is common in this area, and the 1997 build means solid bones and quick move-in potential. Three bedrooms and established neighborhoods appeal to those balancing base proximity with residential calm.

Room to grow

Three bedrooms and two full baths plus a half bath give you room to spread out and grow. The 1997 home offers a solid layout with mature trees on the block and established infrastructure. A fenced yard and garage provide storage and outdoor space. The quiet, walkable neighborhood means kids can play safely while parents enjoy the residential calm.

More buyer questions

How far is 20 Centre Port Circle from Naval Medical Center Portsmouth?

About six minutes by car, making it convenient for commuting to the medical center.

What is the square footage of this home?

The home is 1,664 square feet with three bedrooms and two full baths plus a half bath.

When was this house built?

The home was built in 1997, so it has mature systems and a thoughtful layout from that era.

Are there gyms or fitness options nearby?

Yes, Grind Time Performance & Fitness Training, LLC and Completion Fitness LLC are both within half a mile of the address.

What neighborhoods are nearby for homes for sale in Portsmouth?

Centre Port sits in central Portsmouth near established residential blocks and close to downtown, Naval Medical Center Portsmouth, and the Elizabeth River waterfront.

Ready to explore this Portsmouth home? Contact Tom & Dariya Milan to schedule a tour and learn more about the neighborhood.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$295K – $405K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is a settled home neighborhood in Portsmouth, Virginia. It is known for tree-lined streets and well-kept homes built across many decades.

$315K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

2

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

browse Portsmouth listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,228/mo

Principal & interest

$1,816

Property tax

$310

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$217

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $299,830

City assessment record · taxes $3,718/yr

Land share of assessed value

24% — $72,000

Improvements $227,830 · assessor record ✓

Price context — similar nearby homes

$244,900 – $370,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4425 Winchester DR · 2.7 mi · 1,656 sqft$244,900 sold 2026-06
4308 Winchester DR · 2.7 mi · 1,700 sqft$335,000 sold 2026-07
612 Broomhill AVE · 2.8 mi · 1,650 sqft$370,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$350,000

Price / Sq Ft

$210

Annual Taxes

$3,718

Monthly Tax

$310

HOA + condo fees

$217 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 8, 2026$350,000—
Currently listed—$350,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$299,830

Land

$72,000

Improvement

$227,830

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

37 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 20 Centre Port Cir in a good school zone?+
The assigned zones on the listing record are Churchland Academy Elementary (VaHome School Score 4.3/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 20 Centre Port Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 20 Centre Port Cir a waterfront property?+
Yes. The listing record shows: Lake.
Does 20 Centre Port Cir have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Centre Port Condominium Association. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Trash Pickup.
When was 20 Centre Port Cir built?+
It was built in 1997, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

20 Centre Port Cir, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20 Centre Port Cir, Portsmouth, Virginia 23703 · MLS #10648197 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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