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Portsmouth › RIVER POINTE › 20 Centre Port Cir✓ Source: REIN MLS #10648197 · record updated Aug 7, 2026 · synced every 2 min · your inquiry is never resold
20 Centre Port CIR, PORTSMOUTH VA 23703 - Main photo
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 2
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 3
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 4
20 Centre Port CIR, PORTSMOUTH VA 23703 - Photo 5
$350,000
$210 / sqft · est. $2,445/mo →
3beds
2.1baths
1,664sqft
0days on market

20 Centre Port Cir, Portsmouth, VA 23703

New ListingResidential · built 1997 · RIVER POINTE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Lake.

Frontage

Lake ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Welcome to 20 Centre Port Circle! Completely renovated in 2016, this beautifully maintained detached single-family condo in the desirable River Pointe community offers 3 bedrooms, 2.5 baths, approximately 1,664 square feet, and a 2-car garage. The 2016 renovation included the roof, windows, HVAC, water heater, and other major systems. Inside, enjoy hardwood flooring, granite countertops, stainless steel appliances, a fireplace, and a spacious primary suite. Step outside to a patio overlooking the community lake, creating a peaceful backdrop for relaxing or entertaining. River Pointe amenities include a clubhouse, pool, playgrounds, grounds maintenance, and trash pickup. Enjoy the privacy and feel of a detached home with the convenience of condo living.

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1997

Price / sqft

$210

Condo fee

$172/mo

HOA fee

$45/mo

Taxes

$3,718/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10648197

Association amenities

ClubhouseGround MaintPlaygroundsPoolTrash Pickup

$172/mo condo fee + $45/mo HOA fee · Centre Port Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,664
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Jetted Tub

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Lake

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0000
Subdivision
RIVER POINTE
Zoning
URH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Portsmouth waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

5

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

browse Portsmouth listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,228/mo

Principal & interest

$1,816

Property tax

$310

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$217

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$244,900 – $335,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3602 Columbia ST · 2.3 mi · 1,677 sqft$320,000 sold 2026-02
600 Phillips AVE · 2.6 mi · 1,644 sqft$270,500 sold 2026-05
1440 Mt Vernon AVE · 2.5 mi · 1,700 sqft$299,900 sold 2026-02

Sale & Tax History

List Price

$350,000

Price / Sq Ft

$210

Annual Taxes

$3,718

Monthly Tax

$310

HOA + condo fees

$217 / mo

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 7, 2026$350,000—
Currently listed—$350,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 20 Centre Port Cir in a good school zone?+
The assigned zones on the listing record are Churchland Academy Elementary (GreatSchools 4/10), Churchland Middle (GreatSchools 5/10), Churchland (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 20 Centre Port Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 20 Centre Port Cir a waterfront property?+
Yes. The listing record shows: Lake.
Does 20 Centre Port Cir have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Centre Port Condominium Association. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Trash Pickup.
When was 20 Centre Port Cir built?+
It was built in 1997, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Shonda Taylor · ONYX Realty Professionals · REIN MLS #10648197

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

20 Centre Port Cir, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

20 Centre Port Cir, Portsmouth, Virginia 23703 · MLS #10648197 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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