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✓ Source: REIN MLS #10658934 · record updated Oct 22, 2026 · synced every 2 min · your inquiry is never resold
196 Sandy RD, DIGGS VA 23045 - Main photo
196 Sandy RD, DIGGS VA 23045 - Photo 2
196 Sandy RD, DIGGS VA 23045 - Photo 3
196 Sandy RD, DIGGS VA 23045 - Photo 4
196 Sandy RD, DIGGS VA 23045 - Photo 5
2beds
2baths
1,326sqft
0days on market

196 Sandy Rd, Diggs, VA 23045

New ListingResidential · built 1950 · ALL OTHERS AREA 126

About this home

Escape to peaceful Mathews County! Situated on 7.96 acres along a private road, this charming 1,326-square-foot farmhouse offers the perfect blend of country living, privacy, and coastal convenience.Inside, you'll find 2 bedrooms, 2 full bathrooms, and a spacious, inviting floor plan. The home features a large living room, dedicated dining room, and roomy kitchen, along with a separate laundry room and sunroom that offers additional space to unwind and enjoy the peaceful surroundings.Outside, the possibilities are endless! The property features a barn with multiple stalls, two large pastures, and a chicken coop, making it ideal for horses, hobby farming, or anyone dreaming of their own homestead.Enjoy the peace and quiet of rural living while being just minutes from Haven Beach and the beautiful waters of the Chesapeake Bay.This could be the family farm your kids tell their kids about!

Listing courtesy of Kyle Davis · RE/MAX Capital · REIN MLS #10658934

Facts & features

Type

Residential

Year built

1950

Price / sqft

$215

HOA

None

Taxes

$976/yr

County

Mathews County VA

MLS #

10658934

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,326
Stories
2
Flooring
Ceramic, Vinyl, Wood
Total rooms
9
Other rooms
Sun Room
Appliances
220 V Elec, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Farmhouse
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Aluminum
Pool
No Pool
Fencing
Electric

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
7.9600
Subdivision
ALL OTHERS AREA 126
Ownership
Fee Simple
Garage
No
Parking
Multi Car
Possession
AT CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

196 Sandy Road sits in the quiet waterside community of Diggs, Virginia — a small Middlesex County village on the North River. This 1950-built, two-bedroom, two-bath home covers 1,326 square feet. It offers a pace of life that is genuinely hard to find this close to the Virginia coast.

Read the full overview ↓

Why this home stands out

What sets 196 Sandy Road apart is its setting. Diggs is a tucked-away tidal community where the streets stay quiet and the water is never far. The 1950 construction gives the home a solid, established character that newer builds rarely match. Two full baths across 1,326 square feet means the layout lives comfortably for the square footage. Properties like this one in Middlesex County come to market infrequently, which makes this address worth a close look.

ALL OTHERS AREA 126 and the Diggs real estate market

Diggs sits along the North River in Middlesex County, Virginia — a rural, water-oriented stretch of the Middle Peninsula. The community is small and unhurried. Roads here wind past marshland, mature trees, and modest waterfront lots that have anchored the area for generations. Neighbors tend to know each other, and the pace reflects that. This is one of the quieter corners of the Virginia coast, and residents here value that deeply. Middlesex County's county seat, Saluda, is about 20 minutes north and handles everyday county services. The broader region connects to Gloucester, Williamsburg, and the Northern Neck without heavy traffic. Route 33 is the main artery, and it moves well outside of summer weekends. Anyone comparing homes for sale in Virginia 23045 will notice that this zip code covers a genuinely low-density slice of the state. The Middle Peninsula's combination of water access, open land, and proximity to larger metro areas makes Diggs a distinctive place to put down roots.

What's nearby

Daily errands take a short drive, which is simply the nature of rural Middlesex County. Saluda has a grocery store, pharmacy, and a handful of local restaurants within about 20 minutes. Deltaville, a well-known boating and marina community, is roughly 15 minutes south and draws visitors from across the region. Gloucester Courthouse is about 25 minutes away and adds more retail and dining options. The Rappahannock River and Chesapeake Bay access points are close, making this area a draw for anyone who spends time on the water. Williamsburg is about 45 minutes west for larger shopping, dining, and cultural destinations.

For different buyers

Base commute and VA loan notes

Naval Weapons Station Yorktown is about 43 minutes from 196 Sandy Road, and Camp Peary runs the same drive time. VA loan financing is widely used across the Middle Peninsula, and a two-bedroom, two-bath layout with no HOA keeps the purchase straightforward. The rural setting and low-density county make the commute trade-off easy to evaluate against the lifestyle gain.

For first-time buyers

A 1950-built home in a low-density county like Middlesex offers a real entry point into Virginia coastal living. Two bedrooms and two full baths give you a functional layout without overshooting your needs. There is no HOA to navigate. The area's quiet character and modest property scale make 196 Sandy Road a grounded, manageable first step into homeownership on the Middle Peninsula.

More buyer questions

How far is 196 Sandy Road from Naval Weapons Station Yorktown?

The drive from 196 Sandy Road to Naval Weapons Station Yorktown is about 43 minutes under normal traffic conditions. Route 33 west to Route 17 north is the most direct path.

What is the flood zone status for 196 Sandy Road in Diggs, Virginia?

Flood zone information for 196 Sandy Road is displayed in the FloodRisk tile on this page. Diggs is a tidal community, so reviewing that detail carefully is worthwhile.

Is there an HOA at 196 Sandy Road?

There is no homeowners association at this address. Middlesex County governs land use directly, without a private HOA layer.

What is the property type and year built for 196 Sandy Road?

196 Sandy Road is a residential property built in 1950. It offers 1,326 square feet, two bedrooms, and two full baths.

Where is Diggs, Virginia located and how do you get there?

Diggs is a small community in Middlesex County on Virginia's Middle Peninsula, along the North River. Route 33 is the primary access road, connecting the village to Saluda, Gloucester, and Williamsburg.

Tom and Dariya Milan at LPT Realty know the Middle Peninsula well. Reach out to talk through what 196 Sandy Road could look like for you.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Diggs$240K – $330K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMatthews Elementary
    —
  • MiddleThomas Hunter Middle
    —
  • HighMathews
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 5 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51115C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51115C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

5 ft above sea level

Property elevation

3.4 ft above sea level

1.6 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NWS Yorktown

Navy

49min·35.7mi

Camp Peary

DoD

64min·44.7mi

JBLE Langley

Air Force

77min·55.6mi

JBLE Ft Eustis

Army

58min·42.5mi

NS Norfolk

Navy

85min·65.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,643/mo

Principal & interest

$1,479

Property tax

$81

Home insurance

$83

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Own a home nearby? See what it is worth today — What's your Diggs home worth?

Sale & Tax History

List Price

$285,000

Price / Sq Ft

$215

Annual Taxes

$976

Monthly Tax

$81

HOA

None

Tax Rate (effective)

0.34%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 22, 2026$285,000—
Currently listed—$285,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Diggs Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 196 Sandy Rd in a good school zone?+
The assigned zones on the listing record are Matthews Elementary, Thomas Hunter Middle, Mathews. School attendance zones can change — always confirm enrollment with the local school division.
Is 196 Sandy Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 5 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 196 Sandy Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 196 Sandy Rd built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Kyle Davis · RE/MAX Capital · REIN MLS #10658934

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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196 Sandy Rd, Diggs — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

196 Sandy Rd, Diggs, Virginia 23045 · MLS #10658934 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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