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✓ Source: REIN MLS #10637191 · record updated Aug 31, 2026 · synced every 2 min · your inquiry is never resold
178 Whites Neck LN, KNOTTSISLAND NC 27950 - Main photo
178 Whites Neck LN, KNOTTSISLAND NC 27950 - Photo 2
178 Whites Neck LN, KNOTTSISLAND NC 27950 - Photo 3
178 Whites Neck LN, KNOTTSISLAND NC 27950 - Photo 4
178 Whites Neck LN, KNOTTSISLAND NC 27950 - Photo 5
2beds
2baths
1,817sqft
93days on market

178 Whites Neck Ln, Knotts Island, NC 27950

ActiveResidential · built 2003 · ALL OTHERS AREA 200

About this home

Situated on approximately 4.9 acres in Knotts Island, NC, this 2-bedroom, 2-bath log cabin home offers water views and a private setting. Built in 2003, the home features 1,817 square feet with vaulted ceilings, exposed wood interior walls, and large windows providing natural light and views of the surrounding property and water. The open living area flows into the kitchen and dining spaces, and the home also includes a spacious loft overlooking the main living area, offering flexible space for a sitting area or an office. A covered front porch provides additional outdoor living space. The property also includes a detached garage/workshop offering additional storage, parking, or hobby space.

Listing courtesy of H Kim Old · BHHS RW Towne Realty · REIN MLS #10637191

Facts & features

Type

Residential

Year built

2003

Price / sqft

$286

HOA

None

Taxes

$2,511/yr

County

Currituck County NC

MLS #

10637191

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,817
Stories
1
Flooring
Other, Wood
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, Loft, PBR with Bath
Appliances
Dryer Hookup, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Log Home
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Log
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 200
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 178 Whites Neck Lane on Knotts Island—a two-bedroom, two-bath home built in 2003 with 1,817 square feet. The location offers quiet waterside living with reasonable commute times to the military corridor. This is a solid foundation for anyone seeking a peaceful retreat.

Read the full overview ↓

Why this home stands out

This residence sits on Knotts Island, a quieter corner of the Outer Banks with a distinctly laid-back character. You get genuine privacy and natural surroundings without the bustle of the main tourist zones. The two-bedroom layout and full bathrooms make efficient use of the square footage. Water access and island living appeal to buyers who value calm over convenience. The 2003 construction means the home has proven durability in the coastal environment.

ALL OTHERS AREA 200 and the Knotts Island real estate market

Knotts Island is a small, tight-knit community on North Carolina's northern Outer Banks. The neighborhood feels removed from the highway pace—tree-lined roads, modest homes, and a strong sense of place define daily life here. Residents enjoy a slower rhythm and direct access to natural spaces. The island sits within Currituck County, a rural coastal jurisdiction with a maritime heritage. Getting around means embracing the car; there's no public transit, but that trade-off buys you genuine solitude. The nearest commercial hub is Elizabeth City, roughly 30 minutes away by bridge and highway. From here, the drive to the Virginia Beach area and the military corridor runs 35 to 45 minutes depending on your destination.

What's nearby

IslandLotus Yoga & Spa sits less than a mile away, offering wellness and fitness options without leaving the island. The Outer Banks' natural attractions—beaches, sound-side access, and wildlife refuges—are within a short drive. Grocery and dining options cluster in nearby communities like Colington and Elizabeth City. The island's isolation is by design; amenities are intentionally sparse. What you gain is peace and a genuine connection to the water and landscape.

For different buyers

Base commute and VA loan notes

About 39 minutes to NSA Northwest Annex and 42 minutes to Dam Neck Annex. VA loan financing is widely available for this property. The home's solid 2003 construction and two-bedroom layout offer move-in stability. Commute times are reasonable for those posted to the Virginia military corridor.

Room to grow

Two bedrooms and two full bathrooms fit a small household comfortably. The 1,817 square feet provide efficient living without excess to maintain. A quiet island setting means fewer distractions and a peaceful daily environment. The 2003 construction offers proven reliability in the coastal climate.

More buyer questions

How far is 178 Whites Neck Lane from NSA Northwest Annex?

The drive is approximately 39 minutes via US 158 and I-64 toward the Virginia Beach area.

What is the commute to Dam Neck Annex from Knotts Island?

Dam Neck Annex is about 42 minutes away by the same route, making it accessible for daily or occasional travel.

Is there public transportation on Knotts Island?

No—the island has no public transit. You'll need a car for all errands and commutes.

What amenities are within walking distance?

The island is quiet and car-dependent. IslandLotus Yoga & Spa is under a mile away, but most shopping and dining require a short drive to nearby communities.

Can I use a VA loan to purchase this home?

Yes. VA loan financing is available for eligible buyers, and this property is a solid candidate for that financing path.

Ready to explore island living near the military corridor? Contact Tom & Dariya Milan to tour 178 Whites Neck Lane today.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Knotts Island$440K – $600K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKnotts Island Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 4 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

4 ft above sea level

Property elevation

3.4 ft above sea level

0.6 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

45min·29.5mi

Dam Neck

Navy

49min·29.6mi

NAS Oceana

Navy

52min·30.6mi

USCG Finance Ctr

Coast Guard

49min·33.2mi

NNSY

Navy

60min·42.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,054/mo

Principal & interest

$2,693

Property tax

$209

Home insurance

$151

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$495,000 – $849,900

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

105 Knotts Landing LN · 0.3 mi · 1,959 sqft$849,900 sold 2026-06
166 Blackfoot RD · 0.9 mi · 1,707 sqft$499,000 sold 2026-09
448 Knotts Island RD · 2.5 mi · 2,107 sqft$495,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Knotts Island home worth?

Sale & Tax History

List Price

$519,000

Price / Sq Ft

$286

Annual Taxes

$2,511

Monthly Tax

$209

HOA

None

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 30, 2026$519,000—
Price reducedAug 28, 2026$519,000−$20,900
Currently listed—$519,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Knotts Island Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

93 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 178 Whites Neck Ln in a good school zone?+
The assigned zones on the listing record are Knotts Island Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 178 Whites Neck Ln in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 4 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 178 Whites Neck Ln?+
Yes — IslandLotus Yoga & Spa is about 0.6 miles away, per the cached nearby-places record for this address.
Does 178 Whites Neck Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 178 Whites Neck Ln built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of H Kim Old · BHHS RW Towne Realty · REIN MLS #10637191

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

178 Whites Neck Ln, Knotts Island — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

178 Whites Neck Ln, Knotts Island, North Carolina 27950 · MLS #10637191 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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