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Cape CharlesCAPE CHARLES162 Old Course Loop✓ Source: REIN MLS #10640658 · record updated Jun 28, 2026 · synced every 2 min · your inquiry is never resold
162 Old Course LOOP, CAPECHARLES VA 23310 - Main photo
162 Old Course LOOP, CAPECHARLES VA 23310 - Photo 2
162 Old Course LOOP, CAPECHARLES VA 23310 - Photo 3
162 Old Course LOOP, CAPECHARLES VA 23310 - Photo 4
162 Old Course LOOP, CAPECHARLES VA 23310 - Photo 5
$460,000
$297 / sqft · est. $3,475/mo →
3beds
2baths
1,550sqft
11days on market

162 Old Course Loop, Cape Charles, VA 23310

ActiveResidential · built 2006 · CAPE CHARLES

About this home

The listing, in the seller's words

Welcome to 162 Old Course Loop, a move-in-ready second-floor condo with a charming golf-inspired theme and plenty of space to enjoy coastal living. Offered fully furnished, this well-maintained 3-bedroom, 2-bath residence provides the perfect opportunity to settle in immediately while adding your own personal style over time.The spacious 1,550-square-foot floor plan features warm designer-inspired colors, creating a cozy and inviting atmosphere throughout. East-facing windows fill the home with beautiful morning sunshine, balancing the rich interior tones with abundant natural light. The comfortable living spaces offer a welcoming retreat after a day on the golf course, at the beach, or exploring the surrounding area.The primary suite features a recently remodeled walk-in shower, while two additional, generously sized bedrooms provide ample space for guests, family, or a home office. A stair chair lift offers added convenience and accessibility to the second-floor living space.

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10640658

VaHome team overview

Our read on this home

At a glance

162 Old Course Loop is a three-bedroom, two-bath home built in 2006 in Cape Charles, Virginia — a small, walkable Chesapeake Bay town on the Eastern Shore known for its historic downtown, wide beaches, and genuinely unhurried pace of life.

Read the full overview ↓

Why this home stands out

What sets this address apart is its location inside Cape Charles proper — a compact, pedestrian-friendly town where the beach, boutique shops, and a beloved main street are all within easy reach. At 1,550 square feet across three bedrooms and two baths, the floor plan is efficient without feeling cramped, and the 2006 build year means the bones are solidly modern without the quirks of a much older home.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, facing the Chesapeake Bay with a skyline of sailboat masts and a downtown that still feels like it belongs to an earlier, slower century. The town was founded as a railroad terminus in the 1880s, and its Victorian and Colonial Revival architecture has been carefully preserved — the historic district is one of the most intact of its kind on the East Coast. Old Course Loop sits within this community, giving you walkable access to the harbor, the town beach, and Central Park without needing a car for everyday errands. Cape Charles real estate on the Eastern Shore of Virginia attracts buyers who want genuine small-town character paired with surprising culinary and cultural depth. Northampton County governs the jurisdiction, and the town itself is incorporated, meaning a higher level of local services than many rural Eastern Shore addresses. The Bay Bridge-Tunnel connects the peninsula to Virginia Beach and the broader Hampton Roads metro in roughly an hour, making Cape Charles feel like an escape without actually being isolated.

What's nearby

Daily life in Cape Charles is unusually convenient for a town this size. The Cape Charles Town Beach is about a mile from Old Course Loop — a wide, calm-water stretch on the Chesapeake Bay that draws residents year-round. Rayfield's Pharmacy and a handful of local grocers handle everyday needs right in town. The Virginia Street corridor is lined with restaurants, wine bars, and coffee shops within a short walk or bike ride. Kiptopeke State Park, about five miles south, offers hiking, birding, and fishing along the Bay. The Cape Charles Brewing Company and the Chesapeake Bay Golf Club are both close by, rounding out a lifestyle that balances outdoor activity with genuine neighborhood warmth.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 46 minutes from 162 Old Course Loop via the Chesapeake Bay Bridge-Tunnel — a commute that trades interstate congestion for a scenic Bay crossing. For service members who want their family's daily life to feel nothing like base housing, Cape Charles delivers: a real downtown, a beach within walking distance, and a community that genuinely knows its neighbors.

For buyers drawn to character

If you're drawn to places with a real story — a working harbor, Victorian streetscapes, a downtown that predates the automobile — Cape Charles is the kind of town that rewards the buyers who find it. A 2006 build on Old Course Loop means you get the character of the surroundings without inheriting the maintenance challenges of a century-old structure. It's a rare combination on the Eastern Shore.

More buyer questions

How far is 162 Old Course Loop from Joint Base Langley-Eustis?

The drive is approximately 46 minutes under normal conditions, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton Roads. Many service members at Langley find the crossing a worthwhile trade for the lifestyle Cape Charles offers.

Where is 162 Old Course Loop relative to the Cape Charles Town Beach?

The Cape Charles Town Beach is roughly one mile from Old Course Loop — close enough to reach on foot or by bike in just a few minutes.

What is the flood risk situation for this address?

Cape Charles and the broader Eastern Shore sit in a low-lying coastal area, so flood zone status is an important consideration for any buyer here — check the dedicated FloodRisk tile on this page for the specific FEMA designation for 162 Old Course Loop.

Is there an HOA at 162 Old Course Loop?

HOA status for this address should be confirmed with the listing agent, as community association rules can vary within Cape Charles developments built in the 2000s.

How far is Cape Charles from Virginia Beach?

Virginia Beach is approximately 60 to 70 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel, making it accessible for day trips, airport runs, or work commutes while keeping Cape Charles's small-town atmosphere fully intact.

Tom and Dariya Milan at LPT Realty know the Eastern Shore well — reach out to talk through what life at 162 Old Course Loop could look like for you and your family.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2006

Price / sqft

$297

Condo fee

$465/mo

HOA fee

$183/mo

Taxes

$3,676/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10640658

Association amenities

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis CtsTrash PickupWater

$465/mo condo fee + $183/mo HOA fee · Fairways · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,550
Stories
2
Flooring
Carpet, Ceramic
Total rooms
8
Other rooms
Balcony, Breakfast Area
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan
Accessibility
Lift

Construction & exterior

Style
Contemp
Subtype
Attached
Foundation
Slab
Roof
Composite
Exterior
Other,Shingle
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Unit / floor
2
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,475/mo

Principal & interest

$2,387

Property tax

$306

Home insurance

$134

PMI

None

HOA

$648

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$495,000$776,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

305 Troon CT · 0.1 mi · 1,550 sqft$495,000 sold 2026-07
315 Troon CT · 0.2 mi · 1,800 sqft$540,000 sold 2026-06
104 Old Course LOOP · 0.1 mi · 1,549 sqft$499,000 under contract

Sale & Tax History

List Price

$460,000

Price / Sq Ft

$297

Annual Taxes

$3,676

Monthly Tax

$306

HOA + condo fees

$648 / mo

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 17, 2026$460,000
Currently listed$460,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

11 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 162 Old Course Loop in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 162 Old Course Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 162 Old Course Loop?+
Yes — Sky's The Limit Yoga Co is about 0.7 miles away, per the cached nearby-places record for this address.
Are there parks near 162 Old Course Loop?+
Cape Charles Natural Area Preserve is about 0.8 miles away.
Where is the nearest grocery store to 162 Old Course Loop?+
Drizzles Oil & Vinegar Tasting Store is about 1 miles away. The closest dining on record is Coach House Tavern (0.6 mi).
Does 162 Old Course Loop have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts, Trash Pickup, Water.
When was 162 Old Course Loop built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Natalie Smith · Bay Creek Realty LLC · REIN MLS #10640658

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

162 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

162 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10640658 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.