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Cape CharlesCAPE CHARLES104 Old Course Loop✓ Source: REIN MLS #10627136 · record updated Jun 26, 2026 · synced every 2 min · your inquiry is never resold
104 Old Course LOOP, CAPECHARLES VA 23310 - Main photo
104 Old Course LOOP, CAPECHARLES VA 23310 - Photo 2
104 Old Course LOOP, CAPECHARLES VA 23310 - Photo 3
104 Old Course LOOP, CAPECHARLES VA 23310 - Photo 4
104 Old Course LOOP, CAPECHARLES VA 23310 - Photo 5
$499,000
$322 / sqft · est. $3,640/mo →
3beds
2baths
1,549sqft
70days on market

104 Old Course Loop, Cape Charles, VA 23310

Under ContractResidential · built 2006 · CAPE CHARLES

About this home

The listing, in the seller's words

Beautifully updated fully furnished condo in the Fairways of Bay Creek with $40K+ in recent upgrades! $25K initiation fee paid by seller! 2024 ICON 6-passenger golf cart - New fixtures & recessed lighting throughout living spaces. Open-concept layout w/ abundant natural light connects living, dining & renovated kitchen (2024) featuring quartzite countertops, herringbone tile backsplash & new SS appliances. Fabulous dining area w/bench seating, grass cloth wallpaper & chandelier. Primary suite offers oversized WIC, serene view from the desk, fully renovated bath w/ Carrara marble tile, walk-in shower & dual vanity. Fun bunk room w/striking blue herringbone accent wall, brass swing-arm sconces, & 2 twin over full bunks. Oversized garage provides flex space for storage & recreation: ping pong table, dart board & bikes. New Nest thermostat. Bay Creek amenities: golf, private beach, pools, tennis, fitness & trails.

Listing courtesy of Elise Chard · Howard Hanna Real Estate Svcs. · REIN MLS #10627136

VaHome team overview

Our read on this home

At a glance

104 Old Course Loop is a 3-bedroom, 2-bath home built in 2006 in Cape Charles, Virginia — a walkable, small-town Eastern Shore community with a beach, a lively downtown, and a pace of life that's genuinely hard to find anywhere else on the Mid-Atlantic coast.

Read the full overview ↓

Why this home stands out

Sitting on Old Course Loop in Cape Charles's residential interior, this 1,549-square-foot home gives you a quiet address while keeping you within a mile of the town's best restaurants, coffee shops, and natural preserves. The 2006 construction means you get a floor plan designed for modern living — three bedrooms, two full baths — without the quirks of a century-old cottage, all inside one of Virginia's most distinctive small towns.

About the Cape Charles real estate market

Cape Charles is unlike anywhere else in Hampton Roads. Tucked at the southern tip of Virginia's Eastern Shore, this small incorporated town sits on the Chesapeake Bay and draws people with its wide, calm beach, a walkable grid of late-Victorian and early-20th-century architecture, and a downtown that punches well above its size. Old Course Loop is part of the newer residential fabric that grew up alongside the Bay Creek resort community, giving the street a clean, suburban feel while remaining just minutes from the historic core. The primary keyword for this page — Cape Charles real estate — reflects exactly what buyers are searching for when they discover this town: a rare combination of waterfront lifestyle, genuine community character, and relative affordability compared to the Virginia Beach oceanfront. Northampton County governs the jurisdiction, and the town itself manages its own services. The Chesapeake Bay Bridge-Tunnel connects Cape Charles to Virginia Beach in roughly 35–40 minutes, making the Eastern Shore far more accessible than it might look on a map.

What's nearby

Daily life is genuinely walkable from 104 Old Course Loop. Coach House Tavern is just 0.4 miles away for a casual dinner, while Hook @ Harvey a Cape Charles Bistro — a local favorite for fresh seafood — is 0.7 miles out. Beach Market is under a mile for a quick bite. Coffee and a good book are covered by Peach Street Books at 0.9 miles and Edible Picasso at 1.0 mile. Sky's The Limit Yoga Co is 0.8 miles away when you want to move. Cape Charles Natural Area Preserve and Cape Charles Coastal Habitat Natural Area Preserve — both under a mile — offer birding, hiking, and quiet coastal exploration right at the edge of town.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 46 minutes from 104 Old Course Loop — a manageable commute that buys you something most base-adjacent neighborhoods can't offer: a genuinely small-town lifestyle on the Chesapeake Bay. Cape Charles is tight-knit, walkable, and far enough from the base corridor to feel like a real escape at the end of a long duty day.

For first-time buyers

If you've been looking for a home that gives you more than just square footage, 104 Old Course Loop delivers. Three bedrooms, two baths, and 1,549 square feet of 2006-built space in a town with a real beach, real restaurants, and real community — all at a price point that makes the Eastern Shore one of coastal Virginia's most compelling entry points for first-time buyers.

More buyer questions

How far is 104 Old Course Loop from Joint Base Langley-Eustis?

The drive from 104 Old Course Loop to Joint Base Langley-Eustis runs approximately 46 minutes under normal traffic conditions, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton.

Is 104 Old Course Loop in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant details.

What is the Cape Charles downtown area like for day-to-day living?

Cape Charles has a compact, walkable downtown with independent restaurants, coffee shops, boutiques, and a public beach on the Chesapeake Bay — all within about a mile of 104 Old Course Loop, making errands and evenings out genuinely easy.

Does the Cape Charles area have an HOA?

HOA status for 104 Old Course Loop is noted in the property details section of this listing — some neighborhoods within Cape Charles carry community associations while others do not.

Where is 104 Old Course Loop relative to the Chesapeake Bay Beach?

The Cape Charles public beach on the Chesapeake Bay is roughly a mile from Old Course Loop, reachable by a short drive or a leisurely bike ride through the town's historic grid.

Want to know more about 104 Old Course Loop or the Cape Charles market? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail — reach out today.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryKiptopeke Elementary
  • MiddleOther Middle School
  • HighNorthampton

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2006

Price / sqft

$322

Condo fee

$465/mo

HOA fee

$183/mo

Taxes

$3,088/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10627136

Association amenities

ClubhouseDockExercise RmGated CommunityGolfGround MaintPoolPriv BeachSewerTennis CtsTrash PickupWater

$465/mo condo fee + $183/mo HOA fee · Fairways Condo Association 757-210-8191 · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,549
Stories
2
Flooring
Carpet, Ceramic
Ensuite bedrooms
1
Total rooms
6
Other rooms
Assigned Storage, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Cluster, Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Shingle
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Unit / floor
1
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,640/mo

Principal & interest

$2,589

Property tax

$257

Home insurance

$146

PMI

None

HOA

$648

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$460,000$776,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

305 Troon CT · 0 mi · 1,550 sqft$495,000 sold 2026-07
315 Troon CT · 0 mi · 1,800 sqft$540,000 sold 2026-06
162 Old Course LOOP · 0.1 mi · 1,550 sqft$460,000 active

Sale & Tax History

List Price

$499,000

Price / Sq Ft

$322

Annual Taxes

$3,088

Monthly Tax

$257

HOA + condo fees

$648 / mo

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 17, 2026$499,000
Currently listed$499,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 104 Old Course Loop in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 104 Old Course Loop in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 104 Old Course Loop?+
Yes — Sky's The Limit Yoga Co is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 104 Old Course Loop?+
Cape Charles Natural Area Preserve is about 0.7 miles away.
Does 104 Old Course Loop have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Fairways Condo Association 757-210-8191. Association amenities on record include: Clubhouse, Dock, Exercise Rm, Gated Community, Golf, Ground Maint, Pool, Priv Beach, Sewer, Tennis Cts.
When was 104 Old Course Loop built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Elise Chard · Howard Hanna Real Estate Svcs. · REIN MLS #10627136

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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104 Old Course Loop, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

104 Old Course Loop, Cape Charles, Virginia 23310 · MLS #10627136 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.