




45 days on market
$499,000
104 Old Course Loop
Cape Charles, Virginia 23310
MLS# 10627136 · CAPE CHARLES · Northampton County VA
Updated May 11, 2026 · Source: REIN MLS
Est. payment
$2,992/mo
Edit below
Price / sq ft
$322
1,549 sq ft
Days on market
45
HOA
None
Year built
2006
20 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
1,549
Garage
Yes
Schools
- ElementaryKiptopeke Elementary—
- MiddleOther Middle School—
- HighNorthampton—
Info provided by GreatSchools
About this home
Beautifully updated fully furnished condo in the Fairways of Bay Creek with $40K+ in recent upgrades! $25K initiation fee paid by seller! 2024 ICON 6-passenger golf cart - New fixtures & recessed lighting throughout living spaces. Open-concept layout w/ abundant natural light connects living, dining & renovated kitchen (2024) featuring quartzite countertops, herringbone tile backsplash & new SS appliances. Fabulous d…
Listed by Elise Chard · Howard Hanna Real Estate Svcs.
VaHome Team property overview
104 Old Course Loop is a 3-bedroom, 2-bath single-family home built in 2006 in Cape Charles, Virginia — a charming small town on the Chesapeake Bay side of the Eastern Shore, where walkable streets, fresh seafood, and a genuine sense of community come standard.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 104 Old Course Loop apart is its address inside Cape Charles proper — a walkable, historically rich town where most Eastern Shore properties sit far from anything. At 1,549 square feet across a thoughtful single-level layout, this 2006-built home delivers comfortable everyday living without the upkeep demands of an older Victorian or the anonymity of a large subdivision. The golf-course-loop setting adds a quiet, low-traffic character that's hard to replicate.
About the Cape Charles real estate market
Cape Charles is one of those rare small towns that earns its reputation. Platted in the 1880s as a railroad terminus, it kept its Victorian streetscapes, its walkable grid, and its unhurried pace while quietly becoming one of the most desirable addresses on Virginia's Eastern Shore. Old Course Loop sits within the town limits, which means you're a short walk or bike ride from the beach, the harbor, and the boutique main street that draws visitors from across the Mid-Atlantic. Unlike searches that might turn up homes for sale edenton or other Chesapeake-adjacent towns, Cape Charles offers something genuinely distinct: a real town with real sidewalks, a working harbor, and a beach that faces the calm waters of the bay rather than the open Atlantic. Northampton County governs the jurisdiction, and the town itself is small enough that neighbors know each other — but connected enough, via the Chesapeake Bay Bridge-Tunnel, that Virginia Beach and Norfolk are well within reach for a day trip or a commute.
What's nearby
Daily life at 104 Old Course Loop is remarkably self-contained for a small town. Coach House Tavern is just 0.4 miles away for a relaxed dinner, and Hook @ Harvey a Cape Charles Bistro is 0.7 miles out when you want something a little more creative on the plate. Beach Market is 0.8 miles away for casual bites, and both Peach Street Books and Edible Picasso — at 0.9 and 1.0 miles respectively — cover your coffee-and-browse mornings. Sky's The Limit Yoga Co is 0.8 miles away for movement and mindfulness. Nature is equally close: Cape Charles Natural Area Preserve is 0.7 miles out, and Cape Charles Coastal Habitat Natural Area Preserve is just under a mile.
For different buyers
For military families relocating
Joint Base Langley-Eustis is roughly 46 minutes from Cape Charles via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway sprawl for one of the most scenic drives in Virginia. For service members who want a home that feels nothing like base housing, and a community with real roots, the Eastern Shore offers a genuinely different quality of life on the other side of the water.
For buyers drawn to character
If you've been browsing beach condos in Virginia and finding them interchangeable, Cape Charles is the antidote. This is a real town with a real history — Victorian architecture, a working waterfront, independent restaurants, and a neighborhood grid you can actually walk. A 2006-built home here gives you modern mechanicals inside a setting that took 140 years to become this good.
Frequently asked questions
How far is 104 Old Course Loop from Joint Base Langley-Eustis?
The drive is approximately 46 minutes, heading south through the Chesapeake Bay Bridge-Tunnel into Hampton. The route is straightforward and the tunnel toll is a predictable, manageable part of the commute for many Eastern Shore residents.
What is the Cape Charles beach like, and how close is it to Old Course Loop?
Cape Charles Beach faces the Chesapeake Bay, which means calm, shallow water — ideal for families and paddlers. The beach is within easy walking or biking distance from Old Course Loop, typically under a mile depending on your route through town.
Is 104 Old Course Loop in a flood zone?
Flood zone status for this address is displayed in the FloodRisk tile on this page, which reflects current FEMA map data. Cape Charles sits on the Eastern Shore peninsula, so checking that tile before making decisions is always a good step.
Does Cape Charles have an HOA, and does 104 Old Course Loop have one?
HOA status for this specific property is confirmed in the listing details above — Cape Charles as a municipality has its own town ordinances, but individual subdivisions vary on whether a private HOA applies.
What is the overall vibe of living in Cape Charles versus other Eastern Shore towns?
Cape Charles is notably more walkable and town-centered than most Eastern Shore communities, with a restored historic district, an active arts scene, and a harbor that gives it genuine energy year-round — not just in summer.
Want to know more about 104 Old Course Loop or the Cape Charles market? Tom and Dariya Milan at LPT Realty are ready to walk you through it — reach out anytime.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
104 Old Course LOOP, Cape Charles
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
1,549
Stories
2
Fireplaces
0
Flooring
Carpet, Ceramic
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Sale & Tax History
List Price
$499,000
Price / Sq Ft
$322
Annual Taxes
$3,088
Monthly Tax
$257
HOA
None
Tax Rate (effective)
0.62%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Mar 28, 2026 | $499,000 | — |
| Currently listed | — | $499,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,992/moPrincipal & interest
$2,589
Property tax
$257
Home insurance
$146
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Howard Hanna Real Estate Svcs. · MLS# 10627136
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$499,000
104 Old Course LOOP, CAPECHARLES VA 23310
Cape Charles, Virginia 23310
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