Skip to main content
✓ Source: REIN MLS #10652498 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold
1518 Chela AVE #D2, NORFOLK VA 23503 - Main photo
1518 Chela AVE #D2, NORFOLK VA 23503 - Photo 2
1518 Chela AVE #D2, NORFOLK VA 23503 - Photo 3
1518 Chela AVE #D2, NORFOLK VA 23503 - Photo 4
1518 Chela AVE #D2, NORFOLK VA 23503 - Photo 5
2beds
2baths
960sqft
26days on market

1518 Chela Ave #D2, Norfolk, VA 23503

Under ContractResidential · built 1983 · WILLOUGHBY BEACH

About this home

Charming 2 bedroom 2 bath low-rise condominium unit. Enjoy your day relaxing on the balcony or with beach access enjoy your day basking in the sun. When not enjoying the beach life, just cozy up in front of the fireplace in the living room. The spacious primary bedroom with a primary bathroom, and the second bedroom has a walk-in closet. Two balconies, one on the front and one on the back for your convenience. A Nice sized kitchen to include a place for dining. The property has a laundry closet with a washer and dryer. Just a quarter mile from the HRBT giving access to all Hampton has to offer and only 2 to 3 miles away in Norfolk are several restaurants to choose from. Just 6 miles away from Naval Station Norfolk. This could become your dream home! Case# 541-866548, IN (Insured). Property is owned by the US Dept. of HUD. Seller makes no representations or warranties as to the property condition. HUD Homes are Sold "AS IS". Equal Housing Opportunity. Seller may contribute up to 3% for buyers closing costs upon bid submission.

Listing courtesy of Erma Brannan · Wise Choice Real Estate LLC · REIN MLS #10652498

Facts & features

Type

Residential

Year built

1983

Price / sqft

$177

Condo fee

$350/mo

Taxes

$2,241/yr

County

Norfolk VA

MLS #

10652498

Condo association includes

Ground Maint

$350/mo condo fee · Bay Chela Condominium Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
960
Stories
1
Flooring
Carpet, Ceramic, Vinyl
First-floor bed & full bath
Yes
Total rooms
4
Other rooms
1st Floor BR, 1st Floor Primary BR, Balcony, PBR with Bath
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Lo Rise
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0332
Subdivision
WILLOUGHBY BEACH
Unit / floor
2
Ownership
Condo
Garage
No
Parking
1 Space, Assigned/Reserved
Possession
CLOSING
Miscellaneous
Fixer Upper
Disclosures
Bank Repo, Exempt from Disclosure/Disclaimer, Govt Owned, Spec Warranty Deed

See more Norfolk condos & townhomes.

Sources: REIN MLS record · city assessor

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$140K – $200K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

4.3 ft above sea level

3.7 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Willoughby

Willoughby is the western end of Norfolk's bayfront, in ZIP codes 23503 and 23505. Willoughby Spit is a narrow strip of sand. The Chesapeake Bay is on one side and Willoughby Bay on the other.

$327K

Median sale · 12 mo

$230

Sold $/sq ft

22d

Days on market

47

For sale now

$64K

HH income

39.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Willoughby →
Map of Willoughby with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

14min·8.5mi

MARFORCOM

Marines

17min·9.4mi

NSA HR

Navy

19min·9.9mi

Little Creek

Navy

25min·10.7mi

NMCP

Navy

29min·14.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,118/mo

Principal & interest

$882

Property tax

$187

Home insurance

$50

PMI

None

HOA/Condo (paid separately)

$350

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

89% of $190,000

City assessment record · taxes $2,241/yr

Land share of assessed value

14% — $26,900

Improvements $163,100 · assessor record ✓

Price context — similar nearby homes

$190,000 – $282,650

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9408 Atwood AVE · 2 mi · 965 sqft$206,110 sold 2026-09
9218 Mason Creek RD · 2 mi · 1,034 sqft$190,000 sold 2026-08
9219 1st View ST · 2.1 mi · 1,014 sqft$282,650 sold 2026-05

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$170,000

Price / Sq Ft

$177

Annual Taxes

$2,241

Monthly Tax

$187

Condo fee

$350 / mo

Tax Rate (effective)

1.32%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$170,000—
Currently listed—$170,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% below assessment

Total Assessed

$190,000

Land

$26,900

Improvement

$163,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1518 Chela Ave #D2 in a good school zone?+
The assigned zones on the listing record are Willoughby Elementary, Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1518 Chela Ave #D2 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 1518 Chela Ave #D2 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Bay Chela Condominium Association. Association amenities on record include: Ground Maint.
When was 1518 Chela Ave #D2 built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Erma Brannan · Wise Choice Real Estate LLC · REIN MLS #10652498

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1518 Chela Ave #D2, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1518 Chela Ave #D2, Norfolk, Virginia 23503 · MLS #10652498 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆