Skip to main content
FranklinALL OTHERS AREA 671328 Clay Street St✓ Source: REIN MLS #10646939 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
1328 Clay Street ST, FRANKLIN VA 23851 - Main photo
1328 Clay Street ST, FRANKLIN VA 23851 - Photo 2
1328 Clay Street ST, FRANKLIN VA 23851 - Photo 3
1328 Clay Street ST, FRANKLIN VA 23851 - Photo 4
1328 Clay Street ST, FRANKLIN VA 23851 - Photo 5
$310,000
$148 / sqft · est. $1,979/mo →
3beds
2baths
2,096sqft
13days on market

1328 Clay Street St, Franklin, VA 23851

Under ContractResidential · built 1965 · ALL OTHERS AREA 67

Facts & features

Type

Residential

Year built

1965

Price / sqft

$148

HOA

None

Taxes

$3,357/yr

County

Franklin VA

MLS #

10646939

Interior

Bedrooms
3
Full baths
2
Approx. sqft
2,096
Stories
1
Flooring
Ceramic, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Sun Room
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Handheld Showerhead

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Basebd, Electric, Heat Pump, Programmable Thermostat
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5000
Subdivision
ALL OTHERS AREA 67
Zoning
R/O
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 4 Space, Carport, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Step into this charming, well-kept brick ranch nestled in Franklin, just moments from the hospital, YMCA, and a variety of dining and shopping options. This inviting home features three bedrooms, two full baths, a formal living room, and a separate dining area. The roomy kitchen flows into a breakfast nook and opens to a cozy den complete with custom built-in cabinets and a warm wood-burning fireplace. Right next to the den, you'll find a bright, climate-controlled sunroom to relax or entertain. Need extra storage or potential living space? The fully floored attic provides abundant room to grow. Outside, the thoughtfully designed backyard includes a large carport (with storage). A great use for extra parking or creating an outdoor gathering spot for guests. Don't miss the chance to see this move-in-ready gem—call now to arrange your private tour.

Listing courtesy of Margaret Etheridge · RE/MAX Country to Coast · REIN MLS #10646939

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1328 Clay Street in Franklin, Virginia is a 3-bedroom, 2-bath home built in 1965, offering 2,096 square feet of living space in a quiet residential setting with everyday conveniences just minutes from your front door.

Read the full overview ↓

Why this home stands out

With over 2,000 square feet spread across a classic mid-century footprint, this Franklin home gives you room to breathe without the sprawl of a newer build. The 1965 construction era means solid bones, generous room proportions, and a layout that actually makes sense for daily living — not just for staging photos. It's a meaningful amount of space at this address, and the surrounding neighborhood keeps things low-key.

ALL OTHERS AREA 67 and the Franklin real estate market

Franklin, Virginia sits in Southampton County in the western corner of Hampton Roads, and it carries the easy pace of a small city that still has everything you need close by. The residential streets here tend to be quiet and tree-lined, with a genuine neighborhood feel that's harder to find in the busier parts of the region. Clay Street fits right into that character — a straightforward address in a city that values community over congestion. Franklin's downtown core is compact and walkable, and the city has a strong local identity built around its waterfront along the Blackwater River. Residents here tend to know their neighbors, and the overall atmosphere leans more small-town than suburban sprawl. For buyers coming from larger metro areas, the change of pace is often exactly what they were looking for. Southampton County's lower cost of living is another draw, and Franklin serves as the county seat, so local services and government offices are all within easy reach.

What's nearby

Day-to-day errands are genuinely easy from 1328 Clay Street. Food Lion is just 0.6 miles away for your grocery runs, and a Dollar General sits at the same distance for quick household needs. When you'd rather skip cooking, Don Pancho's Cantina, China Express Restaurant, and KFC are all within 0.7 miles, and Domino's Pizza is even closer at 0.6 miles. Dunkin' and a Wawa are both under a mile for your morning routine. Staying active is simple too — the James L. Camp Jr. Family YMCA and Anytime Fitness are both about 0.8 miles from the front door.

For different buyers

For families upgrading

Three bedrooms and two full baths across 2,096 square feet gives a growing family real room to spread out. Franklin's residential streets are calm and community-oriented, and having a YMCA less than a mile away means after-school and weekend activities are never far. This is the kind of address where kids can actually have a backyard childhood, not just a floor plan.

For first-time buyers

If you're stepping into homeownership for the first time, 1328 Clay Street offers a practical starting point — 2,096 square feet in Franklin, Virginia, with everyday essentials already within walking distance. A VA loan can make this kind of purchase even more accessible if you have qualifying service, and the low-key neighborhood means you can settle in without the noise of a high-turnover area.

More buyer questions

How far is 1328 Clay Street from Joint Staff J7 Suffolk?

The drive from 1328 Clay Street in Franklin to Joint Staff J7 in Suffolk is approximately 41 minutes under normal traffic conditions, heading northeast via Route 58.

What is the square footage of 1328 Clay Street, Franklin, VA?

The home at 1328 Clay Street offers 2,096 square feet of living space across a 3-bedroom, 2-bath layout built in 1965.

Is 1328 Clay Street in a flood zone?

Flood zone information for 1328 Clay Street is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation specific to this parcel.

Where is the nearest grocery store to 1328 Clay Street?

Food Lion is the closest full grocery option at just 0.6 miles from the address, with a Dollar General at the same distance for everyday household items.

Can a VA loan be used to purchase a home in Franklin, Virginia?

Yes — eligible service members and veterans can use a VA loan to purchase a home in Franklin, Virginia, and Southampton County properties like this one typically qualify without issue.

Ready to take a closer look at 1328 Clay Street? Tom and Dariya Milan at LPT Realty know Franklin well — reach out and they'll walk you through everything.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
  • MiddleJoseph P. King Jr. Middle
  • HighFranklin

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,979/mo

Principal & interest

$1,609

Property tax

$280

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

95% of $325,900

City assessment record · taxes $3,357/yr

Land share of assessed value

18% — $60,000

Improvements $265,900 · assessor record ✓

Price context — similar nearby homes

$265,000$350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

387 N College DR · 0.3 mi · 2,145 sqft$350,000 sold 2026-06
209 Robinhood RD · 0.2 mi · 2,344 sqft$344,800 sold 2026-02
104 Hunterdale RD · 0.2 mi · 1,832 sqft$290,000 sold 2026-02

Sale & Tax History

List Price

$310,000

Price / Sq Ft

$148

Annual Taxes

$3,357

Monthly Tax

$280

HOA

None

Tax Rate (effective)

1.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 31, 2026$310,000
Currently listed$310,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$325,900

Land

$60,000

Improvement

$265,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1328 Clay Street St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 1328 Clay Street St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1328 Clay Street St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1328 Clay Street St built?+
It was built in 1965, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Margaret Etheridge · RE/MAX Country to Coast · REIN MLS #10646939

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1328 Clay Street St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1328 Clay Street St, Franklin, Virginia 23851 · MLS #10646939 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.