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Portsmouth › ALL OTHERS AREA 22 › 1315 Spratley St✓ Source: REIN MLS #10651000 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold
1315 Spratley ST, PORTSMOUTH VA 23704 - Main photo
1315 Spratley ST, PORTSMOUTH VA 23704 - Photo 2
1315 Spratley ST, PORTSMOUTH VA 23704 - Photo 3
1315 Spratley ST, PORTSMOUTH VA 23704 - Photo 4
1315 Spratley ST, PORTSMOUTH VA 23704 - Photo 5
4beds
2.1baths
1,904sqft
41days on market

1315 Spratley St, Portsmouth, VA 23704

ActiveResidential · built 2003 · ALL OTHERS AREA 22

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2003

Price / sqft

$208

HOA

None

Taxes

$3,588/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10651000

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
1,904
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
9
Other rooms
Attic, Breakfast Area, PBR with Bath, Office/Study, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Full
Waterfront
Creek

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3570
Subdivision
ALL OTHERS AREA 22
Zoning
UR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Portsmouth waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Move-in ready with updated systems, newer appliances, and the opportunity for an eligible VA buyer to ASSUME the existing 5.75% VA loan. Waterfront home in Portsmouth's Park View subdivision offers 4 bedrooms, 2.5 baths, and 1,904 sqft on a fenced 0.36-acre lot overlooking Owens Creek. Major systems have already been updated, with the roof, HVAC, and water heater all under 6 years old. Solar panels provide built-in energy savings. Recent improvements include added drainage pumps, a new front door, and a new glass back door with internal blinds. Dishwasher, washer, and refrigerator are approximately 2 years old. The kitchen features granite countertops and stainless steel appliances and opens to the breakfast area and great room. The primary suite includes a full ensuite bath, while a walk-in attic, walk-in closet, and built-in bar offer additional storage and character. Outside, enjoy the fenced yard, deck, attached garage, and creek views. Just minutes from boat docks and convenient to hospitals, military bases, and major interstates.

Listing courtesy of Erika Granderson · The Hogan Group Real Estate · REIN MLS #10651000

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This four-bedroom, two-bath home sits just one minute from Naval Medical Center Portsmouth. Built in 2003 with 1,904 square feet, it offers solid space for daily living. You're in the heart of Portsmouth with quick access to groceries, dining, and parks.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23704, homes for sale zoned for Norcom High School, and homes for sale zoned for Park View Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Olde Towne Portsmouth homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

Location is the standout here. You're steps away from Naval Medical Center Portsmouth and USCG Base Portsmouth, making commutes nearly instant. The 2003 construction means updated systems without the premium price tag of newer builds. Four bedrooms and two full baths give you room to spread out. A corner lot in an established neighborhood adds character and flow.

ALL OTHERS AREA 22 and the Portsmouth real estate market

Portsmouth is a working waterfront city with deep maritime roots and genuine neighborhood character. Tree-lined streets anchor the residential blocks, and homes here reflect decades of steady community life. You'll find a mix of older and mid-century properties, each with its own story. Daily life is easy—groceries at Amoco, Food Lion, or Old Towne Market Place are all under half a mile away. Coffee and quick bites are steps away at Starbucks, Wawa, or one of several nearby restaurants. Crawford Park and Fort Nelson Park offer green space for outdoor time. If you're comparing homes for sale in Portsmouth, note that this zip code puts you in the center of the action. The city itself is compact and walkable, with the Elizabeth River waterfront just beyond your neighborhood. Anyone comparing homes for sale in 23704 will notice the military proximity—it's a defining feature of living here.

What's nearby

Starbucks and Wawa sit just a few blocks away for your morning routine. Halal shack, Church's Texas Chicken, and Hardee's are all within a short walk. Grocery shopping is convenient at Amoco, Food Lion, or Old Towne Market Place—all less than half a mile. Crawford Park and Fort Nelson Park are nearby for outdoor time, and Needle Beach adds waterfront access. Riverview Aquatics Center and NMC Portsmouth Gym offer fitness options within walking distance.

For different buyers

Base commute and VA loan notes

One minute to Naval Medical Center Portsmouth and three minutes to USCG Base Portsmouth means your commute is essentially eliminated. VA loan financing is common and straightforward in this zip code. The home's 2003 construction and solid four-bedroom layout let you move in without major repairs or upgrades.

Room to grow

Four bedrooms give you space for kids, a home office, or guests. Two full baths plus a half bath reduce morning conflicts. The 1,904 square feet layout flows well for a household that needs room to grow. A fenced yard and established neighborhood provide the stability and outdoor space you're looking for.

More buyer questions

How far is 1315 Spratley Street from Naval Medical Center Portsmouth?

It's about one minute away by car. Your commute is essentially a straight shot.

What grocery stores are near this address?

Amoco, Food Lion, and Old Towne Market Place are all within half a mile. You can walk to any of them in under ten minutes.

Are there parks nearby for outdoor time?

Crawford Park and Fort Nelson Park are both within a few blocks. Needle Beach, which offers waterfront access, is about a quarter mile away.

Is this home zoned for a specific school?

Anyone comparing homes for sale zoned for Norcom High School or homes for sale zoned for Park View Elementary School should check the current assignment with Portsmouth Public Schools, as zone boundaries can shift.

What's the commute like to USCG Base Portsmouth?

It's about three minutes by car. The location works well if you're stationed there or have regular business at the base.

Ready to explore this Portsmouth home? Reach out to Tom & Dariya Milan at LPT Realty. Let's schedule your tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$335K – $460K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 515529

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 515529

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

5.7 ft above sea level

2.3 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Olde Towne Portsmouth neighborhood of Portsmouth. see more Portsmouth homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,472/mo

Principal & interest

$2,057

Property tax

$299

Home insurance

$116

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

137% of $289,370

City assessment record · taxes $3,588/yr

Land share of assessed value

19% — $54,050

Improvements $235,320 · assessor record ✓

Price context — similar nearby homes

$265,000 – $381,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3906 Deep Creek BLVD · 2.6 mi · 1,900 sqft$288,700 sold 2026-05
429 Forecastle ST · 2.8 mi · 1,903 sqft$381,000 sold 2026-07
254 Independence ST · 2.7 mi · 1,959 sqft$333,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$396,500

Price / Sq Ft

$208

Annual Taxes

$3,588

Monthly Tax

$299

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 27, 2026$396,500—
Price reducedOct 7, 2026$396,500−$3,400
Currently listed—$396,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

37% above assessment

Total Assessed

$289,370

Land

$54,050

Improvement

$235,320

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

41 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1315 Spratley St in a good school zone?+
The assigned zones on the listing record are Park View Elementary (VaHome School Score 3.6/10), Churchland Middle (VaHome School Score 2.7/10), IC Norcom. School attendance zones can change — always confirm enrollment with the local school division.
Is 1315 Spratley St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 1315 Spratley St a waterfront property?+
Yes. The listing record shows: Creek.
Does 1315 Spratley St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1315 Spratley St built?+
It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Erika Granderson · The Hogan Group Real Estate · REIN MLS #10651000

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1315 Spratley St, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1315 Spratley St, Portsmouth, Virginia 23704 · MLS #10651000 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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