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Moyock › LOTUS RIDGE › 128 Pema St✓ Source: REIN MLS #10637777 · record updated Jun 3, 2026 · synced every 2 min · your inquiry is never resold
128 PEMA ST, MOYOCK NC 27958 - Main photo
128 PEMA ST, MOYOCK NC 27958 - Photo 2
128 PEMA ST, MOYOCK NC 27958 - Photo 3
128 PEMA ST, MOYOCK NC 27958 - Photo 4
128 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,696sqft
0days on market

128 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$304

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10637777

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

EDEN CAY. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10637777

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

128 Pema St is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — 1,696 square feet of fresh construction sitting moments from the Virginia border, with everyday errands, dining, and a dog park all within half a mile.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're the first person to call this place home — no inherited quirks, no deferred maintenance, just clean lines and current building standards throughout. The location in Moyock puts you at a genuinely useful crossroads: close enough to Hampton Roads employment and military installations to make the commute workable, yet in a quieter Currituck County setting where the pace is noticeably different from the city side of the state line.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern tip of Currituck County, North Carolina, right where the coastal plain starts to flatten toward the Outer Banks corridor. It's a small community that has grown steadily as buyers from the Hampton Roads metro discovered that crossing into North Carolina could mean more space and a different tax structure without giving up access to Virginia Beach, Chesapeake, or the military installations that anchor the region's economy. The streets around Pema St have that new-growth character — a mix of recently built homes and open land — without feeling isolated. You're close to US-168, which is the main artery connecting Moyock to Chesapeake to the north and the Outer Banks to the south. Currituck County's low-density feel is a genuine draw for people who want breathing room, and the proximity to the North Carolina coast means weekend trips to the beach don't require much planning at all.

What's nearby

Daily life around 128 Pema St is surprisingly convenient for a small-town address. Food Lion and Total Wine are both within 0.4 miles, and a Dollar General rounds out quick-errand options just down the road. When dinner doesn't need to be elaborate, Domino's Pizza and Wendy's are both about 0.3 miles away, and Mr. Lu Chinese Restaurant is half a mile out for something different. Coffee is covered by Jo.Nathan's Coffee at 0.7 miles or Dunkin' just under a mile away. Dog owners will appreciate Paw's Moyock 18 Acre Dog Park only 0.3 miles from the front door — one of the more generous off-leash spaces you'll find anywhere in the region.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 33 minutes north, and Dam Neck Annex is roughly 43 minutes — both workable for daily commutes, especially when a VA loan can make new construction more accessible than many buyers expect. Moyock's North Carolina address also means a different cost-of-living baseline while keeping you firmly within range of Hampton Roads installations.

For first-time buyers

A 2026 build means everything is under warranty and nothing needs updating — which matters a lot when you're stretching to make a first purchase work. Three bedrooms, two baths, and 1,696 square feet give you real room to grow, and Moyock's position just south of the Virginia line keeps you connected to a large employment market without paying Virginia prices for the privilege.

More buyer questions

How far is 128 Pema St from Dam Neck Annex?

Dam Neck Annex is approximately 43 minutes from 128 Pema St via US-168 north through Chesapeake and into Virginia Beach. The route is straightforward, though peak-hour traffic near the Virginia border can add time.

What is the flood zone status for 128 Pema St in Moyock?

Flood zone designation for this address is handled by the FloodRisk tile on this page, which pulls current FEMA map data — check that section for the most accurate zone classification.

Is there an HOA at 128 Pema St?

HOA status for this property should be confirmed through current disclosure documents, as community governance can change between listing cycles — your agent can pull the latest details.

What year was 128 Pema St built?

128 Pema St was built in 2026, making it brand-new construction — the first occupant will be the home's first owner.

Where is Moyock, NC relative to Virginia Beach and Chesapeake?

Moyock sits in northern Currituck County, North Carolina, directly south of Chesapeake, Virginia — typically 20 to 30 minutes from the Chesapeake city center and 40 to 50 minutes from central Virginia Beach depending on your destination and traffic.

Tom and Dariya Milan at LPT Realty know this Moyock corridor well — reach out to talk through what 128 Pema St could look like as your next address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$435K – $595K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,036/mo

Principal & interest

$2,677

Property tax

$208

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$425,000 – $484,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

106 First View WAY · 0.3 mi · 1,533 sqft$425,000 sold 2026-07
111 Brookdale CT · 1 mi · 1,610 sqft$450,000 sold 2026-07
103 S Heritage Tree MNR · 0.8 mi · 1,448 sqft$429,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$515,935

Price / Sq Ft

$304

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$515,935—
Currently listed—$515,935—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 128 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 128 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 128 Pema St?+
Paw’s Moyock 18 Acre Dog Park is about 0 miles away.
Where is the nearest grocery store to 128 Pema St?+
Total wines is about 0 miles away. The closest dining on record is Wendy's (0.1 mi).
Does 128 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 128 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10637777

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

128 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

128 Pema St, Moyock, North Carolina 27958 · MLS #10637777 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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