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Moyock › LOTUS RIDGE › 128 Pema St✓ Source: REIN MLS #10637777 · record updated Jun 3, 2026 · synced every 2 min · your inquiry is never resold
128 PEMA ST, MOYOCK NC 27958 - Main photo
128 PEMA ST, MOYOCK NC 27958 - Photo 2
128 PEMA ST, MOYOCK NC 27958 - Photo 3
128 PEMA ST, MOYOCK NC 27958 - Photo 4
128 PEMA ST, MOYOCK NC 27958 - Photo 5
$515,935
$304 / sqft · est. $3,086/mo →
3beds
2baths
1,696sqft
0days on market

128 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$304

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10637777

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

EDEN CAY. SOLD. TBB.

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10637777

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

128 Pema St is a brand-new 2026-built, three-bedroom, two-bath home in Moyock, North Carolina — offering 1,696 square feet of fresh construction in a quiet Currituck County setting with everyday conveniences just steps from your front door.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — roof, systems, finishes — is factory-fresh and built to current code. You're not inheriting someone else's deferred maintenance or dated design choices. Sitting in Moyock's growing corridor, this 1,696-square-foot single-family home gives you a clean slate in a community that's drawing buyers who want elbow room without sacrificing quick access to the Hampton Roads metro.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern tip of Currituck County, North Carolina — just south of the Virginia state line and a short drive from the Chesapeake city limits. The pace here is decidedly unhurried: wide lots, newer subdivisions, and a landscape that still feels open compared to the denser neighborhoods across the border. Pema St itself is part of Moyock's expanding residential fabric, where 2020s-era construction is gradually filling in a community that's earned a reputation as a smart landing spot for buyers priced out of Virginia Beach or Chesapeake without wanting to sacrifice commute viability. Currituck County's lower tax rate compared to many Virginia jurisdictions is a frequent topic among neighbors, and the lack of a state income tax on military retirement pay is a detail worth knowing. Life here has a low-key rhythm — mornings are quiet, traffic is manageable, and the Outer Banks feel genuinely reachable on a weekend afternoon.

What's nearby

Daily errands barely require leaving the neighborhood. Food Lion is 0.4 miles away for grocery runs, and Total Wine is just 0.3 miles if you're stocking up for the weekend. Dollar General rounds out the quick-stop options at 0.5 miles. When dinner is someone else's job, Domino's Pizza and Wendy's are both within 0.3 miles, and Mr. Lu Chinese Restaurant is a half-mile away for something different. Coffee is covered by Jo.Nathan's Coffee at 0.7 miles and Dunkin' at 0.9 miles. Dog owners will love that Paw's Moyock 18 Acre Dog Park is just 0.3 miles from the front door — a genuinely rare amenity this close to home.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about 33 minutes north, and Dam Neck Annex is roughly 43 minutes away — both workable commutes from Moyock. A VA loan can make new construction like this especially accessible, and North Carolina's favorable treatment of military retirement income is a long-term financial detail worth discussing with your advisor. The newer build also means fewer surprise repair bills during those busy PCS-transition months.

For first-time buyers

Starting fresh in a 2026-built home means no mystery repairs, no aging appliances, and no wondering what the previous owners left behind. At 1,696 square feet across three bedrooms and two baths, 128 Pema St is a right-sized first home in a Currituck County community where the cost of living tends to run friendlier than comparable spots across the Virginia border. Groceries, coffee, and a dog park are all under a mile away — practical from day one.

More buyer questions

How far is 128 Pema St from Dam Neck Annex?

Dam Neck Annex is approximately 43 minutes from 128 Pema St, heading north through Chesapeake and into Virginia Beach. The route is primarily highway driving, which keeps the commute predictable on most mornings.

What county is 128 Pema St in?

128 Pema St is located in Currituck County, North Carolina. Currituck County is known for relatively low property tax rates and a quieter, more rural character compared to the adjacent Hampton Roads metro area.

Is 128 Pema St in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA designation and any lender requirements.

When was 128 Pema St built?

128 Pema St was built in 2026, making it brand-new construction. All major systems, finishes, and structural components are current-code and under their original warranties.

Does 128 Pema St have an HOA?

HOA status for this property should be confirmed through current disclosure documents — your agent can pull that detail quickly during the due-diligence process.

Curious whether 128 Pema St fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this Moyock corridor well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,036/mo

Principal & interest

$2,677

Property tax

$208

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$425,000 – $484,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

106 First View WAY · 0.3 mi · 1,533 sqft$425,000 sold 2026-07
111 Brookdale CT · 1 mi · 1,610 sqft$450,000 sold 2026-07
103 S Heritage Tree MNR · 0.8 mi · 1,448 sqft$429,000 sold 2026-05

Sale & Tax History

List Price

$515,935

Price / Sq Ft

$304

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$515,935—
Currently listed—$515,935—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 128 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 128 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 128 Pema St?+
Paw’s Moyock 18 Acre Dog Park is about 0 miles away.
Where is the nearest grocery store to 128 Pema St?+
Total wines is about 0 miles away. The closest dining on record is Wendy's (0.1 mi).
Does 128 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 128 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10637777

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

128 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

128 Pema St, Moyock, North Carolina 27958 · MLS #10637777 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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