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✓ Source: REIN MLS #10637777 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
128 PEMA ST, MOYOCK NC 27958 - Main photo
128 PEMA ST, MOYOCK NC 27958 - Photo 2
128 PEMA ST, MOYOCK NC 27958 - Photo 3
128 PEMA ST, MOYOCK NC 27958 - Photo 4
128 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,696sqft
0days on market

128 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

EDEN CAY. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10637777

Facts & features

Type

Residential

Year built

2026

Price / sqft

$304

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10637777

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

New construction three-bedroom, two-bath home in Moyock with 1,696 square feet. Built in 2026, this residential property sits about 10 minutes from NSA Northwest Annex. You'll find grocery stores and dining options within walking distance.

Read the full overview ↓

Why this home stands out

This brand-new build offers modern construction and clean lines throughout. The open floor plan spans 1,696 square feet across three bedrooms and two full baths. You're buying a home with current building standards and no deferred maintenance. Location-wise, you're positioned between two military installations while staying in a quieter North Carolina setting. The proximity to NSA Northwest Annex keeps your commute short.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern Outer Banks region of North Carolina, a quieter area that balances rural charm with convenient access to military installations. The neighborhood itself is residential and straightforward—tree-lined streets with single-family homes and working properties. Daily life centers around local commerce and outdoor recreation rather than urban density. Getting around is easy by car; most errands are a few minutes away. The town has a small-town feel while staying connected to the larger Hampton Roads region. You're close enough to Naval Station Norfolk and other bases that many commuters choose Moyock for its affordability and space. Schools and services are accessible, and the pace is noticeably slower than the Virginia Beach or Norfolk corridors.

What's nearby

Groceries are right at hand: Total Wines sits 0.3 miles away, Food Lion at 0.4 miles, and Dollar General at 0.5 miles. For meals, Domino's Pizza and Wendy's are both 0.3 miles out, while Mr. Lu Chinese Restaurant is 0.5 miles. Coffee runs are easy—Jo.Nathan's Coffee is 0.7 miles and Dunkin' is 0.9 miles. Recreation is close too: Paw's Moyock 18 Acre Dog Park sits just 0.3 miles away, offering plenty of space for outdoor activities.

For different buyers

Base commute and VA loan notes

About 10 minutes to NSA Northwest Annex and 33 minutes to USCG Finance Center Chesapeake. This new construction qualifies for VA loan financing. Modern systems are in place with zero immediate repairs needed. Moyock offers lower cost of living than nearby Virginia cities while keeping your commute manageable.

Room to grow

Three bedrooms and two full baths give you room to spread out across 1,696 square feet. The open floor plan works well for modern living. New construction means updated systems, efficient layouts, and no surprise repairs. You'll have space for a home office, guest room, or growing needs without the hassle of older-home maintenance.

More buyer questions

How far is 128 Pema St from NSA Northwest Annex?

About 10 minutes by car. The commute is straightforward and keeps you close to base while living in a quieter area.

What grocery stores are near this address?

Total Wines, Food Lion, and Dollar General are all within half a mile. You can handle most shopping trips in minutes.

Is this home new construction?

Yes. Built in 2026, it features modern building standards, current systems, and no deferred maintenance.

Are there parks or recreation nearby?

Paw's Moyock 18 Acre Dog Park is just 0.3 miles away, offering plenty of outdoor space for recreation and activities.

Can I use a VA loan to finance this property?

Yes. VA loan financing is available for eligible buyers, and this new construction home qualifies.

Ready to explore 128 Pema St? Contact Tom & Dariya Milan at LPT Realty to schedule your showing today.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$435K – $595K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

12min·6.9mi

USCG Finance Ctr

Coast Guard

25min·18.2mi

Dam Neck

Navy

52min·30.9mi

NNSY

Navy

34min·26.5mi

NAS Oceana

Navy

53min·29.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,036/mo

Principal & interest

$2,677

Property tax

$208

Home insurance

$150

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$425,000 – $529,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

106 First View WAY · 0.3 mi · 1,533 sqft$425,000 sold 2026-07
111 Brookdale CT · 1 mi · 1,610 sqft$450,000 sold 2026-07
103 S Heritage Tree MNR · 0.8 mi · 1,448 sqft$429,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$515,935

Price / Sq Ft

$304

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 26, 2026$515,935—
Currently listed—$515,935—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 128 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 128 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 128 Pema St?+
Paw’s Moyock 18 Acre Dog Park is about 0 miles away.
Where is the nearest grocery store to 128 Pema St?+
Total wines is about 0 miles away. The closest dining on record is Wendy's (0.1 mi).
Does 128 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 128 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10637777

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

128 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

128 Pema St, Moyock, North Carolina 27958 · MLS #10637777 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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