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Cape Charles › CAPE CHARLES › 124 Creekside Ln✓ Source: REIN MLS #10574020 · record updated Jan 22, 2026 · synced every 2 min · your inquiry is never resold
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4beds
3.1baths
3,411sqft
511days on market

124 Creekside Ln, Cape Charles, VA 23310

ActiveResidential · built 2025 · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2025

Price / sqft

$711

HOA fee

$183/mo

Taxes

$20,000/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10574020

HOA association includes

ClubhouseExercise RmGated CommunityGolfPoolPriv BeachSecurityTennis Cts

$183/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,411
Stories
2
Flooring
Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
12
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Contemp, Cottage, Farmhouse
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Creek

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Zoning
RESIDENT
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car
Possession
AT SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Pinewood Park, located on the shores of Old Plantation Creek, is part seaside cottage and part Eastern Shore modern farmhouse. Beacon Custom Homes has envisioned a design destined to be one of Bay Creek's finest homes, perfectly situated on a spacious homesite with arguably one of the most scenic water views on the entire Eastern Shore. The family and dining room spaces have high ceilings and telescoping doors, leading to a majestic wrap-around rear porch. The kitchen boasts a large island, pantry and classic maple cabinetry. The main level owner's suite features an expansive bath, two walk-in closets and an adjoining sitting room. Upstairs you'll discover two bedrooms with ensuite bathrooms, a loft and a bunkroom. Two-car garage with a third bay for your golf cart, bikes, and kayaks.

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10574020

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

124 Creekside Lane is a 2025-built, 4-bedroom, 3.1-bath home spanning 3,411 square feet in Cape Charles, Virginia — a walkable, waterfront-flavored small town on Virginia's Eastern Shore with a distinct character you won't find anywhere else in the region.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything — mechanicals, finishes, systems — is at day zero. With 3,411 square feet across four bedrooms and three and a half baths, this is a genuinely spacious home in a town where large, modern footprints are rare. Cape Charles is a place people discover and then quietly move to; 124 Creekside Lane puts you right in the middle of that story.

About the Cape Charles real estate market

Cape Charles sits at the southern tip of Virginia's Eastern Shore, a narrow peninsula where the Chesapeake Bay meets the Atlantic approach. The town itself is small — a tight grid of tree-lined streets, a historic downtown with independent shops and restaurants, and a harbor that draws sailors and kayakers alike. The Cape Charles neighborhood around Creekside Lane has a relaxed, unhurried energy that feels genuinely different from the suburban sprawl across the Bay Bridge-Tunnel. Daily errands and evening walks often happen on the same trip. The town's central beach, the historic district, and the marina are all within easy reach, and the surrounding Northampton County landscape — farmland, wildlife refuges, and open water — gives the whole area a sense of breathing room that's increasingly hard to find. For anyone comparing Cape Charles homes for sale, the combination of new construction scale and small-town setting here is a genuinely short list.

What's nearby

Coach House Tavern is about a mile away — a local favorite that makes weeknight dinners feel like an occasion without requiring a drive. Beyond that single anchor, Cape Charles's compact downtown means coffee, the post office, the beach, and the farmers market are all within a short walk or bike ride from Creekside Lane. The Cape Charles Natural Area Preserve and Kiptopeke State Park are a short drive south for hiking and birding. The Chesapeake Bay Bridge-Tunnel connects the Eastern Shore to Virginia Beach and the broader Hampton Roads metro in roughly an hour.

For different buyers

For military families relocating

Joint Base Langley-Eustis is approximately 47 minutes from 124 Creekside Lane via the Chesapeake Bay Bridge-Tunnel — a commute that trades highway congestion for open-road driving and a genuinely different quality of life on the other side. The 2025 build date means VA loan buyers step into a home with zero deferred maintenance and full warranty coverage from day one.

For buyers drawn to character

Cape Charles has the bones of a place people write about — a Victorian-era downtown, a working harbor, a real beach, and neighbors who chose this town on purpose. At 3,411 square feet, 124 Creekside Lane gives you the space of a suburban build with the soul of somewhere worth staying. If you've been searching for character without compromise, this address deserves a serious look.

More buyer questions

How far is 124 Creekside Lane from Joint Base Langley-Eustis?

The drive is approximately 47 minutes under normal conditions, crossing the Chesapeake Bay Bridge-Tunnel from the Eastern Shore into Hampton. It's a longer commute than living in Hampton or Newport News, but many service members find the trade-off worthwhile given Cape Charles's quality of life.

What is the flood zone status for 124 Creekside Lane?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance requirements.

Is there an HOA at 124 Creekside Lane?

HOA status for the Cape Charles neighborhood on Creekside Lane should be confirmed through current disclosure documents — your agent can pull that detail quickly.

What are the nearest grocery and pharmacy options to 124 Creekside Lane?

Cape Charles has limited in-town grocery options, so most residents head to nearby Cheriton or Exmore for a fuller grocery run — both are within about 15 minutes north on Route 13.

Where is 124 Creekside Lane relative to the Cape Charles beach and downtown?

The home is in the Cape Charles neighborhood, putting the town's central beach and the historic downtown commercial district within comfortable walking or biking distance for most residents.

Tom and Dariya Milan at LPT Realty know Cape Charles and the Eastern Shore well — reach out to talk through what 124 Creekside Lane could look like for your family, your timeline, and your goals.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$2.1M – $2.8M4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$14,962/mo

Principal & interest

$12,588

Property tax

$1,667

Home insurance

$708

PMI

None

HOA/Condo (paid separately)

$183

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$850,000 – $1,850,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 4 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4 Martz CT · 0.4 mi · 3,100 sqft$850,000 sold 2026-08
8 Seay CT · 0.4 mi · 3,780 sqft$950,000 sold 2026-06
230 Muirfield DR · 1.4 mi · 3,065 sqft$1,200,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$2,426,000

Price / Sq Ft

$711

Annual Taxes

$20,000

Monthly Tax

$1,667

HOA fee

$183 / mo

Tax Rate (effective)

0.82%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 11, 2025$2,426,000—
Currently listed—$2,426,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

511 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 124 Creekside Ln in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 124 Creekside Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 124 Creekside Ln a waterfront property?+
Yes. The listing record shows: Creek.
Does 124 Creekside Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Exercise Rm, Gated Community, Golf, Pool, Priv Beach, Security, Tennis Cts.
When was 124 Creekside Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Linda Buskey · Bay Creek Realty LLC · REIN MLS #10574020

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

124 Creekside Ln, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

124 Creekside Ln, Cape Charles, Virginia 23310 · MLS #10574020 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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