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FranklinALL OTHERS AREA 671209 Clay St✓ Source: REIN MLS #10650694 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
1209 Clay ST, FRANKLIN VA 23851 - Main photo
1209 Clay ST, FRANKLIN VA 23851 - Photo 2
1209 Clay ST, FRANKLIN VA 23851 - Photo 3
1209 Clay ST, FRANKLIN VA 23851 - Photo 4
1209 Clay ST, FRANKLIN VA 23851 - Photo 5
4beds
2.1baths
2,650sqft
8days on market

1209 Clay St, Franklin, VA 23851

ActiveResidential · built 1946 · ALL OTHERS AREA 67

Facts & features

Type

Residential

Year built

1946

Price / sqft

$119

HOA

None

Taxes

$2,822/yr

County

Franklin VA

MLS #

10650694

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,650
Stories
2
Flooring
Ceramic, Laminate/LVP, Wood
Total rooms
8
Appliances
Dishwasher, Dryer, Microwave, Gas Range, Refrigerator, Washer

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Aluminum,Wood
Pool
No Pool
Fencing
Other

Utilities & systems

Heating
Basebd, Radiator
Cooling
Central Air, Window/Wall
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4990
Subdivision
ALL OTHERS AREA 67
Zoning
RO
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Do not miss out on the opportunity to own this beautiful Cape Cod, with your personal touches it is only time and a few signatures standing in between you and getting your Christmas Tree out of storage and UP!!! Let's get to MOVING..

Listing courtesy of Christine Hill · Family First Realty Inc · REIN MLS #10650694

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A four-bedroom, two-and-a-half-bath home built in 1946 in Franklin, Virginia, offering 2,650 square feet of living space on a residential lot — a substantial footprint with mid-century bones in a small city that punches above its weight for everyday convenience.

Read the full overview ↓

Why this home stands out

Homes from the 1940s carry a solidity that newer construction rarely matches — thicker walls, mature lot trees, and rooms sized for actual living rather than optical illusions. At 2,650 square feet across four bedrooms, 1209 Clay Street gives you genuine space without the sprawl of a far-flung suburb. The half-bath adds everyday practicality, and Franklin's compact layout means you're never far from what you need.

ALL OTHERS AREA 67 and the Franklin real estate market

Franklin, Virginia sits in Southampton County in the western corner of Hampton Roads, straddling the Blackwater River with a downtown core that's genuinely walkable by small-city standards. Clay Street is a residential address in the heart of the city — the kind of block where neighbors know each other and mature trees line the sidewalks. Franklin has the feel of a community that takes care of itself: a Main Street with local businesses, city parks, and a hospital within easy reach. For buyers comparing Franklin homes for sale, the city's scale is a real asset — errands don't require a highway, and you're not trading quality of life for affordability. The surrounding region connects you to Suffolk, Isle of Wight County, and the broader Hampton Roads metro via US-58 and US-460, keeping larger employment centers within a reasonable commute.

What's nearby

Daily life is well-supported from Clay Street. Southampton Memorial Hospital is just minutes away, and downtown Franklin's mix of local shops, a pharmacy, and dining options means routine errands stay close to home. US-58 gives you a direct line west toward Emporia or east toward Suffolk and the rest of Hampton Roads. Grocery options, a public library, and city parks are all within a short drive. For weekend variety, the Blackwater River offers outdoor recreation, and the broader Isle of Wight and Suffolk corridors add retail and restaurant depth within 30 to 40 minutes.

For different buyers

For military families relocating

Joint Staff J7 Suffolk runs about 41 minutes up US-58 — manageable for a daily commute, and Franklin's lower cost of living means a VA loan goes noticeably further here than closer to base. Four bedrooms handle deployment cycles and growing families with room to spare, and the city's tight-knit character makes it easier to put down roots between PCS moves.

For families upgrading

If you're weighing Franklin homes for sale and need room for a growing household, 2,650 square feet across four bedrooms is a meaningful step up. The 1946 construction means you're getting solid bones rather than builder-grade shortcuts, and the half-bath keeps morning routines from turning into a bottleneck. Families comparing homes for sale zoned for Franklin city schools will find this address sits squarely within the city limits.

More buyer questions

How far is 1209 Clay Street from Joint Staff J7 Suffolk?

The drive is approximately 41 minutes via US-58 East under normal traffic conditions, making it a workable daily commute for service members stationed there.

Is 1209 Clay Street in a flood zone?

Franklin does have areas near the Blackwater River with flood zone designations — the FloodRisk tile on this page shows the specific zone and panel information for this address.

What is the lot and property type at 1209 Clay Street?

The property is a single-family residential home built in 1946, with 2,650 square feet of living space, four bedrooms, and two and a half bathrooms on a residential city lot.

Does 1209 Clay Street have an HOA?

There is no HOA associated with this address based on available property data, so you won't have monthly association dues or deed restrictions layered on top of ownership.

Where is Franklin, Virginia relative to the rest of Hampton Roads?

Franklin sits at the western edge of the Hampton Roads region in Southampton County, roughly 35 miles southwest of Suffolk and about 60 miles from Norfolk — connected to the metro via US-58 and US-460.

Tom and Dariya Milan at LPT Realty know this market inside and out — reach out today to get the full picture on 1209 Clay Street and what it could mean for your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$265K – $365K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
  • MiddleJoseph P. King Jr. Middle
  • HighFranklin

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,962/mo

Principal & interest

$1,634

Property tax

$235

Home insurance

$92

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

129% of $244,100

City assessment record · taxes $2,822/yr

Land share of assessed value

20% — $48,000

Improvements $196,100 · assessor record ✓

Price context — similar nearby homes

$305,000$469,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 Sunset DR · 0.1 mi · 2,724 sqft$380,000 sold 2026-02
845 Clay ST · 0.4 mi · 2,792 sqft$305,000 sold 2026-03
102 Irving ST · 0.4 mi · 2,450 sqft$325,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$315,000

Price / Sq Ft

$119

Annual Taxes

$2,822

Monthly Tax

$235

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 25, 2026$315,000
Currently listed$315,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

29% above assessment

Total Assessed

$244,100

Land

$48,000

Improvement

$196,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1209 Clay St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 1209 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1209 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1209 Clay St built?+
It was built in 1946, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Christine Hill · Family First Realty Inc · REIN MLS #10650694

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1209 Clay St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1209 Clay St, Franklin, Virginia 23851 · MLS #10650694 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.