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Franklin › CLAY MEADOWS › 120 Irving St✓ Source: REIN MLS #10651729 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
120 Irving ST, FRANKLIN VA 23851 - Main photo
120 Irving ST, FRANKLIN VA 23851 - Photo 2
120 Irving ST, FRANKLIN VA 23851 - Photo 3
120 Irving ST, FRANKLIN VA 23851 - Photo 4
120 Irving ST, FRANKLIN VA 23851 - Photo 5
3beds
2baths
1,601sqft
0days on market

120 Irving St, Franklin, VA 23851

Under ContractResidential · built 2026 · CLAY MEADOWS

Facts & features

Type

Residential

Year built

2026

Price / sqft

$219

HOA fee

$50/mo

Taxes

$3,965/yr

County

Franklin VA

MLS #

10651729

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5000
Subdivision
CLAY MEADOWS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

BRAMANTE RANCH. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651729

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 120 Irving Street in Franklin—a brand-new three-bedroom, two-bath home built in 2026. With 1,601 square feet of modern living space, this residential property offers fresh construction quality and move-in readiness. Franklin homes for sale in this price range rarely combine new construction with this much usable space.

Keep searching in Franklin

See all Franklin homes for sale. Browse every listing among homes for sale in Franklin — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 2026, this home features contemporary construction standards and efficient layouts. You'll find three bedrooms and two full bathrooms across 1,601 square feet—enough room without excess. The new-build quality means fewer surprises and lower immediate maintenance needs. Homes for sale in Franklin at this stage of construction offer the advantage of warranty protection and modern building codes. The location puts you close to everyday conveniences while keeping you in a quieter part of town.

CLAY MEADOWS and the Franklin real estate market

Franklin is a small city in southeastern Virginia with a quiet, accessible character. Irving Street sits in a residential area where you're near local shops and services without the density of larger towns. The neighborhood has a straightforward, practical feel—the kind of block that anchors homes for sale in Franklin where neighbors value stability and convenience. Franklin itself is easy to navigate by car; most errands are within a few minutes' drive. The city is about 42 minutes from Joint Staff J7 Suffolk, making it a reasonable commute for those with work in that direction. You'll find a mix of established neighborhoods and newer construction throughout Franklin. Schools, parks, and local services are distributed across the city. The pace here is unhurried, and the cost of living reflects small-town Virginia living.

What's nearby

Daily life is easy here. Food Lion and Dollar General sit less than a mile away for quick grocery runs. Dunkin' and Wawa are both under a mile, perfect for your morning coffee routine. Hungry for dinner? Domino's Pizza, China Express Restaurant, and KFC are all within walking distance or a short drive. James L. Camp Jr. Family YMCA and Anytime Fitness are both about 0.8 miles away if you're looking for a gym. Cameron car wash is nearby too, so keeping your car clean is convenient.

For different buyers

Base commute and VA loan notes

About 42 minutes to Joint Staff J7 Suffolk. VA loan financing is available and common in this market, which can simplify your purchase and reduce upfront costs. New construction means you move in without repairs or surprises. The straightforward layout and modern systems make this home turnkey for anyone ready to settle quickly.

Room to grow

Three bedrooms and two bathrooms give you room to grow without unnecessary square footage. The 1,601-square-foot layout flows well for a household that needs defined spaces. New construction means modern storage solutions throughout. The efficient floor plan works equally well for a small family or anyone who values a flexible, well-organized home.

More buyer questions

How far is 120 Irving Street from Joint Staff J7 Suffolk?

The drive is approximately 42 minutes, depending on traffic and your exact destination at the base.

What grocery stores are near this address?

Food Lion and Dollar General are both less than a mile away, making quick shopping trips very convenient.

Are there restaurants within walking distance?

Yes. Domino's Pizza, China Express Restaurant, and KFC are all within about 0.7 miles, and Dunkin' is 0.7 miles away.

Is there a gym nearby?

James L. Camp Jr. Family YMCA and Anytime Fitness are both about 0.8 miles from the property.

When was this home built?

The property was built in 2026, so it features modern construction standards and new-build warranties.

Ready to explore this Franklin property? Contact us today to schedule a tour and learn more about what 120 Irving Street has to offer.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$295K – $405K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
    —
  • MiddleOther Middle School
    —
  • HighFranklin
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510060

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

79.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

houses for sale in Franklin →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,249/mo

Principal & interest

$1,816

Property tax

$330

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$225,610 – $249,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

119 Summit View LN · 0.7 mi · 1,442 sqft$234,990 sold 2026-09
115 Summit View LN · 0.7 mi · 1,442 sqft$241,655 sold 2026-07
114 SUMMIT VIEW LN · 0.7 mi · 1,442 sqft$237,990 sold 2026-09

Own a home nearby? See what it is worth today — What's your Franklin home worth?

Sale & Tax History

List Price

$349,990

Price / Sq Ft

$219

Annual Taxes

$3,965

Monthly Tax

$330

HOA fee

$50 / mo

Tax Rate (effective)

1.13%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 2, 2026$349,990—
Currently listed—$349,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 120 Irving St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Other Middle School, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 120 Irving St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 120 Irving St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was 120 Irving St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651729

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

120 Irving St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

120 Irving St, Franklin, Virginia 23851 · MLS #10651729 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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