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FranklinCLAY MEADOWS120 Irving St✓ Source: REIN MLS #10651729 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
120 Irving ST, FRANKLIN VA 23851 - Main photo
120 Irving ST, FRANKLIN VA 23851 - Photo 2
120 Irving ST, FRANKLIN VA 23851 - Photo 3
120 Irving ST, FRANKLIN VA 23851 - Photo 4
120 Irving ST, FRANKLIN VA 23851 - Photo 5
$349,990
$219 / sqft · est. $2,299/mo →
3beds
2baths
1,601sqft
0days on market

120 Irving St, Franklin, VA 23851

Under ContractResidential · built 2026 · CLAY MEADOWS

Facts & features

Type

Residential

Year built

2026

Price / sqft

$219

HOA fee

$50/mo

Taxes

$3,965/yr

County

Franklin VA

MLS #

10651729

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5000
Subdivision
CLAY MEADOWS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

BRAMANTE RANCH. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651729

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2026, 120 Irving Street brings a fresh three-bedroom, two-bath home to Franklin, Virginia — 1,601 square feet of new construction in a city where everyday conveniences are less than a mile away and the pace of life feels genuinely manageable.

Read the full overview ↓

Why this home stands out

New construction in an established small city is a rare combination, and 120 Irving Street delivers exactly that. Completed in 2026, this three-bedroom, two-bath home gives you modern systems, current building codes, and a clean slate — no deferred maintenance, no outdated wiring to worry about. At 1,601 square feet, the layout is efficient without feeling cramped, and the Franklin address keeps your commute options open across the western Hampton Roads corridor.

CLAY MEADOWS and the Franklin real estate market

Franklin, Virginia sits in the southwestern corner of Hampton Roads, straddling the Blackwater River and carrying the quiet confidence of a small independent city that knows exactly what it is. The pace here is unhurried — neighbors wave from front porches, traffic is light, and the downtown core along Main Street retains genuine character rather than a curated version of it. Irving Street itself sits in a residential pocket where new construction like 120 Irving Street coexists comfortably with the older fabric of the city. Franklin's size — just over eight thousand residents — means you're never far from anything, but you're also never fighting a crowd to get there. The city sits in Southampton County, giving you access to county amenities while enjoying the services of an independent municipality. For buyers comparing Franklin to larger Hampton Roads markets, the value proposition is straightforward: more home, more land, and a slower rhythm, all within reach of the broader regional economy.

What's nearby

Daily errands from 120 Irving Street are genuinely quick. Food Lion is six-tenths of a mile away for a full grocery run, and Dollar General is at the same distance for grab-and-go needs. When you want to eat out, Domino's Pizza, China Express Restaurant, and KFC are all within seven-tenths of a mile. Don Pancho's Cantina rounds out the local dining mix at the same distance. Coffee and fuel are covered by Dunkin' and Wawa, both under a mile. For fitness, you have two solid options nearby: the James L. Camp Jr. Family YMCA and Anytime Fitness, both about eight-tenths of a mile from your front door.

For different buyers

For military families relocating

Joint Staff J7 Suffolk is roughly 42 minutes from Irving Street — a manageable commute that keeps you connected to the western Hampton Roads military corridor without the congestion of base-adjacent neighborhoods. A VA loan can make a 2026-built home like this one especially compelling, since new construction typically clears appraisal without the friction older homes can introduce. Franklin's lower cost of living also stretches BAH further than larger Hampton Roads cities.

For first-time buyers

A 2026-built home removes one of the biggest first-time buyer anxieties: the unknown. Modern systems, current code compliance, and no immediate repair list mean your early years of ownership are about living in the home, not fixing it. At 1,601 square feet across three bedrooms and two baths, 120 Irving Street is sized right for a household that's growing into homeownership — and Franklin's everyday conveniences being under a mile away makes the daily routine easy from day one.

More buyer questions

How far is 120 Irving Street from Joint Staff J7 Suffolk?

The drive runs approximately 42 minutes under typical conditions, heading northeast through the western Hampton Roads corridor. The route is primarily highway-friendly, which makes the commute more predictable than city-center drives.

What year was 120 Irving Street built?

The home was built in 2026, making it new construction with modern systems, current building standards, and no deferred maintenance inherited from previous owners.

Is 120 Irving Street in a flood zone?

Flood zone status for this property is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the Franklin area.

Where is the nearest grocery store to 120 Irving Street?

Food Lion is six-tenths of a mile away, making it the closest full-service grocery option. Dollar General is at the same distance for everyday essentials.

Can a VA loan be used to purchase 120 Irving Street?

Yes — VA loan financing is available for eligible service members and veterans purchasing in Franklin, Virginia, and new construction like this 2026-built home typically aligns well with VA appraisal requirements.

Tom and Dariya Milan at LPT Realty know Franklin's market from the inside out. Reach out to get your questions answered and take a closer look at 120 Irving Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Franklin$295K – $405K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryS.P. Morton Elementary
  • MiddleOther Middle School
  • HighFranklin

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,249/mo

Principal & interest

$1,816

Property tax

$330

Home insurance

$102

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$225,610$309,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

113 Rawlsdale RD · 0.6 mi · 1,716 sqft$309,900 sold 2026-06
135 Summit View LN · 0.7 mi · 1,442 sqft$249,990 sold 2026-06
123 Summit View LN · 0.7 mi · 1,442 sqft$246,390 sold 2026-07

Sale & Tax History

List Price

$349,990

Price / Sq Ft

$219

Annual Taxes

$3,965

Monthly Tax

$330

HOA fee

$50 / mo

Tax Rate (effective)

1.13%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 2, 2026$349,990
Currently listed$349,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 120 Irving St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Other Middle School, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 120 Irving St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 120 Irving St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None.
When was 120 Irving St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10651729

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

120 Irving St, Franklin — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

120 Irving St, Franklin, Virginia 23851 · MLS #10651729 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.