96 days on market
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$700,000
118 Rigby Ln
Diggs, Virginia 23045
MLS# 10623531 · ALL OTHERS AREA 126 · Mathews County VA
Updated 12 hours ago · Source: REIN MLS
Est. payment
$4,267/mo
Edit below
Price / sq ft
$201
3,476 sq ft
Days on market
96
HOA
None
Year built
1992
34 yrs old
Beds
3
Full Baths
3
Half Baths
1
Sq Ft
3,476
Garage
Yes
Schools
- ElementaryThomas Hunter—
- MiddleThomas Hunter Middle—
- HighMathews—
Info provided by GreatSchools
About this home
Chesapeake Bay, wide open complete waterfront views with protective low-profile island 1000 ft offshore located on 1.43 acres that includes a large deck, wraparound covered porch, sunroom, a private dock on navigable water and a detached 2 car garage featuring an apartment/in law-suite that is currently rented providing income potential. A rare opportunity to own versatile waterfront living with endless views and coa…
Listed by Greg Garrett · Garrett Realty Partners
VaHome Team property overview
118 Rigby Lane sits on 1.43 private acres in the quiet waterside community of Diggs, Virginia — offering 3,476 square feet of living space, three bedrooms, three full baths, one half bath, and a generous lot that gives you real room to breathe in Middlesex County.
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Why this home stands out
What sets 118 Rigby Lane apart is the combination of substantial square footage and a true acre-plus lot in a low-traffic coastal village that most buyers never think to explore. Built in 1992, the home delivers nearly 3,500 square feet of interior space alongside outdoor elbow room that's genuinely hard to find at this scale anywhere along the Middle Peninsula. It's a property that rewards buyers who want privacy without sacrificing a livable, well-proportioned floor plan.
ALL OTHERS AREA 126 and the Diggs real estate market
Diggs is a small, unhurried waterside community tucked into Middlesex County on Virginia's Middle Peninsula, where the Piankatank River meets the Chesapeake Bay. Life here moves at its own pace — neighbors tend to know each other, boat traffic replaces rush-hour noise, and the landscape stays green and open in ways that the Hampton Roads metro rarely allows. The Diggs Virginia 23045 zip code covers a stretch of rural shoreline that has attracted watermen, retirees, and remote workers who want genuine quiet without total isolation. Middlesex County governs the area, keeping the tax base small and the community character intact. The nearest full-service towns are Deltaville to the south and Saluda — the county seat — roughly twenty minutes inland, so daily errands require a short drive, but that trade-off is exactly what draws people here. If you've been searching for a home where the backyard feels like a destination rather than an afterthought, Diggs tends to end that search.
What's nearby
Deltaville, about ten minutes south on Route 33, is the go-to hub for marine supplies, casual waterfront dining, and the basics of everyday life. Saluda offers a broader range of grocery, pharmacy, and retail options in about twenty minutes. The Deltaville Community Center and Stove Point Park give outdoor enthusiasts accessible waterfront access nearby. For a wider selection of dining and shopping, Gloucester Courthouse is roughly thirty-five minutes north, and the full retail corridor of Williamsburg sits about an hour away. Richmond is reachable in under ninety minutes for major medical, airport, and urban amenities.
For different buyers
For military families relocating
Camp Peary and Naval Weapons Station Yorktown are each roughly forty-five minutes from 118 Rigby Lane — a commute that trades congestion for scenery on mostly rural two-lane roads. For a military family using a VA loan to purchase, the combination of acreage, square footage, and a quieter quality of life can make that drive feel like a worthwhile daily reset rather than a burden.
For families upgrading
Three bedrooms, three full baths, a half bath, and 3,476 square feet on 1.43 acres gives a growing family genuine room to spread out — indoors and out. The 1992 construction means the bones are solid and the layout is practical, while the lot size opens the door to a garden, a workshop, a play area, or simply the kind of yard where kids actually want to spend time.
Frequently asked questions
How far is 118 Rigby Lane from Naval Weapons Station Yorktown?
Naval Weapons Station Yorktown is approximately forty-five minutes from 118 Rigby Lane, traveling north via Route 33 and Route 17. The route is mostly rural and avoids major highway congestion.
How far is 118 Rigby Lane from Camp Peary?
Camp Peary is also roughly forty-five minutes away, following a similar northbound route through Gloucester County toward the York River corridor.
What county is 118 Rigby Lane in?
The property is located in Middlesex County, Virginia, which governs the Diggs community and the surrounding Middle Peninsula shoreline.
Is 118 Rigby Lane in a flood zone?
Flood zone information for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the 23045 zip code area.
Does 118 Rigby Lane have an HOA?
This property is listed under the All Others Area 126 designation, which does not indicate a formal homeowners association — but always confirm current HOA status directly with the listing agent before closing.
Ready to see 118 Rigby Lane in person? Tom and Dariya Milan at LPT Realty know the Middle Peninsula well — reach out and let's schedule a visit.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
3
Full Baths
3
Half Baths
1
Approx Sq Ft
3,476
Stories
2
Fireplaces
0
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Heating
Electric,Heat Pump
Cooling
Central Air
Laundry
Interior Features
Fireplace Wood, Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Sale & Tax History
List Price
$700,000
Price / Sq Ft
$201
Annual Taxes
$5,169
Monthly Tax
$431
HOA
None
Tax Rate (effective)
0.74%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Mar 5, 2026 | $700,000 | — |
| Currently listed | — | $700,000 | — |
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$4,267/moPrincipal & interest
$3,632
Property tax
$431
Home insurance
$204
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Garrett Realty Partners · MLS# 10623531
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$700,000
118 Rigby LN, DIGGS VA 23045
Diggs, Virginia 23045
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