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Cape Charles › CAPE CHARLES › 118 Creekside Ln✓ Source: REIN MLS #10591060 · record updated Jul 23, 2026 · synced every 2 min · your inquiry is never resold
118 Creekside LN, CAPE CHARLES VA 23310 - Main photo
118 Creekside LN, CAPE CHARLES VA 23310 - Photo 2
118 Creekside LN, CAPE CHARLES VA 23310 - Photo 3
4beds
4.1baths
4,083sqft
413days on market

118 Creekside Ln, Cape Charles, VA 23310

ActiveResidential · built 2025 · CAPE CHARLES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek.

Frontage

Creek ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2025

Price / sqft

$453

HOA fee

$183/mo

Taxes

$6,256/yr

County

Northampton County VA

Waterfront

Yes

MLS #

10591060

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
4,083
Stories
3
Flooring
Other
Ensuite bedrooms
4
First-floor bed & full bath
Yes
Total rooms
12
Appliances
Dishwasher, Dryer Hookup, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Creek

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CAPE CHARLES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car
Possession
AT SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Showcase Builder Bay Legacy Homes proudly introduces the exquisite Lowcountry Reserve. The epitome of grand coastal style, this residence is a showcase of fine design and easy living. As you approach, your eyes are drawn to the grandeur of covered front porches that grace both the main and upper levels while the inviting rear porch promises relaxation and views of the expansive yard, large enough for a pool and outdoor kitchen. Inside, the home unfolds into a captivating open floor plan. A large living room seamlessly merges with an inviting eat-in kitchen, complete with a center island. The generously-sized owner's suite houses a spa-like bathroom and dual closet spaces. The upper level has three bedrooms, each with its own ensuite bathroom, as well as a large bonus room.

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10591060

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 118 Creekside Lane, a brand-new four-bedroom, four-bath home in Cape Charles with over 4,000 square feet of living space. Built in 2025, this residence offers modern construction and thoughtful design. You're in a waterfront town with small-town charm and easy access to the Eastern Shore.

Read the full overview ↓

Why this home stands out

This 2025-built home brings contemporary construction quality and full four-bath infrastructure to a four-bedroom floor plan. The open layout and modern finishes reflect current building standards. Cape Charles itself is a planned waterfront community with a walkable downtown, a working waterfront, and a slower pace than the mainland. The combination of new construction and established neighborhood character is rare in this market.

About the Cape Charles real estate market

Cape Charles sits on Virginia's Eastern Shore, a quieter alternative to the Peninsula. The town was designed around a waterfront village core with tree-lined streets and a mix of residential and commercial spaces. You'll find a genuine downtown with shops, restaurants, and a public beach access. The neighborhood itself is residential and tree-filled, with homes set back on generous lots. Daily life here centers on walking to local spots, enjoying the water, and a slower rhythm than mainland Hampton Roads. The town has a year-round population and strong seasonal tourism. Getting around Cape Charles is easy on foot or by car; the waterfront and downtown are central to community life.

What's nearby

Coach House Tavern sits just a mile away, offering casual dining and local atmosphere. The Cape Charles downtown waterfront is walkable from most neighborhoods, with shops, galleries, and seasonal events. Public beach access and a working harbor give the town its character. Grocery and pharmacy services are within town limits. The Eastern Shore's natural areas—marshes, maritime forest, and bay views—define the landscape around you. Waterfront parks and nature trails are accessible throughout the area.

For different buyers

Base commute and VA loan notes

About 47 minutes to Joint Base Langley-Eustis, this home offers a quieter residential setting while keeping the base commute manageable. New construction and four full baths support quick move-in readiness. VA loan financing is common in the Eastern Shore market. The slower pace and waterfront setting appeal to those seeking a different lifestyle than closer-in neighborhoods.

For buyers drawn to character

Built in 2025 but sited in a town with genuine history and planning, this home bridges new construction and established community character. Cape Charles was designed as a waterfront village, so you're not in a subdivision—you're in a real town with a working waterfront, downtown core, and architectural identity. The Eastern Shore's maritime heritage and slower pace attract buyers who value place over sprawl.

More buyer questions

How far is 118 Creekside Lane from Joint Base Langley-Eustis?

The home is about 47 minutes from Langley AFB, making it a reasonable commute for those stationed there while keeping you in a quieter residential setting.

What is Cape Charles known for?

Cape Charles is a planned waterfront town on Virginia's Eastern Shore, featuring a walkable downtown, public beach access, a working harbor, and a strong sense of community character.

Are there restaurants and shops near this address?

Yes, Coach House Tavern is just a mile away, and the Cape Charles downtown waterfront is walkable from most neighborhoods, with galleries, shops, and seasonal dining options.

What year was this home built?

118 Creekside Lane was completed in 2025, offering modern construction, current building standards, and move-in readiness.

Is Cape Charles a good fit for buyers seeking waterfront living?

Yes, the town is built around its waterfront and harbor, with public beach access, bay views, and a maritime heritage that defines daily life and community identity.

Ready to explore 118 Creekside Lane and Cape Charles? Contact Tom & Dariya Milan to schedule a tour and learn more about this new home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Cape Charles$1.6M – $2.1M4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleOther Middle School
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$10,660/mo

Principal & interest

$9,599

Property tax

$521

Home insurance

$540

PMI

None

HOA/Condo (paid separately)

$183

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$895,000 – $2,426,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8 Seay CT · 0.4 mi · 3,780 sqft$950,000 sold 2026-06
2 Moon CT · 0.5 mi · 4,620 sqft$939,000 sold 2026-08
124 Creekside LN · 0.2 mi · 3,411 sqft$2,426,000 active

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$1,850,000

Price / Sq Ft

$453

Annual Taxes

$6,256

Monthly Tax

$521

HOA fee

$183 / mo

Tax Rate (effective)

0.34%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 17, 2025$1,850,000—
Currently listed—$1,850,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

413 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 118 Creekside Ln in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Other Middle School, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 118 Creekside Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 118 Creekside Ln a waterfront property?+
Yes. The listing record shows: Creek.
Does 118 Creekside Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a.
When was 118 Creekside Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Bean Stringfellow · Bay Creek Realty LLC · REIN MLS #10591060

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

118 Creekside Ln, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

118 Creekside Ln, Cape Charles, Virginia 23310 · MLS #10591060 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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