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✓ Source: REIN MLS #10597507 · record updated Apr 3, 2026 · synced every 2 min · your inquiry is never resold
117 Golden Bear CIR, CAPE CHARLES VA 23310 - Main photo
117 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 2
117 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 3
117 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 4
117 Golden Bear CIR, CAPE CHARLES VA 23310 - Photo 5
3beds
3.1baths
2,900sqft
64days on market

117 Golden Bear Cir, Cape Charles, VA 23310

Under ContractResidential · built 2025 · ALL OTHERS AREA 53

Facts & features

Type

Residential

Year built

2025

Price / sqft

$344

HOA fee

$221/mo

Taxes

$1,392/yr

County

Northampton County VA

MLS #

10597507

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,900
Stories
2
Flooring
Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
10
Appliances
Dishwasher, Disposal, Dryer Hookup, Range, Washer Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Other
Roof
Composite
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 53
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT SETTLEMENT

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 117 Golden Bear Circle—a brand-new three-bedroom, three-bath home in Cape Charles with 2,900 square feet of modern living space. Built in 2025, this residence offers contemporary finishes and thoughtful layout. You're minutes from the waterfront charm and small-town character Cape Charles is known for.

Read the full overview ↓

Why this home stands out

This new construction home delivers move-in readiness with current building standards and energy efficiency. Three full bathrooms and a generous floor plan mean no compromise on comfort or convenience. The 2025 build year ensures you're starting with fresh systems, modern materials, and a clean slate. Cape Charles location puts you in a growing community with waterfront access and a slower pace than the urban corridor.

ALL OTHERS AREA 53 and the Cape Charles real estate market

Cape Charles sits on Virginia's Eastern Shore, a quieter corner of the state with genuine small-town character. The waterfront here is the heart of daily life—tree-lined streets, local shops, and a working harbor create an unhurried rhythm. You'll find a mix of newer homes and restored historic properties, reflecting both preservation and growth. The town center is walkable, with restaurants, galleries, and a farmers market that anchor the community. Getting around is straightforward; most errands stay local. For longer trips, the Eastern Shore connects to the mainland via the Chesapeake Bay Bridge-Tunnel, about 30 minutes south. Norfolk and Virginia Beach are roughly 90 minutes away by car.

What's nearby

Cape Charles Harbor is your backyard—literally minutes away for waterfront walks and boat access. The downtown shops and restaurants line the main streets just a short drive or walk from your home. Sunset Beach Park offers public beach access and a relaxed vibe perfect for evening strolls. The Eastern Shore Community College campus is nearby, as are local medical services. Grocery and pharmacy options are convenient within town. The slower pace here means you're trading big-box sprawl for a tight-knit, walkable core.

For different buyers

Base commute and VA loan notes

About 45 minutes to Joint Base Langley-Eustis, this new home qualifies for VA loan financing and offers the move-in readiness that eases transitions. Modern systems and fresh construction mean minimal surprises at inspection. The Eastern Shore location provides a quieter alternative to the urban Hampton Roads corridor while keeping the base within reasonable commute range.

Room to grow

Three bedrooms and three full baths give everyone their own space without sacrifice. The 2,900-square-foot layout flows naturally for daily living and entertaining. Built in 2025, the home features current appliances, efficient HVAC, and modern insulation. You'll find room to grow here without the renovation headaches of an older property.

More buyer questions

How far is 117 Golden Bear Circle from Joint Base Langley-Eustis?

About 45 minutes by car. The Eastern Shore location offers a quieter setting while keeping the base within a reasonable commute.

What is the waterfront access like in Cape Charles?

Cape Charles Harbor is minutes away, with public beach access at Sunset Beach Park and a working waterfront that defines the town's character.

Does this home qualify for VA loan financing?

Yes. New construction homes in Cape Charles are eligible for VA loan programs, making this a strong option for qualified buyers.

How walkable is the neighborhood?

The town center is genuinely walkable with shops, restaurants, and galleries within reach. Daily errands stay local, and the pace is unhurried.

What is the commute to Norfolk or Virginia Beach?

About 90 minutes by car via the Chesapeake Bay Bridge-Tunnel. Cape Charles trades proximity to the urban corridor for a slower, waterfront-focused lifestyle.

Ready to explore 117 Golden Bear Circle and Cape Charles living? Reach out to learn more about this new home and what the Eastern Shore offers.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Cape Charles$845K – $1.2M3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryKiptopeke Elementary
    —
  • MiddleNorthampton
    —
  • HighNorthampton
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51131C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51131C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

JBLE Langley

Air Force

84min·59.6mi

Little Creek

Navy

47min·35.2mi

NS Norfolk

Navy

75min·45.3mi

MARFORCOM

Marines

77min·46.1mi

NSA HR

Navy

81min·46.8mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,580/mo

Principal & interest

$5,173

Property tax

$116

Home insurance

$291

PMI

None

HOA/Condo (paid separately)

$221

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$850,000 – $1,200,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

230 Muirfield DR · 0.2 mi · 3,065 sqft$1,200,000 sold 2026-07
408 Cassatt Knoll · 0.5 mi · 2,850 sqft$1,137,000 sold 2026-09
214 Muirfield Drive · 0.1 mi · 2,460 sqft$1,000,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Cape Charles home worth?

Sale & Tax History

List Price

$997,000

Price / Sq Ft

$344

Annual Taxes

$1,392

Monthly Tax

$116

HOA fee

$221 / mo

Tax Rate (effective)

0.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 1, 2026$997,000—
Currently listed—$997,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Cape Charles Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 117 Golden Bear Cir in a good school zone?+
The assigned zones on the listing record are Kiptopeke Elementary, Northampton, Northampton. School attendance zones can change — always confirm enrollment with the local school division.
Is 117 Golden Bear Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 117 Golden Bear Cir?+
Cape Charles Natural Area Preserve is about 0.3 miles away.
Where is the nearest grocery store to 117 Golden Bear Cir?+
Gull Hummock Gourmet Market is about 0.9 miles away. The closest dining on record is Coach House Tavern (0.5 mi).
Does 117 Golden Bear Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 117 Golden Bear Cir built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Bay Creek Realty LLC · REIN MLS #10597507

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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117 Golden Bear Cir, Cape Charles — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

117 Golden Bear Cir, Cape Charles, Virginia 23310 · MLS #10597507 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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